www.barrons.com Open in urlscan Pro
2600:9000:21f3:c000:14:c68f:c40:93a1  Public Scan

URL: https://www.barrons.com/report/top-financial-advisors
Submission: On July 09 via api from CH

Summary

This website contacted 73 IPs in 7 countries across 54 domains to perform 197 HTTP transactions. The main IP is 2600:9000:21f3:c000:14:c68f:c40:93a1, located in United States and belongs to AMAZON-02, US. The main domain is www.barrons.com.
TLS certificate: Issued by Amazon on November 21st 2019. Valid for: a year.
This is the only time www.barrons.com was scanned on urlscan.io!

urlscan.io Verdict: No classification

Domain & IP information

IP Address AS Autonomous System
9 2600:9000:21f... 16509 (AMAZON-02)
2 13.225.87.129 16509 (AMAZON-02)
5 172.217.16.162 15169 (GOOGLE)
3 2a02:26f0:6c0... 20940 (AKAMAI-ASN1)
42 2600:9000:20e... 16509 (AMAZON-02)
4 13.224.193.29 16509 (AMAZON-02)
1 2600:9000:21f... 16509 (AMAZON-02)
3 23.210.250.213 16625 (AKAMAI-AS)
5 2a00:1450:400... 15169 (GOOGLE)
1 35.244.174.68 15169 (GOOGLE)
2 3 52.30.187.36 16509 (AMAZON-02)
2 3.9.96.171 16509 (AMAZON-02)
1 34.249.213.98 16509 (AMAZON-02)
2 23.210.249.164 16625 (AKAMAI-AS)
1 213.19.162.31 26667 (RUBICONPR...)
1 35.157.104.14 16509 (AMAZON-02)
3 185.33.221.89 29990 (ASN-APPNEX)
1 35.244.159.8 15169 (GOOGLE)
1 37.252.167.208 29990 (ASN-APPNEX)
1 2a00:1450:400... 15169 (GOOGLE)
1 151.101.114.110 54113 (FASTLY)
19 152.199.23.241 15133 (EDGECAST)
2 5 3.248.59.243 16509 (AMAZON-02)
1 2a00:1450:400... 15169 (GOOGLE)
6 2a00:1450:400... 15169 (GOOGLE)
3 162.247.242.20 23467 (NEWRELIC-...)
1 3 23.37.53.17 16625 (AKAMAI-AS)
2 4 54.72.110.169 16509 (AMAZON-02)
1 2600:9000:21f... 16509 (AMAZON-02)
1 143.204.101.50 16509 (AMAZON-02)
3 151.101.114.133 54113 (FASTLY)
2 92.123.150.214 16625 (AKAMAI-AS)
2 2a03:2880:f01... 32934 (FACEBOOK)
1 151.101.112.157 54113 (FASTLY)
1 2a02:26f0:6c0... 20940 (AKAMAI-ASN1)
1 13.225.87.77 16509 (AMAZON-02)
1 13.224.186.102 16509 (AMAZON-02)
2 2a00:1450:400... 15169 (GOOGLE)
1 2 172.217.23.166 15169 (GOOGLE)
1 2 2a05:f500:11:... 14413 (LINKEDIN)
1 1 2620:1ec:21::14 8068 (MICROSOFT...)
1 2a00:1450:400... 15169 (GOOGLE)
2 18.203.225.230 16509 (AMAZON-02)
2 3 35.244.245.222 15169 (GOOGLE)
2 34.199.158.72 14618 (AMAZON-AES)
1 52.211.89.62 16509 (AMAZON-02)
2 15.236.9.100 16509 (AMAZON-02)
1 1 66.117.28.86 15224 (OMNITURE)
1 13.225.85.39 16509 (AMAZON-02)
1 2 2a03:2880:f11... 32934 (FACEBOOK)
2 216.58.212.162 15169 (GOOGLE)
1 5 2a00:1450:400... 15169 (GOOGLE)
1 4 2a00:1450:400... 15169 (GOOGLE)
1 2a02:26f0:6c0... 20940 (AKAMAI-ASN1)
3 147.75.85.120 54825 (PACKET)
1 13.225.87.7 16509 (AMAZON-02)
3 13.224.193.124 16509 (AMAZON-02)
3 13.224.193.11 16509 (AMAZON-02)
1 13.224.193.108 16509 (AMAZON-02)
1 104.244.42.195 13414 (TWITTER)
1 104.244.42.133 13414 (TWITTER)
1 6 34.251.220.194 16509 (AMAZON-02)
1 178.63.12.147 24940 (HETZNER-AS)
1 2a03:2880:f01... 32934 (FACEBOOK)
1 151.101.14.133 54113 (FASTLY)
1 34.198.168.239 14618 (AMAZON-AES)
3 2a00:1450:400... 15169 (GOOGLE)
1 2 34.98.64.218 15169 (GOOGLE)
1 184.30.212.16 20940 (AKAMAI-ASN1)
1 2 52.29.22.19 16509 (AMAZON-02)
1 151.101.113.108 54113 (FASTLY)
1 54.84.119.213 14618 (AMAZON-AES)
2 2 52.48.137.92 16509 (AMAZON-02)
1 2 3.124.210.90 16509 (AMAZON-02)
1 143.204.94.74 16509 (AMAZON-02)
197 73
Apex Domain
Subdomains
Transfer
54 barrons.com
www.barrons.com
ace.barrons.com
asset.barrons.com
accounts.barrons.com
1 MB
19 tiqcdn.com
tags.tiqcdn.com
106 KB
10 googlesyndication.com
8a264a2641501918369aa5c81176ff18.safeframe.googlesyndication.com
tpc.googlesyndication.com
pagead2.googlesyndication.com
77 KB
10 doubleclick.net
securepubads.g.doubleclick.net
8227140.fls.doubleclick.net
googleads.g.doubleclick.net
121 KB
8 cxense.com
cdn.cxense.com
scdn.cxense.com
api.cxense.com
id.cxense.com
63 KB
7 ml314.com
ml314.com
in.ml314.com
15 KB
6 krxd.net
cdn.krxd.net
beacon.krxd.net
consumer.krxd.net
87 KB
6 demdex.net
dpm.demdex.net
dowjones.demdex.net
4 KB
6 moatads.com
z.moatads.com
mb.moatads.com
geo.moatads.com
px.moatads.com
179 KB
6 newscgp.com
us.tags.newscgp.com
us.pixel.newscgp.com
us.audience.newscgp.com
148 KB
5 imrworldwide.com
secure-us.imrworldwide.com
cdn-gl.imrworldwide.com
23 KB
5 adnxs.com
ib.adnxs.com
rb.adnxs.com
acdn.adnxs.com
4 KB
5 google.com
adservice.google.com
www.google.com
2 KB
4 rlcdn.com
api.rlcdn.com
idsync.rlcdn.com
1 KB
3 google.de
www.google.de
367 B
3 linkedin.com
px.ads.linkedin.com
www.linkedin.com
3 KB
3 scorecardresearch.com
sb.scorecardresearch.com
2 KB
3 nr-data.net
bam.nr-data.net
639 B
3 openx.net
dowjones-d.openx.net
eu-u.openx.net
862 B
3 3lift.com
tlx.3lift.com
eb2.3lift.com
783 B
3 adsrvr.org
match.adsrvr.org
1 KB
2 eyeota.net
ps.eyeota.net
1 KB
2 crwdcntrl.net
sync.crwdcntrl.net
1005 B
2 googletagservices.com
www.googletagservices.com
56 KB
2 googleadservices.com
www.googleadservices.com
13 KB
2 facebook.com
www.facebook.com
693 B
2 parsely.com
cdn.parsely.com
srv-2020-07-09-19.pixel.parsely.com
19 KB
2 dowjoneson.com
oms.dowjoneson.com
728 B
2 googletagmanager.com
www.googletagmanager.com
66 KB
2 facebook.net
connect.facebook.net
166 KB
2 bluekai.com
stags.bluekai.com
tags.bluekai.com
745 B
2 cloudfront.net
d1z2jf7jlzjs58.cloudfront.net
d3qxwzhswv93jk.cloudfront.net
44 KB
2 ncaudienceexchange.com
log.ncaudienceexchange.com
www.ncaudienceexchange.com
221 B
2 rubiconproject.com
fastlane.rubiconproject.com
eus.rubiconproject.com
2 KB
2 casalemedia.com
as-sec.casalemedia.com
1 KB
1 atdmt.com
cx.atdmt.com
453 B
1 t.co
t.co
449 B
1 twitter.com
analytics.twitter.com
652 B
1 knewz.com
tags.knewz.com
1 pagesix.com
tags.pagesix.com
1 decider.com
tags.decider.com
1 nypost.com
tags.nypost.com
1 wsj.com
tags.wsj.com
1 marketwatch.com
tags.marketwatch.com
1 mansionglobal.com
tags.mansionglobal.com
1 realtor.com
tags.realtor.com
1 everesttech.net
cm.everesttech.net
554 B
1 googleapis.com
ajax.googleapis.com
30 KB
1 micpn.com
xcub934b.micpn.com
14 KB
1 licdn.com
snap.licdn.com
2 KB
1 ads-twitter.com
static.ads-twitter.com
2 KB
1 newrelic.com
js-agent.newrelic.com
14 KB
1 google.pl
adservice.google.pl
887 B
0 rkdms.com Failed
mid.rkdms.com Failed
197 54
Domain Requested by
42 asset.barrons.com www.barrons.com
19 tags.tiqcdn.com www.barrons.com
9 www.barrons.com www.barrons.com
asset.barrons.com
6 ml314.com 1 redirects z.moatads.com
ml314.com
6 tpc.googlesyndication.com www.barrons.com
securepubads.g.doubleclick.net
5 dpm.demdex.net 2 redirects
5 securepubads.g.doubleclick.net www.barrons.com
4 www.google.com 1 redirects securepubads.g.doubleclick.net
4 secure-us.imrworldwide.com 2 redirects www.barrons.com
3 www.google.de
3 googleads.g.doubleclick.net 1 redirects www.barrons.com
3 api.cxense.com www.barrons.com
3 pagead2.googlesyndication.com www.barrons.com
3 idsync.rlcdn.com 2 redirects
3 cdn.krxd.net www.barrons.com
3 sb.scorecardresearch.com 1 redirects www.barrons.com
3 bam.nr-data.net www.barrons.com
3 ib.adnxs.com www.barrons.com
3 match.adsrvr.org 2 redirects www.barrons.com
3 us.tags.newscgp.com www.barrons.com
3 cdn.cxense.com www.barrons.com
2 ps.eyeota.net 1 redirects
2 sync.crwdcntrl.net 2 redirects
2 eb2.3lift.com 1 redirects www.barrons.com
2 eu-u.openx.net 1 redirects www.barrons.com
2 www.googletagservices.com securepubads.g.doubleclick.net
www.barrons.com
2 www.googleadservices.com www.barrons.com
2 www.facebook.com 1 redirects
2 oms.dowjoneson.com www.barrons.com
2 us.pixel.newscgp.com
2 beacon.krxd.net www.barrons.com
2 px.ads.linkedin.com 1 redirects
2 8227140.fls.doubleclick.net 1 redirects www.barrons.com
2 www.googletagmanager.com www.barrons.com
2 connect.facebook.net www.barrons.com
2 as-sec.casalemedia.com www.barrons.com
2 mb.moatads.com z.moatads.com
2 z.moatads.com www.barrons.com
securepubads.g.doubleclick.net
2 ace.barrons.com www.barrons.com
1 us.audience.newscgp.com www.barrons.com
1 in.ml314.com ml314.com
1 acdn.adnxs.com www.barrons.com
1 eus.rubiconproject.com www.barrons.com
1 srv-2020-07-09-19.pixel.parsely.com
1 consumer.krxd.net www.barrons.com
1 cx.atdmt.com
1 id.cxense.com www.barrons.com
1 t.co
1 analytics.twitter.com www.barrons.com
1 tags.knewz.com www.barrons.com
1 tags.pagesix.com www.barrons.com
1 tags.decider.com www.barrons.com
1 tags.nypost.com www.barrons.com
1 tags.wsj.com www.barrons.com
1 tags.marketwatch.com www.barrons.com
1 tags.mansionglobal.com www.barrons.com
1 tags.realtor.com www.barrons.com
1 www.ncaudienceexchange.com www.barrons.com
1 scdn.cxense.com www.barrons.com
1 cdn.parsely.com www.barrons.com
1 cm.everesttech.net 1 redirects
1 dowjones.demdex.net www.barrons.com
1 tags.bluekai.com
1 ajax.googleapis.com www.barrons.com
1 www.linkedin.com 1 redirects
1 d3qxwzhswv93jk.cloudfront.net www.barrons.com
1 xcub934b.micpn.com www.barrons.com
1 snap.licdn.com www.barrons.com
1 static.ads-twitter.com www.barrons.com
1 stags.bluekai.com tags.tiqcdn.com
1 d1z2jf7jlzjs58.cloudfront.net www.barrons.com
1 cdn-gl.imrworldwide.com
1 8a264a2641501918369aa5c81176ff18.safeframe.googlesyndication.com www.barrons.com
1 js-agent.newrelic.com www.barrons.com
1 log.ncaudienceexchange.com www.barrons.com
1 rb.adnxs.com www.barrons.com
1 dowjones-d.openx.net www.barrons.com
1 tlx.3lift.com www.barrons.com
1 fastlane.rubiconproject.com www.barrons.com
1 px.moatads.com www.barrons.com
1 geo.moatads.com z.moatads.com
1 api.rlcdn.com www.barrons.com
1 adservice.google.com www.barrons.com
1 adservice.google.pl www.barrons.com
1 accounts.barrons.com www.barrons.com
0 mid.rkdms.com Failed www.barrons.com
197 86
Subject Issuer Validity Valid
www.barrons.com
Amazon
2019-11-21 -
2020-12-21
a year crt.sh
ace.wsj.com
Amazon
2019-10-18 -
2020-11-18
a year crt.sh
*.g.doubleclick.net
GTS CA 1O1
2020-06-17 -
2020-09-09
3 months crt.sh
*.cxense.com
DigiCert SHA2 Secure Server CA
2020-03-11 -
2021-06-10
a year crt.sh
asset.barrons.com
Amazon
2020-02-22 -
2021-03-22
a year crt.sh
us.tags.newscgp.com
Amazon
2020-04-03 -
2021-05-03
a year crt.sh
accounts.dowjones.com
Amazon
2020-04-22 -
2021-05-22
a year crt.sh
moatads.com
DigiCert SHA2 Secure Server CA
2020-01-17 -
2021-03-17
a year crt.sh
*.google.pl
GTS CA 1O1
2020-06-17 -
2020-09-09
3 months crt.sh
*.google.com
GTS CA 1O1
2020-06-17 -
2020-09-09
3 months crt.sh
*.rlcdn.com
Sectigo RSA Domain Validation Secure Server CA
2020-04-14 -
2021-04-23
a year crt.sh
*.adsrvr.org
Trustwave Organization Validation SHA256 CA, Level 1
2019-03-07 -
2021-04-19
2 years crt.sh
*.moatads.com
DigiCert SHA2 Secure Server CA
2019-03-12 -
2021-06-10
2 years crt.sh
san.casalemedia.com
GeoTrust RSA CA 2018
2020-03-02 -
2021-04-01
a year crt.sh
*.rubiconproject.com
DigiCert SHA2 Secure Server CA
2020-06-24 -
2021-02-17
8 months crt.sh
*.3lift.com
Amazon
2020-07-04 -
2021-08-05
a year crt.sh
*.adnxs.com
DigiCert ECC Secure Server CA
2019-01-23 -
2021-03-08
2 years crt.sh
*.openx.net
GeoTrust RSA CA 2018
2020-06-18 -
2021-08-17
a year crt.sh
log.ncaudienceexchange.com
GTS CA 1D2
2020-06-05 -
2020-09-03
3 months crt.sh
f4.shared.global.fastly.net
GlobalSign CloudSSL CA - SHA256 - G3
2020-05-29 -
2021-05-07
a year crt.sh
*.tiqcdn.com
DigiCert SHA2 Secure Server CA
2020-03-17 -
2022-06-17
2 years crt.sh
*.demdex.net
DigiCert SHA2 High Assurance Server CA
2018-01-09 -
2021-02-12
3 years crt.sh
tpc.googlesyndication.com
GTS CA 1O1
2020-06-17 -
2020-09-09
3 months crt.sh
*.nr-data.net
DigiCert SHA2 Secure Server CA
2020-02-05 -
2022-02-08
2 years crt.sh
sb.scorecardresearch.com
DigiCert Secure Site ECC CA-1
2020-06-02 -
2021-06-02
a year crt.sh
*.imrworldwide.com
DigiCert SHA2 Secure Server CA
2020-01-21 -
2021-02-24
a year crt.sh
*.cloudfront.net
DigiCert Global CA G2
2020-05-26 -
2021-04-21
a year crt.sh
cdn.krxd.net
DigiCert SHA2 Secure Server CA
2020-03-05 -
2021-03-06
a year crt.sh
odc-prod-01.oracle.com
DigiCert Secure Site ECC CA-1
2020-04-14 -
2021-04-10
a year crt.sh
*.facebook.com
DigiCert SHA2 High Assurance Server CA
2020-05-14 -
2020-08-05
3 months crt.sh
ads-twitter.com
DigiCert SHA2 High Assurance Server CA
2019-08-14 -
2020-08-18
a year crt.sh
*.licdn.com
DigiCert SHA2 Secure Server CA
2019-04-01 -
2021-05-07
2 years crt.sh
*.micpn.com
Amazon
2020-04-17 -
2021-05-17
a year crt.sh
*.google-analytics.com
GTS CA 1O1
2020-06-17 -
2020-09-09
3 months crt.sh
*.doubleclick.net
GTS CA 1O1
2020-06-17 -
2020-09-09
3 months crt.sh
px.ads.linkedin.com
DigiCert SHA2 Secure Server CA
2020-03-04 -
2020-09-04
6 months crt.sh
upload.video.google.com
GTS CA 1O1
2020-06-17 -
2020-09-09
3 months crt.sh
beacon.krxd.net
DigiCert SHA2 Secure Server CA
2020-01-30 -
2021-01-30
a year crt.sh
us.pixel.newscgp.com
Amazon
2019-08-07 -
2020-09-07
a year crt.sh
oms.dowjoneson.com
DigiCert SHA2 High Assurance Server CA
2019-11-04 -
2021-02-05
a year crt.sh
*.parsely.com
Amazon
2019-08-30 -
2020-09-30
a year crt.sh
www.googleadservices.com
GTS CA 1O1
2020-06-17 -
2020-09-09
3 months crt.sh
www.google.com
GTS CA 1O1
2020-06-17 -
2020-09-09
3 months crt.sh
ncaudienceexchange.com
Amazon
2019-10-14 -
2020-11-14
a year crt.sh
tags.knewz.com
Amazon
2020-02-09 -
2021-03-09
a year crt.sh
*.twitter.com
DigiCert SHA2 High Assurance Server CA
2020-01-02 -
2020-12-28
a year crt.sh
t.co
DigiCert SHA2 High Assurance Server CA
2020-02-18 -
2021-02-06
a year crt.sh
*.ml314.com
Amazon
2020-02-17 -
2021-03-17
a year crt.sh
*.atlassolutions.com
DigiCert SHA2 High Assurance Server CA
2020-06-25 -
2020-09-23
3 months crt.sh
consumer.krxd.net
DigiCert SHA2 Secure Server CA
2020-03-26 -
2021-03-27
a year crt.sh
*.pixel.parsely.com
Let's Encrypt Authority X3
2020-05-31 -
2020-08-29
3 months crt.sh
www.google.de
GTS CA 1O1
2020-06-17 -
2020-09-09
3 months crt.sh
cdn.adnxs.com
GlobalSign CloudSSL CA - SHA256 - G3
2020-04-13 -
2021-04-14
a year crt.sh
*.eyeota.net
Let's Encrypt Authority X3
2020-06-09 -
2020-09-07
3 months crt.sh
us.audience.newscgp.com
Amazon
2020-06-26 -
2021-07-26
a year crt.sh

