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Buy crypto with your credit or debit card in a few clicks.

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Crypto exchange Buy bitcoin


HOW TO BUY BITCOIN WITH CREDIT OR DEBIT CARD

In the early days of Bitcoin development, cryptocurrency was traded on specific
forums and tech-savvy platforms. But now, buying bitcoin is easier than ever.
You can purchase bitcoin online with fiat using multiple payment options such as
credit and debit cards, bank transfers, or online wallets - in just a few
clicks. But for that, you need a crypto exchange, and CEX.IO offers all the
features one might require from a reliable platform. As one of the features,
CEX.IO allows you to buy BTC instantly with a market order, or set up the price
for purchase using limit orders.


BUY BITCOIN WITH VISA OR MASTERCARD IN USD

Buy
BTC
For
USD
 * USD
 * EUR
 * GBP

200

Get

0.0049 BTC

Buy
500

Get

0.0123 BTC

Buy
1,000

Get

0.0247 BTC

Buy
Your Amount
USD
BTC
Buy

The price will be recalculated in 99 seconds

How it works?

How it works?

This service, provided by CEX.IO, simplifies buying and selling on the exchange,
and is based on Fill-or-Kill (FOK) orders.

FOK orders are executed immediately and in full or are not executed at all.

In other words, with FOK orders, CEX.IO guarantees that its users will receive
not less than the agreed amount of cryptocurrency for the agreed price.

How does it work?

CEX.IO calculates the price and freezes it for 120 seconds. The service exchange
rate is adjusted to mitigate the risks connected with price fluctuations.

At any given moment, you input the amount of money you wish to spend and you see
the amount of cryptocurrency you can receive, according to the service exchange
rate, or vice versa.

If the situation on the market allows the execution of your order on conditions
not worse than you agreed on, the order will be filled. The order can also be
filled on more favourable conditions.

If there is a sudden spike in the exchange rate — preventing the execution of
the order on the agreed conditions — you will be notified upon the submission of
the order.

After you confirm the trade, your order is matched to other orders on the
exchange — sometimes the amount can be even greater than agreed on, but is never
smaller.

What is the fee for this service?

CEX.IO takes a 7% fee for the service which is charged from the amount of fiat
currency.

How it works?

CEX.IO supports multiple payment methods for purchasing cryptocurrencies.
Whether you buy bitcoin with a credit card or via bank transfer, CEX.IO makes it
easy and safe. It combines competitive fees, user-friendly navigation, and
attractive prices to provide cost-effective trading conditions for users.
Additionally, a straightforward process for making a purchase eliminates
uncertainty.


BUY BITCOIN INSTANTLY VIA A REPUTABLE EXCHANGE

CEX.IO was one of the first platforms to enable fiat-to-crypto transactions with
payment cards. Since our inception in 2013, we’ve chosen to be a regulated
cryptocurrency exchange.

Our company is registered in the United Kingdom and maintains status as a Money
Services Business in FinCEN (U.S.). CEX.IO offers highly secure services,
including strong anti-DDoS protection and level 2 PCI DSS to ensure that
customer funds and personal data are protected. Moreover, two-factor
authentication contributes to the strong security posture of the platform.

CEX.IO is not just a crypto exchange but an ecosystem of various crypto
services. The simple navigation on the website allows everyone to find what they
need quickly and easily. The platform, therefore, enables you to buy bitcoin in
a preferred way without having to waste time or worry about security issues.


BUY BITCOIN WITH CREDIT/DEBIT CARD OR BANK TRANSFER

Bitcoin enthusiasts are always looking for the easiest ways to obtain more
coins. Among the numerous methods for buying bitcoin instantly, making a
purchase with a credit or debit card is the most attractive. With CEX.IO, you
can use any Visa or Mastercard credit card issued in any currency. The platform
will automatically convert the currency you enter into the platform's supported
options.

WE ALSO ACCEPT SEVERAL PAYMENT OPTIONS FOR BANK TRANSFERS:

 * SWIFT
 * ACH
 * Faster Payments

 * SEPA

Those who are looking for ways to buy small amounts of bitcoin may find the card
options more convenient. If you are likely to buy large amounts of virtual
currency, a bank transfer may be more suitable. However, bank transfers may take
a little longer than card transactions. You must complete identity verification
to use card payments, and address verification for bank transfers.


