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WORKERS' COMPENSATION THAT


CARES


HARDER


FOR OVER 100 YEARS, WE'VE INSURED COLORADO WITH WORKERS' COMP THAT NEVER QUITS.



FIND OUT JUST HOW WE PUT CARE TO WORK FOR OUR CUSTOMERS.

Learn moreGet covered
the basics


WHAT IS WORKERS’ COMPENSATION?

Workers' compensation insurance is there to protect employers and their injured
workers by paying for medical expenses and a portion of lost wages when an
employee is injured on the job.
Get started


COMPETITIVE PRICING PAYS OFF

We’ve decreased rates for seven consecutive years and will provide $40 million*
in general dividends to our customers in 2022.



WE KNOW COLORADO

Colorado is home to many diverse industries. Pinnacol’s knowledge and expertise
means we’re perfectly positioned to prepare your business for the challenges and
opportunities ahead.


ARE YOU PREPARED FOR THE FUTURE OF WORK?

The workplace has changed dramatically over the last 10 years. And it will
change exponentially faster in the years to come.

Peter J Martin
Serving clients for 23 years
Peter J. Martin Insurance, LLC
Karina Mendoza
Serving clients for 3 years
Day Larsen Pedersen Insurance, Inc
get connected


NETWORK OF AGENTS

Our agents around the state know what matters most to you and your business.
Agent directory

testimonials


HEAR WHAT CUSTOMERS HAVE TO SAY

Fransen Pittman General Contractors has had an excellent experience working with
the folks at Pinnacol Assurance and look forward to working with them in the
future!
Tim Taylor, Fransen Pittman General Contractors, Douglas County

I have used Pinnacol for over 14 years in business and they have been an
important part of our team.  Great customer service and flexibility with our
coverage needs over the years.
Tony Mahon, Summit Forestry, Fort Collins

Pinnacol has been faithful to meeting our needs for workers’ comp insurance.
Their team of reps and customer service are always knowledgeable and ready to
assist and give us wisdom on everything from billing, audits, and even through a
few claims.
Joyce Saunders, Grand Valley Catholic Outreach, Grand Junction


Slide 2 of 3.




protecting top colorado businesses


FORGING A NEW PATH FORWARD

Resources to help protect your business and keep your employees safe in
uncertain times.

blog

3 min read

COLORADO’S TOP WORKPLACE RISKS (AND HOW TO AVOID THEM)

Learn all about Colorado's top ten workplace risks and tips to avoid them to
help keep employees safe.
Read More
blog

3 min read

HAS YOUR BUSINESS STARTED OFFERING DELIVERY? SEVEN TIPS FOR KEEPING YOUR DRIVERS
SAFE

Use these essential tips to promote safe deliveries and prioritize employee
health.
Read More

blog

2 min read

HOW PAYROLL CHANGES IMPACT YOUR WORKERS' COMP INSURANCE COST

A closer look at workers' compensation calculation factors and how payroll
changes impact them.
Read More
Explore more blogs

by the numbers


TRENDS YOU NEED TO KNOW

Gain valuable insights into workplace industry trends across our state.


30-39 YRS.

Most common worker
age at injury in construction



JULY

More injuries occur in July for service and hospitality



38%

Of injuries happen during the first year in healthcare



51%

Of trucking claim costs are from injuries in the first year
Learn more


OUR COLORADO EXPERTISE

The Pinnacol Assurance difference is one that keeps customers at the peak of our
priorities. We are dedicated to serving you and your business.


COMPETITIVE PRICING

We’ve decreased rates for seven years in a row.
Learn more

EMPLOYER DIVIDENDS

In 2022, we'll provide $40 million* in general dividends to customers.
Learn more

INDUSTRY EXPERTISE

Our Centers of Excellence are built to tackle your industry’s unique challenges.
Learn more

SUPERIOR CLAIMS HANDLING

Pinnacol resolves claims faster than our competitors.**

‍
Learn more

COLORADO PROUD

We protect nearly one million workers. This culture of caring extends beyond our
customers and reaches the four corners of Colorado.
Learn more

NETWORK OF AGENTS

Our agents around the state know what matters most to you and your business.

‍
Learn more

* The general dividend amount is subject to adjustment based on financial
performance through the end of 2021.
**Pinnacol resolves 25% more claims than competitors at our first required
reporting to NCCI.



COVID-19 policy update
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ALSO OF INTEREST
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