This page contains 23 frames:

Primary Page: https://www.barrons.com/report/top-financial-advisors
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Requests: 161 HTTP requests in this frame

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Screenshot


Detected technologies

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Detected patterns
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Detected patterns
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99 %
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IPv6

54
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Security Headers
Name Value
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Request headers

Referer
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User-Agent
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Response headers

DCS
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no-cache
Strict-Transport-Security
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X-Content-Type-Options
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X-TID
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Cache-Control
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Connection
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Content-Type
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Content-Length
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Expires
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Redirect headers

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no-cache
Strict-Transport-Security
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X-TID
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P3P
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Content-Length
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Expires
Thu, 01 Jan 1970 00:00:00 GMT
csync.ashx
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Reverse DNS
Software
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Request headers

Referer
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Response headers

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Redirect headers

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Protocol
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Security
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Server
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Reverse DNS
Software
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Resource Hash
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Request headers

Referer
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User-Agent
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Response headers

Date
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Server
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Content-Type
image/gif
Cache-Control
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Expires
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Redirect headers

Pragma
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Content-Type
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Expires
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csync.ashx
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Protocol
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Security
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Server
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Reverse DNS
Software
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Request headers

Referer
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User-Agent
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Response headers

Date
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Server
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X-AspNet-Version
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X-Powered-By
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Content-Type
image/gif
Cache-Control
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Expires
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Redirect headers

pragma
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status
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location
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cache-control
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x-server
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content-length
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expires
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Redirect Chain
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0
344 B
Image
General
Full URL
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Protocol
HTTP/1.1
Security
TLS 1.2, ECDHE_RSA, AES_256_GCM
Server
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Reverse DNS
Software
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Resource Hash
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Request headers

Referer
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User-Agent
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Response headers

Date
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Content-Length
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Redirect headers

Location
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Date
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Content-Length
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lookuplist
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123 B
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XHR
General
Full URL
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Requested by
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Protocol
H2
Security
TLS 1.2, ECDHE_RSA, AES_128_GCM
Server
143.204.94.74 Seattle, United States, ASN16509 (AMAZON-02, US),
Reverse DNS
Software
nginx /
Resource Hash
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Request headers

Referer
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User-Agent
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Response headers

date
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via
1.1 055d899361491602a9ef1eb0cdc5e337.cloudfront.net (CloudFront)
server
nginx
x-amz-cf-pop
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status
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x-cache
Miss from cloudfront
content-type
application/json
access-control-allow-origin
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cache-control
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access-control-allow-credentials
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content-length
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x-amz-cf-id
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cd2b77ba49
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XHR
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Protocol
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Security
TLS 1.2, ECDHE_RSA, AES_128_GCM
Server
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Request headers

Referer
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User-Agent
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content-type
text/plain

Response headers

Access-Control-Allow-Origin
https://www.barrons.com
Access-Control-Allow-Credentials
true
Content-Length
24
Content-Type
image/gif

Failed requests

These URLs were requested, but there was no response received. You will also see them in the list above.

Domain
mid.rkdms.com
URL
https://mid.rkdms.com/idsv2?ptk=17c1789b-e660-493b-aa74-3c8fb990dc5f&pubid=NEWSCORP

Verdicts & Comments Add Verdict or Comment

203 JavaScript Global Variables

These are the non-standard "global" variables defined on the window object. These can be helpful in identifying possible client-side frameworks and code.

function| loadFont function| __tcfapi string| CDN_URL string| GC_VERSIONS object| googletag object| pbjs object| observer object| _perfMarkWL object| NREUM object| newrelic function| __nr_require boolean| supportsPreload function| e boolean| isFontDisplaySupported function| loadCSS object| utag_data object| uacQueue object| __STATE__ function| preloadSupported object| fidObserver number| _cumulativeLayoutShiftScore object| clsObserver number| _lcp object| poLcp object| webpackJsonp function| moatYieldReady function| setImmediate function| clearImmediate function| P object| gcpagerefresh object| ReactDOM object| grandcanyon object| ggeac object| closure_memoize_cache_ object| googleToken object| googleIMState object| google_js_reporting_queue function| processGoogleToken function| readCookieValue object| prebidLogStorage function| isDebug function| debugMessage function| logMessage function| pbjs_log object| pb_keywords function| getPrebidPageConfigure number| PREBID_TIMEOUT object| PAGE_LOAD_SETTING object| headertag string| prebidBrandSafetySegment string| prebidDomain string| prebidSection function| pbjsChunk function| AppNexusPrebidAnalytics string| prebidDevice object| _pbjsGlobals function| _ undefined| ct undefined| et undefined| hourElapsed undefined| msg undefined| pixelDomain undefined| isDomless undefined| documentReferrer undefined| isBeta undefined| viewHash undefined| pxSrc undefined| moat_px object| Moat#G26 object| MoatSuperV26 object| MoatNadoAllJsonpRequest_78405388 object| Moat#PML#26#1.2 boolean| Moat#EVA object| MoatDataJsonpRequest_78405388 object| moatPrebidApi number| google_srt function| Goog_AdSense_getAdAdapterInstance function| Goog_AdSense_OsdAdapter undefined| google_measure_js_timing boolean| isMoatTimer boolean| moatReady object| moatQueue object| adslots function| __buildAd number| moatTimerId boolean| utag_condload object| utag function| tealium_enrichment object| adobe function| Visitor object| s_c_il number| s_c_in number| __google_ad_urls_id number| google_unique_id object| gaGlobal string| domain string| trackingServer string| trackingServerSecure object| s function| AppMeasurement function| s_gi function| s_pgicq function| AppMeasurement_Module_Integrate function| AppMeasurement_Module_ActivityMap number| s_objectID number| s_giq object| optimizely object| ns_ object| ns_p function| udm_ function| ns_order function| ns_onclick function| Nielsen_Event object| trac function| initializeCxenseCandy object| PARSELY function| Krux object| BKTAG function| bk_addUserCtx function| bk_addPageCtx function| bk_addEmailHash function| bk_addPhoneHash function| bk_doJSTag function| bk_doJSTag2 function| bk_doCarsJSTag function| bk_doPartnerAltTag function| bk_doCallbackTag function| bk_doCallbackTagWithTimeOut function| fbq function| _fbq object| ncg_data function| twq string| _linkedin_partner_id object| _linkedin_data_partner_ids string| c0 undefined| c1 string| c2 object| _sp_ object| dataLayer function| gtag string| hrefSelector object| cxCandyObj object| cxdj object| cX function| initializeCxense object| cxenseOffers function| cx_callQueueExecute function| cx_pollActivity function| cx_pollActiveTime function| cx_pollFragmentMessage function| cxCCE_callQueueExecute object| cxTest function| lintrk boolean| _already_called_lintrk object| nb object| GlobalSnowplowNamespace function| _ncg_snowplow object| Snowplow string| matchId object| google_tag_manager object| CryptoJS object| google_tag_data object| __google_ad_urls boolean| google_osd_loaded boolean| google_onload_fired object| twttr function| $ function| jQuery undefined| cXJsonpCBkcf6gixkv84zz4af object| GoogleGcLKhOms object| s_i_djglobal_djbarrons function| NolTracker function| nol_t function| logger undefined| _rsCC undefined| _rsCG undefined| _rsDN undefined| v52v53_pvar undefined| v52v53_trac undefined| _rsEvent undefined| _rsLinkTrack undefined| _rsClick object| V60 object| NOLBUNDLE string| localstorageframe boolean| attachedML object| lineItemInfo5289575276Callback_44789794 function| _miconv undefined| cXJsonpCBkcf6gjd3ld5hp1q7 function| Goog_Osd_UnloadAdBlock function| Goog_Osd_UpdateElementToMeasure function| google_osd_amcb function| cxHandleNotificationOmniChannelCheck function| cxHandlePageNotificationCtaButtonClick function| cxGetRenewUrl function| GooglemKTybQhCsO function| google_trackConversion object| GooglebQhCsO undefined| cXJsonpCBkcf6gjo02wwdz6uq object| google_image_requests function| cxHandleTopRhsHeaderClick object| topRhsHeaderCampaignData undefined| cXJsonpCBkcf6gk8c76kxvj7l