THE BEST PLACES TO BUY BITCOIN WITH CREDIT OR DEBIT CARD

It is recommended to have a safe and reliable place for holding your funds,
regardless of whether you consider buying crypto for the short or long term.
Using a reputable online exchange is one of the most popular ways to buy and
store crypto assets. And here are some reasons why people choose this:

 * It doesn’t require prior blockchain knowledge to get started;
 * You can benefit from giveaways, airdrops, and other promotions;
 * 24/7 access to the market;
 * A large list of supported cryptocurrencies;
 * Access to additional crypto products like staking, savings, and loans;
 * Allows for storage of fiat and cryptocurrencies together in one wallet;
 * Multiple options to increase the security of your account and renew access if
   you lose a password.

The interface of centralized exchanges like CEX.IO keeps things simple and
minimalistic while incorporating a host of functionality. In addition, most
centralized exchanges follow AML/KYC policy to ensure a safe trading environment
on their platforms. It allows for building relationships with dozens of banks
across key markets and discourages unlawful transactions on the platform. At the
moment, centralized crypto exchanges are considered a common and easy way to buy
crypto because of high liquidity on such platforms.


HOW TO BUY BITCOIN AT CEX.IO: A STEP-BY-STEP GUIDE

The first step is registration, where you need to enter a valid email address
and set a strong password. Don’t forget to enable two-factor authentication to
make your account even more secure. Note that only one account per user is
allowed. If you are already registered, then just log in to your account to buy
crypto.

The next step is account verification. Different verification levels open access
to various payment methods, and establish new limits for deposits and
withdrawals. For card payments, you need to complete identity verification at a
minimum, or the first stage of verification. You can find more information about
payment options and verification limits on our Limits and Commissions page.

After account verification, you will be able to buy and sell cryptocurrencies in
several ways:

 * Instant Buy/Sell
 * Spot trading
 * Exchange in the CEX.IO mobile app

The Instant Buy/Sell service is one of the most convenient and fastest ways to
buy bitcoin on CEX.IO. It was designed to make crypto purchases with debit and
credit cards straightforward. The whole process takes a few minutes.

In order to buy bitcoin instantly with a debit card via Instant Buy/Sell, follow
the next steps:

 1. Go to the Buy/Sell page on the CEX.IO website

 2. Choose bitcoin from the dropdown list of available cryptocurrencies
 3. Select the fiat currency you want to use to buy crypto
 4. Use one of the pre-calculated packs, or enter the purchase amount
 5. Verify a new payment card, or select the one you’ve already verified
 6. Make sure that all details are correct, and confirm the purchase.

Done! You'll see bitcoin on your CEX.IO balance in a few moments.


ALTERNATE WAYS TO BUY BITCOIN

Let's take a look at some of the alternatives available today for purchasing
bitcoin.


DECENTRALIZED EXCHANGES

Decentralized exchanges (DEXs) are another way to obtain crypto. The difference
from centralized ones is that decentralized exchanges are not owned by a single
entity. DEXs are protocols in the blockchain network that allow participants to
exchange various cryptocurrencies. DEXs usually use liquidity pools or order
books to provide liquidity to the markets and match users’ orders. DEXs are
considered more tech-savvy platforms than centralized exchanges. They may offer
you higher anonymity with purchases, but don’t allow you to buy crypto with
fiat.


ATM

Since their introduction, Bitcoin ATMs have become one of the major ways to buy
crypto in some countries. Such ATMs are just like regular cash machines, but
they are not tied to any specific bank. In most cases, certain trading platforms
offer ATMs as a way to attract new customers and increase the adoption of
bitcoin payments.

To buy crypto through a Bitcoin ATM, you first need to find one. You can use
numerous Bitcoin ATM maps to see where the nearest one is, or whether you have
them in your town. Then put cash or a credit card in the Bitcoin ATM to buy
crypto. After confirming a transaction, bitcoins will be transferred to your
crypto wallet or an account on one of the crypto exchanges. Some ATMs also offer
to purchase Ripple (XRP), Litecoin (LTC), and other cryptocurrencies, depending
on ATM providers.

When you buy crypto with a Bitcoin ATM, you see the price of purchase, but
usually don’t see a price chart to help ensure it’s a good moment to buy
bitcoin. ATMs don’t offer to sell crypto, while you can do it online 24/7.
Besides, transaction fees and location rents are usually included in the price,
making it less cost-efficient to use compared to buying bitcoin online.


P2P

Peer-to-peer (P2P) platforms facilitate direct transactions between buyers and
sellers. Let’s say there is a person who has 1 BTC and wants to exchange it for
fiat. They may place an order on a P2P platform offering to sell bitcoin for
fiat currency. So it’s like a customer-to-customer (C2C) online marketplace, but
people sell crypto instead of goods and services. Bitcoin transactions are
irreversible, so you need to make sure that you receive cash after sending
bitcoin and vice versa. In this case, the P2P platform acts as an arbiter
between buyers and sellers to prevent scams and false orders.


