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 * Coverage
   * General Liability Insurance
   * Workers’ Compensation Insurance
   * Professional Liability Insurance
   * Errors and Omissions (E&O) Insurance
   * Commercial Auto Insurance
   * Commercial Property Insurance
   * Business Owner’s Policy (BOP)
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WE’RE 100% DEDICATED TO SMALL BUSINESS. TAILORED BUSINESS INSURANCE. ZERO
HASSLE. BIG SAVINGS.

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Featured On Rated 4.8/5
Le Beau Market
Plow Restaurant
Mercy Vintage
Le Beau Market



GET NEXT. GET GOING.

Our business insurance gives you the confidence to take smart risks with your
business; the kind that’ll take you to the next level. So whether you’re just
starting out or looking to bring on a team of 20, NEXT will help get you there.

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We know you’re busy, so we’ll be quick.
1

Tell us what
you do.

2

Select your type of coverage.

3

Get your certificate of insurance.

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LET’S FIND THE
COVERAGE YOU NEED FOR YOUR BUSINESS.

Business insurance is divided into different policies. We offer 7 types so it's
easy to design the coverage that fits your business.


GENERAL LIABILITY

Accidentally damaged customer property? General liability insurance makes those
uh-oh moments okay by covering a wide range of incidents and basic risks.
Contractors and cleaners can add tools and equipment coverage to protect their
gear, as well.

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WORKERS' COMPENSATION

If you have employees, workers’ comp is mandatory in almost every state to help
cover medical bills and lost wages if a workplace accident occurs. And don’t
forget about the boss — add business owner’s coverage to protect yourself as
well.

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PROFESSIONAL LIABILITY/E&O

If you’re accused of making an error at work, we’ve got your back. Get
professional liability insurance (also known as errors & omissions insurance)
and you’ll be protected from certain types of lawsuits and claims.

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COMMERCIAL AUTO

Vehicle-related damage shouldn’t mean you have to pump the brakes on your bottom
line. With commercial auto, you’re covered for dents, tows and damage to someone
else’s car or truck. Add HNOA coverage for extra protection on rentals and
employee vehicles.

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TOOLS & EQUIPMENT

Add a tools and equipment upgrade to your general liability insurance. If your
gear ever gets damaged or stolen, we’ll be there to abracadabra them back in a
flash.

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COMMERCIAL PROPERTY

Commercial property insurance isn’t just for buildings — it can protect almost
all the gear, inventory and equipment you need to do business. We'll make sure
your lights stay on if a fire, water damage or other covered event causes an
interruption to your business.

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BUSINESS OWNER’S POLICY

A business owner’s policy (BOP) combines general liability and commercial
property into one handy package. It’s a great option for protecting your
business if you have a physical location, equipment or inventory and if you deal
with customers or the public.

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PRO TIP: THERE’S A 10% DISCOUNT WHEN YOU BUY MORE THAN ONE TYPE OF POLICY.

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WE’VE GOT TAILORED POLICIES FOR THOUSANDS OF PROFESSIONS.

Accountant, carpenter, caterer, daycare provider, dance instructor, DJ,
E-commerce Seller, electrician, Engineer, general contractor, Handyman, HVAC
Contractor, Insurance Agent, landscaper, personal trainer, pressure washer, real
estate agent, Restaurant Owner, roofer, welder
More professions


NEED A FAST CERTIFICATE OF INSURANCE?

Download the NEXT mobile app and get your COI in seconds.


“We had been struggling for months trying to find insurance for our small
concierge business. It was nearly impossible... NEXT is a lifesaver.”

Miranda Belansky
Sea La Vie Galveston, LLC



“I can't think of much NEXT Insurance can do to better serve me and my business.
They make me feel prepared for the worst-case scenario.”

Bryan Pearse
Bryan Pearse LLC



“Excellent service and some of the most polite and professional staff I've ever
dealt with. Rates cannot be beat and their honesty is great.”

Stacy McGrath
Hub Internationl Protection Devision LLC



“We had been struggling for months trying to find insurance for our small
concierge business. It was nearly impossible... NEXT is a lifesaver.”

Miranda Belansky
Sea La Vie Galveston, LLC




Want to chat?
We’re here to help.

Our live U.S.-based insurance experts are standing by for one-on-one support.

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NEXT is rated “A- Excellent” by AM Best, the industry standard for rating
insurance companies.
What we cover
Business Insurance General Liability Workers’ Compensation Commercial Property
Business Personal Property Commercial Auto Professional Liability Errors and
Omissions (E&O) Tools & Equipment Business Owner's Policy Liquor Liability
Certificate of Insurance
Who we insure
Architects & Engineers Auto Services Beauty Cleaning Construction Consulting
Contractors Education Entertainment Fitness Financial Services Food Services
Real Estate Retail Therapy
Top professions
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Contractor Insurance Handyman Insurance HVAC Insurance Landscaping Insurance
Painters Insurance Personal Trainer Insurance Roofing Insurance Auto Repair Shop
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