www.affirm.com Open in urlscan Pro
162.159.140.33  Public Scan

Form analysis
0 forms found in the DOM

Text Content

This app works best with JavaScript enabled.
Skip to main content
 * For shoppers
 * For businesses

 * What is Affirm
 * How to use
 * Shop
 * Affirm Card™

Log inSign upHelp

Log in




LICENSES, NOTICES, AND RELATED DISCLOSURES

See consumer state notices and disclosures, by clicking the below links.

 * Affirm, Inc.

 * Affirm Loan Services, LLC

 * Affirm Payments, LLC

You can visit the NMLS Consumer Access website to verify the licensing status of
Affirm, Inc., Affirm Loan Services, LLC, and Affirm Payments, LLC.


AFFIRM, INC.

Affirm, Inc. is a Delaware corporation providing financial services with its
principal place of business located at 650 California Street, 12th floor, San
Francisco, CA 94108. 

Ohio Residents: The Ohio laws against discrimination require that all creditors
make credit equally available to all credit worthy customers, and that credit
reporting agencies maintain separate credit histories on each individual upon
request. The Ohio civil rights commission administers compliance with this law.

South Dakota Residents: Any improprieties in making this loan or in Affirm,
Inc.’s loan practices may be referred to the South Dakota Division of Banking at
1714 Lincoln Avenue, Suite 2, Pierre, SD 57501, phone number: (605) 773-3421.

Vermont Residents: THIS IS A LOAN SOLICITATION ONLY. AFFIRM, INC. IS NOT THE
LENDER. INFORMATION RECEIVED WILL BE SHARED WITH ONE OR MORE THIRD PARTIES IN
CONNECTION WITH YOUR LOAN INQUIRY. THE LENDER MAY NOT BE SUBJECT TO ALL VERMONT
LENDING LAWS. THE LENDER MAY BE SUBJECT TO FEDERAL LENDING LAWS.


AFFIRM, INC.

