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Take our 3 minute quiz and match with an advisor today. Find my match Profile * BR myBankrate * BR Profile * BR Support * BR Logout Sign In Create Account SearchOpen search Close XClose search Submit Search GUIDING YOU THROUGH LIFE’S FINANCIAL JOURNEY Compare rates, crunch numbers and get expert guidance for life’s biggest financial moments. Credit cards Personal loans Home equity Investing Home purchase Home refinance High-yield savings CD rates BANKRATE RECOMMENDS Fed raises rates NOW'S THE TIME TO SAVE Rising interest rates and declining inflation are the best of both worlds for savers. Check out today’s high savings rates. Arrow Right READ ARTICLE BEST DEBT RELIEF COMPANIES OF 2023 Debt relief companies help consumers avoid bankruptcy and get their credit back on track with a combination of methods. Sponsored By READ ARTICLE THE BEST TAX SOFTWARE OF 2023 Tax season is in full swing, and using a tax software to help you file can save you time and money. FIND A MATCH GET MATCHED WITH A FINANCIAL ADVISOR IN MINUTES From retirement planning to saving for a home, a financial advisor can help you reach your financial goals. News alert THE LATEST ON THE BANKING CRISIS Stay updated on recent bank failures like the closures of Silicon Valley Bank and Signature—and find out what it means for you. EXCLUSIVE INSIGHTS FROM OUR EXPERT ANALYSTS > “While we of course want to be empathetic and help our kids, sometimes > financial assistance goes too far.” – Ted Rossman 68% HAVE MADE A FINANCIAL SACRIFICE TO HELP THEIR ADULT CHILDREN WITH MONEY Parents of adult children say they sacrificed their emergency savings (51 percent), paying down their own debt (49 percent), their retirement savings (43 percent) and reaching some other financial milestone (55 percent), according to a new Bankrate survey. Read the survey The trusted provider of accurate rates and financial information Wall Street Journal USA Today The New York Times CNN Bloomberg ABC The best of personal finance THE BANKRATE AWARD WINNERS ARE HERE From investing to influencers, our experts have found the best of the best for all things personal finance. Check out the top financial products of the year and find the winners for your wallet. See the 2023 winners OVER 200 FINANCIAL CALCULATORS FIND ANSWERS, FAST Mortgage Mortgage calculator Rates Simple savings Mortgage Percent Amortization Dollar Cost-of-living Mortgage Market Home affordability Credit Card Credit card payoff Cd CD calculator Credit Card Balance Transfer Balance transfer Loan Loan calculator Calculator See all calculators A BETTER RATE IS WAITING * Banking * Mortgage Created with Highcharts 9.3.3JANFEBMARAPR TODAY'S BANKING RATES 1 Year CD 4.65% 3 Year CD 4.05% 5 Year CD 3.91% Savings Account 2.11% See all CD rates | See all Savings rates Created with Highcharts 9.3.3JANFEBMARAPR CURRENT MORTGAGE RATES 30 Year Fixed 6.81% 15 Year Fixed 6.13% 10 Year Fixed 6.26% 5/1 ARM 5.71% See all Mortgage rates Rate trends CURRENT CD INTEREST RATES Average rate of savings account interest Banking news TRUSTED NEWS AND REVIEWS, PUBLISHED DAILY See all news 12 TYPES OF CDS: WHICH ONE IS BEST FOR YOU? 7 min read WHICH REWARDS CREDIT CARD IS BEST FOR ME? 3 min read HOME PRICES ARE DOWN — BUT IT’S STILL A FRUSTRATINGLY TOUGH TIME TO BUY 2 min read WHAT IS ATM SKIMMING AND HOW DO YOU PROTECT YOURSELF? 5 min read RETIREMENT ANNUITIES: PROS AND CONS OF ANNUITY INVESTING 4 min read 12 TYPES OF CDS: WHICH ONE IS BEST FOR YOU? 7 min read WHICH REWARDS CREDIT CARD IS BEST FOR ME? 3 min read Caret Left Caret Right Banking 5 STEPS TO TAKE IN A FINANCIAL EMERGENCY 4 min read Homeowners Insurance HOW TO SAVE ON HOMEOWNERS INSURANCE 6 min read Banking 7 LITTLE-KNOWN BANK FEES THAT COULD BE COSTING YOU BIG 3 min read REVIEWS AND RECOMMENDATIONS Advertiser disclosure Bankrate independently researches financial companies and rates them according to an objective set of criteria. 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REVIEWS BY CATEGORY * Banking reviews * Mortgage lender reviews * Credit card reviews * Personal loan reviews * Home equity reviews * Best home insurance * Brokerage reviews REVIEWS OF TOP BANKS Rating: 4.1 stars out of 5 4.1 Bankrate Review Rating: 4.8 stars out of 5 4.8 Bankrate Review Rating: 4.5 stars out of 5 4.5 Bankrate Review REVIEWS OF TOP MORTGAGE LENDERS Rating: 5 stars out of 5 5.0 Bankrate Review Rating: 4.8 stars out of 5 4.8 Bankrate Review Rating: 4.8 stars out of 5 4.8 Bankrate Review POPULAR TOPICS Rates Start saving Dollar Start investing Mortgage Market Purchase a home Home Equity Refinance a home Retirement Save for retirement Credit Card Get a credit card Insurance Home Alt Get home insurance Auto Car Guides Find car insurance INTRODUCING CARDMATCH™ YOUR PERFECT CARD IS ONE CLICK AWAY Find your match WHY CARDMATCH™? * 1 No impact to your credit score * 2 Bank-level security to keep your data safe * 3 Elevated bonus offers and custom results BANKRATE LOGO BANKRATE ABOUT * About us * Press room * Careers * Advertise with us * Site map HELP * Contact us * Compare rates * Latest news * Popular topics LEGAL * Privacy policy * Cookie Settings * Do not sell my info * Understanding Bankrate’s averages * Terms of use * GLBA annual notice * California Consumer Financial Privacy Notice * Licenses HOW WE MAKE MONEY Bankrate.com is an independent, advertising-supported publisher and comparison service. We are compensated in exchange for placement of sponsored products and, services, or by you clicking on certain links posted on our site. Therefore, this compensation may impact how, where and in what order products appear within listing categories, except where prohibited by law for our mortgage, home equity and other home lending products. Other factors, such as our own proprietary website rules and whether a product is offered in your area or at your self-selected credit score range can also impact how and where products appear on this site. While we strive to provide a wide range offers, Bankrate does not include information about every financial or credit product or service. Bankrate, LLC NMLS ID# 1427381 | NMLS Consumer Access BR Tech Services, Inc. NMLS ID #1743443 | NMLS Consumer Access Facebook Twitter Bankrate US | UK © 2023 Bankrate, LLC. A Red Ventures company. All Rights Reserved. ADVERTISER DISCLOSURE Bankrate.com is an independent, advertising-supported comparison service. The offers that appear on this site are from companies from which Bankrate.com receives compensation. This compensation may impact how and where products appear on this site, including, for example, the order in which they may appear within listing categories. Other factors, such as our own proprietary website rules and the likelihood of applicants' credit approval also impact how and where products appear on this site. Bankrate.com does not include the entire universe of available financial or credit offers. Bankrate has partnerships with issuers including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover. EDITORIAL INTEGRITY Bankrate follows a strict editorial policy, so you can trust that we’re putting your interests first. Our award-winning editors and reporters create honest and accurate content to help you make the right financial decisions. 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