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Submitted URL: https://click.e.vsp.com/?qs=ad07267d3b4e9d5ef7ab2a371059e2ea021ee931c3f15bdce84d090620b0d818f7c3ef791b6fb554929c358c744a...
Effective URL: https://www.vspdirect.com/stay?utm_source=Eloqua&utm_medium=email&utm_campaign=IPs_Bg_All_MC_MD_O__Act_06-09-20_GroupBridg...
Submission: On November 13 via api from US — Scanned from DE
Effective URL: https://www.vspdirect.com/stay?utm_source=Eloqua&utm_medium=email&utm_campaign=IPs_Bg_All_MC_MD_O__Act_06-09-20_GroupBridg...
Submission: On November 13 via api from US — Scanned from DE
Form analysis 2 forms found in the DOM
Name: coupon — POST
<form class="mb-3" name="coupon" method="post">
<div class="mb-3 mb-md-2">
<label class="f-14 font-medium d-none">Email</label>
<input type="email" name="email" class="form-control" placeholder="Email Address" autocomplete="email" aria-label="email address" data-uw-rm-form="fx">
<input type="hidden" name="eToken" value="">
<input type="hidden" name="SiteSource" value="Stay">
<input type="hidden" name="FormSource" value="IPs_GcUnk_Pop40Lp_Stay">
</div>
<div id="lead_gen_error" class="alert-danger text-danger alert d-none" data-lead-submit-target="errors"></div>
<button class="btn btn-lg w-100" type="submit" data-action="lead-submit#submitForm" data-uw-rm-form="submit">
<span class="spinner-border spinner-border-sm d-none" role="status" aria-hidden="true"></span> Send Me The List</button>
</form>Name: zip_code_search — POST /select-a-plan
<form name="zip_code_search" method="post" action="/select-a-plan" class="mb-0">
<div class="steps step1 active">
<div class="welcome-box">
<div class="inner-box">
<h2 class="h2 mb-0 font-bold d-none d-md-block">Welcome!</h2>
<h2 class="h2 mb-2 font-medium d-block d-md-none text-start text-sm-center">Welcome!</h2>
<p class="color-gray text-start text-sm-center mobile-f-16 mb-3">Let’s get some basic information to help find the perfect plan for you.</p>
<div class="row">
<div class="col-12 mb-2">
<div id="zip_invalid" class="text-danger d-none" role="alert">ZIP Code is invalid, please try again.</div>
<div id="zip_required" class="text-danger d-none" role="alert">ZIP Code is required.</div>
<div id="age_range_required" class="text-danger d-none" role="alert">Age Range is required.</div>
</div>
</div>
<div class="row gy-3 gx-4">
<div class="col-md-6">
<label for="zip_code_search_zipCode" class="form-label">ZIP Code</label>
<input type="text" id="zip_code_search_zipCode" name="zip_code_search[zipCode]" required="required" maxlength="5" pattern="[0-9]*" inputmode="numeric" autocomplete="postal-code" aria-label="ZIP*" placeholder="ZIP (required)"
class="form-control big form-control" data-action="see-plan#setZipCode" data-uw-rm-form="nfx">
</div>
<div class="col-md-6">
<label for="zip_code_search_ageRange" class="form-label">Age Range</label>
<div class="position-relative d-block">
<select id="zip_code_search_ageRange" name="zip_code_search[ageRange]" required="required" autocomplete="email" aria-label="AgeRange*" class="custom-select-big form-control select2-hidden-accessible" placeholder="Select (required)"
data-action="change->see-plan#selectAgeRange" data-select2-id="zip_code_search_ageRange" tabindex="-1" aria-hidden="true" data-uw-rm-form="nfx">
<option value="" selected="selected" data-select2-id="2">Select (required)</option>
<option value="18-29">18-29</option>
<option value="30-44">30-44</option>
<option value="45-54">45-54</option>
<option value="55-63">55-63</option>
<option value="64+">64+</option>
</select><span class="select2 select2-container select2-container--vsp-theme-big" dir="ltr" data-select2-id="1" style="width: 194px;"><span class="selection"><span class="select2-selection select2-selection--single" role="combobox"
aria-haspopup="true" aria-expanded="false" tabindex="0" aria-disabled="false" aria-labelledby="select2-zip_code_search_ageRange-container"><span class="select2-selection__rendered" id="select2-zip_code_search_ageRange-container"
role="textbox" aria-readonly="true"><span class="select2-selection__placeholder">Select (required)</span></span><span class="select2-selection__arrow" role="presentation"><b role="presentation"></b></span></span></span><span
class="dropdown-wrapper" aria-hidden="true"></span></span>
</div>
</div>
<div class="col-12">
<label for="zip_code_search_email" class="form-label">Email<span>Optional</span></label>
