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118 * * * * Sections * Critical Risks * Risk Management * The Insurance Industry * Claims & The Law * Workers’ Comp Forum * Risk Insiders * Sector Focus * . * Risk Central * Power Broker * Risk Matrix * The Profession * Risk Scenarios * Risk All Stars * Teddy Award * Sponsored Content * Magazine * Digital Issue * Issue Archive * Subscribe * Conferences * Ergo * National Comp * Advertise * Subscribe * More * Award Applications * Newsletters * &BrandStudio * Privacy Policy * About R&I * Contact Us * Trending Stories * National Comp * Power Broker * Workers’ Comp Forum * Risk Matrix * Risk Central * The Profession * Sections * Critical Risks * Risk Management * The Insurance Industry * Claims & The Law * Workers’ Comp Forum * Risk Insiders * Sector Focus * . * Risk Central * Power Broker * Risk Matrix * The Profession * Risk Scenarios * Risk All Stars * Teddy Award * Sponsored Content * Magazine * Digital Issue * Issue Archive * Subscribe * Conferences * Ergo * National Comp * Advertise * Subscribe * More * Award Applications * Newsletters * &BrandStudio * Privacy Policy * About R&I * Contact Us NEWSLETTERS The best of R&I and around the web, handpicked by our editors. SIGN UP. RISK CENTRAL White papers, service directory and conferences for the R&I community. GO TO RISK CENTRAL. DIGITAL EDITION Web replica of the print magazine. VIEW DIGITAL EDITION. Type your search term above * * * * MANAGING A MERGER AND A PANDEMIC IS NO EASY FEAT. HERE’S HOW WASTE MANAGEMENT’S JEFF BENNETT TACKLED IT ALL Waste Management’s Jeff Bennett worked to make sure employee health was a priority through both COVID-19 and a major acquisition. By: Courtney DuChene | September 2, 2021 Topics: Profiles | Public Sector | Risk All Stars | Risk Management | September 2021 Issue | Workers' Comp | Workers' Comp Forum For many, it’s hard to forget the day in March 2020 when COVID-19 disrupted their lives. Millions of workers were sent home to do their jobs remotely as companies and governments sought to protect them from the pandemic. While remote work was a great solution to help people social distance, not every company could run all of their operations from home. Waste Management, a company that provides waste collection services for municipal, industrial, residential and commercial customers in 48 states, Washington D.C. and Canada, knew its employees would have to keep reporting to work every day. Its workers had to keep picking up trash, global pandemic or not. And it was up to Jeff Bennett, the company’s assistant treasurer and senior director of risk, to figure out how to keep the company running and keep workers safe while community and regulatory standards shifted. “Each location is going to have their own unique set of challenges,” Bennett said. “I fully recognize the strength of the team I have here at Waste Management. They’re exceedingly great at the jobs they do.” As if that wasn’t enough of a hurdle, the company closed the largest waste acquisition in the past decade when it bought Advanced Disposal Systems for $5 billion during this same time. The company had an influx of new workers, and Bennett had to create a new workers’ compensation program for them during an exceedingly challenging time. “Waste Management has been in the unique position of having to operate as ‘business as usual’ while circumstances nation — if not worldwide — have been anything but,” said Janet Hill, assistant vice president of client services at Gallagher Bassett. “Jeff is an exemplary leader in that he encourages autonomy and creativity, while providing support and guidance, when needed.” When faced with the challenge, Bennett immediately got to work. He leaned on his background in treasury and finance and worked with Gallagher Bassett, the company’s TPA, to create models that provided insight into variables that drive claim frequency and severity, allowing the company to make more informed operational and safety-based decisions. He also worked to develop a transitional return-to-work program, which helps employees get back to work while still making progress towards healing. The goal is not for them to work through the injury, but rather to make a full recovery while still completing their jobs, in a similar way to how athletes begin to slowly work out again after injury. “They