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Health care

We provide affordable and personalized care

How can we help?
 * Find care
   Find doctors, specialists, locations, urgent care and other services near you
 * Patient portal sign-in
   Make appointments, get medical records, message your care team and more
 * Get the right kind of care
   From primary to virtual to urgent care, learn where to go and when

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 * Pay a bill
   Manage your medical bills the fast, easy way
 * Patient support
   Find contact information and frequently asked questions

11 things to keep in mind for a more healthy lifestyle

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Financial

Accounts to help you save and pay for health care expenses

How can we help?
 * Sign in to your account
   Manage your HSA, check your balance, transfer a balance and more
 * Explore account types
   Compare health benefit accounts and learn how each option can work for you
 * Pay a bill
   The fast, easy way to pay your medical bills online

Helpful links
 * Resources
   Find contribution limits, savings tools, calculators and eligible expenses
 * Account support
   Find contact information and frequently asked questions

Open enrollment

Plan ahead for 2025

Open enrollment is here. Explore your financial health benefit account options
to maximize your benefits. Visit the Resource Center to learn more.

Explore your options
Pharmacy

We make it easy to get medications you need, when and where you need them

How can we help?
 * Home Delivery Pharmacy
   Register or sign in, fill your prescription and have it delivered right to
   your door
 * Specialty Pharmacy
   Register or sign in and fill your specialty prescriptions for complex
   therapies
 * Infusion Pharmacy
   Register or sign in and manage your infusion therapies
 * Genoa Healthcare
   Manage your medications for mental health and complex conditions

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 * Optum Rx
   For people with pharmacy insurance benefits through Optum Rx
 * Track orders
   Track your home delivery and specialty order
 * Pharmacy support
   Find contact information and answers to frequently asked questions

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Optum Rx on the go

Request refills, track order status, manage billing information and much more.


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SPEND LESS ON HEALTH CARE EXPENSES

At Optum Financial, we help you save on health costs, so you have more to spend
on the things you love.

Sign in Register your account

 * Shop and save 30%
 * Manage your HSA
 * Contact us

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Health benefit accounts


FIND THE RIGHT ACCOUNT FOR YOU

Explore the variety of account types below and learn how they can help you make
informed choices for your health and your life.

Save on qualified medical expenses


HEALTH SAVINGS ACCOUNTS (HSAS)

Your HSA is ready when you need it. Whether it’s prescription refills today or
health costs down the road, you’re saving smart with an HSA.

Learn more

Save on medical and dependent care expenses


FLEXIBLE SPENDING ACCOUNTS (FSAS)

Your FSA allows you to use pretax funds for health and care costs for you and
your family. You save on every dollar you put into your FSA.

Learn more

Help offset costs for eligible expenses


HEALTH REIMBURSEMENT ARRANGEMENTS (HRAS)

An HRA is an employer-funded account for health care expenses.

Learn more

Heading into work?


COMMUTER AND PARKING BENEFITS

Save on the cost of commuting to work by paying with pretax money.

Learn more

Improve your work-life balance


LIFESTYLE SPENDING ACCOUNTS

Employer-funded assistance for expenses can help improve your work-life balance.

Learn more

HSA-FSA card


PAY THE SMARTER WAY

Your HSA-FSA card is the fastest and most convenient way to pay for everything
from bandages and braces, and chiropractors to contacts. Plus you save up to
30%* since you’re using pre-tax dollars.

It’s easy to find qualified HSA and FSA products at your favorite retailers like
Optum Now, Walmart and Amazon.

Learn more

Helpful links


USE YOUR HEALTH ACCOUNT DOLLARS WISELY

Use our tools to help you save, pay and invest for your health care from now
into retirement.


HSA CALCULATOR

Find contribution details and how savings may grow over time.

Calculate savings


RETIREMENT CHECKUP

Estimate your health care costs during retirement so you can be prepared.

Get started


QUALIFIED EXPENSES

Use our qualified medical expense search tool to find out what expenses qualify.

View expenses


FSA CALCULATOR

See how much you can save on eligible health and day care expenses.

Calculate savings


HSA-FSA CARD: PAY THE SMARTER WAY

Learn more about the convenient way to pay for qualified expenses.

Watch video


BOOST YOUR HSA BALANCE

Take full advantage of your HSA tax benefits by contributing the maximum.

Manage contributions


COMMUTER BENEFITS OVERVIEW

Learn how you could save thousands of dollars — or more — with pretax funds.

Watch video

Use your HSA/FSA dollars


OPTUM NOW — YOUR DESTINATION FOR ELIGIBLE PRODUCTS

Optum Now makes it easy to find what products are eligible.

Check out using your HSA or FSA card and skip the paperwork, plus, you save up
to 30%* because you’re using pre-tax dollars.

Use code OPTFSA7 with your FSA to receive a 7% discount.
Use code OPTHSA5 with your HSA to receive a 5% discount.

Shop now

Resources


WE'RE HERE TO HELP

Whether you’ve just opened your account or you’re preparing to retire, our
resources make it easy to save, pay and invest in your future.

Video


HSA-FSA CARD: PAY THE SMARTER WAY

Watch this video to learn more about the smart and convenient way to pay for
everyday health items.

Watch video Browse qualified expenses

Article

Start saving today by boosting your HSA balance

Read article

Video

Explore investment options to help meet your financial goals

Watch video

Article

Get tips for spending your FSA dollars

View tips
View all resources


CUSTOMER SUPPORT

Our customer support center is available for assistance 24/7 at 1-877-292-4040.

Email us today


USE YOUR HEALTH ACCOUNT DOLLARS

Save money by using your health account dollars on qualified medical expenses.

Optum Now


SHOP ELIGIBLE PRODUCTS

Optum Now makes it easy to find eligible expenses. Shop using your HSA or FSA
card to save 30%* since you’re using pretax dollars.

Shop now

Eligible expenses


WHAT CAN I BUY?

Does your expense qualify? Use our qualified expense search tool to find out
what expenses you can spend your HSA and FSA dollars on.

View expenses

*Savings compares using pre-tax income in your health benefit account (HSA, FSA)
to using after tax income for purchases and assumes a 30% combined tax rate from
all applicable federal, state, and FICA taxes. Results and amount will vary
depending on your circumstances.

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