<input type="email" id="zip_code_search_email" name="zip_code_search[email]" class="form-control big form-control" autocomplete="off" aria-label="Email (optional)" placeholder="youremail@email.com" value="" data-uw-rm-form="nfx">
<div id="see_plan_email_error" class="alert-danger text-danger alert d-none" data-see-plan-target="emailError"></div>
</div>
<div class="col-lg-12">
<button type="submit" data-action="see-plan#modalStep2" data-user-journey="welcome_step1" class="w-100 btn btn-lg modal-step-2" disabled="disabled" data-uw-rm-form="submit">
<span class="spinner-border spinner-border-sm d-none" role="status" aria-hidden="true"></span> Continue </button>
</div>
</div>
</div>
</div>
</div>
<div class="steps step2" style="display: none;">
<div class="wider">
<h2 class="h2 mb-0 font-bold d-none d-md-block" id="who_will_be_covered" tabindex="-1">Who will be covered by your vision plan?</h2>
<h2 class="h2 mb-2 font-medium d-block d-md-none text-start text-sm-center">Who will be covered by your vision plan?</h2>
<p class="color-gray text-start text-sm-center mobile-f-16 mb-3">To help us make the best recommendation, tell us who will be covered.</p>
<div class="px-xl-5">
<div class="row">
<div class="col-12">
<div id="covered_required" class="text-danger d-none" role="alert">Telling us who is covered, is required.</div>
</div>
</div>
<div class="row gy-3 gx-4 py-4" role="radiogroup" aria-labelledby="who_will_be_covered">
<div class="col-md-4">
<a href="javascript:" data-plan-coverage="1" id="plan_coverage_individual" data-action="see-plan#selectPlanCoverage" role="radio" aria-checked="false" tabindex="0">
<div class="boxed-option">
<div class="icon-text d-flex align-items-center justify-content-center">
<img src="https://cdn-fsly.yottaa.net/61b772e74f1bbfceccfe437d/www.vspdirect.com/v~4b.9/build/images/v6/icon-rounded-individual.8acbff48.svg?yocs=1_" alt="" data-uw-rm-alt-original="individual coverage" role="presentation" data-uw-rm-alt="MC">
</div>
<p class="mb-0 f-18 font-medium color-blueblack">You</p>
</div>
</a>
</div>
<div class="col-md-4">
<a href="javascript:" data-plan-coverage="2" id="plan_coverage_plus_one" data-action="see-plan#selectPlanCoverage" role="radio" aria-checked="false" tabindex="0">
<div class="boxed-option">
<div class="icon-text d-flex align-items-center justify-content-center">
<img src="https://cdn-fsly.yottaa.net/61b772e74f1bbfceccfe437d/www.vspdirect.com/v~4b.9/build/images/v6/icon-rounded-yourselfplusone.917502f4.svg?yocs=1_" alt="" data-uw-rm-alt-original="yourself +1 coverage" role="presentation" data-uw-rm-alt="MC">
</div>
<p class="mb-0 f-18 font-medium color-blueblack">Yourself + 1</p>
</div>
</a>
</div>
<div class="col-md-4">
<a href="javascript:" data-plan-coverage="3" id="plan_coverage_family" data-action="see-plan#selectPlanCoverage" role="radio" aria-checked="false" tabindex="0">
<div class="boxed-option">
<div class="icon-text d-flex align-items-center justify-content-center">
<img src="https://cdn-fsly.yottaa.net/61b772e74f1bbfceccfe437d/www.vspdirect.com/v~4b.9/build/images/v6/icon-rounded-family.c914c373.svg?yocs=1_" alt="" data-uw-rm-alt-original="family coverage" role="presentation" data-uw-rm-alt="MC">
</div>
<p class="mb-0 f-18 font-medium color-blueblack">Your Family</p>
</div>
</a>
</div>
</div>
<div class="row gy-3 gx-4 justify-content-center align-items-center pt-2">
<div class="col-md-4">
<p class="mb-0">
<button data-action="see-plan#modalStep3" data-user-journey="welcome_step2" class="w-100 btn btn-lg modal-step-3" disabled="disabled">
<span class="spinner-border spinner-border-sm d-none" role="status" aria-hidden="true"></span> Continue</button>
</p>
</div>
</div>
</div>
</div>
</div>
<div class="steps step3" style="display: none;">
<div class="wider">
<h2 class="h2 mb-0 font-bold d-none d-md-block" id="frame_allowance" tabindex="-1">Frame Allowance</h2>
<h2 class="h2 mb-2 font-medium d-block d-md-none text-start text-sm-center">Frame Allowance</h2>
<p class="color-gray text-start text-sm-center f-16 mb-3">Your frame allowance is the amount of your frame cost that is covered by your VSP Vision Plan.<br role="presentation" data-uw-rm-sr="">$150 is our standard allowance amount while $230 is
an optional higher amount available on select plans.</p>
<div class="px-xl-5">
<div class="row">
<div class="col-12">
<div id="frame_allowance_required" class="text-danger d-none" role="alert">Choosing a frame allowance, is required.</div>
</div>
</div>