don’t jump right back in when they think they’re ready. They rehab, they work their way back up to where they are,” Bennett said. The program employs a clinical model, with occupational health managers who are dedicated to the program. As a result, legacy Advanced Disposal Systems saw a 40% reduction in its lost work days. & -------------------------------------------------------------------------------- Every year, Risk & Insurance selects deserving candidates to become Risk All Stars. These are risk managers who, through their perseverance, passion and creativity, make a big difference to the stability of their organizations. See all the 2021 Risk All Star Winners here. Courtney DuChene is an associate editor at Risk & Insurance. She can be reached at duchene@theinstitutes.org. SHARE THIS ARTICLE! Click to Copy Share Tweet Share TRENDING STORIES WHY PROTECTING INSURERS’ DIGITAL ASSETS IS MORE IMPORTANT THAN EVER AS THE RUSSIA-UKRAINE CONFLICT CONTINUES April 12, 2022 WHO’S IN THE DRIVER’S SEAT? RISK MANAGEMENT UPDATES FOR THE AUTONOMOUS VEHICLE INDUSTRY April 12, 2022 INSURERS ARE NO LONGER ON THE SIDELINES WITH BLOCKCHAIN. HERE ARE ITS BENEFITS AND POTENTIAL RISKS March 4, 2022 WE TALK ABOUT RANSOMWARE ALL THE TIME. SO WHAT DO WE ACTUALLY DO WHEN A HACKER HAS OUR DATA? March 27, 2022 MORE FROM RISK & INSURANCE THE 2022 EXECUTIVES TO WATCH: PHILADELPHIA INSURANCE COMPANIES’ KIMBERLY HAMILTON Kimberly Hamilton of PHLY has embraced an executive role where expanded product and underwriting capabilities are at the forefront. ASBESTOS-RELATED DEATH WILL NOT BE COVERED BY INSURER, COURT SAYS After an employee dies due to an asbestos-related illness, one employer and its insurer face a lawsuit from the surviving family. THIS RISK MANAGER’S CAREER MAKES HIM FEEL ON TOP OF THE WORLD … LITERALLY! For 18 years, Vincent Valencia lived atop a mountain supervising Mammoth Mountain Ski Area’s gondola operation. What happens when he retires in two years? BEAZLEY’S CHRIS ILLMAN TELLS US WHY ENVIRONMENTAL LEGAL ISSUES SHOULD BE TOP OF MIND HEADING INTO 2022 Where will environmental risks take us in 2022? The repercussions will breed both legal consequences and a lot of social change. Go to Homepage > SPONSORED CONTENT BY CONCENTRA BRINGING CARE TO THE EMPLOYER’S DOORSTEP: HOW THE PANDEMIC CHANGED THE GAME FOR MOBILE AND ON-SITE HEALTH CARE Concentra is filling an increasingly important need in the market by providing expanded mobile and on-site health care support to employers large and small. By: Concentra | May 2, 2022 It’s a matter of record that the COVID-19 pandemic changed not only the way we work but also the way in which employers support their talent base. Maintaining the physical and mental health of our workers is more of a priority than ever before due to evolving market and cultural changes. Mike Rhine, chief operating officer for Concentra® Onsites, said this renewed focus on employee health is creating a robust market for episodic health care support and mobile services to effectively meet the needs of employers and their employees. The COVID-19 pandemic drove many companies to arrange on-site testing services and gave employers a taste of the benefits they could reap by having Concentra provide quality staff and vital services at their locations. As a result, employers are now looking to see what else they can do to increase savings and productivity gains — while also reinforcing their commitment to workforce health with their employees. “I think a lot of larger employers that previously didn’t have experience with episodic services saw the true benefits for the first time during the pandemic,” Rhine said. Rhine said that process might have started with a service provider coming in and providing symptom screening at the beginning of the pandemic. That then evolved into testing programs and providing vaccinations and continued with providing vaccination boosters. While some companies attempted to internalize those services, Rhine said that they found it was more efficient to partner with a provider like Concentra. He is seeing evidence of a robust trend in that direction. “We thought there would be some drop in this type of offering, but now employers are looking beyond COVID-19 and thinking about what other services can they bring into their facilities,” he said. “We have seen that