www.salliemae.com Open in urlscan Pro
45.60.124.53  Public Scan

Form analysis
0 forms found in the DOM

Text Content

Skip to main content
Sallie Mae Home
 * Student loans
   Main Menu
   Main Menu
   
   
   Main Menu
   
   
   
   Student loans
   
   All private student loans
    * Undergraduate student loans
    * Graduate student loans
      * Graduate student loans
      * Bar study loans
      * Health professions graduate loans
      * Dental residency and relocation loans
      * Graduate school loans
      * Dental school loans
      * MBA loans
      * Law school loans
      * Medical school loans
      * Medical residency and relocation loans
    * Career training & trade school loans
      * Career training & trade school loans
      * Nursing school students
      * Physician assistant school students
   
   Get ready to borrow
    * Student Loan Disbursement: How It Works
    * Interest and repayment options
    * Consider a student loan with a cosigner
    * Decide how much to borrow
      * Decide how much to borrow
      * Graduate with manageable debt
      * What affects your total student loan cost
    * Get the Funding You Need: Start Your Student Loan Application
    * Understand private student loans for college
   
   Graduate school information
    * Graduate school Grants & fellowships
    * Other ways to pay for graduate school
    * Consolidating or refinancing your student loans
    * Manage your debt
    * Understanding graduate student loans
    * Graduate school scholarships
    * Financial aid for graduate school
    * How to Pay for Grad School
      * How to Pay for Grad School
      * Paying for health professions graduate school
      * How to pay for law school
      * How to pay for medical school
      * Paying for dental school
      * Paying for an MBA
   
   Student Loan Management
    * Get help with special circumstances
      * Get help with special circumstances
      * Deferring payments for school/internship
      * Life changes
      * Payment difficulties
    * Learn about credit
      * Learn about credit
      * Your credit report
      * Your FICO® Score
    * Get tax information and forms
    * Prepare to pay your student loans
      * Prepare to pay your student loans
      * Estimate your upcoming student loan payments
      * Tips for student loan repayments
      * Graduated Repayment Period
      * Organize your student loans
      * Ways to make student loan payments
    * Cosigner Release: Apply to Release Your Student Loan Cosigner
    * Understand student loan payments
      * Understand student loan payments
      * Explore student loan repayment options
      * Learn about interest and capitalization
      * Pay off your student loan faster
      * Federal Student Loan Repayment Options
      * How we allocate and apply your student loan payments
      * Billing statement terms and glossary
      * Student Loan Indexes: LIBOR & SOFR
    * Student loan servicing forms
    * Understand student loan military benefits
      * Understand student loan military benefits
      * Manage accounts during military service
      * Tips for service members
   
   Redeem your Chegg benefit

 * College planning
   Main Menu
   
   College planning
   
   Find Free College Scholarships
    * Types of scholarships
      * Types of scholarships
      * Scholarships for college students
      * College Scholarships for Women & Single Moms
      * Scholarships for High School Seniors: Money for College
      * College Scholarships for Minorities
    * Apply for Scholarships: A How to Guide
    * Tips for writing scholarship essays
   
   What is Financial Aid for College?
    * Understand military tuition assistance
    * College Grants – Find free money for college
      * College Grants – Find free money for college
      * TEACH Grant – Learn about the TEACH Grant Program
      * What Is a Federal Pell Grant & Who is Eligible?
      * Military Grants - Iraq and Afghanistan Service Grant
      * FSEOG - Federal Supplemental Educational Opportunity Grant
    * FAFSA® 2023: How to Apply for Financial Aid
      * FAFSA® 2023: How to Apply for Financial Aid
      * Expected family contribution (EFC)
      * Student Aid Report – How to Review your FAFSA® SAR
    * Federal Work-Study – Information on the Program
    * Compare financial aid offers
   
   Types of Student Loans
    * Federal Loans vs Private Loans for College
      * Federal Loans vs Private Loans for College
      * What Are Federal Student Loans & How to Apply
      * Private student loans
    * Other borrowing options
    * Save on college costs
   
   Tools
    * Scholarship search
    * Accrued Interest Calculator
    * Student Loan Calculator
    * Virtual events
    * Industry professionals
   
   Enter scholarship
   
   No purchase necessary. Void where prohibited. Ends December 31, 2023. See
   Official Rules.

 * Savings
   Main Menu
   
   All Savings Products
   
   SmartyPig®
   
   Use this free, online piggy bank to save for long- and short-term goals.
   
