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THE PRINCIPLES OF RECIPROCITY

The Principles of Reciprocity document contains a wide-ranging Q&A section.

You can also approach your trade association or industry body about SCOR and the
Principles of Reciprocity. If you do not belong to a trade association or
industry body, then you are encouraged to direct your query to your credit
reference agency contact.

Download the Principles of Reciprocity Version 42

Download




PRINCIPLES FOR THE REPORTING OF ARREARS, ARRANGEMENTS AND DEFAULTS AT CREDIT
REFERENCE AGENCIES

Credit Reference Agencies (TransUnion, Experian and Equifax) hold databases of
debts and payments on products offered to consumers and businesses that relate
to financial commitments.

How CRAs operate is agreed with the ICO and the purpose of this document is to
set out the principles under which information about arrears, arrangements and
defaults are filed with the CRAs.

Download the principles for the Reporting of Arrears, Arrangements and Defaults
at Credit Reference Agencies

Download




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