Nationwide Multistate Licensing System (“NMLS”) Identification: NMLS ID 1883087

State

Regulatory Agency

License

Arizona

Department of Insurance and Financial Institutions

Collection Agency License

No. CA-1004429

California

Department of Financial Protection and Innovation

Financing Law License

No. 6054768

Colorado

Department of Law

Supervised Lender License

No. SUP-4000644

Hawaii

Department of Commerce & Consumer Affairs

Out-of-state Collection Agency Exemption

License No. COLAX-1098 

Idaho

Department of Finance


Regulated Lender License

No. RRL-10349

Illinois

Department of Financial & Professional Regulation

Collection Agency License

No. 017.022331

Iowa

Division of Banking

Loan Company Registration

No. 88893566

--------------------------------------------------------------------------------

Nonresident Regulated Loan Company

License No. NRR 2021-0019

Kansas

Office of the State Bank Commissioner

Consumer Credit Notification

No. NOT.0026773

--------------------------------------------------------------------------------

Supervised Lender License

No. SL.0026765

Louisiana

Secretary of State

--------------------------------------------------------------------------------

Office of Financial Institutions

Collection Agency Registration

No. 44019188I

--------------------------------------------------------------------------------

Licensed Lender License

No. 1883087

Maine

Department of Professional & Financial Regulation

Consumer Credit Notification - General Creditor

No. OCR14978

--------------------------------------------------------------------------------

Loan Servicer Registration

No. SVR14926

--------------------------------------------------------------------------------

Supervised Lender License

No. 1883087

Maryland

Office of the Commissioner of Financial Regulation


Collection Agency License

No. 8023

Massachusetts

Division of Banks

Small Loan License

No. SL 1883087

--------------------------------------------------------------------------------

Third Party Servicer Registration

No. LS 1883087

Minnesota

Department of Commerce

Collection Agency License

No. 40651544/40657284

Montana

Division of Banking & Financial Institutions

Consumer Loan License

No. 1883087

Nebraska

Department of Banking and Finance

Installment Loan Company License No. NE1883087-IL

New Hampshire

Banking Department

Small Loan Lender License

No. 23449-SM

New Jersey

Department of Banking & Insurance

Consumer Lender License

No. 2104670 C31

North Dakota

Department of Financial Institutions

Collection Agency License

No. CA103525

--------------------------------------------------------------------------------

Money Broker License

No. MB103524

Oklahoma

Department of Consumer Credit

Supervised Lender License

No. SL008676

Oregon

Division of Financial Regulation

Consumer Finance License

No. 0498-001-C

South Carolina

State Board of Financial Institutions

--------------------------------------------------------------------------------

Department of Consumer Affairs

Supervised Lender License

No. SL-1883087

Supervised Lender License

No. SLW1-1883087

--------------------------------------------------------------------------------

Consumer Credit Grantor Notification No. CGL-153053

South Carolina Consumer Pamphlet

South Dakota

Division of Banking

Money Lender License

No. MYL.3415

Utah

Department of Commerce

--------------------------------------------------------------------------------

Department of Financial Institutions

Collection Agency Registration

No. 11431512-0131

--------------------------------------------------------------------------------

Consumer Credit Registration

Vermont

Department of Financial Regulation

Loan Solicitation License

No. LSO-1883087

West Virginia

State Tax Department

--------------------------------------------------------------------------------

Secretary of State

--------------------------------------------------------------------------------

State Tax Department

Business Registration/Collection Agency No. 2392-8932

--------------------------------------------------------------------------------

CSO Registration No. 498564

--------------------------------------------------------------------------------

Notification of Consumer Credit Sales or Loans

No. 2392-8932

Wisconsin

Department of Financial Institutions

Consumer Act Registration

Wyoming

Division of Banking

Consumer Lender License

No. CL-5120


AFFIRM LOAN SERVICES, LLC

Affirm Loan Services, LLC is a Delaware limited liability company providing
financial services with its principal place of business located at 650
California Street, 12th floor, San Francisco, CA 94108. 

Loans originated directly by Affirm Loan Services, LLC are made pursuant to
state law and may not be available in all states.  Loans may be originated by
other lending partners through Affirm.

For loans originated by Affirm Loan Services, LLC, eligible applicants may
choose to borrow a minimum of $50.00 for repayment in four or fewer installments
and will not pay any fees or any interest for loans. Payment options may depend
on the purchase amount, may vary by merchant, and may not be available in all
states. Affirm’s Pay in 4 payment option is 0% APR.

California Residents: Affirm Loan Services, LLC is licensed by the Department of
Financial Protection and Innovation. Loans are made or arranged pursuant to
California Financing Law license 60DBO-111681.

Colorado Residents: Affirm Loan Services, LLC will originate unsecured
closed-end installment loans with 0-36% interest, subject to loan amount and
eligibility.

Iowa Residents: Affirm Loan Services, LLC will originate unsecured closed-end
installment loans with 0-36% interest, subject to loan amount and eligibility.

New Mexico Residents: TO REPORT A PROBLEM WITH THIS LENDER, YOU MAY WRITE OR
CALL Affirm Customer Care by mail at 30 Isabella Street, Floor 4, Pittsburgh, PA
15212, by email to help@affirm.com, or toll-free at (855) 423-3729. This lender
is licensed and regulated by the New Mexico Regulation and Licensing Department,
Financial Institutions Division, P.O. Box 25101, 2550 Cerrillos Road, Santa Fe,
New Mexico 87504. To report any unresolved problems or complaints, contact the
division by telephone at (505) 476-4885 or visit the website
https://www.rld.nm.gov/financial-institutions/ . See Affirm's full Loan Rates
and Fees disclosure. The following brochure also contains important consumer
information: New Mexico Consumer Information Brochure.

Ohio Residents: The Ohio laws against discrimination require that all creditors
make credit equally available to all credit worthy customers, and that credit
reporting agencies maintain separate credit histories on each individual upon
request. The Ohio civil rights commission administers compliance with this law.

