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 * Banking
   
   Business checking account
   Enjoy a checking account with no hidden fees, monthly fees or required
   minimum balance
   Business debit card
   
   Easily manage expenses with a secure physical and virtual debit card
 * Products
   
   Funding
   Eligible customers can access fast, flexible small business financing right
   from their Novo account
   Invoices
   Create and send unlimited, customizable, invoices for free
   Integrations
   Centralize insights by connecting Novo to payments, payroll, and other tools
   Partner Perks
   Access thousands of dollars in exclusive savings on a curated selection of
   business software
 * Solutions
   
   Small Businesses
   Simplify your day-to-day and empower your team with tools designed to scale
   your success.
   Self-Employed
   Unlock the freedom to manage your entire business effortlessly, all in one
   place.
   Freelancers
   Maximize your creative potential with solutions that keep both your projects
   and your business on track.
   Consultants
   Elevate your expertise and expand your impact with smart tools to manage and
   grow your consultancy.
 * Resources
   
   Community
   Resource Center
   Blog
   Help Center
 * Log In
 * Get Started







SMARTER BANKING FOR

marketing advisors
web developers
brand designers
property managers
photographers
online retailers
online retailers


With Novo’s flexible and forward-thinking platform, you get the banking tools to
help your business thrive, no matter what you're building.


Get Started





GROW YOUR BUSINESS, WITHOUT ALL THE GROWING PAINS




Free Checking Account

Save and send
money safely
Learn more
->

Easy Invoicing

Invoice smarter,
get paid faster

Learn more
->
Intuitive Budgeting

Allocate your money
like a pro

Learn more
->
Real-Time Insights

Eyes on the prize, and your profit — in real time

Learn more
->
Hassle-Free Funding

Fast, flexible cash when you need it

Learn more
->
Tool Integration

Everything you need, all in one place

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->



YOUR BUSINESS IS IN GOOD HANDS




FDIC INSURED



Deposits are insured for up to $250,000 through our partner bank, Middlesex
Federal Savings, Member FDIC.


BANK-LEVEL ENCRYPTION



Your data stays safe with industry-leading encryption.


REAL-TIME FRAUD ALERTS



Track purchases and freeze your card with just a few taps.




BANKING FOR YOU, YOU, AND YES, YOU


Consultants
Learn more  ->
Freelancers
Learn more  ->
Self-Employed
Learn more  ->
Small Businesses
Learn more  ->



BUILDING A BUSINESS DOESN'T MEAN GOING AT IT ALONE




JOIN OUR TRUSTED PARTNERS



Leverage exclusive deals and perks from industry-leading partners to help your
business succeed.


Learn more ->


LEARN, CONNECT, AND GROW



Join webinars and events that give you the insights and tools to grow your
business confidently.


Learn more ->



“NOVO HAS TRULY CHANGED HOW WE WORK AS A COMPLETELY VIRTUAL TEAM AND MADE THINGS
A LOT EASIER FOR US.”



Ilana Griffo, Goodtype




“CHOOSING NOVO AND HIRING AN ACCOUNTANT WERE HONESTLY THE BEST DECISIONS I MADE
FOR MY BUSINESS.”



Emma McGoldrick, ESM Creative Studio




“THE EASE OF SETTING UP AN ACCOUNT WITHOUT HAVING TO VISIT A BRANCH TO VERIFY
YOUR IDENTITY HAS BEEN SEAMLESS."



Vincent Battaglia, CFO of Host and Keep




"NO FEES ARE A BIG DEAL TO ME—I DON’T WANT TO FEEL LIKE THE BANK IS TAKING MY
MONEY."



Issac Carter, Coaching Imperative




“I’M A DESIGNER, SO IT’S IMPORTANT THAT I CAN CUSTOMIZE MY INVOICES WITH MY
LOGO. I CAN DO THAT IN NOVO."



Daniela Pinaud, Idea Studio Co.




“NOVO HAS BEEN A GREAT TOOL THAT I WISH I TOOK ADVANTAGE OF IN THE BEGINNING.”



Gabby Ianniello, Corporate Quitter





JOIN OVER 250,000 SMALL BUSINESSES TODAY


Open an account

Novo is a fintech, not a bank. Banking services provided by Middlesex Federal
Savings, F.A. Member FDIC.
Product

Checking Account

Debit Card

Funding

Invoices

Integrations

Partner Perks
Company

Community

Contact Us

Careers

Press

Partnerships
Resources

Resource Center

Blog

Help Center
Apps

Download for iOS

Download for Android

Log In
Product
Checking Account

Debit Card

Funding

Invoices

Integrations

Partner Perks

Company
Community

Contact Us

Careers

Press

Partnerships

resources
Resource Center

Blog

Help Center

apps
Download for iOS

Download for Android

Log In


Privacy PolicyLegal
©2024 ‎Novo Platform Inc. All Rights Reserved

Novo is a fintech company; not a bank. Deposit account services provided by
Middlesex Federal Savings, F.A., Member FDIC. Physical debit cards issued by
Middlesex Federal Savings or Patriot Bank, N.A., Member FDIC; virtual cards
issuedby Patriot Bank, pursuant to licenses from Mastercard® International
Incorporated. Mastercard can be used everywhere Mastercard is accepted.
Mastercard is a registered trademark of Mastercard International Incorporated.
The MerchantCash Advance is provided by Novo Funding LLC. Novo is the marketing
name for Novo Platform Inc. and its subsidiaries and affiliates. Novo Funding
LLC is a wholly owned subsidiary of Novo Platform Inc. Merchant Cash Advance
productsand services are offered by Novo Funding LLC and not by Middlesex
Federal Savings, F.A. The information and materials contained on this website -
and the terms and conditions of the access to and use of such information and
materials -are subject to change without notice. Not all products and services
are available in all geographic areas. Your eligibility for particular products
and services is subject to final Novo determination and acceptance. Novo’s
third-party ATM fee reimbursements will be limited to $7 per month effective
January 1, 2024. Payment of invoices by card are generally received within 48
hours.