<div class="row gy-3 gx-4 py-4" role="radiogroup" aria-labelledby="frame_allowance">
<div class="col-md-4">
<a href="javascript:" data-frame-allowance="$150" id="frame_allowance_150" data-action="see-plan#selectFrameAllowance" role="radio" aria-checked="false" tabindex="0">
<div class="boxed-option smaller text-only">
<div class="icon-text d-flex align-items-center justify-content-center">
<span class="display-small color-vspblue">$150</span>
</div>
<p class="mb-0 f-18 font-medium color-blueblack max-width"><strong>$150</strong>Allowance</p>
</div>
</a>
</div>
<div class="col-md-4">
<a href="javascript:" data-frame-allowance="$230" id="frame_allowance_230" data-action="see-plan#selectFrameAllowance" role="radio" aria-checked="false" tabindex="0">
<div class="boxed-option smaller text-only">
<div class="icon-text d-flex align-items-center justify-content-center">
<span class="display-small color-vspblue">$230</span>
</div>
<p class="mb-0 f-18 font-medium color-blueblack max-width"><strong>$230</strong>Allowance</p>
</div>
</a>
</div>
<div class="col-md-4">
<a href="javascript:" data-frame-allowance="contacts_only" id="frame_allowance_contacts" data-action="see-plan#selectFrameAllowance" role="radio" aria-checked="false" tabindex="0">
<div class="boxed-option smaller text-only">
<div class="icon-text d-flex align-items-center justify-content-center">
<img src="https://cdn-fsly.yottaa.net/61b772e74f1bbfceccfe437d/www.vspdirect.com/v~4b.9/build/images/v6/icon-rounded-contacts.e97d4ca3.svg?yocs=1_" alt="" data-uw-rm-alt-original="contacts" role="presentation" data-uw-rm-alt="MC">
</div>
<p class="mb-0 f-18 mobile-h5 font-medium color-blueblack max-width">I'm only interested in contacts</p>
</div>
</a>
</div>
</div>
<div class="row gy-3 gx-4 justify-content-start align-items-center pt-2">
<div class="col-md-4 text-center text-md-start order-last order-md-first">
<p class="mb-0"><button data-action="see-plan#modalStep3Back" class="prev-link modal-step-3-back">Previous</button></p>
</div>
<div class="col-md-4 text-center text-md-start order-first order-md-last">
<p class="mb-0">
<button data-action="see-plan#modalStep4" data-user-journey="welcome_step3" class="w-100 btn btn-lg modal-step-4" disabled="disabled">
<span class="spinner-border spinner-border-sm d-none" role="status" aria-hidden="true"></span> Continue</button>
</p>
</div>
</div>
</div>
</div>
</div>
<input type="hidden" id="zip_code_search_UTM_Campaign" name="zip_code_search[UTM_Campaign]" value="IPs_Bg_All_MC_MD_O__Act_06-09-20_GroupBridgeEfforts">
<input type="hidden" id="zip_code_search_UTM_Source" name="zip_code_search[UTM_Source]" value="Eloqua">
<input type="hidden" id="zip_code_search_UTM_Medium" name="zip_code_search[UTM_Medium]" value="email">
<input type="hidden" id="zip_code_search_UTM_Term" name="zip_code_search[UTM_Term]" value="">
<input type="hidden" id="zip_code_search_UTM_Content" name="zip_code_search[UTM_Content]" value="">
<input type="hidden" id="zip_code_search_elqCustomerGUID" name="zip_code_search[elqCustomerGUID]">
<input type="hidden" name="elqCustomerGUID" value="">
<input type="hidden" id="zip_code_search_elqCookieWrite" name="zip_code_search[elqCookieWrite]" value="0">
<input type="hidden" id="zip_code_search_Persona" name="zip_code_search[Persona]" value="Unknown">
<input type="hidden" id="zip_code_search_exchangeState" name="zip_code_search[exchangeState]"><input type="hidden" id="zip_code_search_smartLinkId" name="zip_code_search[smartLinkId]"><input type="hidden" id="zip_code_search_brokerId"
name="zip_code_search[brokerId]"><input type="hidden" id="zip_code_search_FormSource" name="zip_code_search[FormSource]" value="IPs_GcUnk_LGenLp_Homepage_Direct"><input type="hidden" id="zip_code_search_SiteSource"
name="zip_code_search[SiteSource]" value="Direct"><input type="hidden" id="zip_code_search_vwoForceWizard" name="zip_code_search[vwoForceWizard]" value="no"><input type="hidden" id="zip_code_search_Saved_QS"
name="zip_code_search[Saved_QS]"><input type="hidden" id="zip_code_search_Current_URL" name="zip_code_search[Current_URL]">
</form>Text Content
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* Eye Exams
* Glasses
* Progressives
* Lens Enhancements
* 855.782.9877
* Hrs
* M–F: 7am–7pm CST
* Sat: 9:30am–4pm CST
* Sun: closed
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Members
855.782.9877
Hours
* M–F: 7am–7pm CST
* Sat: 9:30am–4pm CST
* Sun: closed
IS IT TIME TO RENEW YOUR VISION INSURANCE?