0 Cookies

4 Console Messages

Source Level URL
Text
console-api log URL: https://us.tags.newscgp.com/prod/ncg/ncg.js(Line 4)
Message:
ncg:first-view-aapi-ready
console-api error URL: https://asset.barrons.com/bar/assets/webpack4/main.94ebf49383cd5abb332d.js(Line 6)
Message:
Error: <!doctype html> <html lang=en> <head> <meta charSet='utf-8' /> <script> function loadFont(fontName,woffUrl,woff2Url,onlyLoadFontOnSecondPageload){var nua=navigator.userAgent;var noSupport=!window.addEventListener||nua.match(/(Android (2|3|4.0|4.1|4.2|4.3))|(Opera (Mini|Mobi))/)&&!nua.match(/Chrome/);if(noSupport){return}var loSto={};try{loSto=localStorage||{}}catch(ex){}var localStoragePrefix="x-font-"+fontName;var localStorageUrlKey=localStoragePrefix+"url";var localStorageCssKey=localStoragePrefix+"css";var storedFontUrl=loSto[localStorageUrlKey];var storedFontCss=loSto[localStorageCssKey];var styleElement=document.createElement("style");styleElement.rel="stylesheet";document.head.appendChild(styleElement);if(storedFontCss&&(storedFontUrl===woffUrl||storedFontUrl===woff2Url)){styleElement.textContent=storedFontCss}else{var url=woff2Url&&supportsWoff2()?woff2Url:woffUrl;var request=new 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If there is no vaccine in the foreseeable future, the overwhelming majority of the workforce will require more safety protections, job flexibility, and better health care. </p> <p>Only <a href=\"https://ajph.aphapublications.org/doi/10.2105/AJPH.2020.305738\" target=\"_blank\" class=\"icon none\" >25% of U.S. workers</a> are employed in industries where they can work from home, says <a href=\"https://www.washington.edu/news/people/marissa-baker/\" target=\"_blank\" class=\"icon none\" >Marissa Baker, assistant professor of occupational health sciences at the University of Washington</a>. The other 75% of workers—in industries such as retail, health care, and transportation, where working from home isn’t an option—will need added protections to stay safe. </p><!-- T1:_PW --> <p>At a minimum, they will need more personal protective equipment, and training on how to use it properly. People who interact with large numbers of people, such as bus drivers, may even need to wear N95 masks, which provide a greater level of protection than cloth or paper masks. </p> <p>Another challenge will be ensuring that everyone who interacts with workers also wears a mask. Baker says employers may need to hire a person trained to deal with customer confrontations to stand at the door to enforce mask wearing.</p> <p>Essential workers will also need paid time off if they get sick or need to take care of children or other family members. Ideally, says Baker, these workers “need a way to work flexibly while still maintaining their job and benefits.” </p> <p>The 25% of the workforce who don’t have to go to an office, store, factory, or other physical location could benefit from a new working-at-home economy, says <a href=\"https://www.gsb.stanford.edu/faculty-research/faculty/nicholas-bloom\" target=\"_blank\" class=\"icon none\" >Nicholas Bloom, professor of economics at Stanford Graduate School of Business</a>—although some studies have shown that <a href=\"https://www.gsb.stanford.edu/insights/productivity-pitfalls-working-home-age-covid-19\" target=\"_blank\" class=\"icon none\" >working from home is linked to a decrease in productivity</a> and an increase in inequality. Educated, higher-paid employees who can afford to work from home will develop skills and advance their careers, but those who can’t will be left behind, says Bloom.</p> <p>Still, as the pandemic wears on, both the at-home workers and those making commutes will face a significant mental health crisis, Baker predicts. People who can’t work from home but who aren’t doing essential work will face job displacement and job insecurity, which Baker says is linked to depression. </p> <p>Even those who can work through the pandemic are likely to face mental health stress from trying to balance their work and home life, especially parents if schools remain closed. Greater access to affordable health care, including mental health care, will be necessary for workers, says Baker.</p> <!-- T1:M --> <!-- T1:M --> <p> <strong>Email: </strong> <a href=\"mailto:editors@barrons.com\" target=\"_blank\" class=\"icon \" >editors@barrons.com</a> </p>\n\n","contentServiceVersion":"3.45.0","seoId":"what-happens-if-there-isnt-a-covid-19-vaccine-soon-51594287000","images":{"or":"https://asset.barrons.com/public/resources/images/ON-DS231_SMB_ge_OR_20200529192154.jpg","credit":"Illustration by Martin Gee"},"insets":[{"caption":"","arthurV2Image":{"imphotoid":"im-192538","softcrop":"Horizontal","location":"https://images.barrons.com/im-192538","size":"1.5"},"credit":"Illustration by Martin 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My Employees Sue if They Get Coronavirus?</a> </li> <li> <a href=\"https://www.barrons.com/articles/how-can-we-support-small-businesses-during-coronavirus-51591952400\" target=\"_blank\" class=\"icon none\" >How Can I Support Small Businesses During Coronavirus?</a> </li> </ul>","insetProperties":{"layout":"wrap"},"index":"1","layout":"wrap","id":"inset-1","type":"InsetRichText"},{"html":"\n\n","index":"2","style":"6-UNIT-PLAIN","type":"InsetHtml"}],"arthurV2Image":{"imphotoid":"im-192538","softcrop":"Horizontal","location":"https://images.barrons.com/im-192538","size":"1.5"},"byline":"Kristine White","url":"https://www.barrons.com/articles/what-happens-if-there-isnt-a-covid-19-vaccine-soon-51594287000","summaries":null,"selfCodes":[{"seoname":"Small Business","vrtysux":"BARRONS_DISPLAY_SUBJECT|BARSMALLBIZ","symbol":"BARSMALLBIZ","value":"Small Business","type":"BARRONS_DISPLAY_SUBJECT"},{"seoname":"Work-Life Balance","vrtysux":"DJII-SUBJECT|gbal","symbol":"gbal","value":"Work-Life 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Soon?","archiveStoring":"","isSlideshow":false,"dateType":"auto","privilages":"CODES_REVIEWED","originalReference":"193e3e3a-c155-11ea-b29c-e7b3f4b33865","snippet":"\n\n<h2 class=\"HeadlineClass\"><a href=\"/articles/SB52547600905483254572404586494930423509562?$HeadlineQueryString$\" > What Happens If There Isn’t a Covid-19 Vaccine Soon? </a></h2> <p>The 75% of workers whose jobs are dependent upon being physically present need employers to provide added protections. </p>\n","snippetBody":"\n\n <p>The pandemic has affected every aspect of the economy. If there is no vaccine in the foreseeable future, the overwhelming majority of the workforce will require more safety protections, job flexibility, and better health care. </p> <p>Only 25% of U.S. workers are employed in industries where they can work from home, says Marissa Baker, assistant professor of occupational health sciences at the University of Washington. The other 75% of workers—in industries such as retail, health care, and transportation, where working from home...","deck":"","createdAt":1594287000000,"updatedAt":1594287000000,"propertyKeywords":[],"firstMedia":{"src":"","type":"IMAGE","caption":"","credit":"Illustration by Martin Gee"},"showDefaultChart":true,"webTemplate":"","beta":false,"mediaProperties":{},"seoCounts":{"wordCount":404,"embedCount":2,"videoCount":0,"imageCount":1,"externalLinkCount":4,"internalLinkCount":4},"displayName":"Feature","date":1594287000000,"source":"Barrons.com","page":"Daily","language":"en-US","id":"SB52547600905483254572404586494930423509562","type":"article_extended","articleId":"SB52547600905483254572404586494930423509562","articleSection":"Daily","articleType":"Feature","credit":null,"ebVideo":null,"flashline":{"type":"daily","properties":{"subject":"Small Business"}},"image":{"A":{"width":"76","height":"76","url":"https://images.barrons.com/im-192538?width=76&height=76"},"AM":{"width":"220","height":"220","url":"https://images.barrons.com/im-192538?width=220&height=220"},"B220":{"width":"220","height":"146","url":"https://images.barrons.com/im-192538?width=220&height=146"},"C":{"width":"167","height":"94","url":"https://images.barrons.com/im-192538?width=167&height=94"},"CA":{"width":"300","height":"200","url":"https://images.barrons.com/im-192538?width=300&height=200"},"D":{"width":"262","height":"174","url":"https://images.barrons.com/im-192538?width=262&height=174"},"DR":{"width":"540","height":"360","url":"https://images.barrons.com/im-192538?width=540&height=360"},"E":{"width":"359","height":"239","url":"https://images.barrons.com/im-192538?width=359&height=239"},"ER":{"width":"602","height":"402","url":"https://images.barrons.com/im-192538?width=602&height=402"},"F":{"width":"571","height":"226","url":"https://images.barrons.com/im-192538?width=571&height=226"},"FR":{"width":"632","height":"810","url":"https://images.barrons.com/im-192538?width=632&height=810"},"G":{"width":"553","height":"369","url":"https://images.barrons.com/im-192538?width=553&height=369"},"GR":{"width":"1242","height":"810","url":"https://images.barrons.com/im-192538?width=1242&height=810"},"H":{"width":"659","height":"439","url":"https://images.barrons.com/im-192538?width=659&height=439"},"J":{"width":"959","height":"639","url":"https://images.barrons.com/im-192538?width=959&height=639"},"K":{"width":"800","height":"600","url":"https://images.barrons.com/im-192538?width=800&height=600"},"M":{"width":"1280","height":"853","url":"https://images.barrons.com/im-192538?width=1280&height=853"},"MEDIUMSQ":{"width":"400","height":"400","url":"https://images.barrons.com/im-192538?width=400&height=400"},"4H":{"width":"300","height":"200","url":"https://images.barrons.com/im-192538?width=300&height=200"},"z110":{"width":"110","height":"73","url":"https://images.barrons.com/im-192538?width=110&height=73"},"z120":{"width":"120","height":"80","url":"https://images.barrons.com/im-192538?width=120&height=80"},"z380":{"width":"380","height":"253","url":"https://images.barrons.com/im-192538?width=380&height=253"},"TOP":{"width":"700","height":"350","url":"https://images.barrons.com/im-192538?width=700&height=350"},"TOPSM":{"width":"620","height":"310","url":"https://images.barrons.com/im-192538?width=620&height=310"},"B620":{"width":"620","height":"412","url":"https://images.barrons.com/im-192538?width=620&height=412"},"B620P":{"width":"620","height":"349","url":"https://images.barrons.com/im-192538?width=620&height=349"}},"isFree":true,"isFreeForever":true,"wordCount":404,"slides":null,"summary":"The 75% of workers whose jobs are dependent upon being physically present need employers to provide added protections.","tags":[],"timestamp":1594287000000,"timestampCreatedAt":1594287000000,"enableCoralComments":false},"hash":"{\"id\":\"SB52547600905483254572404586494930423509562\",\"type\":\"article_extended\",\"data\":{\"lastPubDate\":1594319700000,\"section\":\"Daily\",\"bitlyurl\":\"\",\"categories\":[{\"name\":\"Uncategorized\",\"slug\":\"uncategorized\"}],\"video\":[],\"articleBodyFlashline\":\"\",\"imagesbucket\":{\"OR\":{\"height\":\"854\",\"url\":\"https://asset.barrons.com/public/resources/images/ON-DS231_SMB_ge_OR_20200529192154.jpg\",\"credit\":\"Illustration by Martin Gee\",\"slug\":\"SMB_generic\",\"responsive\":false,\"width\":\"1280\",\"size\":\"OR\"}},\"authors\":[{\"authorName\":\"Kristine White\"}],\"html\":\"\\n\\n<!-- T1:M --> <p>The pandemic has affected every aspect of the economy. If there is no vaccine in the foreseeable future, the overwhelming majority of the workforce will require more safety protections, job flexibility, and better health care. </p> <p>Only <a href=\\\"https://ajph.aphapublications.org/doi/10.2105/AJPH.2020.305738\\\" target=\\\"_blank\\\" class=\\\"icon none\\\" >25% of U.S. workers</a> are employed in industries where they can work from home, says <a href=\\\"https://www.washington.edu/news/people/marissa-baker/\\\" target=\\\"_blank\\\" class=\\\"icon none\\\" >Marissa Baker, assistant professor of occupational health sciences at the University of Washington</a>. The other 75% of workers—in industries such as retail, health care, and transportation, where working from home isn’t an option—will need added protections to stay safe. </p><!-- T1:_PW --> <p>At a minimum, they will need more personal protective equipment, and training on how to use it properly. People who interact with large numbers of people, such as bus drivers, may even need to wear N95 masks, which provide a greater level of protection than cloth or paper masks. </p> <p>Another challenge will be ensuring that everyone who interacts with workers also wears a mask. Baker says employers may need to hire a person trained to deal with customer confrontations to stand at the door to enforce mask wearing.</p> <p>Essential workers will also need paid time off if they get sick or need to take care of children or other family members. Ideally, says Baker, these workers “need a way to work flexibly while still maintaining their job and benefits.” </p> <p>The 25% of the workforce who don’t have to go to an office, store, factory, or other physical location could benefit from a new working-at-home economy, says <a href=\\\"https://www.gsb.stanford.edu/faculty-research/faculty/nicholas-bloom\\\" target=\\\"_blank\\\" class=\\\"icon none\\\" >Nicholas Bloom, professor of economics at Stanford Graduate School of Business</a>—although some studies have shown that <a href=\\\"https://www.gsb.stanford.edu/insights/productivity-pitfalls-working-home-age-covid-19\\\" target=\\\"_blank\\\" class=\\\"icon none\\\" >working from home is linked to a decrease in productivity</a> and an increase in inequality. Educated, higher-paid employees who can afford to work from home will develop skills and advance their careers, but those who can’t will be left behind, says Bloom.</p> <p>Still, as the pandemic wears on, both the at-home workers and those making commutes will face a significant mental health crisis, Baker predicts. People who can’t work from home but who aren’t doing essential work will face job displacement and job insecurity, which Baker says is linked to depression. </p> <p>Even those who can work through the pandemic are likely to face mental health stress from trying to balance their work and home life, especially parents if schools remain closed. Greater access to affordable health care, including mental health care, will be necessary for workers, says Baker.</p> <!-- T1:M --> <!