South Dakota Residents: Any improprieties in making this loan or in Affirm Loan
Services, LLC’s loan practices may be referred to the South Dakota Division of
Banking at 1714 Lincoln Avenue, Suite 2, Pierre, SD 57501, phone number: (605)
773-3421.


AFFIRM LOAN SERVICES, LLC

Nationwide Multistate Licensing System (“NMLS”) Identification: NMLS ID 1479506

State

Regulatory Agency

License

California

Department of Financial Protection and Innovation

Financing Law License No. 60DBO-111681

Colorado

Department of Law

Supervised Lender License

No. SUP-4000040

Delaware

Office of the State Bank Commissioner

Licensed Lender License

No. 029659

Georgia

Department of Banking and Finance

Installment Lender License No. 1479506

Idaho

Department of Finance

Regulated Lender License

No. RRL-9576

Iowa

Division of Banking

Loan Company Registration

No. 88883433

--------------------------------------------------------------------------------

Nonresident Regulated Loan Company

License No. 2016-0064

Kansas

Office of the State Bank Commissioner

Consumer Credit Notification

No. NOT.0026347

Louisiana

Office of Financial Institutions

Licensed Lender License

No. 1479506

Maine

Department of Professional & Financial Regulation

Loan Servicer Registration

No. SVR15373 

Missouri

Division of Finance

Small Loan Company License

No. 367-25-7908

--------------------------------------------------------------------------------

Consumer Installment Loan License

No. 510-25-7909

Montana

Division of Banking & Financial Institutions

Consumer Loan License

No. 1479506

Nevada

Financial Institutions Division

Installment Loan License No. IL11103

Installment Loan License No. IL11104

New Mexico

Financial Institutions Division

Small Loan Company License 

No. 02113

New Mexico Consumer information Brochure

New Mexico Loan Rates and Fees disclosure

North Dakota

Department of Financial Institutions

Money Broker License

No. MB103072

Oklahoma

Department of Consumer Credit

Consumer Credit Notification

No. 86483

Rhode Island

Division of Banking

Lender License No. 20204063LL

South Carolina

Department of Consumer Affairs

Consumer Credit Grantor Notification No. CGL-151954 

South Dakota

Division of Banking

Money Lender License

No. MYL.3454

Utah

Department of Financial Institutions

Consumer Credit Registration

Washington

Department of Financial Institutions

Consumer Loan Company License

No. CL-1479506

West Virginia

State Tax Department

Business Registration

No. 2333-2839

--------------------------------------------------------------------------------

Notification of Consumer Credit Sales or Loans No. 2333-2839

Wisconsin

Department of Financial Institutions

Consumer Act Registration


AFFIRM PAYMENTS, LLC

Affirm Payments, LLC is a Delaware limited liability company and licensed money
transmitter, with its principal place of business located at 650 California
Street, 12th floor, San Francisco, CA 94108. 

For Alaska Residents Only:

If your issue is unresolved by Affirm Payments, LLC (855) 423-3729, please
submit formal complaints with the State of Alaska, Division of Banking &
Securities.

Please download the form here:
https://www.commerce.alaska.gov/web/portals/3/pub/DBSGeneralComplaintFormupdated.pdf

Submit formal complaint form with supporting documents:

Division of Banking & Securities, PO Box 110807 Juneau, AK, 99811-0807

If you are an Alaska resident with questions regarding formal complaints, please
email us at dbs.licensing@alaska.gov or call Nine Zero Seven Four Six Five Two
Five Two One.

Arizona Residents: Arizona residents may contact the Arizona Department of
Insurance and Financial Institutions with questions or complaints about Affirm
Payments, LLC at 100 N 15th Ave, STE 261, Phoenix AZ 85007-263 or toll-free by
phone (800) 352-8431.

