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Banking

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Everyday accountCredit cardsPersonal LoanPayments

Banking tools

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Savings

Products

Savings AccountsTerm deposit

Banking tools

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Home Buying
Overview

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First Home BuyersUpgrade & refinanceInvestor

Banking tools

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Our story

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Our Services

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Home BuyingPersonal lendingProperty InvestingInsurance

Information and tips on covering your important assets

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FAQsForms & documentsFinancial HardshipBranches & ATMsGet in touchOpen Banking



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Banking


PRODUCTS


EVERYDAY ACCOUNT

A value packed transaction account with easy access to your money.


CREDIT CARDS

BankVic’s tailored range of low rate, low fee credit cards.


PERSONAL LOAN

Whether it’s a new car, a holiday, or a home make-over, a personal loan can help
you get it sooner.


PAYMENTS

Secure and convenient options available on your BankVic account!


BANKING TOOLS


BANKING APP


CALCULATORS


INTEREST RATES


FEES

Savings


PRODUCTS


SAVINGS ACCOUNTS

Reach your goals sooner by making the most out of your money.


TERM DEPOSIT

Start saving for something special, with competitive rates and flexible terms.


BANKING TOOLS


BANKING APP


CALCULATORS


INTEREST RATES


FEES

Home Buying


PRODUCTS


FIRST HOME BUYERS

Our loans for first home buyers help you make it into your first home faster.


UPGRADE & REFINANCE

Upgrading, renovating or refinancing loans to make your life easier.


INVESTOR

Home loans tailored to your needs as a property investor.


BANKING TOOLS


BANKING APP


CALCULATORS


BOOK APPOINTMENT


INTEREST RATES


FEES

Insurance


PRODUCTS


HOME

You can rest easy knowing your home and contents are insured.


VEHICLE

Vehicle insurance plans to help get you back on the road quickly.


INCOME

Cover to give you peace of mind when you’re met with the unexpected.


TRAVEL

When you’re ready to travel, we’re here for you.

Our story


OUR STORY


OUR COMMUNITY

We’re proud to support and invest in our communities.


OUR HISTORY

Find out why we’ve kept people before profits since 1974.


LEADERSHIP

Meet the people leading the BankVic team.


CAREERS

Be a part of the BankVic journey, and help us help Victorians become financially
independent.


NEWS

Find out all the latest news and information from BankVic.


CORPORATE GOVERNANCE

Important information about our business performance and governance.


OUR SERVICES


RELATIONSHIP MANAGERS

Learn


LEARN


HOME BUYING

Information to help with all things home ownership.


PERSONAL LENDING

Advice to help with debt consolidation and personal lending


PROPERTY INVESTING

Expert advice to help you grow your property portfolio


INSURANCE

Information and tips on covering your important assets

Get Help


GET HELP


FAQS

Quickly find answers to some of our members most frequently asked questions.


FORMS & DOCUMENTS

Downloadable forms & documents for easier banking.


FINANCIAL HARDSHIP

Life doesn’t always go as planned. We’re here to help.


BRANCHES & ATMS

Find your closest BankVic branch or ATM.


GET IN TOUCH

Our team is ready and waiting to help.


OPEN BANKING

Learn more about the Consumer Data Right (CDR)

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Refinance offer: $1,500 cash back


HELPING YOU OWN YOUR HOME SOONER

Get great value with a 2 year introductory variable rate home loan

3.50

%p.a

Variable rate

4.45

%p.a

Comparison rate

ENQUIRE NOWOur home loans
Terms and conditions apply - see here

The RBA rate rise - and good news for savers


Who we serve


THE BANK FOR POLICE, EMERGENCY AND HEALTH WORKERS

We're 100% owned by our members. All our profits are reinvested into our
business or the communities we're a part of.
Our Story

Everyday banking


FLEXIBLE BANKING TO MAKE EVERYDAY EASIER

Everyday banking designed to serve Police, health and the emergency services.
Get started

 * Transaction Accounts
   
   For easy access to your money

 * Credit Cards
   
   Low rate, low fee credit cards

 * Personal Lending
   
   Make important purchases sooner

Owning a home


HOME BUYING

Home loans for everyone at every stage of life.

All products

 * First Home Buyer
   
   Make it into your first home faster.
   
   Learn more

 * Upgrade/Refinance
   
   Make upgrading your home easier.
   
   Get started

 * Investor
   
   Loans tailored to your property investment needs.
   
   Start investing

Save for tomorrow


WE KEEP YOUR SAVINGS SIMPLE

Helping you save for your goals sooner.
Get started

 * Savings Accounts
   
   Reach your financial goals sooner

 * Term Deposits
   
   Start saving for something special

Insured for life


INSURANCE WITH YOU IN MIND

Comprehensive care from Australia’s leading insurers.

 * Home
   
   Rest easy knowing your home and contents are insured.
   
   Insure my home

 * Vehicle
   
   Cover to get you back on the road quickly.
   
   Insure my vehicle

 * Income
   
   Peace of mind for our Emergency Services partners.
   
   Insure my future

 * Travel
   
   Insurance that has you covered anywhere.
   
   Insure my travel

Financial well-being


LEARN

Articles and tools to help you take control of your financial future.
Find out more

 * Helping Victorians climb the property ladder
   
   Your first step to buying an investment property is to properly understand
   your full borrowing capacity
   
   Read more

 * Ready to buy your first home but not sure where to start?
   
   Here are 7 key steps to help set you up to buy your first home
   
   Read more

 * Should I buy an investment property?
   
   If you’re looking at buying investment property, ask yourself: Do I
   have an investment strategy? How long do I want to own an investment
   property? Is capital gain or rental yield more important to me? How much can
   I borrow?What is my budget?
   
   Read more

Terms and conditions


IMPORTANT THINGS YOU SHOULD KNOW

Information on this page is general in nature and does not take into account
your personal circumstances. You should consider whether it is appropriate for
you before acquiring the product or service.

Fees and charges may apply. Interest rates are variable and subject to change.
Information on our terms & conditions, interest rates and fees & charges are
available on request.

We recommend that you read the following documents:

 * Financial Services Guide
   
   Download

 * Fees & Charges
   
   Download

 * Terms & Conditions
   
   Download

Support


NEED HELP? TALK TO US

Our team is here to help you.

Mon to Fri, 8am to 7pm (AEST)

Sat, 9am to 5pm (AEST)


Chat with us

 * Call us: 13 63 73

 * Email us

 * Address: 3/215 Spring St, Melbourne VIC 3000

 * Find a branch or ATM

Connect with us

 * Our Story
 * Why BankVic?
 * Our Community
 * Careers
 * News

 * Our Products
 * Banking
 * Saving
 * Home Buying
 * Insurance
 * Banking app

 * Rates & Fees
 * Interest rates
 * Fees
 * Calculators

 * Get Help
 * FAQs
 * Forms & Documents
 * Financial Hardship

 * Legal Stuff
 * Corporate Governance
 * Privacy
 * Cookies
 * Terms of Use
 * Complaints and Disputes

Our Story
Why BankVic?Our CommunityCareersNews
Our Products
BankingSavingHome BuyingInsuranceBanking app
Rates & Fees
Interest ratesFeesCalculators
Get Help
FAQsForms & DocumentsFinancial Hardship
Legal Stuff
Corporate GovernancePrivacyCookiesTerms of UseComplaints and Disputes
© 2022 Police Financial Services Limited ABN 33 087 651 661 - trading as BankVic
| AFSL and Australian Credit Licence 240293.