ozlending.com Open in urlscan Pro
172.67.187.119  Public Scan

Form analysis
0 forms found in the DOM

Text Content

Skip to content
Facebook Instagram Youtube Linkedin-in Google
 * Loan Wizards
 * Resources
   * Loans
   * Knowledge Center
     * Home Buyer Guidebook
   * Loan Calculator
   * Loan Process
 * Contact

Menu
 * Loan Wizards
 * Resources
   * Loans
   * Knowledge Center
     * Home Buyer Guidebook
   * Loan Calculator
   * Loan Process
 * Contact

Apply Now
Get Free Rate Quote


APPLY TODAY AND SEE HOW YOU CAN


CLOSE IN 15 DAYS
OR LESS

 * New Home Loan
 * Refinance
 * Investment Property

Get Free Rate Quote
Apply Now



OZ LENDING PRELOOK™

If you’re in the market for a new home, allow Oz Lending to offer you an
approval as good as cash.

See the PreLook™ Difference


FIRST TIME
HOME BUYER?

FILL OUT OUR QUICK LOAN APPLICATION AND ONE OF OUR SEASONED LOAN OFFICERS WILL
GET IN TOUCH TO WALK YOU STEP BY STEP IN BUYING YOUR FIRST HOME!

Buy a home


NEED TO REFINANCE A CURRENT HOME LOAN?

OUR HANDS-ON APPROACH AND EXTENSIVE CONNECTIONS GIVE US A UNIQUE ABILITY TO FIND
THE BEST LOAN POSSIBLE FOR YOU AND YOUR FAMILY! TAKE OUR QUICK LOAN APPLICATION
AND SEE WHAT OZ LENDING CAN DO FOR YOU!

Refinance


GET THE HOME YOU DESERVE!

Oz Lending has access to the best loan programs available, including
Conventional, FHA, VA, Construction, Jumbo, and even Specialty Programs like
Bank Statement Programs. By providing more options than the industry standard,
our borrowers have more loan options to fit your unique situation, which in turn
gets you in the home you deserve!

Apply Now


GET APPROVED FAST!

Buying a home can be stressful. Oz Lending wants to ensure that you have a
smooth and stress-free home buying process. Once you get approved, rest assured
that we will do our best to take care of the rest. We pride ourselves in having
a knowledgeable in-house team of professionals that consists of amazing loan
officers, underwriters, closers, processors, and loan officer assistants. Our
team works around the clock to get your loan done right and fast!

Get Approved Fast



TECHNOLOGY +
PEOPLE

“There is no place like home” is not just our mantra but why the Oz Lending
Advantage App was developed. We wanted the client to be able to be at home and
able to make the process of securing a home loan an incredible and easy
experience. From Phone to Loan, Oz Lending is committed to simplifying the home
buying and lending process. This app connects you with mortgage tools into an
Allin-One easy-to-use interface, allowing you and your Realtor to receive
real-time notifications about your home loan. Also, the ability to complete the
entire loan process from your mobile device.

Download the app


WE ARE TRUSTED BY THOUSANDS

★★★★★ 5/5


AWESOME!

REVIEW ON OZ LENDING

“Process was remarkably easy and fast. Best mortgage/refi experience we have
ever had. No hassles and excellent customer service! We will definitely
recommend them to our friends and family.”
★★★★★ 5/5


5

STARS ON FACEBOOK

“Great service, two week turn around on 400k loan!”
★★★★★ 5/5


2101

REVIEWS ON ZILLOW

“Great and innovative team that knows how to close deals. I’d use them based off
all of my experiences of working with them and seeing how satisfied their
clients are.”


OZ LENDING LOAN PROCESS

CONNECTION

Starting with an in-depth conversation allows us to get a better understanding
of your specific needs. By making this connection we'll be able to tailor your
experience so that it's just right for you.

APPLICATION

Through your application, we are able to learn even more about your specific
circumstances. This helps us to keep things moving with your loan process. We
will even be able to give you a better idea of what you're able to spend on your
new home.

DOCUMENTATION

We’ll need your help on this part. Certain documents are critical to have in
order to keep your home loan moving. Please provide these as quickly as possible
when the request comes through to avoid delays. If you’re unsure about a
request, your Loan Wizard comes in handy and can help guide you through.

DOCUMENTATION

We’ll need your help on this part. Certain documents are critical to have in
order to keep your home loan moving. Please provide these as quickly as possible
when the request comes through to avoid delays. If you’re unsure about a
request, your Loan Wizard comes in handy and can help guide you through.



