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Early closings! Christmas Eve Dec 24 at 12:00pm. New Year's Day dec 31 at
1:00pm.
 * Locations & Hours
 * PAM Online Banking
 * Order Checks
 * Contact Us

Online Banking Login
 * About Us
   * CU FAQs
   * Join Garden State
   * Member Groups
   * Locations & Hours
 * Accounts
   * Personal Savings Accounts
   * Business Savings Accounts
   * Personal Checking Accounts
   * Business Checking Accounts
   * Certificates (CDs)
   * Personal Money Markets
   * Business Money Markets
   * Retirement (IRAs)
   * Club Accounts
   * Investments
 * Loans & Rates
   * Rates
   * Vehicle Loans
   * Home Equity Loans
   * First Mortgage Center
   * Student Loans
   * Personal Loans
   * Boat/RV Loans
   * Checking LOC
   * Overdraft Loans
   * Stock Secured Loans
   * VISA Credit Cards
   * Loan Insurance
   * Loan Calculator
   * Loan Application
 * Services
   * PAM Online Banking
   * Mobile Money
   * VISA® Check Card
   * Bill Pay
   * eStatements
   * Phone Teller (PAT)
   * CO-OP Shared Branch® Nationwide Convenience
   * Remote Deposit Capture
   * Financial Services
   * Auto Buying Center
   * Zelle
   * Newtek
   * More Services
 * News & Resources
   * Visa Guide to Benefits
   * Recent News
   * Forms & Applications
     * IRA Forms
   * Newsletters
   * Educational Articles
     * Did You Get A Substantial Tax Refund Last Year?
     * Figuring IRA Dividends at Tax Time
     * Home Improvement Paybacks
     * Magnets Are Not Card-Carrying Friends
     * Tips to Avoid the Rise in Violent ATM Robberies
     * Virtual Branch Online Security Is A Priority
     * What Does Your Homeowners’ Insurance Cover?
   * Fee Schedule
   * Vehicle Pricing Guides
   * Financial Calculators
   * Brochures & Information
   * Disclosures
     * Agreements and Disclosures
     * Mobile Privacy Policy Disclosure





Search

 * About Us
   * CU FAQs
   * Join Garden State
   * Member Groups
   * Locations & Hours
 * Accounts
   * Personal Savings Accounts
   * Business Savings Accounts
   * Personal Checking Accounts
   * Business Checking Accounts
   * Certificates (CDs)
   * Personal Money Markets
   * Business Money Markets
   * Retirement (IRAs)
   * Club Accounts
   * Investments
 * Loans & Rates
   * Rates
   * Vehicle Loans
   * Home Equity Loans
   * First Mortgage Center
   * Student Loans
   * Personal Loans
   * Boat/RV Loans
   * Checking LOC
   * Overdraft Loans
   * Stock Secured Loans
   * VISA Credit Cards
   * Loan Insurance
   * Loan Calculator
   * Loan Application
 * Services
   * PAM Online Banking
   * Mobile Money
   * VISA® Check Card
   * Bill Pay
   * eStatements
   * Phone Teller (PAT)
   * CO-OP Shared Branch® Nationwide Convenience
   * Remote Deposit Capture
   * Financial Services
   * Auto Buying Center
   * Zelle
   * Newtek
   * More Services
 * News & Resources
   * Visa Guide to Benefits
   * Recent News
   * Forms & Applications
     * IRA Forms
   * Newsletters
   * Educational Articles
     * Did You Get A Substantial Tax Refund Last Year?
     * Figuring IRA Dividends at Tax Time
     * Home Improvement Paybacks
     * Magnets Are Not Card-Carrying Friends
     * Tips to Avoid the Rise in Violent ATM Robberies
     * Virtual Branch Online Security Is A Priority
     * What Does Your Homeowners’ Insurance Cover?
   * Fee Schedule
   * Vehicle Pricing Guides
   * Financial Calculators
   * Brochures & Information
   * Disclosures
     * Agreements and Disclosures
     * Mobile Privacy Policy Disclosure

 * Locations & Hours
 * PAM Online Banking
 * Order Checks
 * Contact Us





MAKE YOURSELF RIGHT AT HOME!


WHETHER YOU'RE A FIRST-TIME BUYER, WANT TO DOWNSIZE, OR PURCHASE A SECOND HOME,
OUR LOW RATES AND FLEXIBLE TERMS MAKE IT MORE AFFORDABLE.

Learn More


DREAM BIG!


A PERSONAL LOAN FROM GARDEN STATE FCU CAN BE A GREAT SOLUTION TO HELP COVER THE
COSTS OF YOUR LIFE. WITH RATES AS 9.99% APR*, LET US HELP FIND THE BEST SOLUTION
FOR YOU AND YOUR FINANCIAL FUTURE.

Learn More


SAVE BIG FOR THE ROAD AHEAD


WITH COMPETITIVE RATES AS LOW AS 5.99% APR* AND FLEXIBLE TERMS, OUR AUTO LOAN
SOLUTIONS CAN HELP YOU KEEP YOUR MONTHLY PAYMENTS WHERE YOU WANT THEM.

Learn More


THERE IS A BETTER WAY


WE MAKE BANKING EASY—WITH FREE CHECKING, 24/7 ACCESS, AND FRIENDLY SMILES.

Learn More


LOW RATES, HIGH REWARDS!

Learn More


YOUR FIRST HOME AWAITS!

Learn More


HIT THE ROAD IN STYLE!


AUTO LOAN RATES AT LOW AS 5.99% APR*

Learn More


MAKE EVERY PURCHASE COUNT! EARN REWARDS ON EVERY PURCHASE.

