www.communityfirstfl.org Open in urlscan Pro
192.124.249.153  Public Scan

Submitted URL: https://communityfirstfl.org/
Effective URL: https://www.communityfirstfl.org/
Submission: On March 03 via api from RO — Scanned from DE

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  <header class="header hidden-print">
    <div class="header-top hidden-xs">
      <div class="container">
        <div class="row">
          <div class="col-sm-12">
            <ul class="list-inline list-one list-div">
              <li>
                <a href="https://ebanking.communityfirstfl.org/cfcufonline/Uux.aspx#/login" title="Login to your account" target="_blank">
                <em class="fa fa-lock fa-lg" aria-hidden="true"></em>
                Log in to Your Account
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              </li>
              <li>
                <a href="/r/membership-application" title="Become a Community First Member" target="_blank">Become a Member</a>
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              <li>
                <a href="/resources/payment-options" title="Make a Payment" class="btn btn-accent1 btn-hov-white">Make a Payment</a>
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            <ul class="list-inline list-inline-right list-two list-div">
              <li>
                <a href="/about-us/branch-locations"><em class="fa fa-map-marker fa-lg color-default" aria-hidden="true"></em>Locations</a>
              </li>
              <li>
                <p>Routing #: 263078934</p>
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              <li class="list-form">
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    </div>
    <div class="header-nav">
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        <div class="container">
          <div class="navbar-header">
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              <span class="sr-only">Toggle navigation</span>
              <span class="icon-bar"></span>
              <span class="icon-bar"></span>
              <span class="icon-bar"></span>
            </button>
            <a class="navbar-brand" href="/"><img src="/App_Themes/CFCU/images/logo.png" alt="Community First Credit Union"></a>
          </div>
          <div class="collapse navbar-collapse" id="nav-main">
            <ul class="nav navbar-nav navbar-main">
              <li class="dropdown active">
                <a href="#" class="dropdown-toggle" data-toggle="dropdown" role="button" aria-haspopup="true" aria-expanded="false">
      Personal  <span class="caret"></span>
  </a>
                <ul class="dropdown-menu">
                  <li>
                    <a title=" Member Eligibility" href="/become-a-member"> Member Eligibility</a>
                  </li>
                  <li>
                    <a title="Checking Options" href="/checking">Checking Options</a>
                  </li>
                  <li>
                    <a title="Loan Options" href="/loans">Loan Options</a>
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                  <li>
                    <a title="Savings Options" href="/savings">Savings Options</a>
                  </li>
                  <li>
                    <a title="Mortgages" href="/loans/mortgage-loans">Mortgages</a>
                  </li>
                  <li>
                    <a title="Auto Loans" href="/loans/auto-loans">Auto Loans</a>
                  </li>
                  <li>
                    <a title="Credit Cards" href="/loans/credit-cards">Credit Cards</a>
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                  <li>
                    <a title="Online Banking" href="/online-banking">Online Banking</a>
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                  <li>
                    <a title="Student Banking" href="/student-banking">Student Banking</a>
                  </li>
                  <li>
                    <a title="Account Benefits" href="/become-a-member/benefits">Account Benefits</a>
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                  <li>
                    <a title="Investment Services" href="/investment-services">Investment Services</a>
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                </ul>
              </li>
              <li class="dropdown active">
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                    <a title="Business Services" href="/business-banking">Business Services</a>
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                  <li>
                    <a title="Business Checking" href="/business-banking/business-checking">Business Checking</a>
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                  <li>
                    <a title="Business Loans" href="/business-banking/business-loans">Business Loans</a>
                  </li>
                  <li>
                    <a title="Business Auto Loans" href="/business-banking/business-loans/auto-loans">Business Auto Loans</a>
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                  <li>
                    <a title="Commercial Real Estate Loans" href="/business-banking/business-loans/commercial-real-estate-loans">Commercial Real Estate Loans</a>
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                  <li>
                    <a title="Treasury Management Services" href="/business-banking/treasury-management-services">Treasury Management Services</a>
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                  <li>
                    <a title=" Business Resource Center" href="/business-banking/business-resource-center"> Business Resource Center</a>
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              </li>
              <li class="dropdown active">
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      Rates <span class="caret"></span>
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                  <li>
                    <a title="Auto Loan Rates" href="/rates/auto-rates">Auto Loan Rates</a>
                  </li>
                  <li>
                    <a title="Mortgage Rates" href="/rates/mortgage-rates">Mortgage Rates</a>
                  </li>
                  <li>
                    <a title="Personal Loan Rates" href="/rates/personal-loan-rates">Personal Loan Rates</a>
                  </li>
                  <li>
                    <a title="Credit Card Rates" href="/rates/credit-card-rates">Credit Card Rates</a>
                  </li>
                  <li>
