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 * Credit Cards
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 * Building Credit
 * Cash Back
 * Dining & Entertainment
 * Travel Rewards
 * Low Intro APR
 * Student Rewards
   
   

Credit Cards Sections
 * All Cards
 * Building Credit
 * Cash Back
 * Dining & Entertainment
 * Travel Rewards
 * Low Intro APR
 * Student Rewards
   
   


STUDENT CREDIT CARDS




EXPLORE STUDENT CREDIT CARDS

With student credit cards, you can build your credit with responsible use and
earn rewards. See what cards you're eligible for with no impact to your credit
score.

See if I'm pre-approved

REWARDS NEW CARD MEMBER OFFER ANNUAL FEE CREDIT LEVEL CAPITAL ONE TRAVEL REWARDS
PURCHASE RATE TRANSFER INFO




SEE IF YOU’RE PRE-APPROVED FOR A STUDENT CREDIT CARD

Check your eligibility for Capital One credit card offers with no impact to your
credit score.
See if I’m Pre-Approved



EXPLORE CAPITAL ONE STUDENT CREDIT CARD BENEFITS. 5

Travel & Retail (8)

Account Management (6)

Apps & Digital Services (3)

Protection (6)
No Foreign Transaction Fees

You won’t pay a transaction fee when making a purchase outside of the United
States.

Extended Warranty

You’ll get additional warranty protection at no charge on eligible items that
are purchased with your credit card.

24-hour Travel Assistance Services

If your credit card is lost or stolen, you can get an emergency replacement card
and a cash advance.

Travel Accident Insurance

Get automatic insurance for a covered loss at no extra charge when you use your
credit card to purchase your fare.

Instant Purchase Notifications

Stay on top of your spending by receiving a push notification each time a new
purchase is approved on your account.

Capital One Shopping

Capital One Shopping is an online shopping tool that automatically applies
available coupon codes to your order. Learn more about Capital One Shopping.

Shop With Your Rewards

Now you can pay for Amazon.com purchases using your Capital One rewards. Learn
more about how to use your rewards at Amazon.

Redeem Your Rewards with PayPal

Use your Capital One rewards on eligible purchases at millions of online stores.
Learn more about using rewards with PayPal.

Some of the above benefits are provided by Visa® or Mastercard® and may vary by
product. See your respective Guide to Benefits for details, as terms and
exclusions apply.

Capital One Shopping is free for everyone whether or not you have a Capital One
credit card.

Account Alerts

Set up personalized email or text reminders to help you stay on top of your
account.

Autopay

Set up Autopay for your account and your payments will be made automatically
every month.

See Monthly Recurring Transactions

24/7 access to a list of merchants that charge your Capital One card monthly,
like subscriptions and bills on your account at www.capitalone.com

Authorized User

Add an authorized user to your account and track spending by user. Learn more
about authorized users.

Balance Transfer

Transfer your higher-rate balances onto a Capital One card. Learn more about
balance transfers.

24/7 Customer Service

Helpful customer service representatives are available to assist you 24 hours a
day. Contact Capital One Customer Service.

Balance transfer offers are subject to availability.

Capital One Mobile App

Manage your account anywhere, anytime. Pay your bill, view your balance and
transactions—even stay on top of your credit for free with CreditWise. Download
the Capital One Mobile app.

Eno®, your Capital One assistant

Wherever you are, Eno keeps an eye on your accounts 24/7, sends alerts when
something’s up, and is always ready to answer questions—so you can keep
moving. Check your card balance or pay a bill with just a text.

CreditWise from Capital One

Monitor your credit with CreditWise. It’s free for everyone—whether or not you
have a Capital One credit card—and it won’t hurt your score.

CreditWise availability will vary depending on ability to obtain your credit
history from TransUnion® and is free for everyone whether or not you have a
Capital One credit card.

Security Alerts

Get notified via text, email, and phone if Capital One notices potential
suspicious transactions on your account.

$0 Fraud Liability

If your card is lost or stolen, you will not be responsible for unauthorized
charges.

Virtual Card Numbers from Eno

Pay for online purchases with virtual card numbers and keep your actual card
number to yourself. Learn more about virtual card numbers.

Card Lock

Lock your card in the Capital One Mobile app if it’s misplaced, lost, or stolen.

Account Alerts from Eno

Receive an alert if Capital One detects a potential mistake or unexpected charge
like a potential duplicate purchase or a sudden recurring bill increase. Learn
more about Eno.

CreditWise

Get alerts when your TransUnion® or Experian® credit report changes. Learn more
about CreditWise.

$0 fraud liability claims are subject to investigation and verification.

With Card Lock, some activity may continue, including returns, credits,
payments, interest, dispute adjustments, other account fees, purchase
transactions during system downtime and certain other exempted transactions.

CreditWise availability will vary depending on ability to obtain your credit
history from TransUnion® and is free for everyone whether or not you have a
Capital One credit card.

See All Card Benefits


STUDENT CREDIT CARD FAQS


HOW DO STUDENT CREDIT CARDS WORK?

Capital One student credit cards offer students the chance to build credit by
using their card responsibly to make purchases, making timely payments on their
balances and maintaining a healthy credit utilization ratio. Capital One student
cards also come with student-friendly perks, like cash back.

Wondering what happens to your account after graduation? No need to get a new
card—you can still enjoy all the rewards and benefits your Capital One student
credit card has to offer.

Before applying for a credit card, consider getting pre-approved to see which
cards you qualify for. It’s quick, easy, and won’t hurt your credit score. And
remember: You don’t need a credit score to apply, though we may use credit
scores where available.