-- T1:M --> <p> <strong>Email: </strong> <a href=\\\"mailto:editors@barrons.com\\\" target=\\\"_blank\\\" class=\\\"icon \\\" >editors@barrons.com</a> </p>\\n\\n\",\"contentServiceVersion\":\"3.45.0\",\"seoId\":\"what-happens-if-there-isnt-a-covid-19-vaccine-soon-51594287000\",\"images\":{\"or\":\"https://asset.barrons.com/public/resources/images/ON-DS231_SMB_ge_OR_20200529192154.jpg\",\"credit\":\"Illustration by Martin Gee\"},\"insets\":[{\"caption\":\"\",\"arthurV2Image\":{\"imphotoid\":\"im-192538\",\"softcrop\":\"Horizontal\",\"location\":\"https://images.barrons.com/im-192538\",\"size\":\"1.5\"},\"credit\":\"Illustration by Martin Gee\",\"insetProperties\":{\"layout\":\"wrap\"},\"responsive\":false,\"id\":\"media-2\",\"layout\":\"wrap\",\"imageInfo\":{\"height\":\"854\",\"url\":\"https://asset.barrons.com/public/resources/images/ON-DS231_SMB_ge_OR_20200529192154.jpg\",\"slug\":\"SMB_generic\",\"responsive\":false,\"width\":\"1280\",\"size\":\"OR\"},\"altImageInfo\":[{\"height\":\"854\",\"url\":\"https://asset.barrons.com/public/resources/images/ON-DS231_SMB_ge_OR_20200529192154.jpg\",\"slug\":\"SMB_generic\",\"responsive\":false,\"width\":\"1280\",\"size\":\"OR\"}],\"includeIcon\":true,\"subtype\":\"Photo\",\"index\":\"0\",\"type\":\"InsetMediaIllustration\"},{\"html\":\"\\n\\n<h4>Read More</h4> <p></p> <ul class=\\\"articleList\\\"> <li> <a href=\\\"https://www.barrons.com/articles/tips-for-reopening-your-small-business-in-the-covid-19-era-51591263000\\\" target=\\\"_blank\\\" class=\\\"icon none\\\" >How Do I Reopen My Small Business After Covid-19?</a> </li> <li> <a href=\\\"https://www.barrons.com/articles/can-my-employees-sue-if-they-get-coronavirus-51591697293\\\" target=\\\"_blank\\\" class=\\\"icon none\\\" >Can My Employees Sue if They Get Coronavirus?</a> </li> <li> <a href=\\\"https://www.barrons.com/articles/how-can-we-support-small-businesses-during-coronavirus-51591952400\\\" target=\\\"_blank\\\" class=\\\"icon none\\\" >How Can I Support Small Businesses During Coronavirus?</a> </li> </ul>\",\"insetProperties\":{\"layout\":\"wrap\"},\"index\":\"1\",\"layout\":\"wrap\",\"id\":\"inset-1\",\"type\":\"InsetRichText\"},{\"html\":\"\\n\\n\",\"index\":\"2\",\"style\":\"6-UNIT-PLAIN\",\"type\":\"InsetHtml\"}],\"arthurV2Image\":{\"imphotoid\":\"im-192538\",\"softcrop\":\"Horizontal\",\"location\":\"https://images.barrons.com/im-192538\",\"size\":\"1.5\"},\"byline\":\"Kristine White\",\"url\":\"https://www.barrons.com/articles/what-happens-if-there-isnt-a-covid-19-vaccine-soon-51594287000\",\"summaries\":null,\"selfCodes\":[{\"seoname\":\"Small 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The other 75% of workers—in industries such as retail, health care, and transportation, where working from home...\",\"deck\":\"\",\"createdAt\":1594287000000,\"updatedAt\":1594287000000,\"propertyKeywords\":[],\"firstMedia\":{\"src\":\"\",\"type\":\"IMAGE\",\"caption\":\"\",\"credit\":\"Illustration by Martin Gee\"},\"showDefaultChart\":true,\"webTemplate\":\"\",\"beta\":false,\"mediaProperties\":{},\"seoCounts\":{\"wordCount\":404,\"embedCount\":2,\"videoCount\":0,\"imageCount\":1,\"externalLinkCount\":4,\"internalLinkCount\":4},\"displayName\":\"Feature\",\"date\":1594287000000,\"source\":\"Barrons.com\",\"page\":\"Daily\",\"language\":\"en-US\",\"id\":\"SB52547600905483254572404586494930423509562\",\"type\":\"article_extended\",\"articleId\":\"SB52547600905483254572404586494930423509562\",\"articleSection\":\"Daily\",\"articleType\":\"Feature\",\"credit\":null,\"ebVideo\":null,\"flashline\":{\"type\":\"daily\",\"properties\":{\"subject\":\"Small Business\"}},\"image\":{\"A\":{\"width\":\"76\",\"height\":\"76\",\"url\":\"https://images.barrons.com/im-192538?width=76&height=76\"},\"AM\":{\"width\":\"220\",\"height\":\"220\",\"url\":\"https://images.barrons.com/im-192538?width=220&height=220\"},\"B220\":{\"width\":\"220\",\"height\":\"146\",\"url\":\"https://images.barrons.com/im-192538?width=220&height=146\"},\"C\":{\"width\":\"167\",\"height\":\"94\",\"url\":\"https://images.barrons.com/im-192538?width=167&height=94\"},\"CA\":{\"width\":\"300\",\"height\":\"200\",\"url\":\"https://images.barrons.com/im-192538?width=300&height=200\"},\"D\":{\"width\":\"262\",\"height\":\"174\",\"url\":\"https://images.barrons.com/im-192538?width=262&height=174\"},\"DR\":{\"width\":\"540\",\"height\":\"360\",\"url\":\"https://images.barrons.com/im-192538?width=540&height=360\"},\"E\":{\"width\":\"359\",\"height\":\"239\",\"url\":\"https://images.barrons.com/im-192538?width=359&height=239\"},\"ER\":{\"width\":\"602\",\"height\":\"402\",\"url\":\"https://images.barrons.com/im-192538?width=602&height=402\"},\"F\":{\"width\":\"571\",\"height\":\"226\",\"url\":\"https://images.barrons.com/im-192538?width=571&height=226\"},\"FR\":{\"width\":\"632\",\"height\":\"810\",\"url\":\"https://images.barrons.com/im-192538?width=632&height=810\"},\"G\":{\"width\":\"553\",\"height\":\"369\",\"url\":\"https://images.barrons.com/im-192538?width=553&height=369\"},\"GR\":{\"width\":\"1242\",\"height\":\"810\",\"url\":\"https://images.barrons.com/im-192538?width=1242&height=810\"},\"H\":{\"width\":\"659\",\"height\":\"439\",\"url\":\"https://images.barrons.com/im-192538?width=659&height=439\"},\"J\":{\"width\":\"959\",\"height\":\"639\",\"url\":\"https://images.barrons.com/im-192538?width=959&height=639\"},\"K\":{\"width\":\"800\",\"height\":\"600\",\"url\":\"https://images.barrons.com/im-192538?width=800&height=600\"},\"M\":{\"width\":\"1280\",\"height\":\"853\",\"url\":\"https://images.barrons.com/im-192538?width=1280&height=853\"},\"MEDIUMSQ\":{\"width\":\"400\",\"height\":\"400\",\"url\":\"https://images.barrons.com/im-192538?width=400&height=400\"},\"4H\":{\"width\":\"300\",\"height\":\"200\",\"url\":\"https://images.barrons.com/im-192538?width=300&height=200\"},\"z110\":{\"width\":\"110\",\"height\":\"73\",\"url\":\"https://images.barrons.com/im-192538?width=110&height=73\"},\"z120\":{\"width\":\"120\",\"height\":\"80\",\"url\":\"https://images.barrons.com/im-192538?width=120&height=80\"},\"z380\":{\"width\":\"380\",\"height\":\"253\",\"url\":\"https://images.barrons.com/im-192538?width=380&height=253\"},\"TOP\":{\"width\":\"700\",\"height\":\"350\",\"url\":\"https://images.barrons.com/im-192538?width=700&height=350\"},\"TOPSM\":{\"width\":\"620\",\"height\":\"310\",\"url\":\"https://images.barrons.com/im-192538?width=620&height=310\"},\"B620\":{\"width\":\"620\",\"height\":\"412\",\"url\":\"https://images.barrons.com/im-192538?width=620&height=412\"},\"B620P\":{\"width\":\"620\",\"height\":\"349\",\"url\":\"https://images.barrons.com/im-192538?width=620&height=349\"}},\"isFree\":true,\"isFreeForever\":true,\"wordCount\":404,\"slides\":null,\"summary\":\"The 75% of workers whose jobs are dependent upon being physically present need employers to provide added protections.\",\"tags\":[],\"timestamp\":1594287000000,\"timestampCreatedAt\":1594287000000,\"enableCoralComments\":false}}"},"isStale":false},"article_extended_SB52547600905483254572404586496461009640824":{"set":1594322417637,"ttl":90000,"data":{"id":"SB52547600905483254572404586496461009640824","type":"article_extended","data":{"dateType":"auto","createdAt":1594306200000,"updatedAt":1594306200000,"archiveStoring":"","deck":"","privilages":"CODES_REVIEWED","headline":"Software Stocks Have Gotten Expensive. 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He notes that “the decision of to what extent to be exposed to high growth/high multiple software as well...","isSlideshow":false,"showDefaultChart":true,"webTemplate":"","beta":false,"seoCounts":{"embedCount":0,"videoCount":0,"imageCount":1,"wordCount":564,"externalLinkCount":0,"internalLinkCount":4},"authors":[{"authorName":"Eric J. 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Here Are a Bunch Worth Buying.","symbol":"Software Stocks Have Gotten Expensive. Here Are a Bunch Worth Buying.","value":"","type":"FIRST_PUBLISH_HEADLINE"},{"seoname":"","vrtysux":"HEADLINE|Software Stocks Have Gotten Expensive. Here Are a Bunch Worth Buying.","symbol":"Software Stocks Have Gotten Expensive. Here Are a Bunch Worth Buying.","value":"","type":"HEADLINE"},{"seoname":"","vrtysux":"RELAY|SYND","symbol":"SYND","value":"","type":"RELAY"},{"seoname":"CODES_REVIEWED","vrtysux":"STATISTIC|CODES_REVIEWED","symbol":"CODES_REVIEWED","value":"CODES_REVIEWED","type":"STATISTIC"},{"seoname":"Companies","vrtysux":"SUBJECT|BARCOMP","symbol":"BARCOMP","value":"Companies","type":"SUBJECT"},{"seoname":"Coronavirus","vrtysux":"SUBJECT|BARCORONA","symbol":"BARCORONA","value":"Coronavirus","type":"SUBJECT"},{"seoname":"Economy and Policy","vrtysux":"SUBJECT|BARECPOL","symbol":"BARECPOL","value":"Economy and Policy","type":"SUBJECT"},{"seoname":"Technology","vrtysux":"SUBJECT|BARINDTECH","symbol":"BARINDTECH","value":"Technology","type":"SUBJECT"}],"subjects":{"BARRONS_DISPLAY_SUBJECT":[{"name":"BARINDTECH","displayName":"Technology","type":"BARRONS_DISPLAY_SUBJECT"}],"externalsymbol":[{"name":"BARCOMP","displayName":"Companies","type":"externalsymbol"},{"name":"BARINDTECH","displayName":"Technology","type":"externalsymbol"},{"name":"BARCORONA","displayName":"Coronavirus","type":"externalsymbol"},{"name":"BARECPOL","displayName":"Economy and Policy","type":"externalsymbol"}]},"html":"\n\n<!-- T1:M --> <p>The huge pandemic-era rally in software stocks have driven valuations in the group to <a href=\"https://www.barrons.com/articles/how-to-profit-from-the-growing-divide-in-tech-stocks-51592611493\" target=\"_blank\" class=\"icon none\" >record peaks</a>. Should you own them heading into the June-quarter earnings period?</p> <p>Citigroup analyst Walter Pritchard looks at that tricky issue in a pair of research reports Thursday, and responds with four rating changes, and some broader thoughts on how to position your software holdings depending on your view of the broader economy. He notes that “the decision of to what extent to be exposed to high growth/high multiple software as well as stock-picking within this cohort is the key debate we hear amongst tech investors and generalist growth investors.”</p><!-- T1:_PW --> <p>Pritchard notes that software earnings multiples <a href=\"https://www.barrons.com/articles/soaring-software-stocks-show-signs-of-a-bubble-51564188580\" target=\"_blank\" class=\"icon none\" >are back to all-time highs</a> amid a more challenging macroeconomic environment and significant uncertainty on the earnings outlook for the next six months or longer. “Complicating this is a forgiving equity market backdrop, very low interest rates and significant central bank liquidity,” he writes.</p> <p>Pritchard concedes that he has no idea if we are headed for <a href=\"https://www.barrons.com/articles/morgan-stanley-goes-all-in-on-a-v-shaped-recovery-51592239029\" target=\"_blank\" class=\"icon none\" >a V-shaped recovery</a>, a “swoosh,” or an extended decline, which he calls “lower for longer.” But he notes that both during and coming out of the 2000-02 dot-com bust and 2008-09 global financial crisis, software spending trends outperformed broader benchmarks. He thinks that could mean software stocks outperform when the economy looks worse—and underperform when a recovery looks more probable.</p> <p>Pritchard changed ratings on four stocks, raising <phrase background-info=\"BRIEFING-BOOK\" name=\"CRWD\" significance=\"PASSING-MENTION\" type=\"COMPANY\" vrtysux=\"COMPANY|CRWD\">CrowdStrike Holdings</phrase> (ticker: CRWD) to Neutral from Sell, <phrase background-info=\"BRIEFING-BOOK\" name=\"NICE.TV\" significance=\"PROMINENT\" type=\"COMPANY\" vrtysux=\"COMPANY|NICE.TV\">NICE</phrase> (NICE) to Buy from Neutral, and <phrase background-info=\"BRIEFING-BOOK\" name=\"ZS\" significance=\"PASSING-MENTION\" type=\"COMPANY\" vrtysux=\"COMPANY|ZS\">Zscaler</phrase> (ZS) to Buy from Neutral, while cutting red-hot <phrase background-info=\"BRIEFING-BOOK\" name=\"FSLY\" significance=\"PROMINENT\" type=\"COMPANY\" vrtysux=\"COMPANY|FSLY\">Fastly</phrase> (FSLY) to Sell from Neutral.</p> <ul class=\"articleList\"> <li>On CrowdStrike, Pritchard notes that the company continues to gain market share in endpoint security and expects growth in excess of Street estimates. His price target goes to $116 from $74.</li> <li>For NICE, he thinks the Covid-19 pandemic will boost its cloud-based call-center software. His new target is $221, up from $186.</li> <li>For Zscaler, a cloud-security and access-control software company, he thinks the company gets a boost from the shift to a more flexible workforce and adoption of cloud-based applications. He ups his target to $152 from $86</li> <li>For Fastly, he suggests taking profits after the content-delivery network company has rallied 100% in the past month and nearly 400% over the past three months. He doesn’t think that the growth rate embedded in the current earnings multiple is reasonable. His target is now $58, up from $31, though still well below the current stock price.</li> <li>Pritchard also raised price targets on three other Buy-rated infrastructure plays, taking <phrase background-info=\"BRIEFING-BOOK\" name=\"DT\" significance=\"PROMINENT\" type=\"COMPANY\" vrtysux=\"COMPANY|DT\">Dynatrace</phrase> (DT) to $49 from $37; <phrase background-info=\"BRIEFING-BOOK\" name=\"PING\" significance=\"PROMINENT\" type=\"COMPANY\" vrtysux=\"COMPANY|PING\">Ping Identity Holding</phrase> (PING) to $40 from $28; and <phrase background-info=\"BRIEFING-BOOK\" name=\"NOW\" significance=\"PROMINENT\" type=\"COMPANY\" vrtysux=\"COMPANY|NOW\">ServiceNow</phrase> (NOW) to $518 to $388.</li> </ul> <p></p> <p>Meanwhile, Pritchard laid out three groups of software stocks to bet on depending on your view of the shape of the economic recovery.</p> <p>V-shaped recovery: <phrase background-info=\"BRIEFING-BOOK\" name=\"ADSK\" significance=\"PASSING-MENTION\" type=\"COMPANY\" vrtysux=\"COMPANY|ADSK\">Autodesk</phrase> (ADSK), <phrase background-info=\"BRIEFING-BOOK\" name=\"CDAY\" significance=\"PASSING-MENTION\" type=\"COMPANY\" vrtysux=\"COMPANY|CDAY\">Ceridian HCM Holding</phrase> (CDAY), <phrase background-info=\"BRIEFING-BOOK\" name=\"PCTY\" significance=\"PASSING-MENTION\" type=\"COMPANY\" vrtysux=\"COMPANY|PCTY\">Paylocity Holding</phrase> (PCTY), <phrase background-info=\"BRIEFING-BOOK\" name=\"PAYC\" significance=\"PASSING-MENTION\" type=\"COMPANY\" vrtysux=\"COMPANY|PAYC\">Paycom Software</phrase> (PAYC), <phrase background-info=\"BRIEFING-BOOK\" name=\"SAP.XE\" significance=\"PASSING-MENTION\" type=\"COMPANY\" vrtysux=\"COMPANY|SAP.XE\">SAP</phrase> (SAP), <phrase background-info=\"BRIEFING-BOOK\" name=\"TDC\" significance=\"PASSING-MENTION\" type=\"COMPANY\" vrtysux=\"COMPANY|TDC\">Teradata</phrase> (TDC), and <phrase background-info=\"BRIEFING-BOOK\" name=\"WDAY\" significance=\"PASSING-MENTION\" type=\"COMPANY\" vrtysux=\"COMPANY|WDAY\">Workday (WDAY)</phrase>.</p> <p>Swoosh recovery: <phrase background-info=\"BRIEFING-BOOK\" name=\"AVLR\" significance=\"PROMINENT\" type=\"COMPANY\" vrtysux=\"COMPANY|AVLR\">Avalara</phrase> (AVLR), CrowdStrike, <phrase background-info=\"BRIEFING-BOOK\" name=\"CTXS\" significance=\"PASSING-MENTION\" type=\"COMPANY\" vrtysux=\"COMPANY|CTXS\">Citrix Systems</phrase> (CTXS), <phrase background-info=\"BRIEFING-BOOK\" name=\"DOCU\" significance=\"PASSING-MENTION\" type=\"COMPANY\" vrtysux=\"COMPANY|DOCU\">DocuSign</phrase> (DOCU), Dynatrace, Fastly, <phrase background-info=\"BRIEFING-BOOK\" name=\"PANW\" significance=\"PASSING-MENTION\" type=\"COMPANY\" vrtysux=\"COMPANY|PANW\">Palo Alto Networks</phrase> (PANW), <phrase background-info=\"BRIEFING-BOOK\" name=\"VEEV\" significance=\"PASSING-MENTION\" type=\"COMPANY\" vrtysux=\"COMPANY|VEEV\">Veeva Systems</phrase> (VEEV), <phrase background-info=\"BRIEFING-BOOK\" name=\"ZM\" significance=\"PASSING-MENTION\" type=\"COMPANY\" vrtysux=\"COMPANY|ZM\">Zoom Video Communications</phrase> (ZM), and Zscaler.