                    <a title="Checking Account Rates" href="/rates/checking-account-rates">Checking Account Rates</a>
                  </li>
                  <li>
                    <a title="Savings Account Rates" href="/rates/savings-account-rates">Savings Account Rates</a>
                  </li>
                  <li>
                    <a title=" CD Rates" href="/rates/cd-rates"> CD Rates</a>
                  </li>
                  <li>
                    <a title="Business Account Rates" href="/rates/business-account-rates">Business Account Rates</a>
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              </li>
              <li class="dropdown active">
                <a href="#" class="dropdown-toggle" data-toggle="dropdown" role="button" aria-haspopup="true" aria-expanded="false">
      Apply <span class="caret"></span>
  </a>
                <ul class="dropdown-menu">
                  <li>
                    <a title="Auto" href="https://app.loanspq.com/vl/VehicleLoan.aspx?lenderref=cfcufl041714&amp;referralsource=auto-menuweb">Auto</a>
                  </li>
                  <li>
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                  <li>
                    <a title="Business Account" href="/business-banking/business-account-opening-requirements">Business Account</a>
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              </li>
              <li class="dropdown active">
                <a href="#" class="dropdown-toggle" data-toggle="dropdown" role="button" aria-haspopup="true" aria-expanded="false">
      Resources <span class="caret"></span>
  </a>
                <ul class="dropdown-menu">
                  <li>
                    <a title="About us" href="/about-us">About us</a>
                  </li>
                  <li>
                    <a title="Blogs" href="/blog">Blogs</a>
                  </li>
                  <li>
                    <a title="Calculators" href="/calculators">Calculators</a>
                  </li>
                  <li>
                    <a title="Careers" href="/about-us/careers">Careers</a>
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                  <li>
                    <a title="moveUp Financial Program" href="/move-up">moveUp Financial Program</a>
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                    <a title="moveUp for Employers" href="/for-employers">moveUp for Employers</a>
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                  <li>
                    <a title="News Releases" href="/press-releases">News Releases</a>
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                  <li>
                    <a title="Security" href="/security">Security</a>
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      Contact Us <span class="caret"></span>
  </a>
                <ul class="dropdown-menu">
                  <li>
                    <a title="Schedule an Appointment" href="/contact-us/appointments">Schedule an Appointment</a>
                  </li>
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                    <a title="Branch Locations" href="/about-us/branch-locations">Branch Locations</a>
                  </li>
                  <li>
                    <a title="Contact Us" href="/contact-us">Contact Us</a>
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            <div><a href="/resources/payment-options" title="Make a Payment" class="btn btn-accent1 visible-xs m-b-1">Make a Payment</a></div>
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          <button onclick="q2Login22()" class="btn btn-default btn-block" type="button">Log In</button>
          <!-- In case we want to direct them to forgot ? https://ebranch.communityfirstfl.org/HomeBanking/ForgotPassword.aspx -->
          <!--<p class="help-block">Having trouble with your log in? <em class="fa fa-caret-right" aria-hidden="true"></em></p>-->
          <p class="fs14 text-center m-t-1 m-b-0"> Forgot <a target="_blank" href="https://ebanking.communityfirstfl.org/CFCUFForgotUserID/forgotusername.html" title="Forgot User ID">UserID</a> or
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          <p class="text-center m-b-0" style="margin-top:1.5em;">
            <a target="_blank" href="https://ebanking.communityfirstfl.org/communityfirstflautoenrollment/enroll.html" title="Sign up for Online Banking" class="color-accent1">
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                <div class="container">
                  <div class="row">
                    <div class="col-md-6 col-sm-12">
                      <div class="quote color-primary">
                        <h2><strong>FREE Checking</strong></h2>
                        <h2>Earn up to a $200 cash bonus + much more!</h2>
                        <p>
                          <a class="btn btn-accent1" href="https://connect.segmint.net/trackclick/en1Er9rnrMIe88/?click=en1njayHB97SBEqo&amp;destination=1dweu1W9-k-3G88xDRqYux9GAJ9eh8ELJU15erQOHdC3vHNMi5Zonfle4EzDzwjUMaM-E-jvLDNpfmXE1fSomw" target="_blank">Learn More</a>
                        </p>
                      </div>
                    </div>
                  </div>
                </div>
              </div>
            </li>
            <li class="" data-thumb-alt="" style="width: 100%; float: left; margin-right: -100%; position: relative; opacity: 0; display: block; transition: opacity 0.6s ease 0s; z-index: 1;">
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                <div class="container">
                  <div class="row">
                    <div class="col-md-6 col-sm-12">
                      <div class="quote color-primary">
                        <h1>Join us for a Saving for Retirement:<br> IRA “Need-to-Knows” Webinar!</h1>
                        <p class="fs24">
                          <a class="btn btn-accent1" href="https://info.communityfirstfl.org/ira-need-to-knows?utm_source=hpslider&amp;utm_medium=web&amp;utm_campaign=2023-02-inv-svcs-ira-need-to-knows-webinar" name="Join us for a Saving for Retirement: IRA “Need-to-Knows” Webinar!" target="_blank" title="Join us for a Saving for Retirement: IRA “Need-to-Knows” Webinar!">Learn More</a>
                        </p>
                      </div>
                      <div class="quoter"></div>
                    </div>
                  </div>
                </div>
              </div>
            </li>
            <li class="" data-thumb-alt="" style="width: 100%; float: left; margin-right: -100%; position: relative; opacity: 0; display: block; transition: opacity 0.6s ease 0s; z-index: 1;">
