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https://www.microsoft.com/en-us/store/b/payment-financing-options?icid=footer_financing_vcc
Submission: On November 04 via api from LU — Scanned from DE
Submission: On November 04 via api from LU — Scanned from DE
Form analysis
2 forms found in the DOMPOST
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<p>Stay informed about special deals, the latest products, events and more from Microsoft Store.</p>
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<div id="consentNotCanada" style="display: block;"> I would like information, tips, and offers about Microsoft Store and other Microsoft products and services. <span class="sr-only"></span>
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<p>By clicking sign up, I agree that I would like to hear from Microsoft and its family of companies about Microsoft Store and other Microsoft products and services.</p>
<p>To withdraw consent or manage your contact preferences, visit the <a href="https://go.microsoft.com/fwlink/?linkid=243189">Promotional Communications Manager</a>.</p>
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Text Content
Trace Id is missing Translate to English Translate to English YOU ARE SHOPPING MICROSOFT STORE IN: UNITED STATES - ENGLISH YOU ARE SHOPPING MICROSOFT STORE IN: UNITED STATES - ENGLISH Are you looking for Microsoft Store in: Germany - English? Are you looking for Microsoft Store in: Germany - English? Stay in United States - English Go to Germany - English Stay in United States - English Go to Germany - English SIGN ME UP THANK YOU! Stay informed about special deals, the latest products, events and more from Microsoft Store. Email address (required) Location (required) Argentina Australia Austria Belgium Brazil Canada Chile Colombia Czech Republic Denmark Finland France Germany Hungary India Ireland Israel Italy Japan Luxembourg Mexico Netherlands New Zealand Norway Poland Portugal Singapore South Africa South Korea Spain Sweden Turkey Switzerland United Kingdom United States I would like information, tips, and offers about Microsoft Store and other Microsoft products and services. Privacy statement . By clicking sign up, I agree that I would like to hear from Microsoft and its family of companies about Microsoft Store and other Microsoft products and services. To withdraw consent or manage your contact preferences, visit the Promotional Communications Manager. Privacy statement . Sign Up You’re now signed up to receive Microsoft Store emails. Thank you! Need help? Let's chat CAN WE HELP YOU? Store Assistant is available 24x7. Chat nowNo thanks Skip to main content Microsoft Flexible Payments Flexible Payments Flexible Payments * Home * PayPal * Citizens Pay * Business Financing * More * All Microsoft * GLOBAL * Microsoft 365 * Teams * Copilot * Windows * Surface * Xbox * Deals * Small Business * Support * Software Software * Windows Apps * AI * Outlook * OneDrive * Microsoft Teams * OneNote * Microsoft Edge * Skype * PCs & Devices PCs & Devices * Computers * Shop Xbox * Accessories * VR & mixed reality * Certified Refurbished * Trade-in for cash * Entertainment Entertainment * Xbox Game Pass Ultimate * PC Game Pass * Xbox games * PC and Windows games * Movies & TV * Business Business * Microsoft Cloud * Microsoft Security * Dynamics 365 * Microsoft 365 for business * Microsoft Power Platform * Windows 365 * Microsoft Industry * Small Business * Developer & IT Developer & IT * Azure * Developer Center * Documentation * Microsoft Learn * Microsoft Tech Community * Azure Marketplace * AppSource * Visual Studio * Other Other * Microsoft Rewards * Free downloads & security * Education * Gift cards * Licensing * Unlocked stories * View Sitemap Search Search Microsoft.com * No results Cancel 0 Cart 0 items in shopping cart Sign in to your account Sign in Slide 1 of 3. Skip Announcement Bar Previous slide 1. 2. 