</p> <p>Lower for longer: Avalara, <phrase background-info=\"BRIEFING-BOOK\" name=\"AYX\" significance=\"PASSING-MENTION\" type=\"COMPANY\" vrtysux=\"COMPANY|AYX\">Alteryx</phrase> (AYX), Ceridian, <phrase background-info=\"BRIEFING-BOOK\" name=\"CRM\" significance=\"PASSING-MENTION\" type=\"COMPANY\" vrtysux=\"COMPANY|CRM\">Salesforce.com</phrase> (CRM), DocuSign, <phrase background-info=\"BRIEFING-BOOK\" name=\"MDB\" significance=\"PASSING-MENTION\" type=\"COMPANY\" vrtysux=\"COMPANY|MDB\">MongoDB</phrase> (MDB), ServiceNow, Palo Alto Networks, Paycom, <phrase background-info=\"BRIEFING-BOOK\" name=\"TEAM\" significance=\"PASSING-MENTION\" type=\"COMPANY\" vrtysux=\"COMPANY|TEAM\">Atlassian</phrase> (TEAM), and Zscaler.</p> <p>Among the stocks that had rating changes Thursday, Zscaler is up 4.1%, NICE is up 1.2%, CrowdStrike is up 0.1%, and Fastly is up 3.9%.</p> <p> <strong>Write to </strong>Eric J. Savitz at <a href=\"mailto:eric.savitz@barrons.com\" target=\"_blank\" class=\"icon \" >eric.savitz@barrons.com</a></p>\n\n","contentServiceVersion":"3.45.0","seoId":"software-stocks-have-gotten-expensive-here-are-a-bunch-worth-buying-51594306200","images":{"or":"https://asset.barrons.com/public/resources/images/ON-DS335_crowds_OR_20200602113113.jpg","credit":"Photograph by Michael Short/Bloomberg"},"displayName":"Tech Trader","date":1594306200000,"source":"Barrons.com","page":"Daily","language":"en-US","id":"SB52547600905483254572404586496461009640824","type":"article_extended","articleId":"SB52547600905483254572404586496461009640824","articleSection":"Daily","articleType":"Tech Trader","credit":null,"ebVideo":null,"flashline":{"type":"daily","properties":{"subject":"Technology"}},"image":{"A":{"width":"76","height":"76","url":"https://images.barrons.com/im-193466?width=76&height=76"},"AM":{"width":"220","height":"220","url":"https://images.barrons.com/im-193466?width=220&height=220"},"B220":{"width":"220","height":"146","url":"https://images.barrons.com/im-193466?width=220&height=146"},"C":{"width":"167","height":"94","url":"https://images.barrons.com/im-193466?width=167&height=94"},"CA":{"width":"300","height":"200","url":"https://images.barrons.com/im-193466?width=300&height=200"},"D":{"width":"262","height":"174","url":"https://images.barrons.com/im-193466?width=262&height=174"},"DR":{"width":"540","height":"360","url":"https://images.barrons.com/im-193466?width=540&height=360"},"E":{"width":"359","height":"239","url":"https://images.barrons.com/im-193466?width=359&height=239"},"ER":{"width":"602","height":"402","url":"https://images.barrons.com/im-193466?width=602&height=402"},"F":{"width":"571","height":"226","url":"https://images.barrons.com/im-193466?width=571&height=226"},"FR":{"width":"632","height":"810","url":"https://images.barrons.com/im-193466?width=632&height=810"},"G":{"width":"553","height":"369","url":"https://images.barrons.com/im-193466?width=553&height=369"},"GR":{"width":"1242","height":"810","url":"https://images.barrons.com/im-193466?width=1242&height=810"},"H":{"width":"659","height":"439","url":"https://images.barrons.com/im-193466?width=659&height=439"},"J":{"width":"959","height":"639","url":"https://images.barrons.com/im-193466?width=959&height=639"},"K":{"width":"800","height":"600","url":"https://images.barrons.com/im-193466?width=800&height=600"},"M":{"width":"1280","height":"853","url":"https://images.barrons.com/im-193466?width=1280&height=853"},"MEDIUMSQ":{"width":"400","height":"400","url":"https://images.barrons.com/im-193466?width=400&height=400"},"4H":{"width":"300","height":"200","url":"https://images.barrons.com/im-193466?width=300&height=200"},"z110":{"width":"110","height":"73","url":"https://images.barrons.com/im-193466?width=110&height=73"},"z120":{"width":"120","height":"80","url":"https://images.barrons.com/im-193466?width=120&height=80"},"z380":{"width":"380","height":"253","url":"https://images.barrons.com/im-193466?width=380&height=253"},"TOP":{"width":"700","height":"350","url":"https://images.barrons.com/im-193466?width=700&height=350"},"TOPSM":{"width":"620","height":"310","url":"https://images.barrons.com/im-193466?width=620&height=310"},"B620":{"width":"620","height":"412","url":"https://images.barrons.com/im-193466?width=620&height=412"},"B620P":{"width":"620","height":"349","url":"https://images.barrons.com/im-193466?width=620&height=349"}},"isFree":true,"isFreeForever":true,"wordCount":564,"slides":null,"summary":"Citigroup analyst Walter Pritchard on how to position your software holdings depending on your view of the broader economy.","tags":[],"timestamp":1594306200000,"timestampCreatedAt":1594306200000,"enableCoralComments":false},"hash":"{\"id\":\"SB52547600905483254572404586496461009640824\",\"type\":\"article_extended\",\"data\":{\"dateType\":\"auto\",\"createdAt\":1594306200000,\"updatedAt\":1594306200000,\"archiveStoring\":\"\",\"deck\":\"\",\"privilages\":\"CODES_REVIEWED\",\"headline\":\"Software Stocks Have Gotten Expensive. Here Are a Bunch Worth Buying.\",\"originalReference\":\"3c2de578-c1ee-11ea-b29c-e7b3f4b33865\",\"section\":\"Daily\",\"articleBodyFlashline\":\"\",\"snippet\":\"\\n\\n<h2 class=\\\"HeadlineClass\\\"><a href=\\\"/articles/SB52547600905483254572404586496461009640824?$HeadlineQueryString$\\\" > Software Stocks Have Gotten Expensive. Here Are a Bunch Worth Buying. </a></h2> <p>Citigroup analyst Walter Pritchard on how to position your software holdings depending on your view of the broader economy.</p>\\n\",\"snippetBody\":\"\\n\\n <p>The huge pandemic-era rally in software stocks have driven valuations in the group to record peaks. Should you own them heading into the June-quarter earnings period?</p> <p>Citigroup analyst Walter Pritchard looks at that tricky issue in a pair of research reports Thursday, and responds with four rating changes, and some broader thoughts on how to position your software holdings depending on your view of the broader economy. He notes that “the decision of to what extent to be exposed to high growth/high multiple software as well...\",\"isSlideshow\":false,\"showDefaultChart\":true,\"webTemplate\":\"\",\"beta\":false,\"seoCounts\":{\"embedCount\":0,\"videoCount\":0,\"imageCount\":1,\"wordCount\":564,\"externalLinkCount\":0,\"internalLinkCount\":4},\"authors\":[{\"authorName\":\"Eric J. 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Should you own them heading into the June-quarter earnings period?</p> <p>Citigroup analyst Walter Pritchard looks at that tricky issue in a pair of research reports Thursday, and responds with four rating changes, and some broader thoughts on how to position your software holdings depending on your view of the broader economy. He notes that “the decision of to what extent to be exposed to high growth/high multiple software as well as stock-picking within this cohort is the key debate we hear amongst tech investors and generalist growth investors.”</p><!-- T1:_PW --> <p>Pritchard notes that software earnings multiples <a href=\\\"https://www.barrons.com/articles/soaring-software-stocks-show-signs-of-a-bubble-51564188580\\\" target=\\\"_blank\\\" class=\\\"icon none\\\" >are back to all-time highs</a> amid a more challenging macroeconomic environment and significant uncertainty on the earnings outlook for the next six months or longer. “Complicating this is a forgiving equity market backdrop, very low interest rates and significant central bank liquidity,” he writes.</p> <p>Pritchard concedes that he has no idea if we are headed for <a href=\\\"https://www.barrons.com/articles/morgan-stanley-goes-all-in-on-a-v-shaped-recovery-51592239029\\\" target=\\\"_blank\\\" class=\\\"icon none\\\" >a V-shaped recovery</a>, a “swoosh,” or an extended decline, which he calls “lower for longer.” But he notes that both during and coming out of the 2000-02 dot-com bust and 2008-09 global financial crisis, software spending trends outperformed broader benchmarks. He thinks that could mean software stocks outperform when the economy looks worse—and underperform when a recovery looks more probable.</p> <p>Pritchard changed ratings on four stocks, raising <phrase background-info=\\\"BRIEFING-BOOK\\\" name=\\\"CRWD\\\" significance=\\\"PASSING-MENTION\\\" type=\\\"COMPANY\\\" vrtysux=\\\"COMPANY|CRWD\\\">CrowdStrike Holdings</phrase> (ticker: CRWD) to Neutral from Sell, <phrase background-info=\\\"BRIEFING-BOOK\\\" name=\\\"NICE.TV\\\" significance=\\\"PROMINENT\\\" type=\\\"COMPANY\\\" vrtysux=\\\"COMPANY|NICE.TV\\\">NICE</phrase> (NICE) to Buy from Neutral, and <phrase background-info=\\\"BRIEFING-BOOK\\\" name=\\\"ZS\\\" significance=\\\"PASSING-MENTION\\\" type=\\\"COMPANY\\\" vrtysux=\\\"COMPANY|ZS\\\">Zscaler</phrase> (ZS) to Buy from Neutral, while cutting red-hot <phrase background-info=\\\"BRIEFING-BOOK\\\" name=\\\"FSLY\\\" significance=\\\"PROMINENT\\\" type=\\\"COMPANY\\\" vrtysux=\\\"COMPANY|FSLY\\\">Fastly</phrase> (FSLY) to Sell from Neutral.</p> <ul class=\\\"articleList\\\"> <li>On CrowdStrike, Pritchard notes that the company continues to gain market share in endpoint security and expects growth in excess of Street estimates. His price target goes to $116 from $74.</li> <li>For NICE, he thinks the Covid-19 pandemic will boost its cloud-based call-center software. His new target is $221, up from $186.</li> <li>For Zscaler, a cloud-security and access-control software company, he thinks the company gets a boost from the shift to a more flexible workforce and adoption of cloud-based applications. He ups his target to $152 from $86</li> <li>For Fastly, he suggests taking profits after the content-delivery network company has rallied 100% in the past month and nearly 400% over the past three months. He doesn’t think that the growth rate embedded in the current earnings multiple is reasonable. His target is now $58, up from $31, though still well below the current stock price.</li> <li>Pritchard also raised price targets on three other Buy-rated infrastructure plays, taking <phrase background-info=\\\"BRIEFING-BOOK\\\" name=\\\"DT\\\" significance=\\\"PROMINENT\\\" type=\\\"COMPANY\\\" vrtysux=\\\"COMPANY|DT\\\">Dynatrace</phrase> (DT) to $49 from $37; <phrase background-info=\\\"BRIEFING-BOOK\\\" name=\\\"PING\\\" significance=\\\"PROMINENT\\\" type=\\\"COMPANY\\\" vrtysux=\\\"COMPANY|PING\\\">Ping Identity Holding</phrase> (PING) to $40 from $28; and <phrase background-info=\\\"BRIEFING-BOOK\\\" name=\\\"NOW\\\" significance=\\\"PROMINENT\\\" type=\\\"COMPANY\\\" vrtysux=\\\"COMPANY|NOW\\\">ServiceNow</phrase> (NOW) to $518 to $388.</li> </ul> <p></p> <p>Meanwhile, Pritchard laid out three groups of software stocks to bet on depending on your view of the shape of the economic recovery.</p> <p>V-shaped recovery: <phrase background-info=\\\"BRIEFING-BOOK\\\" name=\\\"ADSK\\\" significance=\\\"PASSING-MENTION\\\" type=\\\"COMPANY\\\" vrtysux=\\\"COMPANY|ADSK\\\">Autodesk</phrase> (ADSK), <phrase background-info=\\\"BRIEFING-BOOK\\\" name=\\\"CDAY\\\" significance=\\\"PASSING-MENTION\\\" type=\\\"COMPANY\\\" vrtysux=\\\"COMPANY|CDAY\\\">Ceridian HCM Holding</phrase> (CDAY), <phrase background-info=\\\"BRIEFING-BOOK\\\" name=\\\"PCTY\\\" significance=\\\"PASSING-MENTION\\\" type=\\\"COMPANY\\\" vrtysux=\\\"COMPANY|PCTY\\\">Paylocity Holding</phrase> (PCTY), <phrase background-info=\\\"BRIEFING-BOOK\\\" name=\\\"PAYC\\\" significance=\\\"PASSING-MENTION\\\" type=\\\"COMPANY\\\" vrtysux=\\\"COMPANY|PAYC\\\">Paycom Software</phrase> (PAYC), <phrase background-info=\\\"BRIEFING-BOOK\\\" name=\\\"SAP.XE\\\" significance=\\\"PASSING-MENTION\\\" type=\\\"COMPANY\\\" vrtysux=\\\"COMPANY|SAP.XE\\\">SAP</phrase> (SAP), <phrase background-info=\\\"BRIEFING-BOOK\\\" name=\\\"TDC\\\" significance=\\\"PASSING-MENTION\\\" type=\\\"COMPANY\\\" vrtysux=\\\"COMPANY|TDC\\\">Teradata</phrase> (TDC), and <phrase background-info=\\\"BRIEFING-BOOK\\\" name=\\\"WDAY\\\" significance=\\\"PASSING-MENTION\\\" type=\\\"COMPANY\\\" vrtysux=\\\"COMPANY|WDAY\\\">Workday (WDAY)</phrase>.</p> <p>Swoosh recovery: <phrase background-info=\\\"BRIEFING-BOOK\\\" name=\\\"AVLR\\\" significance=\\\"PROMINENT\\\" type=\\\"COMPANY\\\" vrtysux=\\\"COMPANY|AVLR\\\">Avalara</phrase> (AVLR), CrowdStrike, <phrase background-info=\\\"BRIEFING-BOOK\\\" name=\\\"CTXS\\\" significance=\\\"PASSING-MENTION\\\" type=\\\"COMPANY\\\" vrtysux=\\\"COMPANY|CTXS\\\">Citrix Systems</phrase> (CTXS), <phrase background-info=\\\"BRIEFING-BOOK\\\" name=\\\"DOCU\\\" significance=\\\"PASSING-MENTION\\\" type=\\\"COMPANY\\\" vrtysux=\\\"COMPANY|DOCU\\\">DocuSign</phrase> (DOCU), Dynatrace, Fastly, <phrase background-info=\\\"BRIEFING-BOOK\\\" name=\\\"PANW\\\" significance=\\\"PASSING-MENTION\\\" type=\\\"COMPANY\\\" vrtysux=\\\"COMPANY|PANW\\\">Palo Alto Networks</phrase> (PANW), <phrase background-info=\\\"BRIEFING-BOOK\\\" name=\\\"VEEV\\\" significance=\\\"PASSING-MENTION\\\" type=\\\"COMPANY\\\" vrtysux=\\\"COMPANY|VEEV\\\">Veeva Systems</phrase> (VEEV), <phrase background-info=\\\"BRIEFING-BOOK\\\" name=\\\"ZM\\\" significance=\\\"PASSING-MENTION\\\" type=\\\"COMPANY\\\" vrtysux=\\\"COMPANY|ZM\\\">Zoom Video Communications</phrase> (ZM), and Zscaler.</p> <p>Lower for longer: Avalara, <phrase background-info=\\\"BRIEFING-BOOK\\\" name=\\\"AYX\\\" significance=\\\"PASSING-MENTION\\\" type=\\\"COMPANY\\\" vrtysux=\\\"COMPANY|AYX\\\">Alteryx</phrase> (AYX), Ceridian, <phrase background-info=\\\"BRIEFING-BOOK\\\" name=\\\"CRM\\\" significance=\\\"PASSING-MENTION\\\" type=\\\"COMPANY\\\" vrtysux=\\\"COMPANY|CRM\\\">Salesforce.com</phrase> (CRM), DocuSign, <phrase background-info=\\\"BRIEFING-BOOK\\\" name=\\\"MDB\\\" significance=\\\"PASSING-MENTION\\\" type=\\\"COMPANY\\\" vrtysux=\\\"COMPANY|MDB\\\">MongoDB</phrase> (MDB), ServiceNow, Palo Alto Networks, Paycom, <phrase background-info=\\\"BRIEFING-BOOK\\\" name=\\\"TEAM\\\" significance=\\\"PASSING-MENTION\\\" type=\\\"COMPANY\\\" vrtysux=\\\"COMPANY|TEAM\\\">Atlassian</phrase> (TEAM), and Zscaler.</p> <p>Among the stocks that had rating changes Thursday, Zscaler is up 4.1%, NICE is up 1.2%, CrowdStrike is up 0.1%, and Fastly is up 3.9%.</p> <p> <strong>Write to </strong>Eric J. Savitz at <a href=\\\"mailto:eric.savitz@barrons.com\\\" target=\\\"_blank\\\" class=\\\"icon \\\" >eric.savitz@barrons.com</a></p>\\n\\n\",\"contentServiceVersion\":\"3.45.0\",\"seoId\":\"software-stocks-have-gotten-expensive-here-are-a-bunch-worth-buying-51594306200\",\"images\":{\"or\":\"https://asset.barrons.com/public/resources/images/ON-DS335_crowds_OR_20200602113113.jpg\",\"credit\":\"Photograph by Michael Short/Bloomberg\"},\"displayName\":\"Tech Trader\",\"date\":1594306200000,\"source\":\"Barrons.com\",\"page\":\"Daily\",\"language\":\"en-US\",\"id\":\"SB52547600905483254572404586496461009640824\",\"type\":\"article_extended\",\"articleId\":\"SB52547600905483254572404586496461009640824\",\"articleSection\":\"Daily\",\"articleType\":\"Tech 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analyst Walter Pritchard on how to position your software holdings depending on your view of the broader economy.