Learn More


SAY YES TO NO! GET ALL THE FEATURES YOU WANT AND NONE OF THE MONTHLY FEES.

Learn More


START THE NEW YEAR ON THE RIGHT PATH WITH A CONSOLIDATION LOAN FROM GSFCU.

Learn More


MAKE THE SEASON BRIGHT! HOLIDAY LOANS FROM GARDEN STATE FCU.

Learn More


OUR NEW CONTACTLESS CREDIT CARDS PROVIDE YOU WITH CONVENIENCE AND SECURITY.

Learn More


CASH IN A DASH!

Learn More


CRUISE INTO SAVINGS.

Learn More


TURN YOUR GOALS INTO REALITY WITH GARDEN STATE FCU

Learn More


MORE SUMMER FUN!


DON’T LET A LACK OF FUNDS SHORTCHANGE YOUR DREAMS.



 * AUTO LOANS
 * HOME EQUITY FINANCING



Shop Now


YOUR DREAM HOME IS WITHIN REACH WITH GARDEN STATE FCU.

Learn More


EXISTING CREDIT CARD HOLDERS ONLY

Learn More


COMPARE, SAVE, AND EARN!


WHY LET YOUR HARD-EARNED MONEY SIT IN A REGULAR SAVINGS ACCOUNT WHEN YOU CAN GET
PAID HIGH DIVIDENDS WITH A CERTIFICATE OF DEPOSIT FROM GARDEN STATE FCU.

Learn More


MAKE YOURSELF RIGHT AT HOME!


WHETHER YOU'RE A FIRST-TIME BUYER, WANT TO DOWNSIZE, OR PURCHASE A SECOND HOME,
OUR LOW RATES AND FLEXIBLE TERMS MAKE IT MORE AFFORDABLE.

Learn More


DREAM BIG!


A PERSONAL LOAN FROM GARDEN STATE FCU CAN BE A GREAT SOLUTION TO HELP COVER THE
COSTS OF YOUR LIFE. WITH RATES AS 9.99% APR*, LET US HELP FIND THE BEST SOLUTION
FOR YOU AND YOUR FINANCIAL FUTURE.

Learn More


SAVE BIG FOR THE ROAD AHEAD


WITH COMPETITIVE RATES AS LOW AS 5.99% APR* AND FLEXIBLE TERMS, OUR AUTO LOAN
SOLUTIONS CAN HELP YOU KEEP YOUR MONTHLY PAYMENTS WHERE YOU WANT THEM.

Learn More


THERE IS A BETTER WAY


WE MAKE BANKING EASY—WITH FREE CHECKING, 24/7 ACCESS, AND FRIENDLY SMILES.

Learn More


LOW RATES, HIGH REWARDS!

Learn More


YOUR FIRST HOME AWAITS!

Learn More


HIT THE ROAD IN STYLE!


AUTO LOAN RATES AT LOW AS 5.99% APR*

Learn More


MAKE EVERY PURCHASE COUNT! EARN REWARDS ON EVERY PURCHASE.

Learn More





Personal Checking

Mortgages

24/7 Banking Access

Vehicle Loans

Personal Loans

Visa Credit Cards

Rates

Contact Us


WELCOME TO GARDEN STATE FCU!

Garden State Federal Credit Union was founded in 1960 as The Camden District
Telephone Federal Credit Union. We later changed our name to reflect our
expanded membership. Today we serve over 4,400 members from 37 Member Groups and
9 select cities and towns.

We currently have a branch located in Moorestown, New Jersey. The New Jersey
cities and towns we also serve include: Audubon Park, City of Camden,
Collingswood, Gloucester City, Haddon (Haddon Twp), Mount Ephraim, Palmyra,
Pennsauken, and Woodlynne.

Our Member Groups include companies and organizations that provide Garden State
membership as a no-cost employee or member benefit. Click to see the complete
Member Groups list.

Garden State FCU is regulated by the National Credit Union Administration
(NCUA), an agency of the federal government. Member deposit accounts are
federally insured for up to $250,000 by the National Credit Union Share
Insurance Fund (NCUSIF).

PROUD SPONSOR OF:
AMERICAN CONSUMER COUNCIL



Maximize Your Home’s Equity!

Transform Dreams Into Reality As the summer season swings into full gear, the
potential locked in your home equity can…

Education

Your Dream Home Awaits with Garden State FCU

Welcome Home This Summer  As we enjoy the long summer days, the dreams of
finding the perfect home become more…

Education


NEED HELP WITH COLLEGE?

CONSIDER OUR SALLIE MAE SMART OPTION STUDENT LOAN OPTIONS.

Get the money you need. At Garden State Federal Credit Union, we offer several
student loan options to make it easy on your budget and mind.

Contact us today to learn more about your options. Together, we can help you
find the easiest way to pay for college.

Get Started

See More Resources

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 * About Us
 * CU FAQs
 * Join Garden State
 * Member Groups
 * Locations & Hours
 * Contact Us

© Copyright 2024 Garden State FCU. All Rights Reserved.
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provide visitors with certain information. A link does not constitute an
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Free Yourself from Holiday Debt

Debt consolidation allows you to combine balances from multiple higher-interest
credit cards into a single loan payment. This can help save money and make debt
easier to manage.

For a limited time, borrow up to $2,400.00 with a special rate of 6.24%APR over
24 months.*

Call us at 856-235-4096 for full details.

*APR=Annual Percentage Rate. The rate is the preferred rate with automatic
payments and payroll deduction. Coupon book will be a 1/2 point higher. Risk
based lending applies. Rates are effective as of January 1, 2023 thru March 31,
2023, and are subject to change without notice. Contact us for details.

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