WE'VE GOT YOU COVERED.
You can renew now without penalty and be covered for eye exams, glasses, lens
enhancements, and more, depending upon the plan you choose.
See Plans
IT'S GREAT TO SEE YOU BACK.
Get worry-free coverage for yourself, or you and a dependent.
Use your in-network benefits at Visionworks®, online, or at your doctor’s
office.
Keep your same VSP network doctor or pick a new one.
Get an extra $40 to spend on select frame brands.
WE SEE YOU
THE WAY YOU SEE YOU.
No matter where you are in life, we have a plan with you in mind.
Between coverage
Retired or retiring
Aging off a parent's plan
BETWEEN COVERAGE
Early detection and treatment at every age
Around age 40, it’s common for vision to change yearly. Tracking those changes
with an annual eye exam can make sure your prescription is accurate. It can also
help with early detection of eye and other health conditions, like diabetes or
high-blood pressure, to help make sure problems are treated before they become
serious.
Between coverage?
If you’ve lost your job or have a job that doesn’t offer benefits, you can keep
VSP and still cover you and your family with a vision plan that’s similar to
what you had.
Get started
RETIRED OR RETIRING
Medicare & vision coverage
* Doesn’t cover routine eye exams and vision coverage
* Medicare Part A only covers vision health conditions and emergencies
* Starts at 65 and has open enrollment windows
Ready for retirement?
If you’re retired or planning for retirement, low-cost, quality eye care should
still be a priority. With an individual plan from VSP, you can still get
coverage for you and your spouse that’s similar to what you had when you were
employed.
Get started
AGING OFF A PARENT’S PLAN
Aging off your parent's plan
If you’re covered by a parent’s plan and turning 26 soon; you’re in the right
place. Get coverage on your own through VSP to help you save money on your next
eye exam and glasses or contacts.
Parents: If you’re a parent looking to help your child stay covered when they no
longer have benefits through you, we have plans for your dependent.
Importance of vision care in your 20s
Eye and other health conditions, like diabetes, can occur at any age. Early
detection through an annual eye exam can help make sure they’re treated before
the symptoms become serious
Get started
MEMBER REVIEWS
Read what other members are saying about us.
May 11, 2022
Brian M.
Age range: 40-50
I've been using VSP now for about 5 or 6 years and they've been absolutely
amazing. I've been wearing glasses for 35 years... read more
May 11, 2022
Peggy S.
Age range: 70+
We appreciate the low premium payments each month. But we really appreciate that
we can now afford to get... read more
May 11, 2022
Janet M.
Age range: na
Like another reviewer, I was skeptical when an optometrist recommendation VSP
coverage. I asked him what the catch was... read more
Live Assistance Available
We're here to help.
You probably don't think about vision insurance every day, so we understand you
may have some questions. Speak with a vision plan consultant today.
Call 855.782.9877
Live Assistance Available
We're here to help.
Call 855.782.9877
You probably don't think about vision insurance every day, so we understand you
may have some questions. Speak with a vision plan consultant today.
For a Limited Time!
VSP® MEMBERS GET AN EXTRA $40
On Select Frame Brands*
VSP members save an extra $40 on select frame brands*
Email
Send Me The List
*Available only to VSP members with applicable plan benefits. Frame brands
subject to change.
* Network Benefits
* Reviews
* FAQs
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* Find a Doctor
* Privacy
* Terms
©2023 Vision Service Plan. All rights reserved.
VSP is a registered trademark of Vision Service Plan. All other brands and marks
are the property of their respective owners.
*
*
*
Healthy vision association discounts
Some plans can only be accessed through membership in the Healthy Vision
Association (HVA), which helps its members see well and stay healthy.
For $1.50/mo, your membership will give you access to exclusive discount
programs* on everyday goods and services including:
* 24-hour Nurse Help Line
* Preventative Health Screenings
* Gateway Medicard
* GymAmerica.com
* And much more
Plus, your membership supports vision-related charities too.
Click to download full details
*All rebates and special offers are subject to change
TERMS OF SERVICE
1. PRIVACY
Please review our Privacy Policy to understand VSP's practices regarding
Protected Health Information
2. COPYRIGHT AND TRADEMARKS
The name Vision Service Plan and the registered logo(s), service mark(s), and
trademark(s) owned by Vision Service Plan or any of its subsidiaries or
affiliates, and the contents of this site may not be used in any advertising or
publicity, or other use without the prior explicit written permission of Vision
Service Plan (VSP). Visionworks is an affiliate of Vision Service Plan.