\",\"tags\":[],\"timestamp\":1594306200000,\"timestampCreatedAt\":1594306200000,\"enableCoralComments\":false}}"},"isStale":false},"article_extended_SB52547600905483254572404586496503611149770":{"set":1594322417634,"ttl":90000,"data":{"id":"SB52547600905483254572404586496503611149770","type":"article_extended","data":{"dateType":"auto","createdAt":1594310400000,"updatedAt":1594310400000,"archiveStoring":"","deck":"","privilages":"CODES_REVIEWED","headline":"When Low Yields Can Be a Good Deal for Investors","originalReference":"d73dc5ca-c1f2-11ea-b29c-e7b3f4b33865","section":"Daily","articleBodyFlashline":"","snippet":"\n\n<h2 class=\"HeadlineClass\"><a href=\"/articles/SB52547600905483254572404586496503611149770?$HeadlineQueryString$\" > When Low Yields Can Be a Good Deal for Investors </a></h2> <p>Investors have consistently expected unreasonable increases in interest rates, boosting bond returns. Could that be true today?</p>\n","snippetBody":"\n\n <p>Yields on long-term U.S. Treasuries are at historic lows, but that doesn’t necessarily mean the securities will be bad investments—and there are reasons to think that 20-year bonds in particular could be relatively attractive. </p> <p>Behind the investment case is how current longer-term yields end up comparing with future short-term interest rates. As I wrote last week, it’s typically not as cost-effective as one might think for governments to lock in on today’s rates by borrowing long term. The flip side is that investors can earn...","isSlideshow":false,"showDefaultChart":true,"webTemplate":"","beta":false,"seoCounts":{"videoCount":0,"imageCount":1,"wordCount":957,"embedCount":3,"externalLinkCount":3,"internalLinkCount":8},"authors":[{"authorName":"Matthew C. Klein","authorTopicId":"8566","authorBiography":"https://www.wsj.com/news/author/8566"}],"categories":[{"name":"Uncategorized","slug":"uncategorized"}],"imagesbucket":{"OR":{"slug":"longbonds0707","responsive":false,"height":"861","url":"https://asset.barrons.com/public/resources/images/ON-DU609_longbo_OR_20200707171411.jpg","credit":"Mandel Ngan/AFP via Getty Images","width":"1280","size":"OR"}},"firstMedia":{"src":"","type":"IMAGE","caption":"The U.S. Treasury building ","credit":"Mandel Ngan/AFP via Getty Images"},"video":[],"propertyKeywords":[],"mediaProperties":{},"bitlyurl":"","eTag":"1594310448639","arthurV2Image":{"imphotoid":"im-206705","softcrop":"Horizontal","location":"https://images.barrons.com/im-206705","size":"1.5"},"insets":[{"insetProperties":{"layout":"wrap"},"responsive":false,"id":"media-2","layout":"wrap","imageInfo":{"slug":"longbonds0707","responsive":false,"height":"861","url":"https://asset.barrons.com/public/resources/images/ON-DU609_longbo_OR_20200707171411.jpg","width":"1280","size":"OR"},"altImageInfo":[{"slug":"longbonds0707","responsive":false,"height":"861","url":"https://asset.barrons.com/public/resources/images/ON-DU609_longbo_OR_20200707171411.jpg","width":"1280","size":"OR"}],"includeIcon":true,"subtype":"Photo","arthurV2Image":{"imphotoid":"im-206705","softcrop":"Horizontal","location":"https://images.barrons.com/im-206705","size":"1.5"},"credit":"Mandel Ngan/AFP via Getty Images","caption":"The U.S. Treasury building ","index":"0","type":"InsetMediaIllustration"},{"insetProperties":{"layout":"inline"},"id":"inset-1","layout":"inline","url":"https://asset.barrons.com/dynamic-insets/charts/cdc_5a048b061801521f742f8dde.json","index":"1","type":"InsetDynamic"},{"insetProperties":{"layout":"inline"},"id":"inset-2","layout":"inline","url":"https://asset.barrons.com/dynamic-insets/charts/cdc_5f99dde8c389a0fe960484ef.json","index":"2","type":"InsetDynamic"},{"insetProperties":{"layout":"inline"},"id":"inset-3","layout":"inline","url":"https://asset.barrons.com/dynamic-insets/charts/cdc_a6b7d72c34fb8bcb32a6ac57.json","index":"3","type":"InsetDynamic"}],"byline":"Matthew C. Klein","url":"https://www.barrons.com/articles/when-low-yields-can-be-a-good-deal-for-investors-51594310401","summaries":null,"selfCodes":[{"seoname":"Feature","vrtysux":"BARRONS_DISPLAY_BRAND|BARFEATURE","symbol":"BARFEATURE","value":"Feature","type":"BARRONS_DISPLAY_BRAND"},{"seoname":"Treasuries","vrtysux":"BARRONS_DISPLAY_SUBJECT|BARTRES","symbol":"BARTRES","value":"Treasuries","type":"BARRONS_DISPLAY_SUBJECT"},{"seoname":"","vrtysux":"FIRST_PUBLISH_HEADLINE|When Low Yields Can Be a Good Deal for Investors","symbol":"When Low Yields Can Be a Good Deal for Investors","value":"","type":"FIRST_PUBLISH_HEADLINE"},{"seoname":"","vrtysux":"HEADLINE|When Low Yields Can Be a Good Deal for Investors","symbol":"When Low Yields Can Be a Good Deal for Investors","value":"","type":"HEADLINE"},{"seoname":"","vrtysux":"RELAY|SYND","symbol":"SYND","value":"","type":"RELAY"},{"seoname":"CODES_REVIEWED","vrtysux":"STATISTIC|CODES_REVIEWED","symbol":"CODES_REVIEWED","value":"CODES_REVIEWED","type":"STATISTIC"},{"seoname":"Bonds","vrtysux":"SUBJECT|BARBON","symbol":"BARBON","value":"Bonds","type":"SUBJECT"},{"seoname":"Feature","vrtysux":"SUBJECT|BARFEATURE","symbol":"BARFEATURE","value":"Feature","type":"SUBJECT"},{"seoname":"Financial Planning","vrtysux":"SUBJECT|BARFIN","symbol":"BARFIN","value":"Financial Planning","type":"SUBJECT"},{"seoname":"Income Investing","vrtysux":"SUBJECT|BARFININCINV","symbol":"BARFININCINV","value":"Income Investing","type":"SUBJECT"},{"seoname":"Markets","vrtysux":"SUBJECT|BARMKTS","symbol":"BARMKTS","value":"Markets","type":"SUBJECT"},{"seoname":"Treasuries","vrtysux":"SUBJECT|BARTRES","symbol":"BARTRES","value":"Treasuries","type":"SUBJECT"},{"seoname":"US","vrtysux":"SUBJECT|BARUS","symbol":"BARUS","value":"US","type":"SUBJECT"},{"seoname":"Volatility","vrtysux":"SUBJECT|BARVOLAT","symbol":"BARVOLAT","value":"Volatility","type":"SUBJECT"}],"subjects":{"BARRONS_DISPLAY_BRAND":[{"name":"BARFEATURE","displayName":"Feature","type":"BARRONS_DISPLAY_BRAND"}],"BARRONS_DISPLAY_SUBJECT":[{"name":"BARTRES","displayName":"Treasuries","type":"BARRONS_DISPLAY_SUBJECT"}],"externalsymbol":[{"name":"BARBON","displayName":"Bonds","type":"externalsymbol"},{"name":"BARTRES","displayName":"Treasuries","type":"externalsymbol"},{"name":"BARVOLAT","displayName":"Volatility","type":"externalsymbol"},{"name":"BARUS","displayName":"US","type":"externalsymbol"},{"name":"BARMKTS","displayName":"Markets","type":"externalsymbol"},{"name":"BARFIN","displayName":"Financial Planning","type":"externalsymbol"},{"name":"BARFININCINV","displayName":"Income Investing","type":"externalsymbol"},{"name":"BARFEATURE","displayName":"Feature","type":"externalsymbol"}]},"html":"\n\n<!-- T1:M --> <p>Yields on long-term U.S. Treasuries are at historic lows, but that doesn’t necessarily mean the securities will be bad investments—and there are reasons to think that 20-year bonds in particular could be relatively attractive. </p> <p>Behind the investment case is how current longer-term yields end up comparing with future short-term interest rates. As I wrote last week, <a href=\"https://www.barrons.com/articles/why-the-government-should-favor-short-term-debt-and-not-lock-in-on-long-bonds-low-rates-51593950401\" target=\"_blank\" class=\"icon none\" >it’s typically not as cost-effective as one might think</a> for governments to lock in on today’s rates by borrowing long term. The flip side is that investors can earn excess returns from holding long-term debt. </p><!-- T1:_PW --> <p>For the past several decades, investors have overestimated how high short-term interest rates would rise. (Or, alternatively, the risk premium has been extremely large—it’s impossible to tell which is which, although that doesn’t stop <a href=\"https://ftalphaville.ft.com/2016/12/01/2180569/whats-up-with-the-term-premium/\" target=\"_blank\" class=\"icon none\" >traders and academics from quibbling endlessly</a> about it.) Whatever the reason, yields on 10-year notes have consistently exceeded the returns from buying and rolling over three-month Treasury bills since 1979. That’s been a boon for bond investors, although <a href=\"https://www.barrons.com/articles/why-the-government-should-favor-short-term-debt-and-not-lock-in-on-long-bonds-low-rates-51593950401\" target=\"_blank\" class=\"icon none\" >the extra interest income meant higher costs for the Treasury</a>.</p> <p>Yields are still <a href=\"https://www.treasury.gov/resource-center/data-chart-center/interest-rates/Pages/TextView.aspx?data=yield\" target=\"_blank\" class=\"icon none\" >at historic lows</a>, with the 10-year U.S. Treasury note around 0.7%, the 20-year bond just under 1.2%, and the 30-year bond at about 1.4%. These yields imply that investors’ returns from holding fixed income will be worse than in the past. But they could still be better investments than cash-like investments such as money funds or bank accounts.</p> <p>Remember that lending money for 10 years is basically the same as lending the same amount of money for one year and then rolling over that one-year debt every time it comes due for 10 years. The interest rate on 10-year debt should therefore be a function of expected future one-year interest rates plus some “duration premium” to compensate lenders for the risk that their expectations are wrong.</p> <p>Even with the Great Inflation (as economists call the period from 1966 to 1983, roughly speaking), the highest yield an American investor would ever have needed from 10-year U.S. Treasury notes was just 9.1%. Anything beyond that was excess returns above whatever investors would have ended up earning from buying and rolling over three-month Treasury bills.</p> <!-- T1:M --> <p>The most extreme valuation gap came in the early 1980s, when 10-year notes sometimes yielded as much as 8% more than would be earned by rolling over T-bills. But the gap between reality and expectations was not purely a function of the ultra-high interest rates imposed by Federal Reserve Chairman Paul Volcker in the early 1980s. Since the middle of 1985—by which point inflation had been crushed—10-year notes generally yielded about 3% more than what investors would have earned from rolling over T-bills, with this excess return ranging from about 2% to 4% each year.</p> <p>As recently as 2011, the last year for which this exercise is possible, bond investors were able to lock in excess returns of more than 3% each year over bills, even though note yields seemed “low” at the time because they were under 4%.</p> <!-- T1:M --> <p>Those kinds of excess returns aren’t available now, unless the Federal Reserve cuts short-term rates deep into negative territory (<a href=\"https://www.barrons.com/articles/trump-negative-interest-rates-federal-reserve-powell-european-central-bank-japan-fed-funds-futures-51589301075\" target=\"_blank\" class=\"icon none\" >which officials suggest won’t happen</a>). Even if you knew for certain that one-year rates would be 0% every year for the next decade, the yield currently on offer from 10-year notes would be relatively unattractive compared to history, although it would still be better than holding and rolling bills. (This dynamic helps explain <a href=\"https://fred.stlouisfed.org/series/GOLDPMGBD228NLBM\" target=\"_blank\" class=\"icon none\" >the massive rally in gold prices </a>over the past 18 months.)</p> <p>The 10n-year probably won’t deliver stellar returns, but it probably won’t lose money relative to cash either: reasonable forecasts of short-term interest rates over the next decade suggest the 10-year is probably right around its breakeven rate. For whatever reason, the U.S. economy seems unable to handle short-term interest rates much higher than 2%, even when things are going relatively well.</p> <p>It’s easy to forget now, but <a href=\"https://www.barrons.com/articles/the-federal-reserve-cut-interest-rates-it-didnt-loosen-monetary-policy-51568839065\" target=\"_blank\" class=\"icon none\" >the Fed was lowering its policy target</a> in the second half of 2019 after officials realized they had overshot with excessive rate increases in 2018. At the same time, it’s also clear that the economy spends far more time running below capacity than it does running at its limit, much less beyond it, which helps explain why consumer price inflation has been so muted for so long.</p> <p>Put those facts together and it’s easy to imagine a scenario where short-term rates, which are currently zero, stay that low until 2025, after which they gradually increase and peak at 2% before the end of the decade. In that world, locking in the current 0.7% yield on the 10-year could be about as good for investors as rolling T-bills, if not slightly better.</p> <p>The 20-year bond presents more intriguing possibilities for investors with that economic outlook. At just under 1.2%, the yield looks extremely low, but what matters is whether it’s too low to be profitable for investors compared to bills or income-free assets like gold. The 20-year bond can be thought of as the existing 10-year note plus another 10-year note that starts 10 years from now. The yield on that future 10-year note is about 1.8%, which is significantly higher than the yield on the current 10-year note.</p> <!-- T1:M --> <p>While there have been steeper curves in the past, the spread is relatively wide compared to history—and, importantly, much higher than it was in summer 2018—which suggests there is some risk premium included for investors above the breakeven return. In other words, if the existing 10-year note is fairly priced, or even somewhat attractive compared to rolling bills, the 20-year bond is likely much more attractive.</p> <p>Even in a world of low yields, investors still have the potential to earn excess returns from duration.