they’re primarily looking for two types of onsite services.” “There are episodic onsite services where you arrange for us [Concentra] to come and go as there is a need, maybe quarterly. There are also permanent onsite clinics. We’re seeing growth in both,” he added. “In addition to the benefits I mentioned, folks have been spending so much time on COVID-19 that a lot of employers are behind on their compliance testing when it comes to the audiometric testing, surveillance, blood work, and other health services.” Mike Rhine, Chief Operating Officer for Concentra® Onsites “Due to the labor shortages many companies are experiencing, employers are now looking at what services they can bring into their facilities to save time and support productivity,” Rhine said. With so many employees pressed for time and already under stress, any service offered at their place of employment that can save time — including time spent on the road to and from appointments — will be embraced and help drive employee engagement. “It’s a productivity saver for employers to not have employees leaving their place of work for any type of testing or services they might need – outside, say, an injury where an employee needs to physically go see a physician and have an X-ray,” Rhine said. Employers have been exploring everything from episodic care, such as quarterly surveillance exams and vaccinations, to full-service on-site clinics that provide occupational, urgent, and primary health care. On-site nurse and athletic trainer programs for injury prevention, triage, and first aid have also seen an increase. No matter what services and mode of service delivery an employer chooses, there is the added benefit of maintaining a culture of health and wellness. “We’ve created a department focused on episodic and mobile services and we’ve added it to our onsite team assigned to permanent clinics for large employers. That gives us an entire team that spends their days – and sometimes evenings — thinking about how we’re going to solve our clients’ episodic needs,” Rhine added. “That may mean bringing staffing agency personnel on site to handle a short-term need for our clients, or even engaging a mobile unit partner to go on site for a large hiring event or quarterly compliance testing,” he said. Sectors that are utilizing health care support services include manufacturing, construction, and perhaps surprisingly, health care. Health care institutions are experiencing high levels of employee burnout and resignations, Rhine said, and in turn need their own health care support. “Some health care systems are so stressed that their employee health department can’t keep up, and they’re needing assistance,” Rhine said. Rhine added that in construction, a drive-up health support service can provide crucial safety and health monitoring and support. COMPANIES OF A CERTAIN SIZE Concentra can customize its on-site and episodic services for any company. The company closely collaborates with its clients to fully understand their workforce health needs and develop the most effective on-site health program. For example, Concentra recommends episodic and mobile services for companies with a minimum of around 100 employees, Rhine said. “When you’re at 100 employees or more, that’s usually when it makes sense, especially if you are involved in manufacturing.” Rhine said an example of a good fit for episodic and mobile services would be an electric vehicle (EV) battery plant. Employees in those plants need to be monitored for possible exposures and to make sure their respirators are fitted properly. A fully equipped and staffed on-site clinic might make more sense for employers with 500 or more employees, Rhine said. PRE- AND POST-EMPLOYMENT TESTING Yet another area where on-site and mobile health care support services are needed is in pre- and post-employment offer testing. Concentra can staff or utilize a mobile unit to support large hiring events to handle all pre-hire medical and fitness testing. This saves time for employee and employer by limiting the number of providers used and having to go into the community for these services. Large organizations that need to rapidly onboard dozens of workers can partner with Concentra to do so safely. “We now do hiring events where folks show up on a Saturday and we go through 200 plus physicals and