              <div class="quote-slide" style="background-image:url(/cfcu/media/CFCU/Home%20Slider/1600x450-hm-sldr-2022.jpg);">
                <div class="container">
                  <div class="row">
                    <div class="col-md-6 col-sm-12">
                      <div class="quote color-primary">
                        <h1>Join us for our 89<sup>th</sup> Annual Meeting</h1>
                        <p class="fs24">March 9<sup>th</sup> at 5:30 P.M.</p>
                        <p><a class="btn btn-accent1" href="/events/89th-annual-meeting" name="89th Annual Meeting" target="_self" title="89th Annual Meeting">Learn More</a></p>
                      </div>
                      <div class="quoter"></div>
                    </div>
                  </div>
                </div>
              </div>
            </li>
            <li class="" data-thumb-alt="" style="width: 100%; float: left; margin-right: -100%; position: relative; opacity: 0; display: block; transition: opacity 0.6s ease 0s; z-index: 1;">
              <div class="quote-slide" style="background-image:url(/cfcu/media/CFCU/Banners/1600x450-Security-Tip-slider.jpg);">
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                  <div class="row">
                    <div class="col-md-6 col-sm-12">
                      <div class="quote color-primary">
                        <h1>Security Tips | Online Banking</h1>
                        <p class="fs24">Community First will <u>never</u> ask for your Online Banking credentials or your secure access code.<br> Safety is our top priority.</p>
                        <p><a class="btn btn-accent1" href="/security" name="Learn more about security tips" target="_self" title="Learn more about security tips">Security Tips</a></p>
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              <div class="quote-slide" style="background-image:url(/cfcu/media/CFCU/Events/Home-Page-Slider-Events-UPDATE.jpg);">
                <div class="container">
                  <div class="row">
                    <div class="col-md-6 col-sm-12">
                      <div class="quote color-primary">
                        <h1>just be <em>entertained</em></h1>
                        <p>Check out what is going on in your community!</p>
                        <p><a class="btn btn-accent1" href="/events" name="Click here for our upcoming events." target="_self" title="Click here for our upcoming events.">Upcoming Events</a></p>
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                      <div class="quoter"></div>
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            </li>
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          <ol class="flex-control-nav flex-control-paging">
            <li><a href="#" class="flex-active">1</a></li>
            <li><a href="#">2</a></li>
            <li><a href="#">3</a></li>
            <li><a href="#">4</a></li>
            <li><a href="#">5</a></li>
          </ol>
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    <div class="container m-t-0 m-b-0">
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        <!-- 6 -->
        <!-- 6 -->
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          <h2 class="color-primary" style="text-align: center;">Our Mission:<br> Providing financial solutions for every stage of life.</h2>
          <p style="text-align: justify;">Community First, your Northeast Florida credit union. Our members are our number one priority. We are the recognized leader in providing superior financial solutions that improve members' lives while building
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                    <span class="block">As low as</span>
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                    <span class="block">As low as</span>
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                    <span class="block">As low as</span>
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                    <span class="block fs24 color-default">49-60 months</span>
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                    <span class="block">As low as</span>
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                    <span class="block fs24 color-default">61-72 months</span>
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          <p style="text-align: center;"><small>*APR= Annual Percentage Rate. Credit and other restrictions apply. Rates are subject to change. A payment example is $10,000.00 financed for 60 months at 4.99% APR is approx. $189.09</small></p>
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          <p style="text-align: center;"><a class="link link-arrow" href="/business-banking" name="Business Banking" target="_self" title="Learn more about Community First Credit Union Business Banking">Learn more about our Business Accounts</a> |
            <a class="link link-arrow external" href="https://youtube.com/playlist?list=PLBL6_0QyM_DTzi7tToTwBp2V1BNXOk2N3" name="Community First Credit Union Business Member" target="_blank" title="Community First Credit Union Business Member">Hear more from our Community First Members</a>
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              <h3>Easy Ways to Save Money for an Emergency Fund</h3>
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            <p>Are you looking for ways to save money for an emergency fund? From small lifestyle changes to mindful spending habits, we'll show you how you can build up your emergency fund without sacrificing the things that make life enjoyable.</p>
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            <p>Knowing how to calculate your debt-to-income ratio is imperative in assessing your overall financial wellbeing. Read our guide to learn how to calculate your DTI and learn what you can do to improve yours.</p>
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            <p>The holidays can be a time of joy and cheer, but also a time of financial strain. Learn how holiday loans could help offset some of your costs this holiday season.</p>
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            <p>By: Kenyon Sutton, Financial Wellness Manager<br> Posted On 11/22/2022 3:24:42 PM</p>
            <p>Learn how to save money on groceries with these simple tips.</p>
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OUR MISSION:
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Community First, your Northeast Florida credit union. Our members are our number
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 * Auto Loan Rates