</p> <p> <strong>Write to </strong>Matthew C. Klein at <a href=\"mailto:matthew.klein@barrons.com\" target=\"_blank\" class=\"icon \" >matthew.klein@barrons.com</a></p>\n\n","contentServiceVersion":"3.45.0","seoId":"when-low-yields-can-be-a-good-deal-for-investors-51594310401","images":{"or":"https://asset.barrons.com/public/resources/images/ON-DU609_longbo_OR_20200707171411.jpg","credit":"Mandel Ngan/AFP via Getty Images"},"lastPubDate":1594310400000,"displayName":"Incomeinvesting Blog","date":1594310400000,"source":"Barrons.com","page":"Daily","language":"en-US","id":"SB52547600905483254572404586496503611149770","type":"article_extended","articleId":"SB52547600905483254572404586496503611149770","articleSection":"Daily","articleType":"Incomeinvesting Blog","credit":null,"ebVideo":null,"flashline":{"type":"daily","properties":{"brand":"Feature","subject":"Treasuries"}},"image":{"A":{"width":"76","height":"76","url":"https://images.barrons.com/im-206705?width=76&height=76"},"AM":{"width":"220","height":"220","url":"https://images.barrons.com/im-206705?width=220&height=220"},"B220":{"width":"220","height":"146","url":"https://images.barrons.com/im-206705?width=220&height=146"},"C":{"width":"167","height":"94","url":"https://images.barrons.com/im-206705?width=167&height=94"},"CA":{"width":"300","height":"200","url":"https://images.barrons.com/im-206705?width=300&height=200"},"D":{"width":"262","height":"174","url":"https://images.barrons.com/im-206705?width=262&height=174"},"DR":{"width":"540","height":"360","url":"https://images.barrons.com/im-206705?width=540&height=360"},"E":{"width":"359","height":"239","url":"https://images.barrons.com/im-206705?width=359&height=239"},"ER":{"width":"602","height":"402","url":"https://images.barrons.com/im-206705?width=602&height=402"},"F":{"width":"571","height":"226","url":"https://images.barrons.com/im-206705?width=571&height=226"},"FR":{"width":"632","height":"810","url":"https://images.barrons.com/im-206705?width=632&height=810"},"G":{"width":"553","height":"369","url":"https://images.barrons.com/im-206705?width=553&height=369"},"GR":{"width":"1242","height":"810","url":"https://images.barrons.com/im-206705?width=1242&height=810"},"H":{"width":"659","height":"439","url":"https://images.barrons.com/im-206705?width=659&height=439"},"J":{"width":"959","height":"639","url":"https://images.barrons.com/im-206705?width=959&height=639"},"K":{"width":"800","height":"600","url":"https://images.barrons.com/im-206705?width=800&height=600"},"M":{"width":"1280","height":"853","url":"https://images.barrons.com/im-206705?width=1280&height=853"},"MEDIUMSQ":{"width":"400","height":"400","url":"https://images.barrons.com/im-206705?width=400&height=400"},"4H":{"width":"300","height":"200","url":"https://images.barrons.com/im-206705?width=300&height=200"},"z110":{"width":"110","height":"73","url":"https://images.barrons.com/im-206705?width=110&height=73"},"z120":{"width":"120","height":"80","url":"https://images.barrons.com/im-206705?width=120&height=80"},"z380":{"width":"380","height":"253","url":"https://images.barrons.com/im-206705?width=380&height=253"},"TOP":{"width":"700","height":"350","url":"https://images.barrons.com/im-206705?width=700&height=350"},"TOPSM":{"width":"620","height":"310","url":"https://images.barrons.com/im-206705?width=620&height=310"},"B620":{"width":"620","height":"412","url":"https://images.barrons.com/im-206705?width=620&height=412"},"B620P":{"width":"620","height":"349","url":"https://images.barrons.com/im-206705?width=620&height=349"}},"isFree":true,"isFreeForever":true,"wordCount":957,"slides":null,"summary":"Investors have consistently expected unreasonable increases in interest rates, boosting bond returns. Could that be true today?","tags":[],"timestamp":1594310400000,"timestampCreatedAt":1594310400000,"enableCoralComments":false},"hash":"{\"id\":\"SB52547600905483254572404586496503611149770\",\"type\":\"article_extended\",\"data\":{\"dateType\":\"auto\",\"createdAt\":1594310400000,\"updatedAt\":1594310400000,\"archiveStoring\":\"\",\"deck\":\"\",\"privilages\":\"CODES_REVIEWED\",\"headline\":\"When Low Yields Can Be a Good Deal for Investors\",\"originalReference\":\"d73dc5ca-c1f2-11ea-b29c-e7b3f4b33865\",\"section\":\"Daily\",\"articleBodyFlashline\":\"\",\"snippet\":\"\\n\\n<h2 class=\\\"HeadlineClass\\\"><a href=\\\"/articles/SB52547600905483254572404586496503611149770?$HeadlineQueryString$\\\" > When Low Yields Can Be a Good Deal for Investors </a></h2> <p>Investors have consistently expected unreasonable increases in interest rates, boosting bond returns. Could that be true today?</p>\\n\",\"snippetBody\":\"\\n\\n <p>Yields on long-term U.S. Treasuries are at historic lows, but that doesn’t necessarily mean the securities will be bad investments—and there are reasons to think that 20-year bonds in particular could be relatively attractive. </p> <p>Behind the investment case is how current longer-term yields end up comparing with future short-term interest rates. As I wrote last week, it’s typically not as cost-effective as one might think for governments to lock in on today’s rates by borrowing long term. The flip side is that investors can earn...\",\"isSlideshow\":false,\"showDefaultChart\":true,\"webTemplate\":\"\",\"beta\":false,\"seoCounts\":{\"videoCount\":0,\"imageCount\":1,\"wordCount\":957,\"embedCount\":3,\"externalLinkCount\":3,\"internalLinkCount\":8},\"authors\":[{\"authorName\":\"Matthew C. 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As I wrote last week, <a href=\\\"https://www.barrons.com/articles/why-the-government-should-favor-short-term-debt-and-not-lock-in-on-long-bonds-low-rates-51593950401\\\" target=\\\"_blank\\\" class=\\\"icon none\\\" >it’s typically not as cost-effective as one might think</a> for governments to lock in on today’s rates by borrowing long term. The flip side is that investors can earn excess returns from holding long-term debt. </p><!-- T1:_PW --> <p>For the past several decades, investors have overestimated how high short-term interest rates would rise. (Or, alternatively, the risk premium has been extremely large—it’s impossible to tell which is which, although that doesn’t stop <a href=\\\"https://ftalphaville.ft.com/2016/12/01/2180569/whats-up-with-the-term-premium/\\\" target=\\\"_blank\\\" class=\\\"icon none\\\" >traders and academics from quibbling endlessly</a> about it.) Whatever the reason, yields on 10-year notes have consistently exceeded the returns from buying and rolling over three-month Treasury bills since 1979. That’s been a boon for bond investors, although <a href=\\\"https://www.barrons.com/articles/why-the-government-should-favor-short-term-debt-and-not-lock-in-on-long-bonds-low-rates-51593950401\\\" target=\\\"_blank\\\" class=\\\"icon none\\\" >the extra interest income meant higher costs for the Treasury</a>.</p> <p>Yields are still <a href=\\\"https://www.treasury.gov/resource-center/data-chart-center/interest-rates/Pages/TextView.aspx?data=yield\\\" target=\\\"_blank\\\" class=\\\"icon none\\\" >at historic lows</a>, with the 10-year U.S. Treasury note around 0.7%, the 20-year bond just under 1.2%, and the 30-year bond at about 1.4%. These yields imply that investors’ returns from holding fixed income will be worse than in the past. But they could still be better investments than cash-like investments such as money funds or bank accounts.</p> <p>Remember that lending money for 10 years is basically the same as lending the same amount of money for one year and then rolling over that one-year debt every time it comes due for 10 years. The interest rate on 10-year debt should therefore be a function of expected future one-year interest rates plus some “duration premium” to compensate lenders for the risk that their expectations are wrong.</p> <p>Even with the Great Inflation (as economists call the period from 1966 to 1983, roughly speaking), the highest yield an American investor would ever have needed from 10-year U.S. Treasury notes was just 9.1%. Anything beyond that was excess returns above whatever investors would have ended up earning from buying and rolling over three-month Treasury bills.</p> <!-- T1:M --> <p>The most extreme valuation gap came in the early 1980s, when 10-year notes sometimes yielded as much as 8% more than would be earned by rolling over T-bills. But the gap between reality and expectations was not purely a function of the ultra-high interest rates imposed by Federal Reserve Chairman Paul Volcker in the early 1980s. Since the middle of 1985—by which point inflation had been crushed—10-year notes generally yielded about 3% more than what investors would have earned from rolling over T-bills, with this excess return ranging from about 2% to 4% each year.</p> <p>As recently as 2011, the last year for which this exercise is possible, bond investors were able to lock in excess returns of more than 3% each year over bills, even though note yields seemed “low” at the time because they were under 4%.</p> <!-- T1:M --> <p>Those kinds of excess returns aren’t available now, unless the Federal Reserve cuts short-term rates deep into negative territory (<a href=\\\"https://www.barrons.com/articles/trump-negative-interest-rates-federal-reserve-powell-european-central-bank-japan-fed-funds-futures-51589301075\\\" target=\\\"_blank\\\" class=\\\"icon none\\\" >which officials suggest won’t happen</a>). Even if you knew for certain that one-year rates would be 0% every year for the next decade, the yield currently on offer from 10-year notes would be relatively unattractive compared to history, although it would still be better than holding and rolling bills. (This dynamic helps explain <a href=\\\"https://fred.stlouisfed.org/series/GOLDPMGBD228NLBM\\\" target=\\\"_blank\\\" class=\\\"icon none\\\" >the massive rally in gold prices </a>over the past 18 months.)</p> <p>The 10n-year probably won’t deliver stellar returns, but it probably won’t lose money relative to cash either: reasonable forecasts of short-term interest rates over the next decade suggest the 10-year is probably right around its breakeven rate. For whatever reason, the U.S. economy seems unable to handle short-term interest rates much higher than 2%, even when things are going relatively well.</p> <p>It’s easy to forget now, but <a href=\\\"https://www.barrons.com/articles/the-federal-reserve-cut-interest-rates-it-didnt-loosen-monetary-policy-51568839065\\\" target=\\\"_blank\\\" class=\\\"icon none\\\" >the Fed was lowering its policy target</a> in the second half of 2019 after officials realized they had overshot with excessive rate increases in 2018. At the same time, it’s also clear that the economy spends far more time running below capacity than it does running at its limit, much less beyond it, which helps explain why consumer price inflation has been so muted for so long.</p> <p>Put those facts together and it’s easy to imagine a scenario where short-term rates, which are currently zero, stay that low until 2025, after which they gradually increase and peak at 2% before the end of the decade. In that world, locking in the current 0.7% yield on the 10-year could be about as good for investors as rolling T-bills, if not slightly better.</p> <p>The 20-year bond presents more intriguing possibilities for investors with that economic outlook. At just under 1.2%, the yield looks extremely low, but what matters is whether it’s too low to be profitable for investors compared to bills or income-free assets like gold. The 20-year bond can be thought of as the existing 10-year note plus another 10-year note that starts 10 years from now. The yield on that future 10-year note is about 1.8%, which is significantly higher than the yield on the current 10-year note.</p> <!-- T1:M --> <p>While there have been steeper curves in the past, the spread is relatively wide compared to history—and, importantly, much higher than it was in summer 2018—which suggests there is some risk premium included for investors above the breakeven return. In other words, if the existing 10-year note is fairly priced, or even somewhat attractive compared to rolling bills, the 20-year bond is likely much more attractive.</p> <p>Even in a world of low yields, investors still have the potential to earn excess returns from duration.</p> <p> <strong>Write to </strong>Matthew C. Klein at <a href=\\\"mailto:matthew.klein@barrons.com\\\" target=\\\"_blank\\\" class=\\\"icon \\\" >matthew.klein@barrons.com</a></p>\\n\\n\",\"contentServiceVersion\":\"3.45.0\",\"seoId\":\"when-low-yields-can-be-a-good-deal-for-investors-51594310401\",\"images\":{\"or\":\"https://asset.barrons.com/public/resources/images/ON-DU609_longbo_OR_20200707171411.jpg\",\"credit\":\"Mandel Ngan/AFP via Getty Images\"},\"lastPubDate\":1594310400000,\"displayName\":\"Incomeinvesting Blog\",\"date\":1594310400000,\"source\":\"Barrons.com\",\"page\":\"Daily\",\"language\":\"en-US\",\"id\":\"SB52547600905483254572404586496503611149770\",\"type\":\"article_extended\",\"articleId\":\"SB52547600905483254572404586496503611149770\",\"articleSection\":\"Daily\",\"articleType\":\"Incomeinvesting Blog\",\"credit\":null,\"ebVideo\":null,\"flashline\":{\"type\":\"daily\",\"properties\":{\"brand\":\"Feature\",\"subject\":\"Treasuries\"}},\"image\":{\"A\":{\"width\":\"76\",\"height\":\"76\",\"url\":\"https://images.barrons.com/im-206705?width=76&height=76\"},\"AM\":{\"width\":\"220\",\"height\":\"220\",\"url\":\"https://images.barrons.com/im-206705?width=220&height=220\"},\"B220\":{\"width\":\"220\",\"height\":\"146\",\"url\":\"https://images.barrons.com/im-206705?width=220&height=146\"},\"C\":{\"width\":\"167\",\"height\":\"94\",\"url\":\"https://images.barrons.com/im-206705?width=167&height=94\"},\"CA\":{\"width\":\"300\",\"height\":\"200\",\"url\":\"https://images.barrons.com/im-206705?width=300&height=200\"},\"D\":{\"width\":\"262\",\"height\":\"174\",\"url\":\"https://images.barrons.com/im-206705?width=262&height=174\"},\"DR\":{\"width\":\"540\",\"height\":\"360\",\"url\":\"https://images.barrons.com/im-206705?width=540&height=360\"},\"E\":{\"width\":\"359\",\"height\":\"239\",\"url\":\"https://images.barrons.com/im-206705?width=359&height=239\"},\"ER\":{\"width\":\"602\",\"height\":\"402\",\"url\":\"https://images.barrons.com/im-206705?width=602&height=402\"},\"F\":{\"width\":\"571\",\"height\":\"226\",\"url\":\"https://images.barrons.com/im-206705?width=571&height=226\"},\"FR\":{\"width\":\"632\",\"height\":\"810\",\"url\":\"https://images.barrons.com/im-206705?width=632&height=810\"},\"G\":{\"width\":\"553\",\"height\":\"369\",\"url\":\"https://images.barrons.com/im-206705?width=553&height=369\"},\"GR\":{\"width\":\"1242\",\"height\":\"810\",\"url\":\"https://images.barrons.com/im-206705?width=1242&height=810\"},\"H\":{\"width\":\"659\",\"height\":\"439\",\"url\":\"https://images.barrons.com/im-206705?width=659&height=439\"},\"J\":{\"width\":\"959\",\"height\":\"639\",\"url\":\"https://images.barrons.com/im-206705?width=959&height=639\"},\"K\":{\"width\":\"800\",\"height\":\"600\",\"url\":\"https://images.barrons.com/im-206705?width=800&height=600\"},\"M\":{\"width\":\"1280\",\"height\":\"853\",\"url\":\"https://images.barrons.com/im-206705?width=1280&height=853\"},\"MEDIUMSQ\":{\"width\":\"400\",\"height\":\"400\",\"url\":\"https://images.barrons.com/im-206705?width=400&height=400\"},\"4H\":{\"width\":\"300\",\"height\":\"200\",\"url\":\"https://images.barrons.com/im-206705?width=300&height=200\"},\"z110\":{\"width\":\"110\",\"height\":\"73\",\"url\":\"https://images.barrons.com/im-206705?width=110&height=73\"},\"z120\":{\"width\":\"120\",\"height\":\"80\",\"url\":\"https://images.barrons.com/im-206705?width=120&height=80\"},\"z380\":{\"width\":\"380\",\"height\":\"253\",\"url\":\"https://images.barrons.com/im-206705?width=380&height=253\"},\"TOP\":{\"width\":\"700\",\"height\":\"350\",\"url\":\"https://images.barrons.com/im-206705?width=700&height=350\"},\"TOPSM\":{\"width\":\"620\",\"height\":\"310\",\"url\":\"https://images.barrons.com/im-206705?width=620&height=310\"},\"B620\":{\"width\":\"620\",\"height\":\"412\",\"url\":\"https://images.barrons.com/im-206705?width=620&height=412\"},\"B620P\":{\"width\":\"620\",\"height\":\"349\",\"url\":\"https://images.barrons.com/im-206705?width=620&height=349\"}},\"isFree\":true,\"isFreeForever\":true,\"wordCount\":957,\"slides\":null,\"summary\":\"Investors have consistently expected unreasonable increases in interest rates, boosting bond returns. 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TypeError: Cannot read property 'data' of null
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Message:
TypeError: Cannot read property 'data' of null [object Object]

