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Skip to main content EMPOWER|EMBRACE|ENHANCE Call or text us | Main: 573.256.2500 | Loans: 573-256-2525 | Routing: #281580420 Apply for a Loan Become a Member Find Free ATMs Online Banking * About CCU * The Credit Union Difference * About Us * How to Join * Community Involvement * Refer-a-Loan * Volunteers * Contact Us * News * Accounts * Checking * Savings * IRA Services * Business Accounts * Smart Money Markets * Deposit Rates * Loans * Options for Consumer Loans * Request a Loan Payoff * Free Credit Score Analysis * Loan Rates * Member Perks * Member Perks & Services * Stay Alert * Services * Discounts * Credit Card Rewards Program * eZCard MAIN CONTENT arrow arrow Automobile Front end of a car as low as 5.99% Secured Loan credit card as low as 11.99% Credit Card Piggy Bank A piggy bank with a dollar sign on it as low as 11.00% Personal Loan Home The front of a house as low as 5.89% Home Equity writing a check Checking We offer a variety of checking accounts, which one will suit you best? credit card Credit Card Rewards Get rewarded to use CCU’s credit card money bag Member Discounts Take advantage of available discounts just for being a CCU member! $100 FOR YOU AND THEM Share your great experience with your coworkers, friends and family! Just send them to the credit union for their next loan or to refinance their current loan for a lower rate and you could earn up to $100!* Sharing is quick and easy, and there’s no limit to the number of referrals that you can… View Article Read More SEE WHAT WE DO FOR OUR COMMUNITY Community Involvement Staff and volunteer of the credit union love to give back to the community. Just to name a few, some of our favorite events are Driving families out of poverty, Boys and Girls Club of Columbia and Central Missouri Honor Flight. Columbia Credit Union Drives Families Out of Poverty! Last year Columbia Credit… View Article Read More DON’T JUST TAKE OUR WORD FOR IT. HEAR FROM OUR MEMBERS. I did my research and found CCU offered one of the best rates on my new car loan. While I was there the loan officer found other ways to help me save on husband’s motorcycle loan and consolidated our credit cards. We will have everything paid off in 36 months and saved $200 a month in payments, which has made a world of difference to my family. ~ Karen, member since 2003 CCU is the best… for all the reasons. Great customer service, competitive rates for auto, personal loans, home equity loans, etc. The staff knows your name and they all give 100% plus. ~ Kay, member since 1991 I’ve used Columbia Credit Union for 24 years. They helped manage my accounts, save money for Christmas, and loan money for MANY new car purchases! The service is top notch and the rates can’t be beat. It’s nice to walk into a financial institution where everyone knows your name! Thanks for the great service you provide! ~ Kim, member since 1991 The loan application process was quick and painless. The staff is always friendly and helpful. It’s a completely different feeling than other financial institutions. CCU is one of the last bastions of true customer service! ~ Lori, member since 2010 To me, Columbia Credit Union means customer service. I believe they provide great customer service and offer competitive products to all its members. ~ Richard, member since 1977 I have never worked with a financial institution before that makes getting a loan as easy as Columbia Credit Union. The loan application, approval process, and paperwork were done in record time and we were able to do our home repairs quickly with our HELOC from CCU! I would recommend CCU to anyone! The people, the products… it’s just a different banking experience than what I get from my “other” bank. I now have multiple loans and multiple accounts at CCU because I have such great experiences here! ~ Stacey, member since 2012 There is something about this place…the people at CCU love what they do, and it shows! I feel like they are always looking out for me and my family and you just don’t see this kind of service anymore. ~ Michael, member since 2006 Fast and easy loan process! I was approved and got my money the same day! Do all my loans here! ~ Jon, member since 1995 I did my research and found CCU offered one of the best rates on my new car loan. While I was there the loan officer found other ways to help me save on husband’s motorcycle loan and consolidated our credit cards. We will have everything paid off in 36 months and saved $200 a month in payments, which has made a world of difference to my family. ~ Karen, member since 2003 CCU is the best… for all the reasons. Great customer service, competitive rates for auto, personal loans, home equity loans, etc. The staff knows your name and they all give 100% plus. ~ Kay, member since 1991 I’ve used Columbia Credit Union for 24 years. They helped manage my accounts, save money for Christmas, and loan money for MANY new car purchases! The service is top notch and the rates can’t be beat. It’s nice to walk into a financial institution where everyone knows your name! Thanks for the great service you provide! ~ Kim, member since 1991 The loan application process was quick and painless. The staff is always friendly and helpful. It’s a completely different feeling than other financial institutions. CCU is one of the last bastions of true customer service! ~ Lori, member since 2010 * * * * * * * * Equal Housing Opportunity Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. DOWNLOAD OUR APP Apple App Store Download the app from the App Store Google Play Download the app on Google Play If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 573-256-2500 for assistance. All products and services available on this website are available at all Credit Union full-service locations. © 2021 Columbia Credit Union | Privacy Policy | Disclaimers Annual percentage rate (APR) | Annual percentage yield (APY) Phone: 573.256.2500 310 E Walnut Street | Columbia, MO 65201 Routing Transit Number: 281580420 * About CCU * The Credit Union Difference * About Us * How to Join * Community Involvement * Refer-a-Loan * Volunteers * Contact Us * News * Accounts * Checking * Savings * IRA Services * Business Accounts * Smart Money Markets * Deposit Rates * Loans * Options for Consumer Loans * Request a Loan Payoff * Free Credit Score Analysis * Loan Rates * Member Perks * Member Perks & Services * Stay Alert * Services * Discounts * Credit Card Rewards Program * eZCard