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Skip to Main Content Bankrate * Banking Caret Right Caret Left All Banking Checking & savingsCaret Right CDsCaret Right Money marketCaret Right BanksCaret Right Explore all banking resources Arrow Right Caret Left Banking Compare accounts * Best savings accounts * Best high-yield savings accounts * Best checking accounts Get guidance * All savings calculators * Savings basics * Savings rate trends * Savings resources Compare accounts * Best CD rates * Best 1-year CD rates * Best 5-year CD rates Get guidance * CD calculator * CD basics * CD rate trends * CD resources Money market accounts Money market accounts are similar to savings accounts, but offer some checking features as well. View MMA rates Get guidance * Money market basics * MMA resources Banking Skip the searching and find your next bank in minutes with BankMatch℠. 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CD rates High-yield savings Home purchase Credit cards Home equity Home refinance Investing Personal loans BANKRATE RECOMMENDS Top rated accounts SAVE MORE WITH PNC Upgrade your savings when you open an account today. Find out why PNC won the Bankrate Award for Most Trusted Bank. Arrow Right Limited-time offer EARN 80,000 BONUS POINTS WITH SAPPHIRE PREFERRED. That's $1,000 toward travel when redeemed through Chase. Member FDIC Sponsored By READ ARTICLE BEST DEBT RELIEF COMPANIES OF 2023 Debt relief companies help consumers avoid bankruptcy and get their credit back on track with a combination of methods. FIND A MATCH GET MATCHED WITH A FINANCIAL ADVISOR IN MINUTES From retirement planning to saving for a home, a financial advisor can help you reach your financial goals. Read article 11 STEPS TO TAKE AFTER THE LATEST FED RATE HIKE Interest rates haven’t been this high since the 1980s. Find out what that means for you. EXCLUSIVE INSIGHTS FROM OUR EXPERT ANALYSTS > “The momentum in the housing market has shifted to the Sun Belt, and > especially to Georgia, the Carolinas and Florida.” – Jeff Ostrowski SOUTHEASTERN U.S. SWEEPS TOP 10 HOTTEST HOUSING MARKETS IN BANKRATE'S NEW INDEX The Gainesville, Georgia, metropolitan area is the hottest housing market, according to Bankrate’s Housing Heat Index study, which ranked both the top 212 and top 50 metropolitan statistical areas by population based on highest 1-year home appreciation (40%), 1-year job growth (15%), and population growth (15%), and lowest number of active residential listings per thousand people (12.5%), listings’ median days on the market (12.5%), and unemployment rate (5%). The index measures a metro area’s housing availability and competitiveness to indicate “market hotness.” Read the study The trusted provider of accurate rates and financial information Wall Street Journal USA Today The New York Times CNN Bloomberg ABC The best of personal finance THE BANKRATE AWARD WINNERS ARE HERE From investing to influencers, our experts have found the best of the best for all things personal finance. Check out the top financial products of the year and find the winners for your wallet. See the 2023 winners OVER 200 FINANCIAL CALCULATORS FIND ANSWERS, FAST Mortgage Mortgage calculator Rates Simple savings Mortgage Percent Amortization Dollar Cost-of-living Mortgage Market Home affordability Credit Card Credit card payoff Cd CD calculator Credit Card Balance Transfer Balance transfer Loan Loan calculator Calculator See all calculators A BETTER RATE IS WAITING * Banking * Mortgage Created with Highcharts 9.3.3FEBMARAPRMAY TODAY'S BANKING RATES 1 Year CD 4.76% 3 Year CD 4.09% 5 Year CD 3.97% Savings Account 2.40% See all CD rates | See all Savings rates Created with Highcharts 9.3.3FEBMARAPRMAY CURRENT MORTGAGE RATES 30 Year Fixed 6.96% 15 Year Fixed 6.30% 10 Year Fixed 6.39% 5/1 ARM 5.83% See all Mortgage rates Rate trends CURRENT CD INTEREST RATES Average rate of savings account interest Banking news TRUSTED NEWS AND REVIEWS, PUBLISHED DAILY See all news WHAT IS A CREDIT-BUILDER LOAN AND HOW DOES IT WORK? 4 min read WHAT TO KNOW ABOUT HELOC PREPAYMENT PENALTIES 3 min read SHOULD YOU USE A HOME EQUITY LOAN FOR DEBT CONSOLIDATION? 9 min read HOW TO DO A BALANCE TRANSFER WITH AMERICAN EXPRESS 6 min read HOUSING MARKET HEAT SHIFTS TO SOUTHEAST 8 min read WHAT IS A CREDIT-BUILDER LOAN AND HOW DOES IT WORK? 4 min read WHAT TO KNOW ABOUT HELOC PREPAYMENT PENALTIES 3 min read Caret Left Caret Right Credit Cards HOW TO DO A BALANCE TRANSFER WITH BANK OF AMERICA 6 min read Credit HOW LONG DOES IT TAKE TO RAISE YOUR CREDIT SCORE? 5 min read Retirement 2023-2024 HSA CONTRIBUTION LIMITS: KEY NUMBERS TO KNOW 3 min read REVIEWS AND RECOMMENDATIONS Advertiser disclosure Bankrate independently researches financial companies and rates them according to an objective set of criteria. 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We are compensated in exchange for placement of sponsored products and, services, or by you clicking on certain links posted on our site. Therefore, this compensation may impact how, where and in what order products appear within listing categories, except where prohibited by law for our mortgage, home equity and other home lending products. Other factors, such as our own proprietary website rules and whether a product is offered in your area or at your self-selected credit score range can also impact how and where products appear on this site. While we strive to provide a wide range offers, Bankrate does not include information about every financial or credit product or service. Bankrate, LLC NMLS ID# 1427381 | NMLS Consumer Access BR Tech Services, Inc. NMLS ID #1743443 | NMLS Consumer Access Facebook Twitter Instagram Linkedin Youtube Tiktok Bankrate US | UK © 2023 Bankrate, LLC. A Red Ventures company. All Rights Reserved. ADVERTISER DISCLOSURE Bankrate.com is an independent, advertising-supported comparison service. The offers that appear on this site are from companies from which Bankrate.com receives compensation. This compensation may impact how and where products appear on this site, including, for example, the order in which they may appear within listing categories. Other factors, such as our own proprietary website rules and the likelihood of applicants' credit approval also impact how and where products appear on this site. Bankrate.com does not include the entire universe of available financial or credit offers. Bankrate has partnerships with issuers including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover. EDITORIAL INTEGRITY Bankrate follows a strict editorial policy, so you can trust that we’re putting your interests first. Our award-winning editors and reporters create honest and accurate content to help you make the right financial decisions. KEY PRINCIPLES We value your trust. Our mission is to provide readers with accurate and unbiased information, and we have editorial standards in place to ensure that happens. Our editors and reporters thoroughly fact-check editorial content to ensure the information you’re reading is accurate. We maintain a firewall between our advertisers and our editorial team. Our editorial team does not receive direct compensation from our advertisers. EDITORIAL INDEPENDENCE Bankrate’s editorial team writes on behalf of YOU – the reader. Our goal is to give you the best advice to help you make smart personal finance decisions. We follow strict guidelines to ensure that our editorial content is not influenced by advertisers. Our editorial team receives no direct compensation from advertisers, and our content is thoroughly fact-checked to ensure accuracy. So, whether you’re reading an article or a review, you can trust that you’re getting credible and dependable information.