   Money Market Account
   
   Grow your money faster with a higher interest rate and no monthly fees.
   
   Certificates of Deposit
   
   Earn a guaranteed rate of interest over a fixed period of time.
   
   High-Yield Savings Account
   
   Earn interest at a higher rate than a traditional savings account, with no
   monthly fees.
   
   Information you may need
   
   Compare product rates

 * About Us
   Main Menu
   
   About Us
   
   Our story
    * Leading research
      * Leading research
      * How America saves for college
      * Majoring in money
      * How America plans for college
      * How America pays for college
      * how-america-pays-for-college-2023-test
    * Our leaders
    * Community engagement
    * Scholarships Opportunities
   
   Newsroom
   
   Careers
   
   Investors
    * Corporation debt offerings
    * Corporate governance
      * Corporate governance
      * Sallie Mae code of business conduct
      * Charters
      * Board of director information
    * Webcasts and presentations
    * Asset-backed securities
    * Shareholder information
      * Shareholder information
      * Annual reports and proxy statements
      * Earnings information
      * Analyst coverage
      * Dividend history
      * Email alerts
      * SEC filings
      * Stock chart
      * Stock quote
   
   Current opportunities
   
   We’re a diverse group of financial experts, creative minds, innovators, tech
   gurus, and leaders who work together to help people make great things
   possible.


 * Contact
 * Log in
 * Search Sallie Mae dot com
 * menu





FEEL GOOD. FEEL READY.

Choose the Smart Option Student Loan® for undergraduate students

Fixed rates
4.50%
to 15.49% APRfootnote 1
Variable rates
6.12%
to 16.45% APRfootnote 1

Lowest rates shown include the auto debit discount. Only the most creditworthy
applicants who choose the interest repayment option may receive the lowest rate.

Apply now




WE'VE GOT YOU COVERED

Apply just once and get the money you need to pay for a full year of college
costs – bigger ones, like tuition, housing and travel, and smaller ones, like
books and a laptop.footnote 2 And if your plans change, no worries – interest on
your loan won’t be charged until the money is sent to your school.
 

 



HOW A COSIGNER CAN HELP YOU
GET THE MONEY YOU NEED FOR SCHOOL

Since most students had little to no credit history, last year, students were
nearly 4x more likely to be approved with a cosigner.footnote 3 86% of new Smart
Option Student Loan borrowers had cosigners,footnote 4 usually a parent,
relative, or other responsible adult, and it may help you get a better interest
rate.

Apply now


APPLYING IS EASY AND FAST

Fill out some basic information and get a decision in minutes.

 

 

--------------------------------------------------------------------------------

footnote Borrow responsibly
We encourage students and families to start with savings, grants, scholarships,
and federal student loans to pay for college. Students and families should
evaluate all anticipated monthly loan payments, and how much the student expects
to earn in the future, before considering a private student loan.

footnote Loans for Undergraduate & Career Training Students are not intended for
graduate students and are subject to credit approval, identity verification,
signed loan documents, and school certification. Student must attend a
participating school. Student or cosigner must meet the age of majority in their
state of residence. Students who are not U.S. citizens or U.S. permanent
residents must reside in the U.S., attend school in the U.S., apply with a
creditworthy cosigner (who must be a U.S. citizen or U.S. permanent resident),
and provide an unexpired government-issued photo ID. Requested loan amount must
be at least $1,000.

footnote 1. Advertised APRs for undergraduate students assume a $10,000 loan to
a student who attends school for 4 years and has no prior Sallie Mae-serviced
loans. Interest rates for variable rate loans may increase or decrease over the
life of the loan based on changes to the 30-day Average Secured Overnight
Financing Rate (SOFR) rounded up to the nearest one-eighth of one percent. 
Advertised variable rates are the starting range of rates and may vary outside
of that range over the life of the loan. Interest is charged starting when funds
are sent to the school. With the Fixed and Deferred Repayment Options, the
interest rate is higher than with the Interest Repayment Option and Unpaid
Interest is added to the loan’s Current Principal at the end of the
grace/separation period. To receive a 0.25 percentage point interest rate
discount, the borrower or cosigner must enroll in auto debit through Sallie Mae.
The discount applies only during active repayment for as long as the Current
Amount Due or Designated Amount is successfully withdrawn from the authorized
bank account each month. It may be suspended during forbearance or deferment.

footnote 2. For applications submitted directly to Sallie Mae, loan amount
cannot exceed the cost of attendance less financial aid received, as certified
by the school. Applications submitted to Sallie Mae through a partner website
may be subjected to a lower maximum loan request amount. Miscellaneous personal
expenses (such as a laptop) may be included in the cost of attendance for
students enrolled at least half-time.