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Indicators

This is a term in the security industry to describe indicators such as IPs, Domains, Hashes, etc. This does not imply that any of these indicate malicious activity.

8227140.fls.doubleclick.net
8a264a2641501918369aa5c81176ff18.safeframe.googlesyndication.com
accounts.barrons.com
acdn.adnxs.com
ace.barrons.com
adservice.google.com
adservice.google.pl
ajax.googleapis.com
analytics.twitter.com
api.cxense.com
api.rlcdn.com
as-sec.casalemedia.com
asset.barrons.com
bam.nr-data.net
beacon.krxd.net
cdn-gl.imrworldwide.com
cdn.cxense.com
cdn.krxd.net
cdn.parsely.com
cm.everesttech.net
connect.facebook.net
consumer.krxd.net
cx.atdmt.com
d1z2jf7jlzjs58.cloudfront.net
d3qxwzhswv93jk.cloudfront.net
dowjones-d.openx.net
dowjones.demdex.net
dpm.demdex.net
eb2.3lift.com
eu-u.openx.net
eus.rubiconproject.com
fastlane.rubiconproject.com
geo.moatads.com
googleads.g.doubleclick.net
ib.adnxs.com
id.cxense.com
idsync.rlcdn.com
in.ml314.com
js-agent.newrelic.com
log.ncaudienceexchange.com
match.adsrvr.org
mb.moatads.com
mid.rkdms.com
ml314.com
oms.dowjoneson.com
pagead2.googlesyndication.com
ps.eyeota.net
px.ads.linkedin.com
px.moatads.com
rb.adnxs.com
sb.scorecardresearch.com
scdn.cxense.com
secure-us.imrworldwide.com
securepubads.g.doubleclick.net
snap.licdn.com
srv-2020-07-09-19.pixel.parsely.com
stags.bluekai.com
static.ads-twitter.com
sync.crwdcntrl.net
t.co
tags.bluekai.com
tags.decider.com
tags.knewz.com
tags.mansionglobal.com
tags.marketwatch.com
tags.nypost.com
tags.pagesix.com
tags.realtor.com
tags.tiqcdn.com
tags.wsj.com
tlx.3lift.com
tpc.googlesyndication.com
us.audience.newscgp.com
us.pixel.newscgp.com
us.tags.newscgp.com
www.barrons.com
www.facebook.com
www.google.com
www.google.de
www.googleadservices.com
www.googletagmanager.com
www.googletagservices.com
www.linkedin.com
www.ncaudienceexchange.com
xcub934b.micpn.com
z.moatads.com
mid.rkdms.com
104.244.42.133
104.244.42.195
13.224.186.102
13.224.193.108
13.224.193.11
13.224.193.124
13.224.193.29
13.225.85.39
13.225.87.129
13.225.87.7
13.225.87.77
143.204.101.50
143.204.94.74
147.75.85.120
15.236.9.100
151.101.112.157
151.101.113.108
151.101.114.110
151.101.114.133
151.101.14.133
152.199.23.241
162.247.242.20
172.217.16.162
172.217.23.166
178.63.12.147
18.203.225.230
184.30.212.16
185.33.221.89
213.19.162.31
216.58.212.162
23.210.249.164
23.210.250.213
23.37.53.17
2600:9000:20eb:6e00:1a:635e:8fc0:93a1
2600:9000:21f3:6a00:f:5016:900:93a1
2600:9000:21f3:8e00:2:42d9:3100:93a1
2600:9000:21f3:c000:14:c68f:c40:93a1
2620:1ec:21::14
2a00:1450:4001:800::2001
2a00:1450:4001:801::2001
2a00:1450:4001:806::2008
2a00:1450:4001:806::2013
2a00:1450:4001:814::2002
2a00:1450:4001:817::2003
2a00:1450:4001:817::200a
2a00:1450:4001:81a::2004
2a00:1450:4001:821::2002
2a02:26f0:6c00:180::268b
2a02:26f0:6c00:19a::268b
2a02:26f0:6c00:296::25ea
2a03:2880:f01c:8004:face:b00c:0:8c
2a03:2880:f01c:8012:face:b00c:0:3
2a03:2880:f11c:8183:face:b00c:0:25de
2a05:f500:11:101::b93f:9005
3.124.210.90
3.248.59.243
3.9.96.171
34.198.168.239
34.199.158.72
34.249.213.98
34.251.220.194
34.98.64.218
35.157.104.14
35.244.159.8
35.244.174.68
35.244.245.222
37.252.167.208
52.211.89.62
52.29.22.19
52.30.187.36
52.48.137.92
54.72.110.169
54.84.119.213
66.117.28.86
92.123.150.214
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