3. DISCLAIMER OF WARRANTIES AND LIMITATIONS OF LIABILITY
VSP makes no representations about the suitability of this information for any
purpose. It is provided "AS IS" without express or implied warranty, including,
but not limited to, the implied warranties of merchantability, or fitness for a
particular purpose. In no event shall VSP be liable for any special, indirect or
consequential damages or any damages whatsoever resulting from loss of use, data
or profits, whether in action in contract, negligence or other tort action,
arising out of or in connection with the use or performance of this information.
4. CONTENT
VSP has taken reasonable steps to ensure that the information on this site is
accurate and timely. VSP, however, assumes no responsibility for any errors or
omissions on this site or for the accuracy, truthfulness, or content of other
documents that are referenced or linked to this site. Nor does VSP make any
commitment to update the information contained herein. This publication and
other documents are subject to change without notice. Health information content
appearing is not intended as, and shall not be received or construed as
patient-specific advice or a substitute for patient-specific advice.
5. LINKS
Links to documents outside of this publication are provided as a convenience and
do not necessarily reflect the views or opinions of the staff or management of
VSP. Links to such documents do not in any way suggest VSP's endorsement of any
product or service specified therein. Links to documents outside of this
publication may be found to contain offensive material or may further link to
pages that may contain offensive material.
6. VSP'S EYE CARE INFORMATION
VSP's Eye Care Information provides basic eye care information to encourage
overall eye health and wellness education. Members are encouraged to review
benefit information on vsp.com.
7. VSP'S RELATIONSHIP WITH THIRD-PARTIES OR CONTRACTORS
This site contains links to Third-Party (or Contractor) websites. VSP does not
control or maintain Third-Party or Contractor sites. VSP does not endorse and is
not responsible for the privacy practices of Third-Party or Contractor sites.
Visitors should review the privacy policy of these sites to understand how they
collect and use the information on their sites.
8. CONFIDENTIALITY AND SECURITY
VSP members who enter personal information should know all communication between
their computer and VSP's Web servers are encrypted using Transport Layer
Security (TLS 1.2) technology. VSP's security software is the industry standard
and among the best software available today for secure transactions.
Some features, such as VSP's Network Doctor Directory and the member's benefit
information, relate directly to a member's personal information.
9. USE OF E-MAIL SUBSCRIPTION INFORMATION
Email subscription information that VSP collects may be used to personalize and
target content of the emails you receive from VSP, enabling us to improve our
service to you. As a subscriber, you may receive information from VSP, including
VSP promotions, plan, benefit or educational information and/or surveys. We will
not sell or use the information outside of VSP’s family of companies. We may
provide general reports on email subscription usage but we will not share email
addresses or any personal information that allows for identification of
individuals except as described herein.
10. CONSENT TO CONTACT AND WIRELESS PHONE TERMS OF SERVICE
By submitting your phone number, and checking the box on the enrollment form,
you are agreeing to receive autodialed calls, prerecorded messages and/or text
messages from VSP®, its affiliates, and third parties acting on VSP’s behalf.
Text and data charges may apply. Please check with your carrier. You can cancel
mobile text messages any time by replying STOP to any message.
11. THE USE OF COOKIES
Personal information collected and how it is used:
VSP collects anonymous, non-personal information about users of this site
through temporary session cookies. Cookies are small, alphanumeric identifiers
that are transferred to a computer's hard drive through the user's Web browser,
which enables VSP's systems to recognize the browser and provide personalized
features. Session cookies expire when you close your browser.
VSP will collect data about the user's activities that do not personally or
directly identify the user when visiting our website. This information may
include the content the user views, the date and time that the user views this
content, the products the user purchases, or the user's location information
associated with the user's IP address. We do not collect personal identifying
information about a user, will not link to any protected health information, and
will not target ads to a user based on sensitive health data.
In addition, VSP uses technologies such as cookies and pixels to keep track of
your activities on our website and the websites of our third-party advertising
companies ("our Advertising Partners"), and may use those cookies to serve you
more relevant advertisements. We and our Advertising Partners' sites use session
cookies and persistent cookies to make it easier for you to navigate and enhance
the experience of our site, and to monitor and evaluate our website's operation
and use.
Any data used to serve targeted advertisements is de–identified and is not used
to personally or directly identify a user. We require third-parties, including
Publishers, to provide notice and obtain appropriate consent, where required by
applicable law.