footnote 3. Based on the percentage of borrowers who were approved for an
undergraduate loan with a cosigner compared to the percentage of borrowers who
were approved for an undergraduate loan without a cosigner from  October 1, 2021
through September 30, 2022.

footnote 4. Based on approved Sallie Mae loans to undergraduate students
from October 1, 2021 through September 30, 2022.

footnote Information advertised valid as of 6/26/2023.

footnote Sallie Mae loans are made by Sallie Mae Bank.

footnote SALLIE MAE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS,
SERVICES, AND BENEFITS AT ANY TIME WITHOUT NOTICE. CHECK SALLIEMAE.COM FOR THE
MOST UP-TO-DATE PRODUCT INFORMATION.

 1. Home
 2. emdp_l

 * About us
 * Careers
 * For investors

 * Media
 * Blog
 * Leading research
 * Contests
 * Benefits Transparency

 * Cosigner responsibilities
 * Become a school partner
 * Partner resources
 * Military resources
 * Beware of debt relief offers

 * Contact us
 * Website feedback
 * FAQs
 * Sitemap

 * Facebook
 * Twitter
 * Instagram
 * YouTube
 * LinkedIn

 * Terms of use
 * Protect your privacy
 * Avoid online fraud
 * Accessibility statement
 * Social media guidelines
 * Do not sell or share my personal information
 * Cookie Preferences

© 2023 Sallie Mae Bank. All rights reserved. Sallie Mae, the Sallie Mae logo,
and other Sallie Mae names and logos are service marks or registered service
marks of Sallie Mae Bank. All other names and logos used are the trademarks or
service marks of their respective owners. SLM Corporation and its subsidiaries,
including Sallie Mae Bank, are not sponsored by or agencies of the United States
of America.

 





COOKIE NOTICE

By clicking “Allow All,” you agree to the storing of cookies on your device to
enhance site navigation, analyze site usage, and assist in our marketing
efforts.

Customize Settings Disable All Allow All



PRIVACY PREFERENCE CENTER

When you visit any website, it may store or retrieve information on your
browser, mostly in the form of cookies. This information might be about you,
your preferences or your device and is mostly used to make the site work as you
expect it to. The information does not usually directly identify you, but it can
give you a more personalized web experience. Because we respect your right to
privacy, you can choose not to allow some types of cookies. Click on the
different category headings to find out more and change our default settings.
However, blocking some types of cookies may impact your experience of the site
and the services we are able to offer.
More information
Allow All


MANAGE CONSENT PREFERENCES

STRICTLY NECESSARY COOKIES

Always Active

These cookies are set to provide the service, application or resource requested.
Without these cookies, your request cannot be properly delivered. They are
usually set to manage actions made by you, such as requesting website visual
elements, pages resources or due user login/logoff. We can also use these
cookies to set up essential functionalities to guarantee the security and
efficiency of the service requested, like authentication and load balancer
request.

Cookies Details‎

PERFORMANCE COOKIES

Performance Cookies

These cookies are set to provide quantitative measures of website visitors.
Information collected with these cookies is used in operations to measure
website or software KPIs, such as performance. With the usage of these cookies
we are able to count visits and traffic sources to improve the performance of
our site and application. If you do not allow these cookies, we will not know
when you have visited our site.

Cookies Details‎

FUNCTIONAL COOKIES

Functional Cookies

These cookies are set by us or by third party service providers we use to
implement additional functionalities or to enhance features and website
performance, however they are not directly related with the service you
requested. Services and functionalities implemented by these cookies support
features like automatic filled text box, live web chat platform, non-necessary
forms and optional security parameters like a single sign-on (SSO).

Cookies Details‎

TARGETING COOKIES

Targeting Cookies

These cookies are set by our advertising partners to provide behavioral
advertising and re-marketing analytical data. They collect any type of browsing
information necessary to create profiles and to understand user habits in order
to develop an individual and specific advertising routine. The profile created
regarding your browsing interest and behavior is used to customize the ads you
see when you access other websites.

Cookies Details‎
Back Button


PERFORMANCE COOKIES



Search Icon
Filter Icon

Clear
checkbox label label
Apply Cancel
Consent Leg.Interest
Switch Label label
Switch Label label
Switch Label label

 * 
   
   View Cookies
   
    * Name
      cookie name

Disable All Confirm My Choices