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Text Content

June 1, 2020

Due to travel restrictions, plans are only available with travel dates on or
after

Due to travel restrictions, plans are only available with effective start dates
on or after

;

Ukraine; Belarus; Moldova, Republic of; (North) Korea, Democratic People's Rep;
Russian Federation

Jamaica

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Your Travel Insurance Quote


PURCHASE TERMS AND DISCLOSURES

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Content last modified March 31, 2022.

When you click the button to complete checkout on our website, or elect to
purchase insurance and then complete checkout on our partner’s website, you are
submitting a request to purchase a plan. This request is considered an offer by
you. Your offer may be declined, or your plan may be cancelled or voided as if
it were never in effect, if providing cover, benefit, or services under the
plan, or the underlying business or activity, would (1) violate any applicable
law or regulation, including without limitation any economic or trade sanction
or embargo; or (2) be provided within, or otherwise related to, any country
subject to comprehensive economic and/or trade sanction or embargo in the United
States. By submitting this request for coverage, you acknowledge, understand,
agree, and certify the following:

1. All information you have provided is accurate to the best of your knowledge
and that, by selecting the button to complete your purchase, you are agreeing to
pay the amount displayed as the total price with the credit card number
provided. You are the owner and rightful user of the credit card used in this
transaction. You further acknowledge, understand, and agree that plans purchased
with intentionally inaccurate/fraudulent information will be considered void and
that you may be subject to legal action as a result of such information.

2. You and all named insureds on your policy are U.S. residents and have
obtained, or will have obtained prior to your scheduled departure date, and will
maintain throughout your insured trip, all proper documentation, vaccinations,
medical equipment/provisions, government licenses/authorizations/permits
(including without limitation any required passports, visas, OFAC licensures,
etc.), and any other prerequisite to travel that is required or otherwise
necessary for your trip. You acknowledge, understand, and agree that your
failure to obtain any of the above may not be covered under your plan, or may
make you ineligible for coverage and/or assistance services under your plan.
Additionally, you acknowledge, understand, and agree that all coverage and
assistance services are subject to applicable law.

3. The policy you are purchasing is a named perils insurance policy, and it only
covers the specific situations, events, and losses described in the policy and
only under the conditions described in the policy.

4. Our plans include insurance benefits and assistance services, and the plan
charge includes the price for insurance benefits and assistance services. Plans
are offered and sold only as a single pay, single term, indivisible package of
benefits and services for the purpose of covering risks associated with a trip
or event/activity. If you purchase a third party’s trip cancellation fee waiver
with your plan, the price for that trip cancellation fee waiver is included in
the total amount charged for the plan. However, you can purchase the trip
cancellation fee waiver separately from the third party, or you can purchase the
plan without the trip cancellation fee waiver included. For more information,
call us at 800-284-8300.

5. No coverage is available under the policy for any loss resulting directly or
indirectly from any loss, condition, or event that was known, foreseeable,
intended, or expected when your policy was purchased. This includes but is not
limited to any cause of loss, condition, or event that, at or before the time
the policy was purchased, was named or otherwise identified by (i) a Coverage
Alert; or (ii) the National Oceanic and Atmospheric Administration (NOAA) or
other entity that names or identifies meteorological or geological storms or
events.

6. Since your satisfaction is our priority, we are pleased to provide you 15
days (or more, depending on your state of residence) to review your plan. If,
during this period, you are not completely satisfied for any reason, you may
cancel your plan and receive a full refund of the plan price. After this period,
the plan price is nonrefundable. Please note, no refund is available if the trip
has started, a claim has been filed, or the policy has ended. See your plan for
details.

7. You consent to the processing of your personal data in accordance with our
privacy policy.

5. Unless you chose to receive them by US Postal Service at the time of
purchase, by purchasing your policy, you consent to receive all notices and
documents from us electronically. They will be sent to the email address
provided at the time of purchase. You may opt to receive notices and documents
from us by mail at any time.  If you do not wish to receive notices and
documents electronically, or wish to later update your preference about the
receipt of electronic notices and documents, email us at
customerservice@allianzassistance.com.  Please include your name, policy number,
and a statement that “Only contact me by mail” (or something similar).  You can
also let us know by phone at 800-284-8300 or by mail to:

Allianz Global Assistance
ATTN:  Customer Service – Only contact me by mail
9950 Mayland Drive
Richmond, VA 23233

If you don’t provide an email address at purchase, you will receive notices and
documents by mail. You may request paper copies of any electronic information we
send, or update your electronic contact information at any time by emailing or
mailing us at the above address, or by calling us. Documents sent to you from us
will be in either PDF or HTML format. If you can’t receive or read the documents
we send you, please contact us so we can assist you.