How it is transferred to third-party companies:
VSP may work with Advertising Partners to help us recognize you and serve
relevant advertisements to you when you visit a website or online service in
their network. We may also work with Advertising Partners who help us recognize
you across different devices in order to show you relevant advertisements. Our
Advertising Partners may collect information about your activities on our
website, our Advertisers' websites, and other websites or online services in
their networks. We may also work with third-party companies to assist us with
website analytics such as evaluating the use and operation of our website so
that we can continue to enhance the website and our services.
How we use cookies and instructions on opting out of future campaigns:
We may use persistent cookies to keep track of your activities when you visit
our website, and to serve you relevant advertisements. Our Advertising Partners
may also place persistent cookies on your device when you visit our website or
our Advertisers' websites in order to help us recognize you and serve relevant
advertisements to you when you visit their website or online service or websites
in their networks. VSP only collects information that does not personally or
directly identify you via these cookies.
Most browsers can be set to reject all cookies. The Help portion of the toolbar
on most browsers will tell a user how to prevent the browser from accepting new
cookies, provide notification if new cookies are received, or disable cookies
altogether.
Instructions on changing personal information (for users):
You may have the right to request access to and receive information about the
personal information we maintain about you, update and correct inaccuracies in
your personal information and have the information blocked or deleted, as
appropriate. The right to access personal information may be limited in some
circumstances by local law requirements. You also have the right to opt out,
free of charge, from the processing of your personal information for marketing
purposes. All requests for access, rectification, blocking and opting-out must
be made in writing, signed, dated and mailed to VSP, Attn: Member Services, 3333
Quality Drive, Rancho Cordova, CA, 95670.
12. THE CHILDREN'S ONLINE PRIVACY PROTECTION ACT
VSP's website does not direct content to Minors and do not intend to collect
personal information from Minors and therefore are not subject to the Children's
Online Privacy Protection Act. If the User allow his/her minor child, or a child
for whom User is a legal guardian (a "Minor"), to access and use the features,
User agree that he/she will be solely responsible for: (a) the online conduct of
such Minor; (b) monitoring such Minor's access to and use of the Service; and
(c) the consequences of any use.
13. RESPONSE TIME
VSP responds to emails, electronic messages, and other communications as soon as
reasonably practical. VSP's response time shall not exceed any maximum time
period that may be specified by law.
14. ACCESS AND INTERFERENCE
You agree that you will not use or attempt to use any feature within the Site
for any commercial purpose. You agree that you will not use any robot, spider or
other automatic device, process or means to access the Site. Nor shall you use
any manual process to monitor or copy our web pages or the content contained
thereon or for any other unauthorized purpose without our prior express written
permission. You agree that you will not use any device, software or routine that
interferes with the proper working of the Site nor shall you attempt to
interfere with the proper working of the Site. You agree that you will not take
any action that imposes an unreasonable or disproportionately large load on our
infrastructure. You agree that you will not copy, reproduce, alter, modify,
create derivative works, or publicly display any content (except for your own
personal, non-commercial use) from the Site without the prior express permission
of VSP.
15. UNAUTHORIZED USE OF THE SITE
Any illegal or unauthorized use of the Site shall constitute a violation of
these Terms of Use. You do not have permission to access the Site in any way
that violates these Terms of Use. Illegal or unauthorized use of the Site
includes, but is not limited to, unauthorized framing of or linking to the Site,
or unauthorized use of any robot, spider or other automated process on the Site.
It shall also be a violation of these Terms of Use: (a) for any individual (or
group of individuals acting in concert) to request, more than 100 pages of
content from Site in any twenty-four hour period (hereafter referred to as
"Abusive Use").
16. SUSPECTED VIOLATION OF THESE TERMS OF USE OR LAW; INJUNCTIVE, EQUITABLE
RELIEF, AND LIQUIDATED DAMAGES
Violation(s) of these Terms of Use, including Unauthorized Entry or Unauthorized
Use of the Site, may be investigated and appropriate legal action may be taken,
including, without limitation, civil, criminal and/or injunctive redress. You
understand and agree that in VSP's sole discretion, and without prior notice,
VSP may terminate your access to the Site, remove any unauthorized User Content
or exercise any other legal or equitable remedy available, if VSP believes that
your conduct or the conduct of any person with whom VSP believes you act in
concert, or the User Content you provide, violates or is inconsistent with these
Terms or the law, or violates the rights of VSP or another user of the Site. You
agree that monetary damages may not provide a sufficient remedy to VSP for
violations of these Terms and you consent to the application of injunctive or
other equitable relief for such violations.
You agree that Abusive Use of the Site, as defined above, causes damage and harm
to VSP in the form of, among other things, impaired goodwill and increased
expenses associated with responding to Abusive Use of the Site. You further
agree that monetary damages for Abusive Use of the Site are difficult to
ascertain and that proof of monetary damages for Abusive Use would be costly and
inconvenient to calculate. Accordingly, you agree that injunctive or other
equitable relief is warranted for Abusive Use. Therefore, you agree that if you,
or others act in concert with you, alone or collectively request more than 100
pages of content from the Site in any twenty-four hour period, you, and those
acting in concert with you, may be held jointly and severally liable for
reasonable attorney's fees, expert witness fees and costs associated with
injunctive or other equitable relief.
