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THE BEST RATES LIVE HERE
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GICs
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* Featured
Canadian Lender
6.00%
5-yr Variable
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5.39%
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* Featured
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6.71%
3-yr Fixed
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* Cash Bonus offer
Cash Back Card
Earn an extra 10% back on up to $1,000 in everyday purchases within the first
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3.00%
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6.35%
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5.60%
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6.00%
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5.55%
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OPEN RESP ACCOUNTS FOR BETTER FUTURE OF YOUR CHILDREN
From their first steps to their first day on campus, planning for their future
happens every step of the way. An RESP account is a smart way to make the
difference between dreaming and doing.
Start your journey with Embark today.
open an account
HOW IT WORKS ON RATEHUB.CA
1. Compare
Tell us about your mortgage needs and we'll show you personalized rates from
Canada's top banks and lenders.
2. Apply
Choose the best rate, complete your online application and book a phone
appointment with one of our award-winning mortgage experts.
3. Close
Upload your documents online and your personal mortgage expert will complete
your mortgage from start to finish.
get started
CLOSE YOUR MORTGAGE WITH RATEHUB.CA
Ratehub.ca is more than just the place to research and compare rates. You can
close the best mortgage deal that’s right for you, right here. Our award-winning
mortgage experts will guide you through the entire process and take care of all
the details.
get started
* 4 TIMES
BROKERAGE OF THE YEAR
The Ratehub.ca mortgage brokerage (formerly known as CanWise Financial) has
been named Canada's Brokerage of the Year for four years straight (2018-2021)
* $11+ BILLION
IN MORTGAGES FUNDED
We’re the largest online mortgage company in Canada
* 4.9 STARS
ON OVER 6,700 REVIEWS
The Ratehub.ca mortgage brokerage is Canada’s highest-reviewed mortgage
company, with over 6,700 online reviews across Google and Facebook
* 12 YEARS
OF MORTGAGE EXPERIENCE
We work hard to deliver Canadians the best mortgage experience from online
search, education, rate comparison, online application and offline service,
all the way to close
*
*
*
Trusted financial institutions we work with
*
*
*
*
*
RATEHUB.CA EDUCATION CENTRE
* Mortgages
So you’ve made the decision to buy a new home! Discover how much you can
afford, how to choose the right mortgage rate and how to get approved.
continue reading
* Credit Cards
Selecting the right credit card that matches your needs can be difficult!
Learn how credit cards work, who issues them, the benefits of various credit
cards and how interest charges and payments are applied.
continue reading
* Banking
We explain everything you need to know about how savings accounts work, what
their associated fees are and how you can choose the best one for you.
continue reading
* Insurance
Buying insurance can feel complicated and knowing how much or when you need
it isn’t always obvious. Well, we’re here to help you break through the
insurance jargon so you can find the right product at the best price.
continue reading
*
*
*
browse education centre
WHAT OUR CUSTOMERS ARE SAYING
* GREAT PLACE FOR CALCULATORS AND ARTICLES!
--------------------------------------------------------------------------------
I like to use Ratehub to check for mortgage rates. They have great
calculators and articles regarding mortgages and more. Easy to use and right
at your fingertips!
MORGAN LALONDE
* BEST PLACE TO SHOP FOR MORTGAGE RATES!
--------------------------------------------------------------------------------
Best place to shop for your rates! Signed up for a mortgage on their
recommendation and couldn’t be happier. They make the process easy and save
you thousands!
MARC-ANDRÉ SURETTE
* GREAT WEBSITE THAT’S EASY TO USE!
--------------------------------------------------------------------------------
Great website! Helped me find a way better credit card than the one I had
been using. Easy to navigate too!
ADRIENNE HAYS
THE GLOBE AND MAIL
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“SIMPLIFIES THE MORTGAGE PROCESS AND PROVIDES A WEALTH OF IMPORTANT
INFORMATION.”
TECHVIBES
--------------------------------------------------------------------------------
“UNBIASED VIEWS ON THE BEST AND LOWEST RATES AVAILABLE.”
YAHOO! CANADA
--------------------------------------------------------------------------------
“CONSUMERS ENJOY SUBSTANTIAL SAVINGS.”
MAKING DOLLARS MAKE SENSE
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THE KNOWLEDGE BANK
A WEALTH OF KNOWLEDGE DELIVERED RIGHT TO YOUR INBOX.
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Terms of Use and Privacy Policy. Contact us for more information. You can
unsubscribe at any time.
ABOUT RATEHUB.CA
Whether you need a mortgage, credit card, savings account, or insurance
coverage, we help you find and compare the best financial products for your
specific needs.
When it comes to mortgages, Ratehub.ca is more than just a place to research and
compare the best rates. Our goal is to give Canadians the best mortgage
experience from online search to close. This means offering Canadians the
mortgage tools, information and articles to educate themselves, allowing them to
get personalized rate quotes from multiple lenders to compare rates instantly,
and providing them with the best online application and offline customer service
to close their mortgage all in one place.