As low as 4.54%APR* 0-36 months
As low as 4.54%APR* 37-48 months
As low as 4.99%APR* 49-60 months $10,000 minimum
As low as 4.99% APR* 61-72 months $14,000 minimum

View Auto Loan Rates

*APR= Annual Percentage Rate. Credit and other restrictions apply. Rates are
subject to change. A payment example is $10,000.00 financed for 60 months at
4.99% APR is approx. $189.09

--------------------------------------------------------------------------------


BUSINESS TESTIMONIALS

Here’s what our Business Members had to say about their experience with
Community First.

Learn more about our Business Accounts | Hear more from our Community First
Members


CHEF DENNIS CHAN, OWNER | BLUE BAMBOO





DEONNA CLINTON, OWNER | D’LISHUS HEELS




--------------------------------------------------------------------------------


WE WILL BE WITH YOU EVERY STEP OF THE WAY

Our blog includes articles and graphics offering info and advice for every stage
of life. Need help buying your first car? Check. Ready to start planning for
retirement? No problem. Visit our blog to learn more today


EASY WAYS TO SAVE MONEY FOR AN EMERGENCY FUND

By: Kenyon Sutton, Financial Wellness Manager
Posted On 1/9/2023 8:20:36 AM

Are you looking for ways to save money for an emergency fund? From small
lifestyle changes to mindful spending habits, we'll show you how you can build
up your emergency fund without sacrificing the things that make life enjoyable.

Read More


HOW DO I CALCULATE MY DEBT-TO-INCOME RATIO?

By: Kenyon Sutton, Financial Wellness Manager
Posted On 12/22/2022 7:23:47 AM

Knowing how to calculate your debt-to-income ratio is imperative in assessing
your overall financial wellbeing. Read our guide to learn how to calculate your
DTI and learn what you can do to improve yours.

Read More


HOW DO HOLIDAY LOANS WORK?

By: Ryan Olson, Chief Lending Officer
Posted On 12/8/2022 7:04:46 AM

The holidays can be a time of joy and cheer, but also a time of financial
strain. Learn how holiday loans could help offset some of your costs this
holiday season.

Read More


HOW TO SAVE MONEY WHEN GROCERY SHOPPING

By: Kenyon Sutton, Financial Wellness Manager
Posted On 11/22/2022 3:24:42 PM

Learn how to save money on groceries with these simple tips.

Read More


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Corp. NMLS#: 379502

Your savings are federally insured to at least $250,000 and backed by the full
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Routing #: 263078934


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We firmly believe that the internet should be available and accessible to anyone
and are committed to providing a website that is accessible to the broadest
possible audience, regardless of ability.

To fulfill this, we aim to adhere as strictly as possible to the World Wide Web
Consortium’s (W3C) Web Content Accessibility Guidelines 2.1 (WCAG 2.1) at the AA
level. These guidelines explain how to make web content accessible to people
with a wide array of disabilities. Complying with those guidelines helps us
ensure that the website is accessible to blind people, people with motor
impairments, visual impairment, cognitive disabilities, and more.

This website utilizes various technologies that are meant to make it as
accessible as possible at all times. We utilize an accessibility interface that
allows persons with specific disabilities to adjust the website’s UI (user
interface) and design it to their personal needs.

