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easy and accessible. Rates start from 9.9% APR. Representative example:
Borrowing £7,000 over 60 months with REPRESENTATIVE APR of 23.90%, deposit of
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WHY CHOOSE WE FINANCE ANY CAR?

 * Quick & easy
 * All online
 * Tailored to you

The world of car finance can be overwhelming. There are a tonne of terms and
conditions to get your head around, and that’s just the application process…

That’s where we come in.

As a team, we have years of combined industry expertise – supporting people from
all backgrounds with accessible finance solutions. But our service goes way
beyond the basics. 

Offering one-to-one support for each of our applicants, we will work with you to
find a competitive rate that suits your budget. We believe that car finance
should be tailored to you and not the other way around. 

Expert guidance for confident car buying. It’s what we do best.


FLEXIBLE CAR FINANCE SOLUTIONS

At We Finance Any Car, we recognise that every financial situation will be
different. Simply put, a one-size-fits-all approach just isn’t good enough. 

That’s why we offer a wide range of car finance solutions. 

Whether you’re wanting to own the car outright, looking for flexibility at the
end of the agreement or struggling with a poor credit history, we can help.

Explore our car finance options



HIRE PURCHASE

As one of the most popular finance options, Hire Purchase allows you to spread
the cost of your car over a few months. It’s straightforward, affordable and
ideal for those looking to own a vehicle without the scary upfront payment. 

With no initial deposit required and no large balloon payment at the end, it’s
the simplest road to car ownership. 

Ready to get started? Check out our HP Car Finance solution here.


PERSONAL CONTRACT PURCHASE

Great for those with changing driving needs or those who simply like to switch
things up, Personal Contract Purchase gives you options. 

At the end of the agreement, you can either return your car, keep it or
part-exchange for another make or model. And with lower monthly payments and
future value protection, it’s no wonder it’s such a popular finance type.  

Ready to get started? Check out our PCP Car Finance solution here.


BAD CREDIT CAR FINANCE

Being held back by bad credit? We hear you. 

Having a less-than-perfect credit score can affect a range of finance
applicants, from young drivers with incomplete credit histories to the more
extreme cases of bankruptcy and County Court Judgements. 

Our specialist service is tailored to those who have been turned away from
traditional lenders, meaning your chances of approval are higher with us. 

Ready to get started? Check out our Bad Credit Car Finance solution here. 


USED CAR FINANCE

The second-hand market is full of fantastic cars – so why miss out? 

Whether you’re on the hunt for a specific model or you’re in need of a
dependable daily driver, there’s something for everyone. And, with the help of
our finance service, it’s never been easier to get your hands on a car that you
love. 

Ready to get started? Check out our Used Car Finance solution here.


FAQS

Can I apply for car finance?

Absolutely!

 

There are numerous reasons that you might want to apply for car finance and
we’re here to make the process as hassle-free as possible. 

 

You may be a first-time buyer and are apprehensive about the process or you may
be looking to upgrade to your dream car. Alternatively, you may have faced
rejection after rejection due to your poor credit profile.

 

Our online service is made for you…

 

There are a few things to bare in mind when applying for car finance, these
include:

 * Age: Generally speaking, applicants need to be 18 or over. 
 * Valid identification: You’ll need a driver’s license or passport handy. 
 * Stable income: This could be in the form of employment, self-employment or
   other verifiable income sources. We even offer car finance for applicants on
   benefits. 
 * Creditworthiness: Although a healthy credit rating is preferable, securing a
   finance agreement with bad credit isn’t impossible! Submit an application and
   we’ll be able to support you. 
 * Affordability: We never want our applicants to take on a loan that they can’t
   afford. To get a good idea of your budget, you can use our finance
   calculator.

Which finance option is right for me?

This will all depend on your financial situation, personal preference and
needs. 

 

If you would prefer to have a structured repayment plan, opt for a Hire Purchase
agreement. Having a set amount each month will make it much easier to manage
your car loan alongside other financial commitments. 

 

On the other hand, if you like the idea of lower monthly payments and greater
flexibility with car ownership, Personal Contract Purchase might be a better
fit. With this type of finance, you’ll need to make a final payment in order to
keep hold of the car. This can be a fairly significant amount but don’t worry –
if you can’t afford to pay it upfront, you can always refinance the balloon
payment. 

 

Still unsure which option to go for? Get in touch! A member of our team is
always on hand to offer guidance and support, whenever you need.

What is APR?

APR, short for Annual Percentage Rate, is a fancy term for the amount of
interest you’ll be required to pay per year, as well as any additional fees or
charges. It gives you an accurate picture of the annual cost of your finance
agreement.  

 

Generally speaking, a lower percentage means you’ll pay less in interest and
fees.

I can't find a car that meets my needs - can you help?

Yes, we can! Not only do we provide tailored finance solutions, but we also have
thousands of quality vehicles on offer. Plus, we partner with FCA-authorised,
reputable car dealers, so you’re in the best hands with your buying journey. 

Browse from larger models that are perfect for everyday family life, efficient
cars that you can rely on and stylish options that are guaranteed to turn
heads. 

We have everything you need, all in one place. 


NEED HELP & ADVICE?

We Finance Any Car are here to help. Our FAQs can be found here. Alternatively
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© Copyright 2021 We Finance Any Car Limited. All rights reserved. Registered in
England. Registered Office: C/O Las Partnership, The Rivendell Centre, White
Horse Lane, Maldon, Essex, CM9 5QP.

We Finance Any Car Limited (Company No. 11662611) trading
as wefinanceanycar.com is authorised and regulated by the Financial Conduct
Authority (FRN No. 940623). We are registered with ICO (Information
Commissioner’s Office) No.ZA822498. We Finance Any Car Limited is an Appointed
Representative of Octane Ltd. FRN: 912888. Octane Ltd, registered in England
Company number 11392928.

Applicants must be 18 or over, terms and conditions apply, guarantees and
indemnities may be required. We are a credit broker, not a lender. All finance
is subject to status and income. Written quotations on request. We look to find
the best rate from our panel of lenders and will offer you the best deal that
you’re eligible for. We don’t charge a fee for our service, but we do earn a
commission. This does not influence the interest rate you’re offered in any way.
This amount is available upon request to customers.
We Finance Any Car is a credit broker, not a lender. Our rates start from 9.9%
APR. This is an example only. Subject to status.

* Representative example: Borrowing £7,000 over 60 months on a Hire Purchase
agreement, with a representative APR of 23.90%, deposit of £0.00, the amount
payable would be £192 per month with a total cost of £4,520 & total payable is
£11,520.

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