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If you are affected by natural disaster and are seeking emergency assistance,
visit Disaster Assist or Services Australia for support.

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MOBILE MAIN NAVIGATION

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 * Before you applyToggle submenu for Before you apply
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MANAGE YOUR RIC LOAN

As a RIC loan customer, easily access services, forms, information about
payments and more.

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FARM BUSINESS LOANS VARIABLE INTEREST RATE CURRENTLY 5.18%

RIC offers low-interest loans to eligible farm business throughout Australia.

Learn more



DISCOVER IF A RIC LOAN IS RIGHT FOR YOU

RIC loans are not suitable for every farm business. Learn more about eligibility
criteria with our quick quiz tool.

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'OUR RIC LOAN HAS TAKEN THE PRESSURE OFF'

A RIC Farm Investment Loan is helping cattle graziers Dane and Rachael Lehmann
to recover and improve their business after experiencing drought and successive
natural disasters.

Read their story



WE LIVE AND BREATHE RURAL LIFE, JUST LIKE YOU

We understand farming, finances and its many challenges.

Get in touch



MANAGE YOUR RIC LOAN

As a RIC loan customer, easily access services, forms, information about
payments and more.

Manage your loan



FARM BUSINESS LOANS VARIABLE INTEREST RATE CURRENTLY 5.18%

RIC offers low-interest loans to eligible farm business throughout Australia.

Learn more



DISCOVER IF A RIC LOAN IS RIGHT FOR YOU

RIC loans are not suitable for every farm business. Learn more about eligibility
criteria with our quick quiz tool.

Check eligibility



'OUR RIC LOAN HAS TAKEN THE PRESSURE OFF'

A RIC Farm Investment Loan is helping cattle graziers Dane and Rachael Lehmann
to recover and improve their business after experiencing drought and successive
natural disasters.

Read their story



WE LIVE AND BREATHE RURAL LIFE, JUST LIKE YOU

We understand farming, finances and its many challenges.

Get in touch



MANAGE YOUR RIC LOAN

As a RIC loan customer, easily access services, forms, information about
payments and more.

Manage your loan

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LOAN FUNDING AVAILABLE FOR FY2025

Funded by the Australian Government, RIC (Regional Investment Corporation) is a
national low-interest loan specialist 
for farm businesses and farm-related small businesses.

RIC has a total of $318.5 million in loan funding available until 30 June 2025.




LOANS DELIVERED SINCE START-UP

 

--------------------------------------------------------------------------------


OUR LOANS ASSIST FARMERS EVERY DAY

RIC’s low-interest loans have directly benefitted farm businesses
Australia-wide, saving them thousands of dollars in interest payments each
year. 
These interest savings are helping farmers to manage cash flow so they can
prepare, manage through and recover from drought, natural disasters or multiple
events that have caused significant financial disruption. RIC loans help
accelerate business plans for first farmers and support succession planning. 


 



SUPPORTING REGIONAL COMMUNITIES

RIC loans are strengthening Australian farm businesses and building thriving
regional communities. Every $1 million borrowed and repaid contributes an
additional $1.1 million to Gross Regional Product (GRP) over the 10-year loan
term.



 

 

Our impact

Customer stories
 


LATEST NEWS


WHAT IS A DROUGHT MANAGEMENT PLAN?

6 November 2024

Learn about Drought Management Plans and why you need one for a RIC Drought Loan

Read the full announcement


HOW DOES RIC’S VARIABLE INTEREST RATE WORK?

6 November 2024

Learn about RIC’s interest rates, including what they are based on and how and
when they may change

Read the full announcement


WHAT DOES THREE YEARS OF RELEVANT ON-FARM OR EQUIVALENT EXPERIENCE MEAN?

5 November 2024

Learn about what experience is required to be eligible for some RIC loans and
what may be equivalent experience.

Read the full announcement

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