3. Next slide Free returns through Jan 31, 2025. Shop deals Extended price protection through the holidays. Shop deals Buy now, pay later. As low as 0% APR. Shop deals End of Announcement Bar section MULTIPLE WAYS TO PAY AT MICROSOFT STORE Whether you're making one of life's bigger buys or shopping for something small, we'll help you find a plan that works for you. CHOOSE PAYPAL PAY LATER AT CHECKOUT. ELIGIBILITY VARIES BY STATE. Learn more CHOOSE CITIZENS PAY® AT CHECKOUT TO APPLY FOR A LINE OF CREDIT. Learn more MICROSOFT SURFACE Showing 1 through 4 of 10 items See all Skip Microsoft Surface Previous slideNext slide Save up to $200.00 SURFACE PRO, COPILOT+ PC From $999.99 From $999.99 Surface Pro, 11th Edition. Exceptional performance, all-day battery life,¹ and new...Select Surface Pro, Copilot+ PC for more information. Save up to $305.85 SURFACE LAPTOP, COPILOT+ PC From $999.99 From $999.99 Surface Laptop, 7th Edition. Tackle demanding workloads with powerful performance...Select Surface Laptop, Copilot+ PC for more information. SURFACE LAPTOP GO 3 From $799.99 From $799.99 At just under 2.5 lb and with up to 15 hours of battery,² Surface Laptop Go 3 features...Select Surface Laptop Go 3 for more information. Save up to $388.12 SURFACE LAPTOP STUDIO 2 From $1,999.99 From $1,999.99 Over twice the computing power makes this device the most powerful Surface yet...Select Surface Laptop Studio 2 for more information. SURFACE STUDIO 2+ $4,499.99 $4,499.99 Elevate your creativity with the most versatile all-in-one that gives you a large...Select Surface Studio 2+ for more information. Save up to $139.99 SURFACE PRO, COPILOT+ PC AND PRO KEYBOARD BUNDLE Originally From $1,339.98 now From $1,199.99 From $1,339.98 $1,199.99 Get a great deal when you pair the impressive performance, all-day battery life, and...Select Surface Pro, Copilot+ PC and Pro Keyboard Bundle for more information. Save up to $259.80 SURFACE PRO, COPILOT+ PC (11TH EDITION), ESSENTIALS BUNDLE Originally From $1,218.98 now From $1,189.18 From $1,218.98 $1,189.18 Get the most out of your day with this bundle featuring Surface Pro (11th Edition...Select Surface Pro, Copilot+ PC (11th Edition), Essentials Bundle for more information. Save up to $365.65 SURFACE LAPTOP, COPILOT+ PC (7TH EDITION) ESSENTIALS BUNDLE Originally From $1,218.98 now From $1,189.18 From $1,218.98 $1,189.18 Get the most out of your day with this bundle featuring Surface Laptop (7th Edition...Select Surface Laptop, Copilot+ PC (7th Edition) Essentials Bundle for more information. Save up to $47.80 SURFACE LAPTOP GO 3 ESSENTIALS BUNDLE Originally From $998.98 now From $973.18 From $998.98 $973.18 Get it all done with this bundle featuring Surface Laptop Go 3, Microsoft 365, and...Select Surface Laptop Go 3 Essentials Bundle for more information. Save up to $467.92 SURFACE LAPTOP STUDIO 2 ESSENTIALS BUNDLE Originally From $2,318.98 now From $2,269.18 From $2,318.98 $2,269.18 Get the versatility to create and the power to perform with this bundle featuring...Select Surface Laptop Studio 2 Essentials Bundle for more information. Back to Next and Previous controls End of Microsoft Surface FREQUENTLY ASKED QUESTIONS Expand all | Collapse all * WHAT ARE THE AVAILABLE FLEXIBLE PAYMENT OPTIONS? PayPal Pay Later options enable customers to buy now and pay later. Citizens Pay offers financing, a traditional form of credit. Financing with Citizens Pay allows you to spread the cost of your purchase over 12 or 18 months and requires a hard credit check at application for final approval, which may affect your credit. * DOES MICROSOFT PROVIDE THE FINANCING? Microsoft does not extend credit and does not determine credit terms or eligibility. Citizens Pay Line of Credit Account is offered by Citizens Bank, N.A., and serviced by Citizens Bank. Citizens Bank determines terms and qualifications for credit. * WHAT PRODUCTS ARE EXCLUDED FROM PURCHASING WITH THESE PAYMENT METHODS? Recurring subscriptions, one time purchase prepaid subscriptions, gift cards, and pre-orders are excluded from PayPal Pay Later options and Citizens Pay Line of Credit financing. For pre-orders, please use a standard credit card to ensure that you are charged only when your order ships. * WHAT IS CITIZENS PAY LINE OF CREDIT? A Citizens Pay Line of Credit lets approved customers make purchases at Microsoft Store for a low monthly price and no upfront cost.^ A Citizens Pay Line of Credit offers you a fixed interest rate of 0% APR for up to 18 months.