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USE OUR NO-FEES SERVICE TO BOOST YOUR BUSINESS CREDIT SCORE

Debie makes reporting your commercial rent payments to major credit bureaus a
simple and effortless task. Simply pay your rent as usual, and watch how your
rent payments boost your business credit score - for free.

Start Building Credit


Debie works with the following credit bureaus

Put your Rent to Work


MAKE YOUR BUSINESS RENT PAYMENTS COUNT

Building a good business credit score using conventional methods can be a slow,
expensive, and frustrating process. Majority of the landlords don't report rent
payments to credit bureaus, making each rent payment go to waste. Debie enables
you to report your own rent as a tradeline item to build your business credit
score.

 * Collect credit each time you pay your business rent online
 * Report each rent payment as a tradeline item on your credit report
 * Reach a good business credit score faster using rent payments

Boost my Credit

Tenants Focused


EXCLUSIVELY BUILT TO BENEFIT COMMERCIAL TENANTS

Rent payments take up to 10-15% of every business owner's monthly business
expenses. These on-time rental payments do not benefit business owners' credit
history. Since most landlords do not report rental payments to credit bureaus,
we created a solution that does - effortlessly.

 * Directly report your credit history without relying on your landlord
 * Build your business credit by building a track record of on time payments
 * Gain access to exclusive offers reserved for creditworthy businesses


START REPORTING WITHIN MINUTES

Whether you’re a tech-savvy small business owner or not, Debie is designed to be
quick, seamless and intuitive. Simply finish signing up, then connect your bank
account and we will take care of rest!

Put My Rent to Work



CONNECT YOUR ACCOUNT

Finish the sign up process by connecting the account you will be using to pay
rent

PAY RENT AS USUAL

That's it! We will take care of reporting each rent payment to all major credit
bureaus.

SIGN UP

Head over to the sign up page to create an account with Debie Ratings.

SAFE AND EASY SETUP


SIT BACK & WATCH YOUR BUSINESS CREDIT SOAR

Simply connect your bank account to begin reporting your rent payments directly
to credit bureaus. Debie is designed to be a set it and forget it system that
automatically boosts your credit rating over time.‍

 * All major banks are supported for rent reporting
 * Reports are sent to Equifax, Experian, LexisNexis, and Dunn & Bradstreet
 * Easily access your monthly rent reports from the dashboard

CONTROL YOUR CREDIT HISTORY


EASILY QUALIFY FOR BETTER MARKET RATES & TERMS

By using Debie, you gain the ability to prove your creditworthiness to lenders
and landlords. Simply export or share your rental payment history as proof of
being a quality tenant.

 * Each rent payment is recorded and reported
 * Unlock access to the best credit options available to your business
 * Build a rich track record of paying your rent on time and in full

Get Started Free

NO ADDTIONAL STEPS, or credit checks


HASSLE-FREE BUSINESS RENT REPORTING SERVICE

‍Debie is a hassle-free service that takes care of your monthly rent reporting
to your landlord. You don’t need to change anything about your current rent
payment process.

 * No additional setup required - designed to be a “set it and forget it”
   service
 * Your landlord doesn’t need to be signed up for you to use this service
 * Your rent payments are automatically submitted to all major credit agencies


WORRIED ABOUT PRIVACY, SECURITY OR HURTING YOUR CREDIT? DON’T BE.

Debie uses bank grade security to protect your data. Your information is stored
and transferred using 256-bit encryption. Using Debie to report your rent
payments does not count as a credit check or hit.



BANK-GRADE SECURITY

Your data is in safe hands. We use 256-bit encryption to store and transmit your
data.

PRIVATE ACCESS

We  only collect & record your rent transactions from the account you specify -
nothing else!

RISK-FREE REPORTING

Won’t negatively affect your credit score, since only positive rent history is
reported.

Some of our reviews


READ WHAT OTHERS THINK OF DEBIE

“I wish I started sooner, I’ve been paying rent for almost 15 years now and
never received recognition from credit bureaus for my rent payments. This is a
game changer for business owners looking to build credit!”

Leon K.
Restaurant Owner
Lincoln, NE

“This is a no-brainer! Anybody who is leasing their workspace should be
reporting their rent. I’m surprised that a service so useful is offered for
free. It is about time that renters are seen as creditworthy by lenders!”

Ashley Z.
Independent Financial Advisor
Los Angeles, CA

“Since my rent payments are almost as high as a mortgage for my unit - it makes
total sense to be signed up and reporting. I hope this helps me get approved for
a line of credit to aid my business cash flow needs.”

David C.
Accountant
Chicago, IL
Frequently asked questions



WE’VE PULLED TOGETHER SOME BASICS TO HELP YOU GET STARTED.

WHAT IS THE DIFFERENCE BETWEEN MY BUSINESS SCORE MY PERSONAL CREDIT SCORE?


Debie generates a credit score for your business. We don't use your personal
information to develop your business score, it is a stand alone score based on
your businesses history of paying it's bills on time. Many business owners use
their personal credit to underwrite their business lease, Debie is working to
make this habit obsolete, we think business owners should be able to use their
BUSINESS AS AN ASSET and NOT AS A LIABILITY.

HOW DOES MY DEBIE SCORE™ HELP ME?

Business owners across America have used their Debie Score reports to reduce
their rents on renewals and open new locations without signing personal
guarantees.

HOW MUCH DOES MY SCORE COST?

You initial report is $9.99 and ongoing monitoring is free for the next 2 years.
Your Debie Score™ will update every month and you can view it and monitor it for
accuracy for free. We may charge lenders, real estate brokers and landlords to
access your report. Business owners choose who sees their report.

WHAT DOES DEBIE SCORE?

Debie uses our proprietary data algorithm to generate a baseline rating. We have
a team of former business owners on our team and we want our business owners to
maximize their ratings, so we let business owners connect additional data
sources to boost their scores. You can choose to connect your QuickBooks™, bank
account, merchant receipts, etc. You are in control.

IS THE SCORE BASED ON HOW MUCH MONEY I MAKE?

Your Debie Score™ is based on the quality of your business operations. Just
because someone makes a lot of money doesn't always mean they are a good
operator. Our scores are calculated to help business owners demonstrate their
potential as smart and successful business operators.

DOES EVERY BUSINESS HAVE A DEBIE SCORE™?


Debie Scores™ are currently only for retail and service businesses across the
country. If you have a business lease and transact business out of a physical
location, this score is for you.


PUT YOUR RENT TO WORK, START
BUILDING BUSINESS CREDIT TODAY!

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