Plans are subject to terms, conditions, and exclusions (including for
pre-existing medical conditions, unless your plan includes a waiver of that
exclusion and conditions for that waiver are met). Specific benefits and limits
of coverage vary depending on the plan purchased. For a complete description of
the coverage and specific benefit limits offered under your plan, carefully
review your plan documents. Plans are available to U.S. residents only. All
plans not available in all states. Contact AGA Service Company at
plandetailsus@allianz.com for more information. Insurance benefits are
underwritten, depending on your state of residence and product purchased, by:
BCS Insurance Company (OH), Administrative Office: 2 Mid America Plaza, Suite
200, Oakbrook Terrace, IL 60181, rated “A” (Excellent) by A.M. Best Co., under
BCS Form No. 52.201 series, 52.401 series; or Jefferson Insurance Company (NY),
Administrative Office: 9950 Mayland Drive, Richmond, VA 23233, rated “A+”
(Superior) by A.M. Best Co., under Jefferson Form Nos. 101-P series, 101-C
series, 105-P series, 105-C series, 107-P series. Allianz Global Assistance and
Allianz Travel Insurance are marks of AGA Service Company or its affiliates. AGA
Service Company is the licensed producer and administrator of this plan and is
an affiliate of Jefferson Insurance Company. The insured shall not receive any
special benefit or advantage because of the affiliation between AGA Service
Company and Jefferson Insurance Company. Assistance services are administered
through AGA Service Company. Consumer is responsible for charges incurred from
outside vendors for assistance services. Contact AGA Service Company at
800-284-8300 or 9950 Mayland Drive, Richmond, VA 23233 or
customerservice@allianzassistance.com. AGA Service Company is doing business as
Allianz Global Assistance Insurance Agency in California (License # 0B01400) and
Massachusetts.
AGA Service Company dba Allianz Global Assistance (AGA) compensates their
suppliers or agencies for allowing AGA to market or offer products to customers
of the supplier or agency.


INSURANCE PRODUCTS ONLY:

PLEASE BE ADVISED: This plan contains insurance benefits (which may include
disability and/or health insurance benefits) that only apply during the covered
trip. This optional coverage may duplicate coverage already provided by your
personal auto, home, renter’s, health, life, personal liability, or other
insurance policy or source of coverage but may be subject to different
restrictions. You should review the terms of this policy with your existing
coverage. If you have any questions about your current coverage, call your
insurer/health plan or insurance agent/broker. This insurance is not required to
purchase any other products/services. Unless licensed, travel retailers and
their employees may provide general information about the insurance, including a
description of coverage and price, but are not qualified/authorized to answer
technical questions about terms, benefits, exclusions, and conditions of the
insurance or evaluate the adequacy of existing coverage. Additionally:

California Residents: We are doing business in California as Allianz Global
Assistance Insurance Agency, License # 0B01400. California offers a toll-free
consumer hotline at 1-800-927-4357.

Maryland Residents: The purchase of travel insurance would make the travel
insurance coverage primary to any other duplicate or similar coverage. The
Commissioner may be contacted to file a complaint at: Maryland Insurance
Administration, ATTN: Consumer Complaint Investigation Property/Casualty, 200
St. Paul Place, Suite 2700, Baltimore, MD 21202.

New York Residents: The licensed producer represents the insurer for purposes of
the sale. Compensation paid to the producer may depend on the policy selected,
or the producer’s expenses, volume of business, or profitability. The purchaser
may request and obtain information about the producer’s compensation, except as
otherwise provided by law.


COLLISION DAMAGE INSURANCE (CDI) ONLY:

PLEASE BE ADVISED: Coverage is not available in all countries or for all cars.
This coverage does not provide liability insurance or comply with any financial
responsibility law, or any other law mandating motor vehicle coverage.

Texas Residents: Before deciding whether to purchase this insurance plan, you
may wish to determine whether your own automobile insurance or credit card
agreement provides you coverage for rental vehicle damage or loss and determine
the amount of deductible under your own insurance coverage. The purchase of this
insurance plan is not mandatory. This coverage is not all inclusive, which means
it does not cover such things as personal injury, personal liability, or
personal property. It does not cover you for damages to other vehicles or
property. It does not cover you for any injury to any other party.

New York and Texas Residents: CDI coverage is only available when purchased as a
separate policy.


FRAUD WARNINGS

Alabama: Any person who knowingly presents a false or fraudulent claim for
payment of a loss or benefit or who knowingly presents false information in an
application for insurance is guilty of a crime and may be subject to restitution
fines or confinement in prison, or any combination thereof.

District of Columbia: WARNING: It is a crime to provide false or misleading
information to an insurer for the purpose of defrauding the insurer or any other
person. Penalties include imprisonment and/or fines. In addition, an insurer may
deny insurance benefits if false information materially related to a claim was
provided by the applicant.

Florida: Any person who knowingly and with intent to injure, defraud, or deceive
any insurer files a statement of claim or an application containing any false,
incomplete, or misleading information is guilty of a felony of the third degree.