FAQ


CAN YOU BUY AND SELL CRYPTO INSTANTLY?

Sure. You can buy bitcoin and a number of other cryptocurrencies at CEX.IO by
using the Instant Buy/Sell service. This service is available in our mobile app
as well. You can also place a market order on the spot market, and it will be
filled instantly. We have gathered advanced trading tools and implemented
proprietary software that ensures our customers can trade bitcoin with high
liquidity and tight spreads.


HOW CAN I GET BITCOIN INSTANTLY AT CEX.IO?

Credit and debit cards are the most convenient way to buy crypto with fiat on
CEX.IO. Card deposits are instant, while card withdrawal processing depends on
the card-issuing bank. Alternatively, you can purchase bitcoin using bank
transfers, online wallets, or other cryptocurrencies.

All you need to do is replenish your account balance and select the appropriate
currency pair to buy bitcoin. The same goes for selling crypto. If you use the
Instant Buy/Sell service in the mobile app, you can sell bitcoin and get cash on
a bank card right away.


CAN I BUY BITCOIN TODAY AND SELL TOMORROW?

When you have done your own research and think it is the right time to purchase
or sell bitcoin, you can do it 24/7 at CEX.IO. If you plan to make large
deposits and withdrawals, make sure that Identity verification limits are high
enough for your needs. Otherwise, consider increasing your verification level.

In addition, we added a feature for arbitrage traders in our mobile app that
allows you to monitor crypto prices on multiple exchanges. You can check these
data points to find the best moments to purchase and sell BTC.


HOW LONG DOES IT TAKE TO BUY OR SELL CRYPTO?

If you use the Instant Buy/Sell service, the transactions take place within
minutes.


CAN I BUY LESS THAN 1 BTC?

Definitely. You can set the amount of fiat you want to spend to buy bitcoin.
This will automatically identify the amount of coins you will receive in your
account after purchase. You can start with a minimum of $20, and buy even a tiny
fraction of the oldest crypto. For more information about recent bitcoin price
changes, take a look at the price chart.


DO I ACTUALLY OWN THE BITCOIN I BUY AT CEX.IO?

After purchasing bitcoin, crypto will be sent to your CEX.IO wallet. You can
buy, sell, or withdraw your crypto whenever you want.

Buy Bitcoin


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INFORMATION

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StartedIdentity Verification GuideCard Verification GuideGiveaways &
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© CEX.IO Ltd 2023

Server time: 2023-11-09 15:42:19.

CEX.IO Corp., CEX.IO EU VASP, UAB and CEX OVRS LLC are collectively managing the
CEX.IO platform.

CEX.IO Corp. (NMLS# 1804170) serves United States residents only in
jurisdictions where it is licensed to operate as a Money Service Business (MSB
Activities 409 499). Registered address: 900 E Diehl Rd STE 110, Naperville, IL
60563, USA. For the list of the US licenses and registrations, see the US
Licenses and Registrations page.

CEX.IO EU VASP, UAB (306186479) with its registered office address: Didžioji
str. 18, Vilnius, Lithuania registered as the Virtual Asset Service Provider
(VASP) and depository virtual currency wallets operator in the State Enterprise
Centre of Registers of the Republic of Lithuania lists.

CEX OVRS LLC (No. L 22275), serves customers all over the world except from the
countries which are specified in the respective Terms of Use. Registered office
address: Suite 1, A.L. Evelyn LTD Building, Charlestown, Nevis.

1. The availability of the products, features, and services on the CEX.IO
platform is subject to jurisdictional limitations. CEX.IO may not offer certain
products, features, and services on the CEX.IO platform in certain jurisdictions
due to potential or actual regulatory restrictions. For more information, see
our Licenses and Registrations.

The web content provided by CEX.IO is for educational purposes only. The
information and tools provided neither are, nor should be construed as, an
offer, or a solicitation of an offer, or a recommendation, to buy, sell or hold
any digital asset or to open a particular account or engage in any specific
investment strategy.

Digital asset markets are highly volatile and can lead to loss of funds.

CEX.IO Corp. is not a registered broker-dealer or FINRA member. Crypto is not
insured by the Federal Deposit Insurance Corporation (FDIC) or the Securities
Investor Protection Corporation (SIPC).

Taxes may be payable on any return and/or on any increase in the value of your
digital assets and you should seek independent advice on your tax obligations.

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