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 * Personal
   * Checking
   * Savings
   * CD's
   * Mortgages
   * Luminate Home Loans
 * Business
   * Checking
   * Savings
 * Treasury Management
 * Resources
   * Mobile Deposit
   * Digital Wallet
   * Zelle®
   * Bill Pay
   * IntraFi
   * Conversations
 * About
   * Core Values
   * Meet The Team
   * News & Updates
   * Message from CEO
 * Contact
 * Find an ATM

Open Account Login


 * Personal
   * Checking
   * Savings
   * CD's
   * Mortgages
   * Luminate Home Loans
 * Business
   * Checking
   * Savings
 * Treasury Management
 * Resources
   * Mobile Deposit
   * Digital Wallet
   * Zelle®
   * Bill Pay
   * IntraFi
   * Conversations
 * About
   * Core Values
   * Meet The Team
   * News & Updates
   * Message from CEO
 * Contact
 * Find an ATM

Login
Open Account



MORE THAN JUST YOUR AVERAGE BANK.

At Luminate Bank, we offer personalized, one-on-one services for every customer.
We'll handle all the confusing stuff so you can focus on the things that
matter—like you.

Let's Chat



WE WANT YOU TO SUCCEED.

We believe in making the American Dream happen for everyone. With our collective
expertise and know-how, we'll help you save money, reduce stress, and help you
stay focused on the main priorities in your life.




When we say we're different than other banks, we mean it. Why? Because our goal
is to focus on your success. When we help you succeed at your financial goals,
it helps us win too.


WHAT DO YOU GET WHEN YOU WORK WITH LUMINATE BANK?

Mobile Banking

Technology and growth are very important to us. We make sure you have the best
banking experience right at your fingertips. You can pay your bills, download
your e-statements, check your account balance, and more—all from your mobile
device.

Youth Savings Accounts

Have a child under 18 and want to start their financial journey off right? We
can help! All you need is $10 and you can help your child find their financial
footing for the future.

Mortgage Options

Did you know that Luminate Bank is a part of Luminate Home Loans? As a result,
we're able to offer a wide variety of mortgage options that you won't find at
other banks.

Business Flexibility

If you are looking for your one-stop shop for your business banking needs,
you've come to the right place. CDs? Lines of Credit? Commercial Checking? Cash
Management? We've got you covered.




WE WANT TO HELP YOUR BUSINESS SUCCEED.

As a business ourselves, we understand the value of having all of your business
banking services in one place. We want your business to have room to grow and
change, which is why we provide so many services for businesses like yours.




At Luminate Bank, we can provide business loans, direct lines of cash, checking
and savings accounts, cash management, and much more to small and large
businesses like yours. Our services are always tailored to the unique needs of
each of our clients because we want to understand your needs and what matters to
you.

Features of Our Business Banking Services ✓ Trust ✓ Expertise ✓ Accuracy ✓
Experience ✓ Confidentiality ✓ Professionalism

Learn More


LET US BE THE BANKING EXPERTS.

When you work with a bank like ours, you can truly sit back and relax knowing
we're taking care of you. With our personalized approach to services, you'll
find that we really are unlike the other banks out there. Luminate Bank is here
for you.


 * CHECKING
   
   Achieve your personal financial goals with the right account for your banking
   needs.
   
   Learn More >


 * SAVINGS
   
   We all have reasons to save. Compare our bank services to find the account
   that's fit for your lifestyle.
   
   Learn More >


 * ATMS
   
   Get convenient access to your accounts with our Money Pass Network.
   
   Find An ATM >




LET YOUR FINANCES GLOW


BRIGHTEN UP YOUR LIFE WITH A LUMINATE BANK CREDIT CARD!





With a Luminate Bank credit card in hand, you'll enjoy a range of advantages,
from flexible payment options to competitive interest rates. You'll be able to
unlock the potential to make everyday purchases and manage your expenses with
ease.




Don't miss the chance to sign up for a credit card that truly lights up your
world! Apply today and let your financial dreams shine through!


Apply for a Personal Credit Card
Apply for a Business Credit Card

Interested in learning more? Get in touch with us!


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Introducing


LUMINATE


RADIANT SAVINGS

A High-Yield Savings Account That Really Shines!

--------------------------------------------------------------------------------

UP TO 5.00% APY*

*Annual Percentage Yield (APY) for Luminate Radiant Savings on daily balances.
No Minimum Balance. APY is accurate as 9/5/2023. Rates are subject to change.
Fees could reduce earnings on the account. Contact Luminate Bank for current
market rates. Consumer and Business accounts.

LEARN MORE



HAVE A QUESTION OR CONCERN FOR OUR TEAM?
WE'RE READY TO HELP!

Let's talk!

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