For California Residents Only: If you have complaints regarding any aspect of
our money transmission activities, you may contact the California Department of
Financial Protection and Innovation at their toll-free telephone number
1-866-275-2677, via email at consumer.services@dfpi.ca.gov, or by mail at the
following address: California Department of Financial Protection and Innovation,
Customer Services, 2101 Arena Boulevard, Sacramento, CA 95834.

Colorado Residents: 

CUSTOMER NOTICE

Entities other than FDIC insured financial institutions that conduct money
transmission activities in Colorado, including the sale of money orders,
transfer of funds, and other instruments for the payment of money or credit, are
required to be licensed by the Colorado Division of Banking pursuant to the
Money Transmitters Act, Title 11, Article 110, Colorado Revised Statutes.

If you have a question or problem with your transaction or the money you sent,
you must contact the money transmitter who processed your transaction for
assistance. The Division of Banking doesn’t have access to this info.

If you’re a Colorado resident and have a complaint about the money transmitter,
the company that sent your money, all complaints must be submitted in writing:

 1. Fill out the complaint form provided on the Colorado Division of Banking
    website.

 2. Return the complaint form with supporting documents by mail or email:
    Colorado Division Banking
    1560 Broadway, Suite 975
    Denver, CO 80202
    Email: DORA_BankingWebsite@state.co.us;
    Website: banking.colorado.gov/industry/money-transmitters

Section 11-110-120, CRS requires that money transmitters and money order
companies post this notice in a conspicuous, well-lighted location visible to
customers.

Please see the link below and click on M07 Customer Notice under the Forms
section for more information: 

https://banking.colorado.gov/industry/money-transmitters

Florida Residents: Florida residents may contact the Florida Office of Financial
Regulation with questions or complaints about Affirm Payments, LLC at 200 E.
Gaines Street, Tallahassee, FL 32399-0376, by phone: (850) 487-9687, or by
visiting their website at www.flofr.gov. 

Illinois Residents: If you have complaints or other concerns with respect to any
aspect of the money transmission activities conducted by Affirm Payments, LLC,
you may contact the Illinois Department of Financial and Professional Regulation
toll free at (800) 473-4858.

Maryland Residents: The Commissioner of Financial Regulation for the State of
Maryland will accept all questions or complaints from Maryland residents
regarding Affirm Payments, LLC, License Number 2311440, at 1100 N. Eutaw Street,
Suite 611, Baltimore, Maryland 21201 and by phone at 1 (888) 784-0136.

Minnesota Residents: Minnesota residents may contact the Minnesota Department of
Commerce with questions or complaints about Affirm Payments, LLC toll-free at
(800) 657-3602 or by visiting their website at
https://mn.gov/commerce/consumer/file-a-complaint/.

Nevada Residents: For questions or complaints regarding the money transmission
services of Affirm Payments, LLC, customers may contact the Nevada Financial
Institutions Division by phone at (702) 486-4120.

North Dakota Residents: For questions or complaints regarding the money
transmission services of Affirm Payments, LLC, customers may contact the North
Dakota Department of Financial Institutions by phone at (701) 328-9933.

South Dakota Residents: South Dakota customers can contact the South Dakota
Division of Banking at (605) 773-3421 with questions or complaints regarding the
money transmission services of Affirm Payments, LLC.

Tennessee Residents: For questions or complaints regarding the money
transmission services of Affirm Payments, LLC, customers may contact the
Tennessee Department of Financial Institutions by phone at (800) 778-4215.

Texas Residents: If you have a complaint, first contact the consumer assistance
division of Affirm Payments, LLC at (855) 423-3729. If you still have an
unresolved complaint regarding the company's money transmission activity, please
direct your complaint to: Texas Department of Banking, 2601 North Lamar
Boulevard, Austin, Texas 78705, (877) 276-5554 (toll free), www.dob.texas.gov.

Washington Residents: You should be aware that fraud may and does occur, and
that fraudulent transactions may result in the loss of your money with no
recourse. 