PRE-APPROVAL

We have two great options for Underwriting. We can approve you for a loan prior
to even getting a contract on a home which is our pre-approval program. That
will allow you to show an “Approval Letter” to the Sellers instead of just a
“PreApproval Letter". That option gives you a lot better chance to win an offer
and makes it to where we just need an Appraisal and Title work.

Option 2 is UpFront Underwriting, to where we take your documents/loan
application and get your loan into underwriting within 24 hours on average and
issue an approval on the loan. This option is needed if you apply and get a
contract to purchase a home within the same day of us issuing you the
PreApproval Letter. Most mortgage companies do not submit your loan to
Underwriting until 2 to 3 weeks into the process, so you really don’t know till
then if your loan is truly approved. We take the guesswork out of it.

PRE-APPROVAL

We have two great options for Underwriting. We can approve you for a loan prior
to even getting a contract on a home which is our pre-approval program. That
will allow you to show an “Approval Letter” to the Sellers instead of just a
“PreApproval Letter". That option gives you a lot better chance to win an offer
and makes it to where we just need an Appraisal and Title work.

Option 2 is UpFront Underwriting, to where we take your documents/loan
application and get your loan into underwriting within 24 hours on average and
issue an approval on the loan. This option is needed if you apply and get a
contract to purchase a home within the same day of us issuing you the
PreApproval Letter. Most mortgage companies do not submit your loan to
Underwriting until 2 to 3 weeks into the process, so you really don’t know till
then if your loan is truly approved. We take the guesswork out of it.

INSPECTION & APPRAISAL

These are key components of buying a home, as well as financing one. We'll work
hard to get these items scheduled and rolling as soon as possible.

PROCESSING

Your Oz Lending Processor is part of the team that will get you to closing on
time. They'll work closely with you and your Loan Wizard to ensure everything
needed for approval has been collected and you are prepared for closing!

PROCESSING

Your Oz Lending Processor is part of the team that will get you to closing on
time. They'll work closely with you and your Loan Wizard to ensure everything
needed for approval has been collected and you are prepared for closing!

FINAL APPROVAL ISSUED

All final conditions are cleared by the underwriter that you have sent in or
uploaded. Then the Final Stamp of Approval is done and you are ready for
Closing…

CLOSING

Each step before this is taken so that you're completely prepared for your
closing. We'll work with the Closing Attorney to let you know the exact amount
you can expect to bring, as well as where to go and when. Once all the paperwork
is signed, you'll walk away from the closing a happy homeowner!

CLOSING

Each step before this is taken so that you're completely prepared for your
closing. We'll work with the Closing Attorney to let you know the exact amount
you can expect to bring, as well as where to go and when. Once all the paperwork
is signed, you'll walk away from the closing a happy homeowner!



OZ LENDING FIRST-TIME HOMEBUYER PROGRAM

Our Homebuyer Guidebook has all the info you need when buying the first home of
your dreams. Download it now!
FREE Homebuyer Guidebook

Whether it’s refinancing, buying a new home, building a home, or applying for
home equity loans or second mortgages; we have an experienced, around the clock,
qualified team of accessible “Wizards” who are with you every step of the
homeownership process.

Facebook Instagram Linkedin-in Google Youtube
More Oz
 * Oz Merch Shop
 * Home
 * Loan Wizards
 * Reviews
 * First-Time Homebuyer Program
 * Contact

 * Oz Merch Shop
 * Home
 * Loan Wizards
 * Reviews
 * First-Time Homebuyer Program
 * Contact

Resources
 * Loans
 * Loan Calculator
 * Knowledge Center
 * Privacy Policy
 * Texas Recovery Fund Notice

 * Loans
 * Loan Calculator
 * Knowledge Center
 * Privacy Policy
 * Texas Recovery Fund Notice

Contact Info
3009 112th Ave NE
Suite 200
Bellevue, WA 98004
T 214-587-9046
E info@ozlending.com

NMLS ID 27830





Axia Home Loans does not represent HUD or FHA and the information provided here
was not authored, approved, or endorsed by HUD or FHA. Axia Home Loans is the
sole author and originator of this information. An FHA home loan is a mortgage
originated by a lender that is insured by the Federal Housing Administration.
Our business services or products do not originate from HUD or FHA

Copyright © 2024 – Axia Home Loans is a registered trade name of Axia Financial,
LLC – NMLS# 27830, 3009 112th Ave NE, Suite 200, Bellevue, WA 98004
Got it!
We use cookies to enhance your experience. By continuing to visit this site you
agree to our use of cookies. More info cookie script