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Solar-Financial F.C.U
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CONTACT INFO

MethodInformationACHRouting # 264080811Call+1(929)
771-4360Emailcontact_sup@solar-financial03fcu.comFax+1(929) 771-4360MailPO Box
120729
Nashville, TN 37212

Contact Us

Hours of OperationsBusiness Hours
8:30 a.m.–5:00 p.m. Mon–Fri
Lobby Hours
9:00 a.m.–5:00 p.m. Mon–Fri
Drive-Thru Hours
8:30 a.m.–5:00 p.m. Mon–Thu
8:30 a.m.–6:00 p.m. Friday

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BEST PRACTICES


RAISE YOUR FINANCIAL IQ


FOLLOW A BUDGET

You must spend less than you make in order to save. It's that simple. When you
plan where every dollar is going before spending it, you take control of what
you can control. You don't need a software subscription to budget – our free
budget spreadsheet works great. Read about our tips for budgeting.


GET ONE MONTH AHEAD

The majority of Americans live paycheck-to-paycheck. That's stressful. After you
create a budget, your first goal is to save enough so that this month's income
is for next month's expenses. When you already have the money you need for the
entire month on the 1st, you know that every bill will be paid on time, and you
can focus on saving more money to pay off debt faster.


PAY OFF HIGH INTEREST DEBT

High interest debt includes credit cards, personal loans, and some vehicle loans
– any debt with a rate higher than you can earn in your savings and retirement
accounts. Your money is best used by paying off debts in order of rate from
highest to lowest.


SAVE AND INVEST STEADILY

Consistency and time are the ingredients toward building wealth. Once you have
paid off high interest debt, you can work toward saving 25% of your income for
future purchases, reserve savings, and retirement. With the power of time and
compounding interest, you can obtain a life of abundance.


AVOID MONEY PITFALLS

You have probably made a few financial decisions that you regret. Everyone has.
It might be overspending on a vehicle, financing a vacation, shopping on credit,
or not investing well for retirement. Following a financial plan helps you avoid
money pitfalls by keeping you focused on a better tomorrow.


IMPROVE YOUR CREDIT SCORE

A better credit score makes borrowing money easier and cheaper. The number one
rule for improving your credit score is paying all debts on time.
Watch this video to understand more about how your credit score is calculated.
You may obtain a free copy of your credit report at AnnualCreditReport.com.


PROTECT YOUR IDENTITY

Hackers and scammers try hard to derail your financial plan. It is critical that
you protect your identity by practicing good online security and knowing how to
recognize and respond to fraud.


GET HELP MANAGING YOUR DEBT

We partner with GreenPath Financial Wellness, a credit and financial counseling
company. Every Solar-Financial member can receive a free financial counseling
session. They also provide excellent short articles and webinars on a variety of
financial subjects, including debt management, financial literacy for kids, and
saving for retirement.

Create a Budget

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PO Box 120729, Nashville, TN 37212 — Routing # 264080811
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© 2025 Solar-Financial F.C.U. All rights reserved. Federally insured by NCUA.
Equal Housing Lender
National Credit Union Administration



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