ARE STUDENT CREDIT CARDS ONLY FOR COLLEGE STUDENTS?

You must be at least 18 years of age and a student to qualify for student credit
cards. 

You may be eligible for a Capital One student card if you’re enrolled—or
admitted and planning to enroll in the next three months—at an accredited
university, community college or other higher education institution.

Want to find the best student credit card for you? Getting pre-approved could
help you find the right card before you apply.


WHICH STUDENT CREDIT CARD IS RIGHT FOR ME?




HOW DO I KNOW IF I’LL BE APPROVED FOR A STUDENT CREDIT CARD?

Several factors—like an applicant’s credit score, payment history, and
income—may influence whether or not someone will be approved for a credit card. 

But if you’re just starting your financial journey, don’t worry. Capital One
student cards are designed for students with little or no credit history.

Getting pre-approved could help you see which cards you may qualify for before
you apply. And if you’re not a student but want to build credit, check out these
other alternatives. 


WILL GETTING PRE-APPROVED HURT MY CREDIT SCORE?

No, checking to see if you’re pre-approved for a Capital One credit card won’t
cause any damage to your credit score. That’s because our pre-approval tool
won’t result in a hard inquiry on your credit report, which can temporarily
lower your credit score.

Our pre-approval tool will show you the student credit cards you’re more likely
to qualify for, too. That way, you can apply with more confidence.


WHAT CAN I DO TO HELP IMPROVE MY CREDIT SCORE?

There are a few steps you can take to use your card responsibly and help build a
better credit score over time: 

1. Use CreditWise by Capital One to monitor your credit score and TransUnion
credit report.
2. Make timely payments on your bills each month.
3. Stay below your credit limit—and keep an eye on your credit utilization.
4. Limit new credit applications to prevent hard inquiries on your credit
report.

And after implementing these tactics to raise your score, you may consider
getting pre-approved for a Capital One credit card to find one that works best
for you and your lifestyle.




Cardholder reviews are submitted by validated Capital One cardholders. Some
product ratings and reviews may be obtained from customers with different
versions of the product displayed above.

1

2

The 8% cash back on Capital One Entertainment purchases includes tickets
purchased on the Capital One Entertainment ticketing platform only, paid for
with an eligible Capital One Savor or SavorOne card. The 8% excludes:  tickets
purchased through the Capital One cardholder exclusive pre-sales page
(www.capitalone.com/pre-sales); (ii) tickets purchased directly through the
Capital One Hall or Capital One Arena ticketing services; and (iii) dining
reservations or purchases through Capital One Dining. Your account must be open
and in good standing to earn cash back and cash back earned will post to your
account within 1-2 billing cycles. Cash back earned will be reclaimed if you
cancel or return an eligible purchase, and the offer is valid for consumer,
non-commercial use only. Cash back rewards are subject to the terms and
conditions disclosed when you opened your account and any subsequent amendments.
Online account required. Please see the Capital One Entertainment ticketing
platform’s Terms of Use for more information about ticketing policies and terms
and conditions.

Capital One does not provide, endorse or guarantee any third-party product,
service, information or recommendation listed above. The third parties listed
are not affiliated with Capital One and are solely responsible for their
products and services. All trademarks are the property of their respective
owners.

3

Now through November 14, 2024, eligible Capital One Savor, SavorOne, SavorOne
Student and Quicksilver Student cardholders will earn 10% cash back on
qualifying purchases made through the Uber and Uber Eats apps (or dedicated
websites) with their eligible card. Additionally, these cardholders will receive
a monthly statement credit for each Uber One monthly membership fee fully paid
for with their eligible card through November 14, 2024. Qualifying purchases and
Uber One monthly membership fees must post to an eligible Capital One account
between 12:00 a.m. ET, November 15, 2022, and 11:59 p.m. ET, November 14, 2024.
Offer valid in the U.S. only; Uber One monthly membership and purchases through
Uber and Uber Eats within the U.S. territories may be excluded. Purchases that
post outside of this offer period, purchases made outside of the U.S., Uber gift
cards, and Uber One membership fees are not qualifying purchases and are not
eligible for the enhanced cash back rewards under this offer; however, these
purchases will earn the base rewards earn rate previously disclosed under the
terms and conditions of your rewards program. Rewards are subject to the terms
and conditions disclosed when you opened your account and any subsequent
amendments. 

Your account must be open and in good standing to be eligible for these offers.
Rewards and each Uber One monthly membership credit, as applicable, will be
applied to your account within 1-2 billing cycles. Your eligible card must be
open and in good standing at the time of statement credit fulfillment. If you
upgrade or change your account to another card, you will not be eligible for
this offer. One Uber One membership offer per cardholder. Offer valid for
consumer, non-commercial use only; not eligible for Uber Freight or Uber for
Business. We reserve the right to disqualify any cardholder from participation
in this offer in the event of fraud, abuse, or a violation of the terms as
determined at our discretion. Such termination may result in the forfeiture of
any benefits or accumulated rewards.

Once the credited membership period expires, your Uber One membership will
auto-renew every month and your card on file will be charged, unless you cancel
your membership prior to November 15, 2024. Uber Terms of Use and Uber Terms and
Conditions for Renewable Membership apply.

4

This one-time bonus is available by clicking the “Apply Now” button on this
page, and may not be available if you navigate away from or close this page. The
bonus may not be available for existing or previous account holders.

5

Some cardholder benefits are only available to the primary cardholder and not
authorized users.

 * Card Overview
 * Benefits
 * FAQs
   



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