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Now, earn 3.30% with the Wealthfront Cash Account. Get started


Now, earn 3.30% with the Wealthfront Cash Account.

Get started
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SAVE AND INVEST FOR THE LONG TERM.


WHATEVER THE MARKET BRINGS.

Wealthfront is designed to build wealth over time — so make tomorrow count. Earn
3.30% APY on your short-term cash, and invest for the long term with an
automated, diversified Investment Account.

Get started

Goals$109,067$1.3M net worth at 65TodayAge 80Cash$15,480.45Emergency fund
🚨$15,480.45Wealthfront Cash AccountInvestments$93,587.77Long-term investing
$70,136.34Wealthfront · IndividualIRA$23,451.00Wealthfront · IRA


EARN WAY MORE 👍


3.30%


APY ON SAVINGS


AVOID UNNECESSARY RISK ✌


AUTOMATED & DIVERSIFIED LONG-TERM INVESTING

Get started
Best Robo-advisor, Portfolio Options, 2022 1Best Robo-advisor, IRA, 2022 1
Best Robo-advisor, 2020 1Best Robo-advisor, 2022 1
490K+
Trusted clients
$30B+
In assets managed
4.8
Apple App Store 2
4.6
Google Play Store 2
Best Robo-advisor, Portfolio Options, 2022 1Best Robo-advisor, IRA, 2022 1
Best Robo-advisor, 2020 1Best Robo-advisor, 2022 1
490K+
Trusted clients
$30B+
In assets managed
4.8
Apple App Store 2
4.6
Google Play Store 2

ManageCash Account$25,480.453.30%current APY$840.85interest earnedAvailable
balanceDebit cardAccount NumbersSEPTEMBERInterest earned in
September+$70.07Monday, Sep 8 · InterestTransfer to invest$100.00Monday, Sep 8 ·
TransferAUGUSTTransfer to emergency fund$200.00Monday, May 8 · Money inTransfer
money
Wealthfront
now
You earned $70.07 in interest



MORE INTEREST ON YOUR CASH.
EARN 3.30% APY.

That's 15x the national interest rate3, and zero strings attached.

With our high-yield Cash Account, you’ll earn more on your short-term savings,
like for your emergency fund or, say, a new canoe — and more on any money you’re
planning to invest later. Cha-ching💰.

No account fees
Unlimited fee-free transfers
Up to $2M FDIC insurance through partner banks
Just $1 to get started
Start savingLearn more about our Cash AccountLearn more

all timeestimated taxes saved$98,656.001.7% todayUS stocks44% current44%
targetForeign developed stocks15% current15% targetEmerging market stocks15%
current15% targetDividend growth stocks3M6M1Y3Y5YALL2021
Wealthfront
now
We automatically invested your $500 deposit.



DIVERSIFIED
LONG-TERM INVESTING.

Investing when the markets are down can mean getting in at a discount.

Remember, over the long term the markets have always bounced back 📈. Even with
the inevitable ups and downs, our expert-built portfolios make it easy to stay
diversified for long-term goals. We’ll automatically rebalance your portfolio,
manage unnecessary risk, and help minimize your taxes. It’s no secret, it’s just
time (and a lot of automation).

Expert-built portfolios with up to 17 global asset classes
Our software handles all the trading and rebalancing
Tax-Loss Harvesting has boosted after-tax returns by an extra ~1.8%
Designed to help keep the cost of investing low
Start investingLearn more about our Investment AccountLearn more


YOUR 2022 MONEY QUESTIONS, ANSWERED.

How should I be thinking about short-term cash during inflation?
We’re in a bear market, why should I be investing now?
The long term, huh? How long are we talking, and why invest for it when the
future’s so uncertain?
How does your software keep me diversified?