Ratehub.ca has been named Canada's Mortgage Brokerage of the Year for four years
straight (2018-2021). With over 12 years of mortgage experience, and over $11
billion in mortgages funded, we deliver you the best mortgage experience in
Canada.
HOW DOES RATEHUB.CA MAKE MONEY?
Financial institutions pay us for connecting them with customers. This could be
through advertisements, or when someone applies or is approved for a product.
However, not all products we list are tied to compensation for us. Our
industry-leading education centres and calculators are available 24/7, free of
charge, and with no obligation to purchase. To learn more, visit our About us
page.
read more about us
PROVINCIAL RATES
* Manitoba mortgage rates
* Newfoundland mortgage rates
* New Brunswick mortgage rates
MORE PROVINCES AND TERRITORIES
* Nova Scotia mortgage rates
* PEI mortgage rates
* Saskatchewan mortgage rates
* Yukon Territory mortgage rates
CITY MORTGAGE RATES
* Calgary mortgage rates
* Edmonton mortgage rates
* Montreal mortgage rates
* Toronto mortgage rates
* Vancouver mortgage rates
MORTGAGE RATES
* 1-year fixed rates
* 2-year fixed rates
* 3-year fixed rates
* 4-year fixed rates
* 5-year fixed rates
9-year fixed rates10-year fixed rates
view more
MORTGAGE RATE HISTORY
* 1-year fixed-rate history
* 3-year fixed-rate history
* 5-year fixed-rate history
* 5-year variable rate history
* Prime Rate history
BANK MORTGAGE RATES
* BMO mortgage rates
* TD bank mortgage rates
* Scotiabank mortgage rates
* CIBC mortgage rates
* RBC mortgage rates
LENDER MORTGAGE RATES
* CanWise Financial rates
HOME BUYING CALCULATORS
* Land transfer tax calculator
* Mortgage penalty calculator
REFINANCING
* Reasons to refinance
* Refinance calculator
* Penalty calculator
* Debt consolidation calculator
* Maximum equity calculator
BUYING
* How much can I afford?
* Purchase process
* Choosing a mortgage rate
* First-time home buyer
* Closing costs
RENEWING
* Mortgage renewal process
* Mortgage renewal tips
* Early mortgage renewal
* Mortgage renewal denied
* Switching providers
* * About us
* Meet our agents
* Meet the team
* Contact us
* Press Centre
* Blog
* Personal finance experts
* * Disclaimer
* Terms of use
* Privacy Policy
* Logo usage
* Support centre
* Careers
* * English
* Français
* Broker login
*
Popular content
POPULAR CONTENT
BEST CREDIT CARDS
* Scotiabank Gold American Express
* MBNA Rewards World Elite
* Scotia Momentum Visa Infinite
* BMO World Elite MasterCard
* SimplyCash Preferred by American Express
MORTGAGE RATES BY CITY
* Toronto Mortgage Rates
* Montreal Mortgage Rates
* Vancouver Mortgage Rates
* Calgary Mortgage Rates
* Edmonton Mortgage Rates
Ottawa Mortgage Rates
view more
MORTGAGE RATES BY BANK
* TD Bank Mortgage Rates
* CIBC Mortgage Rates
* Bank of Montreal Mortgage Rates
* Scotiabank Mortgage Rates
* Tangerine Mortgage Rates
MORTGAGE CALCULATORS
* Mortgage Payment Calculator
* Home Affordability Calculator
* CMHC Insurance Calculator
* Land Transfer Tax Calculator
* Mortgage Refinance Calculator
EDUCATION CENTRE
* Variable vs. Fixed Rates
* Term vs. Amortization
* Prepayment Options
* Bank vs. Mortgage Broker
* Down Payment Basics
20 Queen Street West, Suite 1100, Toronto ON M5H 3R3 | 1.866.988.6324
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Disclaimer: Financial institutions pay us for connecting them with customers,
including by paying for advertisements, clicks, or when someone applies for/is
approved for a product. Terms and conditions apply between you and the provider
of the product - please be sure to review them. Product information and details
vary for Quebec. The content provided on our site is for information only; it is
not meant to be relied on or used in lieu of advice from a professional.
Partners/Advertisers are not responsible for the accuracy of information on our
site. For complete and current information on any product, please visit the
provider’s website. However, not all products we list are tied to compensation
for us. Our industry-leading education centres and calculators are available
24/7, free of charge, and with no obligation to purchase. To learn more, visit
our About us page.
Ontario Mortgage Brokerage #12530, Quebec Ratehub.ca Mortgage Brokerage Firm
#3001931116 - Ratehub Inc. o/a Ratehub.ca & CanWise Financial is a licensed
mortgage brokerage and CMHC-approved lender. CanWise Financial & CanWise
Mortgages are owned and operated by Ratehub Inc. – All rights reserved.