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Life and annuity products are issued by Nationwide Life Insurance Company or
Nationwide Life and Annuity Company, Columbus, Ohio. The general distributor for
variable products is Nationwide Investment Services Corporation, member FINRA
The Nationwide Retirement Institute is a division of NISC. Nationwide Funds
distributed by Nationwide Fund Distributors, LLC, Member FINRA, King of Prussia,
PA. Nationwide Life Insurance Company, Nationwide Life and Annuity Company,
Nationwide Investment Services Corporation, and Nationwide Fund Distributors are
separate but affiliated companies.

The Nationwide Group Retirement Series includes unregistered group fixed and
variable annuities issued by Nationwide Life Insurance Company. It also includes
trust programs and trust services offered by Nationwide Trust Company, FSB a
division of Nationwide Bank ®.

Nationwide, the Nationwide N and Eagle, The Nationwide Retirement Institute,
Nationwide is On Your Side and Nationwide Funds Group are service marks of
Nationwide Mutual Insurance Company. Let's Face it Together is a service mark of
Nationwide Life Insurance Company.

©2015 Nationwide Mutual Insurance Company and affiliated companies