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KELLY CARRERA

APPLY NOW
Loan Officer NMLS# 290199



| Mobile: 661-817-6131 | Fax: 661-664-2784

Email: kcarrera@gemcorp.com

4200 Truxtun Avenue, 104 | Bakersfield CA 93309

Welcome to my website, and congratulations on taking the first step to buying or
refinancing your home. I look forward to putting my expertise and mortgage
services to work for you!

With Golden Empire Mortgage you're in good hands and can have the peace of mind
knowing we offer a wide variety of loan programs and most current rates
available, together with the assistance of a seasoned customer support team.

Competitively Priced Loan Programs:

 * Purchase, Rate and Term Refinance, and Cash-out Refinance Programs
 * Fannie Mae Conventional, High-balance and Adjustable-Rate Mortgages (ARMs)
 * Jumbo, Portfolio & Investor Products
 * FHA / VA / USDA

We're here for you, ready to guide you through the often difficult and confusing
process of choosing and getting the exact loan to meet your specific needs.



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(800) 520-3724

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NMLSID 290199


©2023 Golden Empire Mortgage. All Rights Reserved 

Consumer Complaint |  Privacy Notice |  Suspicious Activity Report | NMLS #
2427 | NMLS Consumer Access | This Employer Participates in E-Verify  | Notice
to Texas Loan Applicants | Accessibility Statement | IER Right To Work
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Golden Empire Mortgage, Inc. ("GEM") [NMLS ID No. 2427] is a California
corporation whose principal business office is located at 1200 Discovery Drive,
Ste. 300, Bakersfield, California 93309. GEM is a residential mortgage lender
and servicer licensed by the Department of Financial Protection and Innovation
pursuant to the California Residential Mortgage Lending Act under license no.
413-0360. GEM conducts residential mortgage lending activities in the following
additional states as follows: Arizona: GEM conducts business in the state of
Arizona as Golden Empire Mortgage, Inc. under Mortgage Bankers license no.
0906440 issued by the Arizona Department of Financial Institutions. Colorado:
GEM conducts business in the state of Colorado pursuant to a Mortgage Company
Registration issued by the Colorado Division of Real Estate. Oregon: GEM
conducts business in the state of Oregon under Mortgage Lending License no.
ML-2891 issued by the Department of Consumer and Business Services, Division of
Financial Regulation. Texas: GEM conducts business in the state of Texas as GEM
Mortgage, Inc. pursuant to a Mortgage Bankers Registration issued by the Texas
Department of Savings and Mortgage Lending. Texas Loan Applicants see Notice
Link Above. Washington: GEM conducts business in the state of Washington under
Consumer Loan Company License no. CL-2427 issued by the Washington Division of
Consumer Services, Department of Financial Institutions. 


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