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Text Content

Menu
 * Starting study: the basicsOpen submenu
 * Financial and study supportOpen submenu
 * Loan eligibilityOpen submenu
 * Loan applicationOpen submenu
 * Managing and repaying your loanOpen submenu
 * About StudyAssist
 * FAQs
 * Contact us
 * For providers

Close submenuStarting study: the basics


 * STARTING OR CONTINUING STUDY
   
   Higher education: overview
 * Getting into higher education
 * Postgraduate and returning to study


 * COURSES AND PROVIDERS
   
   Compare courses
 * Providers offering Commonwealth assistance


 * IMPORTANT BASICS
   
   Your USI / CHESSN
 * Your Tax File Number (TFN)
 * Key dates and terminology
 * Indexation and loan increases

Close submenuFinancial and study support


 * GOVERNMENT SUBSIDIES
   
   Commonwealth supported places (CSPs)
 * Student contribution amounts
 * Student learning entitlement (SLE)


 * LOANS
   
   How student loans work
 * HECS-HELP
 * FEE-HELP
 * SA-HELP
 * OS-HELP and overseas study
 * STARTUP-HELP
 * HELP Publications
   * 2024 Commonwealth supported places and HECS-HELP information booklet
   * 2024 CSP and HECS-HELP fact sheet
   * 2024 FEE-HELP information booklet
   * 2024 FEE-HELP fact sheet
   * 2024 OS-HELP statement of terms and conditions
   * 2024 OS-HELP fact sheet
   * 2024 SA-HELP information booklet
   * 2024 SA-HELP fact sheet
   * 2024 STARTUP-HELP information booklet
   * 2024 STARTUP-HELP fact sheet
   * 2025 Commonwealth supported places and HECS-HELP information booklet
   * 2025 FEE-HELP information booklet
   * 2025 OS-HELP statement of terms and conditions
   * 2025 SA-HELP information booklet
   * 2025 STARTUP-HELP information booklet
 * Obligations and rights


 * OTHER SUPPORT
   
   Tailored support for students with unique needs
 * Scholarships
 * Student income support
 * Student advocacy
 * Support for Students Policy

Close submenuLoan eligibility


 * ELIGIBILITY BASICS
   
   Eligibility: Overview
 * Australian citizens
 * Non-Australian citizens
 * Eligibility FAQs


 * LOAN LIMITS AND DEADLINES
   
   Your borrowing limit
 * Loan deadlines

Close submenuLoan application


 * HOW TO APPLY
   
   Application process: Overview
 * Electronic Commonwealth Assistance Form (eCAF)
 * Application FAQs


 * AFTER SUBMITTING YOUR APPLICATION
   
   Checking your application status
 * Changes or corrections to your application

Close submenuManaging and repaying your loan


 * PAYING BACK YOUR LOAN
   
   Loan repayments
 * Checking your HELP debt?
 * Moving overseas
 * Facing financial hardship


 * UNDERSTANDING INCREASES & CHARGES
   
   Loan increases and indexation
 * Commonwealth Assistance Notices (CAN)
 * Incorrect charges
 * Making a complaint


 * CHANGING YOUR LOAN
   
   Switching courses or providers
 * Withdrawing from study
 * Cancel your HELP debt under 'Special Circumstances'
 * Reducing HELP debt for very remote teachers
 * Noticed changes to your HELP debt at the ATO?

Skip to main content


CORPORATE MENU

 * About StudyAssist
 * FAQs
 * Contact us
 * For providers

 * Search   
 * Eligibility tool


MAIN NAVIGATION




 * Starting study: the basics
 * Financial and study support
 * Loan eligibility
 * Loan application
 * Managing and repaying your loan

Hide menu


WELCOME TO STUDYASSIST:

Where you can find information on higher education loans and support.





Where you can find information on higher education loans and support.


DISCOVER WHAT FINANCIAL SUPPORT IS AVAILABLE WHILE YOU STUDY


HELP LOANS:

An overview of the study loan options available

Learn more


SUBSIDISED STUDY:

Pay less tuition fees with a Commonwealth supported place

Learn more


ELIGIBILITY:

What study loans am I eligible for?

Learn more


UNDERSTANDING STUDY SUPPORT




HELP INDEXATION IS CHANGING

Find out what this means for your HELP debt

Learn more


POPULAR TOPICS

Loan increases and indexation
Managing and repaying your loan
Cancel your HELP debt under 'Special Circumstances'
Withdrawing from study
Noticed changes to your HELP debt at the ATO?
Making a complaint


TOOLS AND TIPS

FAQs
Image

HELP Publications
Loan deadlines
Application process


LATEST NEWS

Read the latest announcements about higher education policy and legislation and
how they impact you.

Learn more

 * Starting study: the basics
 * Financial and study support
 * Loan eligibility
 * Loan application
 * Managing and repaying your loan

 * About StudyAssist
 * FAQs
 * Contact us
 * For providers

 * Copyright
 * Disclaimer
 * Privacy

The Department of Education acknowledges the traditional owners and custodians
of country throughout Australia and their continuing connection to land, waters
and community. We pay our respects to them and their cultures, and Elders past
and present.

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