www.bmo.com
Open in
urlscan Pro
104.102.48.64
Public Scan
Submitted URL: https://www.bmo.com/main/personal/ways-to-bank/security-centre/how-to-protect-yourself/
Effective URL: https://www.bmo.com/en-ca/main/personal/security-centre/how-to-protect-yourself/
Submission: On October 25 via manual from US — Scanned from DE
Effective URL: https://www.bmo.com/en-ca/main/personal/security-centre/how-to-protect-yourself/
Submission: On October 25 via manual from US — Scanned from DE
Form analysis
2 forms found in the DOMGET /main/personal/search/
<form action="/main/personal/search/" method="get">
<div class="css-ov1ktg"><label id="header-search-mobile-label" aria-hidden="true" class="css-f67aai" for="header-search-mobile">Search box</label><input id="header-search-mobile" name="q" autocomplete="off" value="" placeholder="Search"
role="combobox" aria-label="Search" aria-autocomplete="list" aria-expanded="false" aria-labelledby="header-search-mobile-label" aria-owns="header-search-mobile-list" aria-activedescendant="" class="css-1tnu8y3" type="text"><button
aria-label="clear search results and close" type="reset" class="css-t3oxxv"><span class="css-12vt2aa">Cancel</span><span class="css-3t2nju"><img alt="" src="/dist/icons/close-dark-grey.svg"></span></button></div>
<ul id="header-search-mobile-list" role="listbox" class="css-1qzet5f"></ul><button aria-hidden="true" type="submit" class="css-3230m6" tabindex="-1"></button>
</form>
GET /main/personal/search/
<form action="/main/personal/search/" method="get">
<div class="css-ov1ktg"><label id="header-search-label" aria-hidden="true" class="css-f67aai" for="header-search">Search box</label><input id="header-search" name="q" autocomplete="off" value="" placeholder="Search" role="combobox"
aria-label="Search" aria-autocomplete="list" aria-expanded="false" aria-labelledby="header-search-label" aria-owns="header-search-list" aria-activedescendant="" class="css-1tnu8y3" type="text"><button aria-label="clear search results and close"
type="reset" class="css-t3oxxv"><span class="css-12vt2aa">Cancel</span><span class="css-3t2nju"><img alt="" src="/dist/icons/close-dark-grey.svg"></span></button></div>
<ul id="header-search-list" role="listbox" class="css-1qzet5f"></ul><button aria-hidden="true" type="submit" class="css-3230m6" tabindex="-1"></button>
</form>
Text Content
Skip navigation closeSign In Search boxCancel Country Selector CAYou're on B M O Canada website Canada US China Site Selector Personal * Personal * Business * Private Wealth * Commercial * Capital Markets * Global Asset Management * About BMO Language Selector ENEnglish * English * Français * Bank Accounts * Bank Accounts Overview * Chequing Accounts * All chequing accounts * Plus Chequing * Performance Chequing * Practical Chequing * Premium Chequing * AIR MILES Chequing * Savings Accounts * All savings accounts * Premium Rate Savings * Savings Amplifier * U.S. Dollar Premium Rate Savings * Savings Builder * Banking For * Students * Newcomers * Kids and Teens * Canadian Defence Community * Family Bundle * Indigenous Banking * Seniors * Special Offers * BMO Digital Banking Resources * Compare chequing accounts * Help me choose * Banking fees and agreements * Book an appointment * Credit Cards * Credit Cards Overview * Card Types * Cash Back * Low Interest Rate * Rewards * Travel * AIR MILES * Visa * No Fee * All cards * Specialty Cards * Students * Affinity * New to Canada * Pre-paid * Business * Digital Wallet & Tools * BMO PowerSwitch * Google Pay * BMO PaySmart * Click to Pay * Apple Pay * Safety & Travel * Safety & Security * Travel Services Resources * Activate your card * Compare credit cards * Help me choose a card * Make an appointment * Mortgages * Mortgages Overview * Mortgage Rates * Special Offers * Mortgage Options * Mortgage pre-qualification * Renew your mortgage * Mortgage pre-approval * Refinance your mortgage * Homeowner ReadiLine® * BMO Smart Fixed Mortgage * Switch your mortgage to BMO * Mortgage insurance * Mortgage Calculators * All calculators * Mortgage Payment Calculator * Mortgage Affordability Calculator * Variable or Fixed Rate Calculator * Mortgage Pre-Payment Calculator * Homeowner ReadiLine® Calculator * Mortgage Renewal Calculator * Tips and Advice * Mortgage renewal tips * First-time home-buyer programs * Renew vs. refinance * Buying a home * Purchasing a newly built property * Buying your next property * Eco-friendly home guide * Newcomer mortgage options Resources * Apply for a BMO Mortgage * Talk to an expert * Call a home advisor * Find a local mortgage specialist * Loans * Loans & Lines of Credit Overview * Loans * Personal Loans * Home Equity Loan * All loans * RRSP Retro Activator * Lines of Credit * Personal Line of Credit * RRSP ReadiLine * Homeowner's Line of Credit * All lines of credit * Student Borrowing * Student Line of Credit * Medical or Dental Student Line of Credit * Professional Student Lines of Credit * All student borrowing options Resources * Loan calculators * Make an appointment * Investing * Investments Overview * Invest with a Professional * Investment Professionals * Financial Planners * Private Wealth * Invest Online * All online investing solutions * InvestorLine Self-Directed * InvestorLine adviceDirect * BMO SmartFolio * Investment Accounts * TFSA * RRSP * RESP * FHSA * RRIF * RDSP * Margin Accounts * CSP * Investment Products * Mutual Funds * GICs * ETFs * Stocks * Bonds * Options * Financial Calculators * TFSA Calculator * Retirement Calculator * FHSA Calculator * RIF Payment Calculator * GIC Calculator * Investment Payout Calculator * Net Worth Worksheet Resources * Learning centre * Help me choose * Book an appointment * Insurance * Creditor Insurance * Creditor Insurance Overview * Loans & Lines of Credit Protection Insurance * Mortgage Protection Insurance * Commercial Loan Insurance Plan * Credit Card Balance Protection Enhanced * Travel Insurance * Travel Insurance Overview * Single Trip Plans * Multi-Trip Plans Resources * Guide me tool * Mortgage insurance calculator * Get a travel insurance quote * Make an appointment * Offers & Programs * Newcomers to Canada * Newcomers * Special Offers * Bank Accounts * Permanent Resident or Foreign Worker * Credit Cards * International Students * Talent Program * Newcomer mortgage options * Students * Students * Borrowing * Bank Accounts * International Students * Credit Cards * Talent Program * Canadian Defence Community * Canadian Defence Community Overview * Business Banking * Bank Accounts * Talent Program * Support Our Troops Mastercard * Kids & Teens * Seniors * Indigenous Resources * Make an appointment * Find a BMO branch * Learn about BMO * BMO SmartProgress Support Branches Appointment * Personal * Business * Private Wealth * Commercial * Capital Markets * Global Asset Management * About BMO Search boxCancel Country Selector CAYou're on B M O Canada website Canada US China Language Selector ENEnglish * English * Français * Bank Accounts * Bank Accounts Overview * Chequing Accounts * All chequing accountsExplore your options * Plus ChequingFlexible, budget-friendly * Performance ChequingMost popular * Practical ChequingLowest fee * Premium ChequingMost benefits * AIR MILES ChequingFor the rewards collector * Savings Accounts * All savings accountsExplore your options * Premium Rate SavingsFlexible and convenient * Savings AmplifierHigh interest rate * U.S. Dollar Premium Rate SavingsEarn interest on U.S. dollars * Savings BuilderBonus interest * Banking For * StudentsOffers, bonuses and more * NewcomersBanking options for newcomers * Kids and TeensBank accounts for youth under 19 * Canadian Defence CommunityBanking options for eligible members * Family BundleBenefits for the entire family * Indigenous BankingPersonalized support, offers and more * SeniorsOver 60? We’ve got you covered * Special Offers * BMO Digital Banking Resources * Compare chequing accountsEasily compare your options * Help me chooseAnswer a few short questions * Banking fees and agreementsAccess more details about your bank plan * Book an appointmentConnect with us in person * Credit Cards * Credit Cards Overview * Card Types * Cash BackEarn cash on all purchases * Low Interest RateLow fees, low interest * RewardsEarn rewards on every dollar * TravelEarn points on travel * AIR MILESFor travel, merchandise & more * VisaEnjoy exclusive perks and rewards * No FeeKeep your costs low * All cardsExplore your options * Specialty Cards * StudentsEnjoy no annual fee * AffinityCards that support your cause * New to CanadaBuild your credit history * Pre-paidA reloadable, secure Mastercard * BusinessEarn rewards, AIR MILES, and more * Digital Wallet & Tools * BMO PowerSwitchTransfer your pre-authorized payments * Google PayPay securely using Google Pay * BMO PaySmartPay your credit card off in interest-free instalments * Click to PaySafely check out with BMO * Apple PayPay securely using Apple Pay * Safety & Travel * Safety & SecurityYour protection is our priority * Travel ServicesEverything you need on your trip Resources * Activate your cardSet up your card in 1 minute * Compare credit cardsEasily compare your options * Help me choose a cardAnswer a few short questions * Make an appointmentConnect with us in person * Mortgages * Mortgages Overview * Mortgage Rates * Special Offers * Mortgage Options * Mortgage pre-qualificationEstimate how much you can afford * Renew your mortgageExplore your renewal options * Mortgage pre-approvalLearn more about pre-approvals * Refinance your mortgageFund your goals and big plans * Homeowner ReadiLine®Combine a mortgage with a line of credit * BMO Smart Fixed MortgageLock in a 130-day