AFFIRM PAYMENTS, LLC

Nationwide Multistate Licensing System (“NMLS”) Identification: NMLS ID 2311440

State

Regulatory Agency

License

Alabama

Securities Commission

Money Transmission License

No. 896

Alaska

Division of Banking & Securities

Money Transmitter License

No. AKMT-016390

Arizona

Department of Insurance and Financial Institutions

Money Transmitter License

No. MT-1041458

Arkansas

Securities Department

Money Transmitter License

No. 128773

California

Department of Financial Protection and Innovation

Money Transmitter License

No. 2735

Colorado

Division of Banking

Money Transmitter License

No. 500312

Connecticut

Department of Banking

Money Transmitter License

No. MT-2311440

Delaware

Office of the State Bank Commissioner

Check Seller, Money Transmitter License No. 038766

District of Columbia

Department of Insurance, Securities and Banking

Money Transmitter License

No. MTR2311440

Florida

Office of Financial Regulation

Money Transmitter License

No. FT230000421

Georgia

Department of Banking and Finance

Money Transmitter License

No. 2311440

Idaho

Department of Finance

Money Transmitter License

No. MTL - 334

Illinois

Department of Financial & Professional Regulation

Money Transmitter License

No. MT.0000452

Indiana

Department of Financial Institutions

Money Transmitter License

No. 66535

Iowa

Division of Banking

Money Services License

No. 2022-0104

Kansas

Office of the State Bank Commissioner

Money Transmitter License

No. MT.0000236

Kentucky

Department of Financial Institutions

Money Transmitter License

No. SC789141

Louisiana

Office of Financial Institutions

Sale of Checks and Money Transmitters License

Maine

Department of Professional & Financial Regulation

Money Transmitter License

Maryland

Office of the Commissioner of Financial Regulation

Money Transmitter License

No. 2311440

Michigan

Department of Insurance and Financial Services

Money Transmitter License

No. MT0024597

Minnesota

Department of Commerce

Money Transmitter License

No. MN-MT-2311440

Mississippi

Department of Banking and Consumer Finance

Money Transmitter License

No. MT/2311440

Missouri

Division of Finance

Sale of Checks and Money Transmitter License

No. MO-25-9174

Nebraska

Department of Banking and Finance

Money Transmitter License

Nevada

Financial Institutions Division

Money Transmitter License

No. MT11186

New Hampshire

Banking Department

Money Transmitter License

No. 24952-MT

New Jersey

Department of Banking & Insurance

Money Transmitter License

No. 2205421

New Mexico

Financial Institutions Division

Money Transmitter License

North Carolina

Office of the Commissioner of Banks

Money Transmitter License

No. 214132

North Dakota

Department of Financial Institutions

Money Transmitter License

No. MT104064

Ohio

Division of Financial Institutions

Money Transmitter License

No. OHMT-241

Oklahoma

State Banking Department

Money Transmitter License

Oregon

Division of Financial Regulation

Money Transmitter License

Pennsylvania

Department of Banking and Securities

Money Transmitter License

No. 101843

Rhode Island

Division of Banking

Currency Transmitter License

No. 20234610CT

South Carolina

Money Services Division

Money Transmitter License

South Dakota

Division of Banking

Money Transmitter License

No. 2311440.MT

Tennessee

Department of Financial Institutions

Money Transmitter License

No. 2311440

Texas

Department of Banking

Money Transmitter License

No. 3529

Utah

Department of Financial Institutions

Money Transmitter License No. 228

Vermont

Department of Financial Regulation

Money Transmitter License

No. MT-2311440

Virginia

Bureau of Financial Institutions

Money Order Seller and Money Transmitter License No. MO-460

Washington

Department of Financial Institutions

Money Transmitter License

No. 550-MT-148378

West Virginia

Division of Financial Institutions

Money Transmitter License

No. WVMT-2311440

Wisconsin

Department of Financial Institutions

Seller of Checks License

No. 224-SOC

Wyoming

Division of Banking

Money Transmitter License

No. MT-7320


United States

Australia

Canada (En)

Canada (Fr)

