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BMO FINANCIAL GROUP






COMMERCIAL BANKING CREDIT ANALYST INTERN, SUMMER 2024 – 10 WEEKS – CALIFORNIA

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Recruitment began on December 18, 2023
Expires January 15, 2024
Internships
Apply Now

You are a great communicator, team player, self-motivated, detail-oriented,
critical thinker with excellent analytical skills, strong work ethic,
relationship building skills and a passion for Commercial Banking.

Our Commercial Banking Credit Analyst Internship is an exciting opportunity to
learn the fundamentals of commercial lending through credit analysis and risk
assessment.

As an intern, you will have the opportunity to be heard, keep growing and make a
difference. You will build your BMO network, participate in learning and
development sessions, and work with experienced leaders. The internship is
considered an initial interviewing step for full time placement upon graduation.

We are actively seeking students enrolled in an undergraduate degree program,
graduating Spring 2025.

We have opportunities located in San Francisco, Los Angeles, Newport Beach,
Sacramento and Fresno.

Please ensure the following items are submitted in your application:

– Resume

– Transcript (unofficial)

Facilitates decisioning and analysis of all types of credit information to
support lending decisions and processes for the bank. Maintains and promotes a
client service environment to satisfy and exceed customer needs and
expectations. This role will make credit decisions and recommendations in
accordance with sound credit-granting principles and in compliance with Bank
Policies & Procedures.

 * Acts timely, efficiently and independently, taking ownership of client
   satisfaction.
 * May include focused calling and pipeline management activities.
 * Provides advice and guidance to assigned business/group on implementation of
   solutions.
 * Breaks down strategic problems, and analyses data and information to provide
   insights and recommendations.
 * Conducts thorough analysis of client capital and credit risk.
 * Provides accurate financial analysis and risk assessment of new and existing
   customers.
 * Partners with internal stakeholders for accurate, detailed client
   information.
 * Develops credit information to make lending decisions on new, renewal and
   extension loans.
 * Assists in negotiations of terms and conditions of all decisions made via
   phone and e-mail interaction with clients.
 * Prepares summary, present facts and offer opinions concerning credit
   worthiness.
 * Minimizes BMO’s risk exposure by adhering to internal credit policies and
   procedures with respect to lending decisions.
 * Provides input into the planning and implementation of operational programs.
 * Builds effective relationships with internal/external stakeholders.
 * Focus may be on a business/group.
 * Thinks creatively and proposes new solutions.
 * Exercises judgment to identify, diagnose, and solve problems within given
   rules.
 * Works mostly independently.
 * Broader work or accountabilities may be assigned as needed.

Qualifications:

 * Typically 3 – 5 years of relevant experience and post-secondary degree in
   related field of study or an equivalent combination of education and
   experience.
 * Typically 3 – 5 years of previous Commercial Loan and Credit analyst
   experience required; however as part of the BMO campus program, we are
   looking for motivated students with a strong desire to learn.
 * In depth specific functional knowledge and broad business knowledge.
 * Strong analytical skills.
 * Exceptional skills in quantitative analytics and credit analysis skills.
 * Highly developed written and oral communication skills.
 * Strong proficiency in Microsoft Office products and the Internet.
 * Strong interpersonal skills.
 * Ability to work under limited supervision.
 * Basic understanding of risk management concepts
 * Ability to learn and adapt quickly.
 * Excellent capability to independently and proactively service multiple
   clients.
 * Specialized knowledge from education and/or business experience.
 * Verbal & written communication skills – In-depth.
 * Collaboration & team skills – In-depth.
 * Analytical and problem solving skills – In-depth.
 * Influence skills – In-depth.



Apply Now


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