rate * Switch your mortgage to BMOExplore how you can switch * Mortgage insuranceProtect your investment * Mortgage Calculators * All calculatorsExplore your options * Mortgage Payment CalculatorEstimate your regular payments * Mortgage Affordability CalculatorStart setting your budget * Variable or Fixed Rate CalculatorStart comparing your mortgage payments * Mortgage Pre-Payment CalculatorEstimate your pre-payment charge * Homeowner ReadiLine® CalculatorExplore a flexible borrowing option * Mortgage Renewal CalculatorEstimate your payment at renewal * Tips and Advice * Mortgage renewal tipsTips for your next mortgage term * First-time home-buyer programsIncentives, tax credits and more * Renew vs. refinanceCompare your options * Buying a homeTips for your home-buying journey * Purchasing a newly built propertyNow with 30-year amortization * Buying your next propertyTips for your next move or investment * Eco-friendly home guideTips for a greener home * Newcomer mortgage optionsHome financing tips for newcomers Resources * Apply for a BMO MortgageKickstart your mortgage journey * Talk to an expertRequest a call back * Call a home advisor1-866-262-1618 * Find a local mortgage specialistConnect with a specialist nearby * Loans * Loans & Lines of Credit Overview * Loans * Personal LoansMost popular * Home Equity LoanTap into your home equity * All loansExplore your options * RRSP Retro ActivatorMaximize your RRSP * Lines of Credit * Personal Line of CreditAccess cash when you need it * RRSP ReadiLineMaximize your RRSP * Homeowner's Line of CreditTap into your home equity * All lines of creditExplore your options * Student Borrowing * Student Line of CreditAffordable, flexible financing * Medical or Dental Student Line of CreditEnhanced credit limits * Professional Student Lines of CreditPursue your studies worry-free * All student borrowing optionsExplore your options Resources * Loan calculatorsLet's calculate your loan payments * Make an appointmentSpeak to a BMO representative * Investing * Investments Overview * Invest with a Professional * Investment ProfessionalsInvestment advice for your goals * Financial PlannersOngoing support from experts * Private WealthBespoke advice from a proven team * Invest Online * All online investing solutionsExplore your options * InvestorLine Self-DirectedTrade Online * InvestorLine adviceDirectTrading online with expert advice * BMO SmartFolioLet us invest for you * Investment Accounts * TFSAGrow your money, tax free * RRSPInvest for your retirement * RESPSave for a child’s education * FHSASave for the purchase of your first home * RRIFManage your retirement income * RDSPRegistered disability savings * Margin AccountsLeverage your investments * CSPSave on a regular basis * Investment Products * Mutual FundsDiversified and managed investing * GICsGuarantee your return * ETFsDiversified and easy to trade * StocksInvest in specific companies * BondsPredictable investment returns * OptionsManage risk & generate income * Financial Calculators * TFSA CalculatorWatch your savings grow, tax-free * Retirement CalculatorMake the most of your retirement * FHSA CalculatorPlan your first home purchase with ease * RIF Payment CalculatorTurn savings into steady income * GIC CalculatorDiscover the effect of compounding * Investment Payout CalculatorLearn more about your investments * Net Worth WorksheetCompare your assets and liabilities Resources * Learning centreAll Investment resources in one spot * Help me chooseFind the best investment option * Book an appointmentSpeak to a BMO representative * Insurance * Creditor Insurance * Creditor Insurance OverviewExplore your options * Loans & Lines of Credit Protection InsuranceLoan or line of credit protection * Mortgage Protection InsuranceProtection from the unexpected * Commercial Loan Insurance PlanProtect your business’ future * Credit Card Balance Protection EnhancedMake payments in difficult times * Travel Insurance * Travel Insurance OverviewExplore your options * Single Trip PlansGet more out of your travel plan * Multi-Trip PlansFor frequent travellers Resources * Guide me toolFind coverage that works for you * Mortgage insurance calculatorBMO's affordable coverage options * Get a travel insurance quoteFind the right insurance coverage * Make an appointmentConnect with us in person * Offers & Programs * Newcomers to Canada * NewcomersBanking options for newcomers * Special OffersSpecial banking offers and advice * Bank AccountsSave on everyday banking * Permanent Resident or Foreign WorkerBanking for your new life in Canada * Credit CardsNo credit history required * International Students International banking options * Talent ProgramExplore BMO career opportunities * Newcomer mortgage optionsHome financing tips for newcomers * Students * StudentsBanking options for