Additionally, the website utilizes an AI-based application that runs in the
background and optimizes its accessibility level constantly. This application
remediates the website’s HTML, adapts its functionality and behavior for
screen-readers used by blind users, and for keyboard functions used by
individuals with motor impairments.

If you wish to contact the website’s owner please use the website's form

Screen-reader and keyboard navigation

Our website implements the ARIA attributes (Accessible Rich Internet
Applications) technique, alongside various behavioral changes, to ensure blind
users visiting with screen-readers can read, comprehend, and enjoy the website’s
functions. As soon as a user with a screen-reader enters your site, they
immediately receive a prompt to enter the Screen-Reader Profile so they can
browse and operate your site effectively. Here’s how our website covers some of
the most important screen-reader requirements:

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    updating the website. In this process, we provide screen-readers with
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    (optical character recognition) technology. To turn on screen-reader
    adjustments at any time, users need only to press the Alt+1 keyboard
    combination. Screen-reader users also get automatic announcements to turn
    the Screen-reader mode on as soon as they enter the website.
    
    These adjustments are compatible with popular screen readers such as JAWS,
    NVDA, VoiceOver, and TalkBack.
    
    
 2. Keyboard navigation optimization: The background process also adjusts the
    website’s HTML and adds various behaviors using JavaScript code to make the
    website operable by the keyboard. This includes the ability to navigate the
    website using the Tab and Shift+Tab keys, operate dropdowns with the arrow
    keys, close them with Esc, trigger buttons and links using the Enter key,
    navigate between radio and checkbox elements using the arrow keys, and fill
    them in with the Spacebar or Enter key.
    
    Additionally, keyboard users will find content-skip menus available at any
    time by clicking Alt+2, or as the first element of the site while navigating
    with the keyboard. The background process also handles triggered popups by
    moving the keyboard focus towards them as soon as they appear, not allowing
    the focus to drift outside.
    
    Users can also use shortcuts such as “M” (menus), “H” (headings), “F”
    (forms), “B” (buttons), and “G” (graphics) to jump to specific elements.

Disability profiles supported on our website
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   use the website by eliminating the risk of seizures resulting from flashing
   or blinking animations and risky color combinations.
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   accessible to the majority of visual impairments such as Degrading Eyesight,
   Tunnel Vision, Cataract, Glaucoma, and others.
 * Cognitive Disability Profile: this profile provides various assistive
   features to help users with cognitive disabilities such as Autism, Dyslexia,
   CVA, and others, to focus on the essential elements more easily.
 * ADHD Friendly Profile: this profile significantly reduces distractions and
   noise to help people with ADHD, and Neurodevelopmental disorders browse,
   read, and focus on the essential elements more easily.
 * Blind Users Profile (Screen-readers): this profile adjusts the website to be
   compatible with screen-readers such as JAWS, NVDA, VoiceOver, and TalkBack. A
   screen-reader is installed on the blind user’s computer, and this site is
   compatible with it.
 * Keyboard Navigation Profile (Motor-Impaired): this profile enables
   motor-impaired persons to operate the website using the keyboard Tab,
   Shift+Tab, and the Enter keys. Users can also use shortcuts such as “M”
   (menus), “H” (headings), “F” (forms), “B” (buttons), and “G” (graphics) to
   jump to specific elements.

Additional UI, design, and readability adjustments
 1. Font adjustments – users can increase and decrease its size, change its
    family (type), adjust the spacing, alignment, line height, and more.
 2. Color adjustments – users can select various color contrast profiles such as
    light, dark, inverted, and monochrome. Additionally, users can swap color
    schemes of titles, texts, and backgrounds with over seven different coloring
    options.
 3. Animations – epileptic users can stop all running animations with the click
    of a button. Animations controlled by the interface include videos, GIFs,
    and CSS flashing transitions.
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    as links and titles. They can also choose to highlight focused or hovered
    elements only.
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    issues due to automatic audio playing. This option lets users mute the
    entire website instantly.
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We aim to support as many browsers and assistive technologies as possible, so
our users can choose the best fitting tools for them, with as few limitations as
possible. Therefore, we have worked very hard to be able to support all major
systems that comprise over 95% of the user market share, including Google
Chrome, Mozilla Firefox, Apple Safari, Opera and Microsoft Edge, JAWS, and NVDA
(screen readers), both for Windows and MAC users.

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needs, there may still be pages or sections that are not fully accessible, are
in the process of becoming accessible, or are lacking an adequate technological
solution to make them accessible. Still, we are continually improving our
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level of accessibility following technological advancements. If you wish to
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