United States

United Kingdom
For shoppersHow it worksAffirm Card™Affirm Money™Help
For businessesGet startedSolutionsPartner directoryFor developersBusiness
support
About AffirmAbout usCareersInvestorsPressSecurityAffirm CaresDiversity &
inclusion

Payment options through Affirm are provided by these lending partners:
affirm.com/lenders. Your rate will be 0–36% APR based on credit, and is subject
to an eligibility check. Affirm Pay in 4 payment option is 0% APR. Options
depend on your purchase amount, may vary by merchant, and may not be available
in all states. A down payment may be required. For example, a $800 purchase
could be split into 12 monthly payments of $72.21 at 15% APR, or 4 interest-free
payments of $200 every 2 weeks. The Affirm Money Account is held with Cross
River Bank (CRB), Member FDIC. Affirm is not an FDIC-insured bank. FDIC
insurance covers accounts held with CRB in the event of a CRB failure.
California residents: Affirm Loan Services, LLC is licensed by the Department of
Financial Protection and Innovation. Loans are made or arranged pursuant to
California Financing Law license 60DBO-111681. The Affirm Card is a Visa® debit
card issued by Evolve Bank & Trust, Member FDIC, pursuant to a license from Visa
U.S.A. Inc. The Affirm Card is not available to residents of U.S. territories.
The one-time-use Affirm virtual card is issued by Sutton Bank, Member FDIC, or
Celtic Bank, pursuant to a license from Visa U.S.A. Inc. Affirm, Inc., NMLS ID
1883087. Affirm Loan Services, LLC, NMLS ID 1479506. For licenses and
disclosures, see affirm.com/licenses.

PrivacyYour California privacy choicesTermsLicenses
© Affirm, Inc. All Rights Reserved.





PRIVACY PREFERENCE CENTRE




 * YOUR PRIVACY


 * FUNCTIONAL COOKIES


 * TARGETING COOKIES


 * PERFORMANCE COOKIES


 * STRICTLY NECESSARY COOKIES

YOUR PRIVACY

When you visit any website, it may store or retrieve information on your
browser, mostly in the form of cookies. This information might be about you,
your preferences, or your device, and it’s mostly used to make the site work as
you expect it to. The information usually does not directly identify you, but it
can give you a more personalised web experience. 
We respect your right to
privacy, which means you can choose not to allow some types of cookies. Click on
each category heading to learn more and change the default settings. Please note
that blocking some types of cookies may impact your experience of the site and
the services we are able to offer.
Read more about Cookie Notices and Consent

FUNCTIONAL COOKIES

Functional cookies Active


These cookies enable the website to provide enhanced functionality and
personalisation. They may be set by us or by third party providers whose
services we have added to our pages. If you do not allow these cookies then some
or all of these services may not function properly.

Cookies Details‎

TARGETING COOKIES

Targeting cookies Active


These cookies may be set through our site by our advertising partners. They may
be used by those companies to build a profile of your interests and show you
relevant adverts on other sites. They are based on uniquely identifying your
browser and internet device. If you choose not to allow these cookies, you’ll
experience less targeted advertising.

Cookies Details‎

PERFORMANCE COOKIES

Performance cookies Active


These cookies allow us to count visits and traffic sources so we can measure and
improve the performance of our site. They help us know which pages are the most
and least popular and see how visitors move around the site. If you don’t allow
these cookies, we won’t know when you’ve visited our site, nor will we be able
to monitor its performance.

Cookies Details‎

STRICTLY NECESSARY COOKIES

Always Active

These cookies are necessary to the website’s functionality and cannot be
switched off. They are usually only set in response to your service requests,
such as updating your privacy preferences, logging in, or filling in forms. You
can set your browser to block or alert you about these cookies, but some parts
of the site may not work as a result.

Cookies Details‎
Back Button


COOKIE LIST

Filter Button
Consent Leg.Interest
checkbox label label
checkbox label label
checkbox label label

Clear
checkbox label label
Apply Cancel
Confirm my choices
Reject all Allow all