students * BorrowingFlexible financing for school * Bank AccountsEnjoy student banking perks * International Students International banking options * Credit CardsEnjoy no annual fee * Talent ProgramExplore BMO career opportunities * Canadian Defence Community * Canadian Defence Community OverviewBanking options for military families * Business BankingGet special offers and advice * Bank AccountsSave on everyday banking * Talent ProgramExplore career opportunities * Support Our Troops MastercardEnjoy a no-fee card * Kids & Teens * Seniors * Indigenous Resources * Make an appointmentConnect with us in person * Find a BMO branchFind a BMO location near you * Learn about BMOFind out more about our purpose and impact * BMO SmartProgressStrengthen your financial literacy skills closeSign In Navigation skipped * How we protect you * How you can protect yourself * Security tips * Learning centre * Security alerts * Report fraud * Personal * Security Centre * How you can protect yourself HOW YOU CAN PROTECT YOURSELF Protecting your identity, along with your personal or business banking info is a joint effort. We’ll always go the extra mile to keep you safe, but you also have an important role to play. * Avoid scams by knowing how you can safely communicate with us. * Get additional security software to protect your devices. * Arm yourself with knowledge by visiting our Learning Centre and reading our brochures about protecting yourself from cybercrime (PDF 127 KB) and common scams (PDF 787 KB). * Sign up with OnGuard® identity Protection at no cost with your Performance and Premium chequing plans.*74 KNOW HOW WE’LL CONTACT YOU Received a suspicious email, call or text saying it’s from bmob m o? Here’s how you can know when it’s really us. * MESSAGE CENTER * BMOB M O ALERTS * VERIFICATION CODES OUR MESSAGE CENTER ALLOWS US TO SEND YOU CONFIDENTIAL INFORMATION AND LETS YOU RESPOND SECURELY. * All messages you send or receive through the Message Center are encrypted to protect your privacy. * You’ll only get emails from someone at bmob m o you’ve communicated with before. message center sign-up guide (pdf, 2500K) Important: BMO will never contact you via unsolicited email, text or phone call asking for sensitive information, passwords, PINs or verification codes (one-time passcodes). If you get a call, voicemail, email or text from someone claiming to be from BMO and you think it’s suspicious, do not share any personal information and contact us immediately using the information on the back of your card. ADDITIONAL SECURITY SOFTWARE FOR YOUR DEVICES * PROTECT YOURSELF WHILE YOU BROWSE WITH IBM®REGISTERED TRUSTEER RAPPORT®REGISTERED Avoid online fraud and malware on your desktop with IBM®registeredI B M registered Trusteer Rapport®registeredregistered. Be confident that you’re accessing secure websites and avoiding harmful ones that might put your device and personal info at risk. Download Trusteer Rapport®registered on your computer for free (available for Windows and MacOS, 433KB) learn more * PROTECT YOURSELF AGAINST IDENTITY THEFT WITH ONGUARD®REGISTEREDON GUARD REGISTERED Safeguard your personal info from fraud with OnGuard®registeredOn Guard registered if you have a Performance or Premium chequing account. OnGuard®registeredOn Guard registered stores the details you want to be monitored online, then scans websites and alerts you if it finds your info on a site where it shouldn’t be. learn more * CONFIRM YOUR IDENTITY WHEN YOU SIGN IN: INTERAC®REGISTERED VERIFICATION SERVICE Verify your identity quickly and securely with the Interac®registered verification service. Sign up for new services and products by using your bmob m o info to help confirm who you are. learn more FAQS * What’s an encrypted email? An encrypted email can only be read by the intended recipient(s) using a unique key or password. So, if a scammer tries to access an encrypted email email you've exchanged with us, they wouldn't be able to read its content and use it fradulently, keeping your private info safe. * What do I do if I get a bmob m o Verification Code for an unfamiliar transaction? If we notice activity on your account that isn’t typical for you, we’ll send you a verification code to confirm it’s really you making the transaction. It’s an added security measure to prevent unauthorized activity on your account. If it is your transaction, enter the code as requested. If you receive a code for a transaction you didn’t initiate, don’t ignore it! This could be an indication of fraud. Please call us right away at 1-877-765-1841. * Why should I use Trusteer Rapport®registeredregistered? Trusteer®registeredregistered protects your private info and devices by checking whether the website you’re using is legitimate. For example, if you’re trying to sign into online banking, Trusteer®registeredregistered