^ You will receive a statement each month. Citizens Pay recommends setting up automatic payments to ensure that your bill is paid on time. This payment method offers $0 down and no interest or fees when you pay on time. * IS THERE A MINIMUM SPEND REQUIRED TO TAKE ADVANTAGE OF A CITIZENS PAY LINE OF CREDIT? Yes, you must have a minimum initial purchase of $900 of qualifying products in your cart before taxes and shipping to apply for pre-approval. Only recurring subscriptions, gift cards, and pre-orders do not qualify. * WHY DON'T I SEE CITIZENS PAY AS AN OPTION IN THE DROP-DOWN MENU UNDER 'PAYMENT OPTIONS' AT CHECKOUT? You must have a minimum of $900 in qualifying products in your cart pre-tax and shipping before you are eligible to apply for qualification for a Citizens Pay Line of Credit. Once you have filled your cart with qualifying items totaling a minimum of $900 before taxes and shipping, go to checkout and sign into your Microsoft Account. Select ‘payment type’ and in the drop-down menu, choose ‘Citizen’s Pay.’ Fill out the form completely and then submit your application. If you are approved, you will be informed that you have a revolving line of credit available to use at checkout. * ARE THERE ANY FEES ASSOCIATED WITH CITIZENS PAY LINE OF CREDIT? A Citizens Pay Line of Credit for Microsoft Store has no application fees and no interest or fees when you pay on time. However, late payments may be reported to the credit bureaus. For more information regarding fees assessed for late payment, please review Citizens Pay Line of Credit Terms & Conditions. * WILL SUBMITTING AN APPLICATION TO CHECK MY ELIGIBILITY OR PRE-QUALIFY FOR A CITIZEN PAY LINE OF CREDIT BE REFLECTED ON MY CREDIT REPORT? When you submit an application to Citizens Pay, Citizens Pay first checks eligibility using a soft credit check, which will not impact your credit report or score. If you qualify in the pre-approval process, at that time, Citizens Pay will do a hard credit check at application, which may impact your credit score. * AT WHAT POINT IN THE PURCHASE PROCESS WILL MY CREDIT REPORT BE IMPACTED BY AN APPLICATION FOR A CITIZENS PAY LINE OF CREDIT? Your credit report will be impacted after you are qualified in the pre-approval process. * WHO DO I CONTACT WITH ADDITIONAL QUESTIONS ABOUT MY CITIZENS PAY LINE OF CREDIT? For any questions about your Citizens Pay Line of Credit, please use this Citizens Pay online service or contact Citizens Pay representatives at 1-877-405-2344 during these hours: 8 am to 12 am Eastern Time Monday through Friday, and 9 am to 9 pm Saturday and Sunday. * WHO DO I CONTACT AT MICROSOFT WITH QUESTIONS ABOUT STORE PURCHASES? Microsoft Store is here to answer your questions or address any concerns you may have about the products or services you purchase from us. Please contact us at 1-877-696-7786 to speak with our customer service team. * WHAT FINANCING OPTIONS DO YOU HAVE FOR SMALL BUSINESSES? CAN I PAY OVER TIME? Apply for 0% APR financing on Surface for Business devices and accessories. Pay the way you want, spread your payments over 18, 24, 30, or 36 months. Learn more about 0% interest monthly payment options that bolster every budget here. * CAN I PURCHASE FOR MY SMALL BUSINESS AND PAY USING OTHER FLEXIBLE PAYMENT OPTIONS? If you prefer to purchase as a business, learn more about Surface All Access for Business devices and accessories and apply here. Spread payments over 18, 24, 30 and 36 months at 0% APR financing. WHY BUY FROM MICROSOFT STORE We offer free shipping, free returns, and cash for eligible used devices, as well as multiple ways to pay. Plus, if we lower our price on a physical product within 60 days from delivery, we’ll honor a one-time price adjustment. Learn about these benefits EXTENDED PRICE PROTECTION Buy now, enjoy price protection through January 31, 2025. If we drop the price of a physical product or you find it lower at an eligible retailer, contact us and we’ll honor a one-time price adjustment. Exclusions apply. Learn about price protection MULTIPLE WAYS TO PAY Microsoft Store and partners are bringing you new ways to pay at checkout. They’re simple, safer options to get what you want when you want. Learn about multiple ways to pay MICROSOFT COMPLETE PROTECTION PLAN Keep