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Is Consumer Health Proving Resilient?
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00:00
06:15
Is Consumer Health Proving Resilient?
byVantageScore
CreditGauge, VantageScore’s monthly analysis of consumer credit health, found
that in April 2024, delinquencies declined for a second straight month. To date,
consumers are weathering economic pressures fairly well. But is this proof of a
climb out of a delinquency-heavy phase, or are household budgets on a bumpy
roller coaster ride longer-term?
Atif Mirza is Vice President of Digital at VantageScore, where he manages the
VantageScore suite of digital tools for lenders – CreditGauge, Inclusion360, and
RiskRatio – tools that help lenders expand their footprint in ways that both
serve more creditworthy consumers and also boost financial inclusion.
Atif joins The SCORE to help demystify the current state of consumer credit
health for lenders and provide a sense of how average Americans are managing
their household balance sheets. Listen in to learn more.
Read the latest VantageScore CreditGauge insights:
https://www.vantagescore.com/lenders/credit-gauge/
Episode play icon
Is Consumer Health Proving Resilient?
CreditGauge, VantageScore’s monthly analysis of consumer credit health, found
that in April 2024, delinquencies declined for a second straight month. To date,
consumers are weathering economic pressures fairly well. But is this proof of a
climb out of a delinquency-heavy phase, or are household budgets on a bumpy
roller coaster ride longer-term? Atif Mirza is Vice President of Digital at
VantageScore, where he manages the VantageScore suite of digital tools for
lenders – CreditGauge, Inclusion360, and RiskRatio – tools that help lenders
expand their footprint in ways that both serve more creditworthy consumers and
also boost financial inclusion. Atif joins The SCORE to help demystify the
current state of consumer credit health for lenders and provide a sense of how
average Americans are managing their household balance sheets. Listen in to
learn more. Read the latest VantageScore CreditGauge insights:
https://www.vantagescore.com/lenders/credit-gauge/ [...]
June 4, 2024
VantageScore
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00:00
06:15
Is Consumer Health Proving Resilient?
byVantageScore
CreditGauge, VantageScore’s monthly analysis of consumer credit health, found
that in April 2024, delinquencies declined for a second straight month. To date,
consumers are weathering economic pressures fairly well. But is this proof of a
climb out of a delinquency-heavy phase, or are household budgets on a bumpy
roller coaster ride longer-term?
Atif Mirza is Vice President of Digital at VantageScore, where he manages the
VantageScore suite of digital tools for lenders – CreditGauge, Inclusion360, and
RiskRatio – tools that help lenders expand their footprint in ways that both
serve more creditworthy consumers and also boost financial inclusion.
Atif joins The SCORE to help demystify the current state of consumer credit
health for lenders and provide a sense of how average Americans are managing
their household balance sheets. Listen in to learn more.
Read the latest VantageScore CreditGauge insights:
https://www.vantagescore.com/lenders/credit-gauge/
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Is Consumer Health Proving Resilient?
June 4, 2024
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