can make sure you’re on the right bmo.comB M O dot com website instead of a fake BMO site that’s pretending to be us. * Am I safe without Trusteer Rapport®registeredregistered? Yes, but even more so when you have Trusteer®registeredregistered downloaded on your computer. The biggest benefit to Trusteer®registeredregistered is that you can access your account through online banking knowing that you are on the right bmo.comB M O dot com website instead of some imposter site that’s pretending to be us. * I need some help setting up Trusteer Rapport® on my desktop. Who should I talk to? If you need assistance with Trusteer®registeredregistered, please visit https://trusteer.com/support/ * What is OnGuard Identity Protection? OnGuard®† helps customers detect identity theft sooner by making them aware of where and how their personal information is being used. OnGuard helps to guard against identity fraud both online and offline through: * Online identity monitoring * Financial identity monitoring * Identity alerts * Card cancellation and replacement concierge * Identity restoration OnGuard identity Protection is a complimentary service offered to eligible BMO customers with the Performance and Premium Plans.*74 BMO DIGITAL BANKING SECURITY GUARANTEE Your security is our priority and we work in partnership with you to keep your accounts safe. We will reimburse you for any eligible unauthorized transactions provided you have kept your account details secure, and you’ve met all other key responsibilities outlined in our Electronic Banking Services Agreement. * Legal footnote * details* For terms and conditions of the BMO Digital Banking Agreement, refer to the Electronic Banking Services Agreement, which is part of the Agreements, Bank Plans and Fees for Everyday Banking booklet, available online at bmo.com/agreements and at BMO branches. canada deposit insurance corporation cdic protecting your deposits pdf We are members of the Canada Deposit Insurance Corporation (CDIC) EXPLORE OUR SERVICES * Bank Accounts * Credit Card * Mortgages * Loans * Investments * Creditor Insurance * Travel Insurance SECURITY CENTRE * How We Protect You * How to Protect Yourself * Security Tips * Learning Centre * Report Fraud * Report Lost/Stolen Debit Card * Report Lost/Stolen Credit Card * Security Alerts WAYS TO BANK * Overview * Register for Online Banking * Digital Banking * Deposit Money * Request Money * Transfer Money * Send Money * Global Money Transfer * Pay Bills * BMO Debit Card * Overdraft Protection * CRA Direct Deposit * Digital Demos * BMO Alerts Customer support Branch locator Book an appointment About BMO Investor Relations Privacy Legal Modern Slavery Act Statement Careers Accessibility at BMO Accessibility Feedback Site map Customer Complaint Handling Process Your Opt Out Preference Signal is Honored YOUR CALIFORNIA PRIVACY CHOICES FOR CALIFORNIA RESIDENTS: To optimize our websites and to personalize your online experiences, we may collect and share your personal data. To learn more, please refer to our CCPA Policy. If you prefer your personal data not be collected for this personalized online experience or to opt-out of sharing as defined by California law, please toggle to “No” and click “Submit”. This opt-out is specific to the device and browser you use. If you use different browsers or devices, you will need to opt out on each. In addition, because this opt-out is facilitated via cookies, if you clear your cookies you will need to opt out again. BMO also recognizes Global Privacy Control (“GPC”) signals that are transmitted by web browsers and will treat that signal as a valid request to opt-out of the sharing of your personal information for that web browser. X STRICTLY NECESSARY Always Active Strictly necessary cookies and other technologies are essential in order to enable you to move around a website and use its features, such as accessing secure areas of the website. Without these cookies, certain services you may have asked for cannot be provided. These cookies do not gather information about you that could be used for marketing or remembering where you have been on the Internet. SHARE MY PERSONAL INFORMATION Share my Personal Information This will opt you out of sharing your personal information under California law on our US BMO.com site. It is specific to the device and browser you use. If you use different browsers or devices, you will need to opt out on each. In addition, because this opt-out is facilitated via cookies, if you clear your cookies you will need to opt out again. To learn more refer to our CCPA Policy and our Digital Privacy Policy. Back Button COOKIE LIST Search Icon Filter Icon Clear checkbox label label Apply Cancel Consent Leg.Interest checkbox label label checkbox label label checkbox label label Confirm My Choices