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Politics & Society


SUPREME COURT LEAVES AFFORDABLE CARE ACT IN PLACE


JUSTICES REJECT CHALLENGE TO HEALTH CARE LAW THAT INSURES MILLIONS OF AMERICANS

Al Drago/Getty Images
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By:
Dena Bunis 
 


En español
June 17, 2021

Millions of Americans will continue to have access to affordable and quality
health care with the rejection by the U.S. Supreme Court Thursday of a challenge
to the Affordable Care Act (ACA).



The high court ruled in a 7-2 decision that those challenging the
constitutionality of the ACA — 18 states led by Texas, and two individuals ­ —
did not have the legal right to contest the law. Those bringing this lawsuit
didn’t have what is called “standing” to bring the case “because they have not
shown a past or future injury” due to the law, Justice Stephen Breyer wrote in
the majority opinion.

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“Today’s ruling is a tremendous relief for the millions of Americans who benefit
from the ACA and count on the health law’s protections, even as our nation
continues to cope with the pandemic,” said Nancy LeaMond, AARP executive vice
president and chief advocacy and engagement officer. “More than a decade after
its enactment, the ACA is now an integral part of the nation’s health care
system and economy, and many older adults rely on it for their health, safety,
and financial stability. We are thrilled that today’s decision preserves the
benefits of the ACA for our members and for all Americans.”



At issue in the lawsuit was whether the ACA was invalidated by Congress’ 2017
decision to zero out the penalty on taxpayers who failed to abide by the
so-called individual mandate that required most Americans to have health
insurance or pay a penalty. Those challenging the law said eliminating that tax
penalty made the whole ACA unconstitutional. In December 2019, the 5th U.S.
Circuit Court of Appeals ruled that Congress’ action made the individual mandate
unconstitutional and ordered a review of all provisions of the law.



But the Supreme Court did not rule on the substance of the case, deciding
instead that those bringing the challenge could not show they have been harmed
by the law, and so the justices dismissed the challenge. With this decision, the
ACA has survived three high court challenges and a slew of attempts to get
Congress to repeal the law.



Before the Supreme Court held oral arguments in the case last year, AARP and
AARP Foundation had joined 17 states and many other advocacy organizations in
asking the high court to overturn the lower court ruling and maintain the 2010
law. At the time, Nancy LeaMond, AARP executive vice president and chief
advocacy and engagement officer, said invalidating the ACA would be
“catastrophic.”



In their brief, AARP and AARP Foundation pointed to the myriad ways the American
health care system would be upended, and how two programs especially essential
to older Americans — Medicare and Medicaid — would be disrupted:

 * Medicare: The program’s more than 62 million beneficiaries would lose the
   law’s free preventive services and the provisions that help expand the
   financial viability of the program.
   
 * Loss of health care coverage: More than 20 million people would lose health
   care coverage, including 13 million people who are now covered as a result of
   38 states and the District of Columbia expanding their Medicaid programs.
 * Preexisting conditions: Insurers would no longer be prevented from charging
   people with preexisting conditions higher premiums or refusing to insure
   them. More than 100 million Americans are estimated to have one or more
   preexisting conditions.
 * Age tax: If the law were invalidated, insurers would again be allowed to
   charge older adults premiums that are more than triple what they charge
   younger policyholders, simply because of their age.
 * Adult children: Children under the age of 26 would no longer be guaranteed
   coverage under their parents’ health insurance policies.
 * Long-term care: Increased quality and safety improvements in nursing homes
   and other long-term care facilities would no longer be guaranteed.



Dena Bunis covers Medicare, health care, health policy and Congress. She also
writes the Medicare Made Easy column for the AARP Bulletin. An award-winning
journalist, Bunis spent decades working for metropolitan daily newspapers,
including as Washington bureau chief for the Orange County Register and as a
health policy and workplace writer for Newsday.




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Gift Card will be distributed per Flight Package Trip regardless of the number
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email address provided to the AARP Travel Center powered by Expedia when booking
your Flight Package Trip. Canceled Flight Package Trips will be excluded. Gift
Card will be delivered pursuant to the Redemption Instructions by Tango Card,
Inc. You will receive your gift card within a week of your travel start date.
You understand and agree that Expedia may share your contact information with
Tango Card, Inc. solely for the purposes of enabling redemption of the $50 Gift
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MEMBERS ONLY
Finances

AARP® Identity Theft Protection powered by Norton™

Up to 53% off comprehensive protection plans

learn more
See more Finances offers >
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AARP MEMBERSHIP

Join or Renew Today

Save 25% when you sign up for automatic renewal

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See more Health & Wellness offers >
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234
 * 
 * 
 * 
 * 


 * MEMBERS ONLY
   Health & Wellness
   
   Walgreens
   
   Exclusive Walgreens Cash rewards for members
   
   learn more
   See more Health & Wellness offers >
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 * MEMBERS ONLY
   Travel
   
   AARP Travel Center Powered by Expedia: Vacation Packages
   
   $50 gift card of your choice when booking any flight package
   
   learn more
   See more Travel offers >
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 * MEMBERS ONLY
   Finances
   
   AARP® Identity Theft Protection powered by Norton™
   
   Up to 53% off comprehensive protection plans
   
   learn more
   See more Finances offers >
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