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Text Content

Financial Management Insurance 877-955-3722
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LIFE'S LITTLE MOMENTS ARE JUST AN ACCOUNT AWAY 

We know life isn’t just about the big moments, but the little moments that make
it so special. That's why we've crafted a checking account just for you. 

Open Your Account

 




BUNDLE YOUR BUSINESS SERVICES & REDUCE COSTS

Bundle your Business Checking account with our personalized Business Services to
reduce your overall costs. Our local team of experts are here to devise a custom
strategy to help you reach your company's financial goals. 

Learn More & Schedule a Review

 




SUPERCHARGE YOUR SAVINGS WITH OUR FLEX FUND CD

Make your money grow faster by earning a higher yield while maintaining partial
access to your funds. Withdrawal up to 40% of the original balance without being
charged! 

Learn More

 




SPOT THE SCAM

Did you know 96% of phishing scams happen over email? When scammers come
knocking, you don't have to take the bait. Learn how to protect yourself from
scammers.

Take a quiz today.

 




AUTOBOOKS 

Invoicing. Payments. Accounting.

Run your business wherever it takes you with essential tools right inside your
FSCB business online banking profile.

Learn More

 




BANKING ALWAYS IN MOTION. 

Say hello to seamless transactions, intuitive interfaces, and unparalleled
convenience, for your personal or business use, all at your fingertips. 

Learn More

 


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HOW CAN WE HELP YOU TODAY?

Business Checking

Business Loans

Business Services

Commercial Credit Cards

Life Insurance Quote

Personal Checking

Personal Savings

Home Loans

Auto Loans

Debit Cards

Checking Account Tools

Business Checking

Business Loans

Business Services

Commercial Credit Cards

Life Insurance Quote

Personal Checking

Personal Savings

Home Loans

Auto Loans

Debit Cards

Serving our community because it's who we are.

Why First State Community Bank

COVID-19 MORTGAGE RELIEF

SAFHR - MORTGAGE ASSISTANCE TO HOMEOWNERS

The State Assistance for Housing Relief (SAFHR) for Homeowners provides mortgage
assistance for eligible Missouri residents who have been impacted by the
COVID-19 pandemic. This program assists in preserving homeownership and creating
housing stability by preventing foreclosure and displacement for Missourians in
need through the U.S. Treasury’s Homeowner Assistance Fund (HAF).

Apply here

HOMEOWNER RESOURCE

MORTGAGE CALCULATORS

Plug and play calculators to help you make an informed decision.

Start Calculating

READY TO PURCHASE A HOME?

LET US HELP!

Our dedicated team of professionals will guide you through the process. We will
be by your side every step of the way to take your dreams from the closing table
to the welcome mat!

Apply Now

DIGITAL TOOLS

Bank from anywhere with FSCB's digital tools.

Get Details

PERSONAL BANKING

OPEN AN ACCOUNT

You can open and fund a checking or savings account online. Get started today.

Get Details

ABOUT FSCB


WHY BANK WITH US?

First State Community Bank's vision is to help each customer achieve financial
success. It could be a new house, it could be starting a new business, or it
could even be properly maintaining a checking account. Wherever you are on your
journey, our tools and our team will be your guide.

Learn more

LOCAL ROOTS

Since we opened our doors back in 1954, we’ve grown a lot, but we remain true to
our roots.

WHAT MATTERS TO YOU MATTERS TO US

You work hard, so we work hard—with personal service and a get-it-done mindset

COMMUNITY-LED BANKING

Neighbor-to-neighbor banking—strong relationships are the foundation of our
approach

FSCB FINANCIAL RESOURCE CENTER


WE HELP WITH FINANCIAL KNOW-HOW

We’re here to help you throughout your financial journey. Visit our resource
center for helpful tips and tricks.

BLOG

7 Money Management Tips to Improve Your Finances

Read Now

GUIDE

Staying the Course: Retirement Planning Strategies During Uncertain Times

Download Now

VIDEO

4 Tips for Building an Emergency Fund Savings Account

Watch Video

GUIDE

The Smart Homeowner’s Guide to Refinancing

Download Now

Checking Account Tools
Explore Financial Resources
Get a Life Insurance Quote


SEE WHAT OUR CUSTOMERS HAVE TO SAY

“

Contributions that they have made during the school year just really drives home
the belief that they in the community we serve.”

LEIGH R.

“

The main reason I would recommend First State Community Bank is the people. The
people are truly amazing. They have surpassed our expectations on so many
levels. They’re truly a partner with us.”

DON B.

“

I’d recommend First State Community Bank to everybody – not only personal, but
small businesses and large businesses. The network of people and the resources
they offer are unlike anybody else.”

ERIN M.

“

I would describe First State Community Bank as supportive, dedicated, and
professional.”

ED B.

“

First State Community Bank has been a vital part in our business to help us get
to where we are. When we started this whole endeavor, I really wanted a bank
that we could connect with and have a real relationship with. Without them it
would have been a tougher journey.”

KEVIN P.

“

Our son is enrolled in the Junior Savers Club here at the bank, and he
absolutely loves it. It’s teaching him the value of saving money and instilling
a good ethic for later in life.”

BELINDA H.

“

One of the decisions that played a key factor in switching to First State
Community Bank is that when we need a loan, the decision is made in a quick,
timely manner with the board here in this bank locally, not sent off to St.
Louis or Kansas City.”

MATTHEW G.

“

Contributions that they have made during the school year just really drives home
the belief that they in the community we serve.”

LEIGH R.

“

The main reason I would recommend First State Community Bank is the people. The
people are truly amazing. They have surpassed our expectations on so many
levels. They’re truly a partner with us.”

DON B.




READ OUR LATEST BLOG POSTS

LOANS

FIRST-TIME HOME BUYER ADVICE FOR BUYING A HOME IN MISSOURI



Most people dream of owning their own house, but saving the money you need for
your dream



Read More

RETIREMENT

HOW MUCH DOES IT COST TO RETIRE?



How much money will you need when you are ready to retire? It’s a tough
question, but one



Read More

BUDGETING

HOW TO CUT YOUR MONTHLY EXPENSES



Everyone wants to save money. The more money you can save, the more you have for
the



Read More


OPEN YOUR ACCOUNT - ANYTIME, ANYWHERE.

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   * Home Equity
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   * Debit Card
 * Financial Management
   * Explore Investments

 * Business Banking
   * Business Checking
   * Business Loans
   * Commercial Credit Cards
   * Business Services
   * Agricultural Lending
   * MasterCard Easy Savings
   * Commercial Loan Calculator
   * Business Resources
 * Insurance
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   * Simple Life Insurance Quote

 * Customers
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   * Loan Appraisal Opt-In Form
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