your new device up and running with Microsoft Complete. Get accidental damage protection from drops, spills, and cracked screens. If something goes wrong, you’re covered—simple as that. Learn More FREE 2-3 DAY SHIPPING Get free 2-3 day shipping with no minimum purchase. Learn more about shipping * Discounts: Supplies limited. Actual savings depends on product availability. Flexible payments: With approval of Citizens Pay Line of Credit at 0% APR and 12- or 18-month term. Subject to individual credit approval. See the Citizens Pay Line of Credit Agreement for full terms and conditions. Citizens Pay Line of Credit Account offered by Citizens Bank, N.A. * Price Protection: Microsoft Store Price Adjustment: Holiday extended price protection valid on purchases of qualifying physical consumer and commercial products purchased from Microsoft Store online and Microsoft Experience Centers in select markets between 10/15/24 - 12/2/24. Price adjustment may be requested until January 31, 2025. Eligible Retailer Price Adjustment: Holiday extended price protection valid on purchases of qualifying physical consumer products purchased from Microsoft Store Online and Microsoft Experience centers in select markets between 10/15/24 - 12/2/24. Price adjustment may be requested until January 31, 2025. An Eligible Retailer Price Adjustment cannot be requested at time of purchase. Microsoft reserves the right to verify an eligible retailer's advertised price and availability of the product. The product sold by the eligible retailer must be identical to the product sold by Microsoft and must be in stock for purchase at the eligible retailer at the reduced price. Exclusions apply. Both price adjustments: Customer is eligible only if the product is in stock for purchase at Microsoft Store or a Microsoft Experience Center. Customers must contact Microsoft to request the adjustment. For purchases from Microsoft Store, contact Microsoft Store Sales and Support with your Microsoft Account information and any other information requested by a representative. For purchases from a Microsoft Experience Center, you must return to the location with your receipt. Limit 1 price adjustment total per product. Excludes Surface Hub, HoloLens, and Windows Devkit. See Microsoft Store Price Protection for full terms and list of eligible retailers. * Returns: Available with eligible physical products purchased from Microsoft Store online and Microsoft Experience Centers in select markets. Return process must be started before January 31, 2025, or within 60-days after customer receives the product. Limit 5 product returns per eligible customer purchase. Excludes Surface Hub, HoloLens, and Windows DevKit. Applicable return policy applies. For purchases made at Microsoft Store, see applicable Microsoft Terms of Sale for more information. For purchases made at a Microsoft Experience Center, see receipt for more information. Microsoft reserves the right to modify or discontinue offers at any time. * Trade-in: Available only through the Microsoft Store online in the United States (including Puerto Rico). Offer valid for reimbursements after trade in of qualifying devices (PC, laptop, mobile phone, tablet, video game console). Recycled devices are not eligible for cash back. To be eligible for trade in, you must own the qualifying device, device must power on, battery must hold charge and not be required to be plugged in to operate, and be in fully functional, working condition without broken/missing components, cracked display/housing, liquid damage, modification(s) or have device warranty seal broken. Device cannot be password protected, and must include original chargers/accessories, and must contain hard drive. Customer must mail in the qualifying trade-in device to be eligible for the reimbursements. All trade-ins are final. Cannot be transferred or otherwise redeemed for cash or gift cards, or credit towards other devices or products. May not be combined with other offers. Microsoft reserves the right to modify or discontinue offers at any time. Other exclusions and limits may apply. * Microsoft reserves the right to modify or discontinue offers at any time. 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