17. ADDITIONAL INFORMATION
This website is owned by Vision Service Plan (VSP). Additional information
regarding VSP may be requested by writing to VSP, Attn: Legal Division, 3333
Quality Drive, Rancho Cordova, CA, 95670.
If any changes are made to these Terms of Service, such changes will be promptly
reflected in the terms set forth online.
Revised August 2022
PRIVACY POLICY
HIPAA PRIVACY POLICY
Notice of Privacy Practices
Effective July 2013
Overview
THIS NOTICE DESCRIBES HOW MEDICAL INFORMATION ABOUT YOU MAY BE USED AND
DISCLOSED AND HOW YOU CAN GET ACCESS TO THIS INFORMATION. PLEASE REVIEW IT
CAREFULLY.
Purpose
The purpose of this notice is to:
* provide you with notice of VSP's information protection practices, and
* explain your rights as a VSP member.
VSP's Responsibilities
VSP is required to abide by the terms of this notice currently in effect by:
* Maintaining the privacy of your Protected Health Information, and
* Notifying you of any breaches of your unsecured Protected Health Information,
and
* Providing you with notice of our legal duties and privacy practices with
respect to Protected Health Information.
Notice Revisions
VSP reserves the right to revise the terms of this notice, and to make the
revised terms effective for all Protected Health Information that it maintains.
If VSP revises this notice, we will make the revised notice available on our
website and include information about the changes in our next annual mailing.
DEFINITIONS
Business Associate
A person or entity that uses Protected Health Information to perform a service
for VSP. These services include, but are not limited to:
* billing
* claim processing
* data entry
Health Care Operations
Activities related to VSP operations, including but not limited to:
* quality assessment and improvement
* doctor performance evaluations
* fraud and abuse detection
* claim payment
* claim audits
* customer issue resolution
Payment
VSP collection of insurance premiums or its determination and payment of claims.
Protected Health Information
Information relating to a VSP patient's past, present or future health or
condition, the provision of health care to a VSP patient, or payment for the
provision of health care to a VSP patient. Protected Health Information
includes, but is not limited to:
* patient name
* Social Security number/member ID
* service date
* diagnosis information
* claim information
Treatment
The provision, coordination or management of vision care and related services by
one or more vision care providers.
PRIVACY PRACTICES
How VSP Uses and Discloses Information About You
VSP will only use and disclose your Protected Health Information without your
authorization when necessary for:
* coordination of your vision care treatment
* as required or permitted by law (please see “Use or Disclosure Required or
Permitted by Law” section).
* payment
* health care operations, or
* as required or permitted by law
Disclosure to VSP’s Business Associates
VSP will only disclose your Protected Health Information to Business Associates
who have agreed in writing to maintain the privacy of Protected Health
Information as required by law.
Use or Disclosure Requiring Authorization
VSP will not use or disclose your Protected Health Information for purposes
other than those described in this notice. If it becomes necessary to disclose
any of your Protected Health Information for other reasons, VSP will request
your written authorization. VSP will obtain your authorization for any sale of
Protected Health Information, or to use or disclose your Protected Health
Information for marketing.
Revoking Authorization
If you provide written authorization, you may revoke it at any time in writing,
except to the extent that VSP has relied upon the authorization prior to its
being revoked.
Use or Disclosure Required or Permitted by Law
VSP may use or disclose your Protected Health Information to the extent that the
law requires the use or disclosure
* Public Health : For public health activities or as required by the public
health authority.
* Health Oversight : To a health oversight agency for activities such as
audits, investigations and inspections. Oversight agencies include, but are
not limited to, government agencies that oversee the health care system,
government benefit programs, other government regulatory programs and civil
rights laws.
* Legal Proceedings : In response to an order of a court or administrative
tribunal, in response to a subpoena, discovery request or other lawful
process.
* Law Enforcement : For law enforcement purposes, including:
* legal process or as otherwise required by law;
* limited information requests for identification and location;
* use or disclosure related to a victim of a crime;
* suspicion that death has occurred as a result of criminal conduct;
* if a crime occurs on VSP’s premises; or
* in a medical emergency where it is likely that a crime has occurred.
* Criminal Activity : As requested by law enforcement authorities, if the use
or disclosure is necessary to prevent or lessen a serious and imminent threat
to the health or safety of a person or the public.
Use and Disclosure Examples
* Payment : VSP uses Protected Health Information for payment processing to
verify that services provided were covered under the patient’s vision care
plan.
* Health Care Operations : VSP uses and discloses Protected Health Information
to audit and review claims payment activity to ensure that claims were paid
correctly.