take care of everything the employer needs to hire those folks that same day,” Rhine said. On-site clinicians can support employers in their efforts to recruit and retain workers. An on-site athletic trainer can test a prospective employee’s physical capability to perform the job they’re applying for – saving a company time and money, not to mention reducing future workers’ compensation risks. For example, an individual may apply for a warehouse position that requires them to repeatedly lift 50 pounds or more. When the candidate is tested by the on-site athletic trainer, it’s found that they aren’t quite at the fitness level they need to be to safely perform the job. The on-site athletic trainer can provide the physical conditioning support the candidate needs to allow the employer to hire them, provided that Concentra and the employer can support the employee’s progression into their new role as they train for the job and become acclimated to it. “If they don’t pass, maybe the candidate is spending a half hour with the athletic trainer pre-shift and then rotating into the eventual job they’re going to be in,” Rhine said. “It’s a way to improve an employee’s physical health and physical capacity, while also giving them job-specific coaching prior to performing a new role full time,” he added. According to Rhine, this approach to accommodating employee fitness levels has increased in frequency as employers struggle with labor shortages. “This was not really prevalent two years ago,” he said. At the time of the ‘Great Resignation,’ when employee loyalty has never been more tenuous, Concentra is providing a service that not only saves valuable human and economic resources, but also helps employers demonstrate their commitment to employees. Such concepts were always best practices, but at this moment in time, they are becoming much more urgent considerations for employers. To learn more, visit: https://www.concentra.com/onsite-clinics/onsite-healthcare-models/. This article was produced by the R&I Brand Studio, a unit of the advertising department of Risk & Insurance, in collaboration with Concentra. The editorial staff of Risk & Insurance had no role in its preparation. Concentra® is America’s leading provider of occupational medicine, delivering work-related injury care, physical therapy, and workforce health services from nearly 520 Concentra medical centers and more than 150 onsite clinics at employer locations nationwide. SHARE THIS ARTICLE! Click to Copy Share Tweet Share MORE FROM RISK & INSURANCE AN EYE ON AI: HOW THE HUMAN ELEMENT PLAYS A ROLE IN TODAY’S TECH Artificial intelligence is becoming an increasingly important tool for commercial insurers, but ethical concerns remain. THESE 6 CRUCIAL FINANCIAL SECTOR INSURANCE COVERAGES ARE EXPERIENCING RATE INCREASES A variety of factors, including COVID-19 losses, Nat CATS and social inflation, are driving rate increases. INSURING AN AI-EQUIPPED WORLD: ALLIANZ’S TRESA STEPHENS OUTLINES POTENTIAL UNDERWRITING CHALLENGES AT RIMS 2022 This session at RIMS 2022 in San Francisco dove into the risks of using artificial intelligence. Though they are tangible, they don't rise to the level portrayed in some feature films. RISK & INSURANCE NEWS + NOTES: IDA EXPECTED TO BE AMONG MOST COSTLY HURRICANES ON RECORD, BEAZLEY TECH REPORT FINDS CYBER RISK BLIND SPOT AND MORE A compilation of the latest announcements, partnerships and products that are likely to have an impact on the insurance industry today. Go to Homepage > RISK MATRIX: PRESENTED BY LIBERTY MUTUAL INSURANCE 9 CRITICAL COMMERCIAL PROPERTY RISKS TO WATCH From hurricane season to protests on the street, these are the major property risks of note for businesses of all sizes. By: R&I Editorial Team | May 2, 2022 The R&I Editorial Team can be reached at riskletters@theinstitutes.org. SHARE THIS ARTICLE! Click to Copy Share Tweet Share TRENDING STORIES WHY PROTECTING INSURERS’ DIGITAL ASSETS IS MORE IMPORTANT THAN EVER AS THE RUSSIA-UKRAINE CONFLICT CONTINUES April 12, 2022 WHO’S IN THE DRIVER’S SEAT? RISK MANAGEMENT UPDATES FOR THE AUTONOMOUS VEHICLE INDUSTRY April 12, 2022 INSURERS ARE NO LONGER ON THE SIDELINES WITH BLOCKCHAIN. HERE ARE ITS BENEFITS AND POTENTIAL RISKS March 4, 2022 Sponsored Content by BHSI 4 CRITICAL EMPLOYMENT PRACTICES AND FIDUCIARY LEGAL AND REGULATORY RISKS May 2, 2022