INVESTING

Automated Investing

Explore all investments

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BORROW

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 1. Nerdwallet and Investopedia (the “Endorsers”) receive cash compensation for
    referring potential clients to Wealthfront Advisers, LLC (“Wealthfront
    Advisers”) via advertisements placed on their respective websites. The
    Endorsers and Wealthfront Advisers are not associated with one another and
    have no formal relationship outside of this arrangement. Nerdwallet’s
    opinions are their own. Their ratings are determined by their editorial
    team. The scoring formula for online brokers and robo-advisors takes into
    account over 15 factors, including account fees and minimums, investment
    choices, customer support and mobile app capabilities. Nerdwallet ranking as
    of January 2022. Wealthfront provides cash compensation in connection with
    obtaining this ranking. Investopedia designed a system that rates
    robo-advisors based on nine key categories and 49 variables. Each category
    covers the critical elements users need to thoroughly evaluate a
    robo-advisor. Learn more about their methodology and review process.
    Investopedia ranking as of January 2022. Wealthfront provided cash
    compensation in connection with obtaining this ranking. © 2017-2022 and TM,
    NerdWallet, Inc. All Rights Reserved.

 2. Apple App Store and Google Play Store ratings based on user ratings from
    February 2014 (Apple) and December 2015 (Google) through June 2021. Ratings
    compiled by Apple, Inc., and Google, Inc., who receive compensation for
    hosting our app.

 3. The national average interest rate is based on FDIC.gov, as of November 4,
    2022.

By using this website, you understand the information being presented is
provided for informational purposes only and agree to our Terms of Use and
Privacy Policy. Wealthfront Advisers relies on information from various sources
believed to be reliable, including clients and third parties, but cannot
guarantee the accuracy and completeness of that information. Nothing in this
communication should be construed as an offer, recommendation, or solicitation
to buy or sell any security. Additionally, Wealthfront Advisers or its
affiliates do not provide tax advice and investors are encouraged to consult
with their personal tax advisors.

The effectiveness of the Tax-Loss Harvesting strategy to reduce the tax
liability of the client will depend on the client’s entire tax and investment
profile, including purchases and dispositions in a client’s (or client’s
spouse’s) accounts outside of Wealthfront Advisers and type of investments
(e.g., taxable or nontaxable) or holding period (e.g., short- term or
long-term).Tax loss harvesting may generate a higher number of trades due to
attempts to capture losses. There is a chance that trading attributed to tax
loss harvesting may create capital gains and wash sales and could be subject to
higher transaction costs and market impacts. In addition, tax loss harvesting
strategies may produce losses, which may not be offset by sufficient gains in
the account and may be limited to a $3,000 deduction against income. The
utilization of losses harvested through the strategy will depend upon the
recognition of capital gains in the same or a future tax period, and in addition
may be subject to limitations under applicable tax laws, e.g., if there are
insufficient realized gains in the tax period, the use of harvested losses may
be limited to a $3,000 deduction against income and distributions. Losses
harvested through the strategy that are not utilized in the tax period when
recognized (e.g., because of insufficient capital gains and/or significant
capital loss carryforwards), generally may be carried forward to offset future
capital gains, if any.

The cash balance in the Cash Account is swept to one or more banks (the “program
banks”) where it earns a variable rate of interest and is eligible for FDIC
insurance. FDIC insurance is not provided until the funds arrive at the program
banks. FDIC insurance coverage is limited to $250,000 per qualified customer
account per banking institution. Wealthfront uses more than one program bank to
ensure FDIC coverage of up to $2 million for your cash deposits. For more
information on FDIC insurance coverage, please visit www.FDIC.gov. Customers are
responsible for monitoring their total assets at each of the program banks to
determine the extent of available FDIC insurance coverage in accordance with
FDIC rules. The deposits at program banks are not covered by SIPC.

All investing involves risk, including the possible loss of money you invest,
and past performance does not guarantee future performance. Please see our Full
Disclosure for important details.

Cash Account is offered by Wealthfront Brokerage LLC (“Wealthfront Brokerage”),
a Member of FINRA / SIPC. Neither Wealthfront Brokerage nor any of its
affiliates are a bank, and Cash Account is not a checking or savings account. We
convey funds to partner banks who accept and maintain deposits, provide the
interest rate, and provide FDIC insurance. Investment management and advisory
services--which are not FDIC insured--are provided by Wealthfront Advisers LLC
(“Wealthfront Advisers”), an SEC-registered investment adviser, and financial
planning tools are provided by Wealthfront Software LLC (“Wealthfront”).

Wealthfront, Wealthfront Advisers and Wealthfront Brokerage are wholly owned
subsidiaries of Wealthfront Corporation.

© 2022 Wealthfront Corporation. All rights reserved.