* Treatment : To coordinate treatment by a health care provider.
* Personal Representative : VSP may disclose your Protected Health Information
to a person who has legal authority to make health care decisions on your
behalf.
Disclosure Requiring Opportunity to Object
VSP may disclose your Protected Health Information to a family member, friend,
or other person involved in your care or payment if the information is relevant
to their involvement and you have agreed or had an opportunity to object
Genetic Information
VSP is prohibited from using or disclosing your genetic information for
underwriting purposes.
KNOW YOUR RIGHTS
Exercising Your Rights
You may exercise any of your below rights by calling our Member Services
Department at 800.877.7195.
Review Your Protected Health Information
You have a right to inspect and obtain a copy of your Protected Health
Information.
Important : If you feel your Protected Health Information is incomplete or
incorrect, you have the right to request that it be amended.
Request to Restrict Your Protected Health Information
You can request restrictions on the use and disclosure of your Protected Health
Information. VSP is not required to agree to a requested restriction.
Example : If a restriction request prevents us from providing service to you or
from performing payment related functions, we will not be able to agree to the
request.
Confidential Communication
When necessary, VSP may seek to contact you by calling you at your home or by
sending mailings containing your Protected Health Information to your home. If
you feel that such communications could compromise your safety, you may request
in writing an alternate communication method and/or location.
Important : VSP may require that a request contain a statement that disclosure
of all or part of the information to which the request pertains could endanger
the individual, and VSP may, if and to the extent that applicable law allows,
request payment for this service.
Examples : The patient may decide, for his or her safety, to have correspondence
containing his or her Protected Health Information sent somewhere other than to
his or her home, or to have the information sent via fax rather than mailed.
Accounting of Disclosures
If a disclosure of your Protected Health Information was made for a reason other
than treatment, payment or health care operations, you have a right to receive
an accounting of the disclosure.
Important : If the disclosure was made to you, VSP will not provide an
accounting.
Receive a Copy
You can view and print a copy of this Notice of Privacy Practices through
vsp.com. You may also request a copy from your Benefit Administrator, or you may
request a paper copy from VSP.
Complaints
If you believe that your privacy rights have been violated, you may submit a
complaint to VSP or to the U.S. Secretary of Health and Human Services at any
time. VSP will not retaliate against you for filing a complaint. You may file a
complaint with VSP through vsp.com, or by calling our Member Services Department
at 800.785.0699.
CONTACT INFORMATION
Contact VSP
For questions about this notice or your privacy, contact our HIPAA Privacy
Officer through vsp.com, or call our Member Services Department at 800.785.0699.
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FRAME ALLOWANCE
FRAME ALLOWANCE
Your frame allowance is the amount of your frame cost that is covered by your
VSP Vision Plan.
$150 is our standard allowance amount while $230 is an optional higher amount
available on select plans.
Choosing a frame allowance, is required.
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Customer Reviews
Get some insights from our members to help you
Most Recent Oldest Most Recent
5 4 3 2 1 5
Sep 18, 2023
Diane S.
Age: 74
My job offered vision insurance, after I retired I decided to continue it
because I felt it was less expensive than the uninsured purchase of new glasses.
Sep 18, 2023
Diane S.
Age: 74
Sep 18, 2023
Debbie S.
My company had VSP and it was great so when I retired I enrolled in their eye
care plan. I am extremely satisfied and would recommend VSP to everyone.
Sep 18, 2023
Debbie S.
Sep 18, 2023
Rachel F.
Age: 61
I had to wait to have my eyes examined because I couldn't afford to have it
done. When a friend told me about VSP I looked into it. I found I could afford
to go to an eye dr. When I had my eyes examined the dr. told me I would not have
passed at the DMV eye test. So glad I went to VSP. Thank you.
Sep 18, 2023
Rachel F.
Age: 61
Sep 1, 2023
Lisa L.
I enrolled because Vision is not offered at work, and I had an appointment
scheduled. I chose VSP because of the vast network of providers, pricing, and
how quickly I was able to get coverage.
Sep 1, 2023
Lisa L.
Aug 29, 2023
Jimmie B.
Age: 67
I love having VSP. Providers are familiar with it, no tons of questions about
it. Processing it is a smooth transaction. VSP timely and communication with
them is fantastic.
Aug 29, 2023
Jimmie B.
Age: 67
Aug 23, 2023
Keith L.
Age: 61
We enrolled because we are self employed and it is very cost effective with
great benefits for our family. I wish they had Dental.
Aug 23, 2023
Keith L.
Age: 61
Aug 20, 2023
Rita R.
Age: 62
I am thankful for this plan. It has saved me money and has been a God send for
my vision. I lost my glasses and they were replaced at no charge. That was a
blessing for sure. Thank You.
Aug 20, 2023
Rita R.
Age: 62
See more reviews
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