Kentucky: Any person who knowingly and with intent to defraud any insurance
company or other person files an application for insurance containing any
materially false information or conceals, for the purpose of misleading,
information concerning any fact material thereto commits a fraudulent insurance
act, which is a crime.

Louisiana, Rhode Island, West Virginia: Any person who knowingly presents a
false or fraudulent claim for payment for a loss or benefit or knowingly
presents false information in an application for insurance is guilty of a crime
and may be subject to fines and confinement in prison.

Maine, Tennessee, Virginia, Washington: It is a crime to knowingly provide
false, incomplete or misleading information to an insurance company for the
purposes of defrauding the company. Penalties may include imprisonment, fines or
a denial of insurance benefits.

Maryland: Any person who knowingly or willfully presents a false or fraudulent
claim for payment of a loss or benefit or who knowingly or willfully presents
false information in an application for insurance is guilty of a crime and may
be subject to fines and confinement in prison.

New Jersey: Any person who includes any false or misleading information on an
application for an insurance policy is subject to criminal and civil penalties.

New Mexico: ANY PERSON WHO KNOWINGLY PRESENTS A FALSE OR FRAUDULENT CLAIM FOR
PAYMENT OF A LOSS OR BENEFIT OR KNOWINGLY PRESENTS FALSE INFORMATION IN AN
APPLICATION FOR INSURANCE IS GUILTY OF A CRIME AND MAY BE SUBJECT TO CIVIL FINES
AND CRIMINAL PENALTIES.

New York: Any person who knowingly and with intent to defraud any insurance
company or other person files an application for insurance or statement of claim
containing any materially false information, or conceals for the purpose of
misleading, information concerning any fact material thereto, commits a
fraudulent insurance act, which is a crime, and shall also be subject to a civil
penalty not to exceed five thousand dollars and the stated value of the claim
for each such violation.

Ohio: Any person who, with intent to defraud or knowing that he is facilitating
a fraud against an insurer, submits an application or files a claim containing a
false or deceptive statement is guilty of insurance fraud.

Oklahoma: WARNING: Any person who knowingly, and with intent to injure, defraud
or deceive any insurer, makes any claim for the proceeds of an insurance policy
containing any false, incomplete or misleading information is guilty of a
felony.

Oregon: Any person who knowingly and willfully with intent to injure or defraud
any insurance company presents a claim for payment of a loss containing any
materially false, incomplete, or misleading information may be guilty of
insurance fraud and may be subject to criminal and/or civil penalties.

Pennsylvania: Any person who knowingly and with intent to defraud any insurance
company or other person files an application for insurance or statement of claim
containing any materially false information or conceals for the purpose of
misleading, information concerning any fact material thereto commits a
fraudulent insurance act, which is a crime and subjects such person to criminal
and civil penalties.



Terms, conditions, and exclusions apply. Please see your plan for full details.
Benefits/Coverage may vary by state, and sublimits may apply.

 

*A travel supplier's cessation of operations due to its financial circumstances
may not be available as a covered reason under all plans.
*Rental Car Damage and Theft Coverage, when purchased as part of an annual plan,
is not available to KS, TX, and NY residents. For WA residents, it may not be
available in all plans. See your plan details for additional information.

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1-866-884-3556

--------------------------------------------------------------------------------

Insurance benefits underwritten by BCS Insurance Company (OH, Administrative
Office: 2 Mid America Plaza, Suite 200, Oakbrook Terrace, IL 60181), rated “A”
(Excellent) by A.M. Best Co., under BCS Form No. 52.201 series or 52.401 series,
or Jefferson Insurance Company (NY, Administrative Office: 9950 Mayland Drive,
Richmond, VA 23233), rated “A+” (Superior) by A.M. Best Co., under Jefferson
Form No. 101-C series or 101-P series, depending on your state of residence and
plan chosen. A+ (Superior) and A (Excellent) are the 2nd and 3rd highest,
respectively, of A.M. Best's 13 Financial Strength Ratings. Plans only available
to U.S. residents and may not be available in all jurisdictions. Allianz Global
Assistance and Allianz Travel Insurance are marks of AGA Service Company dba
Allianz Global Assistance or its affiliates. Allianz Travel Insurance products
are distributed by Allianz Global Assistance, the licensed producer and
administrator of these plans and an affiliate of Jefferson Insurance Company.
The insured shall not receive any special benefit or advantage due to the
affiliation between AGA Service Company and Jefferson Insurance Company. Plans
include insurance benefits and assistance services. Any Non-Insurance Assistance
services purchased are provided through AGA Service Company. Except as expressly
provided under your plan, you are responsible for charges you incur from third
parties. Contact AGA Service Company at 800-284-8300 or 9950 Mayland Drive,
Richmond, VA 23233 or customerservice@allianzassistance.com.

--------------------------------------------------------------------------------

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