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 * Coverage
 * Small Business
 * Certificate
 * Policyholders
 * Support
 * 1-844-472-0967

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INSURANCE COVERAGE

 * Workers' Compensation
 * Professional Liability
 * Errors and Omissions
 * General Liability
 * Business Owners (BOP)
 * Commercial Auto
 * Umbrella
 * Cyber

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SMALL BUSINESSES

 * Industries
 * Accounting & Finance
 * Apartments & Buildings
 * Auto Dealership
 * Auto Service
 * Bakery
 * Cleaning & Janitorial
 * Construction & Contractor
 * Consultant
 * Electrician
 * Healthcare
 * Hotel
 * Information Technology

 *  
 * Landlord
 * Lawn Care & Landscaping
 * Liquor Store
 * Office
 * Restaurant
 * Retail
 * Small Business
 * Townhouse Associations
 * Transportation
 * View All

 * States
 * Arizona
 * California
 * Colorado
 * Connecticut
 * Georgia
 * Illinois
 * Indiana
 * Louisiana
 * Maryland
 * Massachusetts
 * Michigan

 *  
 * Minnesota
 * Nebraska
 * New Jersey
 * New York
 * North Carolina
 * Oklahoma
 * Pennsylvania
 * South Carolina
 * Tennessee
 * Texas
 * Virginia
 * View All

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POLICYHOLDERS

 * Get a Certificate
 * Workers' Comp Audit
 * SMS/Text Messages
 *  
 * Report a Claim
 * Workers’ Compensation
 * Professional Liability
 * General Liability
 * Business Owners (BOP)
 * Commercial Auto
 * Umbrella

 * Make a Payment
 * Autopay Enrollment

 * Resources
 * Articles
 * FAQs
 * Educational Flyers
 * Safety Videos
 * Employer Posting Notices
 * California MPN
 * Connecticut MCP
 * Texas MPN
   
 * Storm Safety
 * Loss Control
 * Worker's Compensation Medical Bill Upload

 *  

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 * Coverage
 * Small Business
 * Certificate
 * Policyholders
 * Support

1-844-472-0967
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INSURANCE COVERAGE

 * Workers' Compensation
 * Professional Liability (E&O)
 * Errors and Omissions
 * General Liability
 * Business Owners (BOP)
 * Commercial Auto
 * Umbrella
 * Cyber

1-844-472-0967
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SMALL BUSINESSES

 * Industries keyboard_arrow_down keyboard_arrow_up
    * Accounting & Finance
    * Apartments & Buildings
    * Auto Services & Dealers
    * Bakery
    * Cleaning & Janitorial
    * Construction & Contractor
    * Consultant
    * Electrician
    * Healthcare
    * Hotel
    * Information Technology
    * Landlord
    * Lawn Care & Landscaping
    * Liquor Store
    * Office
    * Restaurant
    * Retail
    * Small Business
    * Townhouse Associations
    * Transportation
    * View All

 * States keyboard_arrow_down keyboard_arrow_up
   * Arizona
   * California
   * Colorado
   * Connecticut
   * Georgia
   * Illinois
   * Indiana
   * Louisiana
   * Maryland
   * Massachusetts
   * Michigan
   * Minnesota
   * Nebraska
   * New Jersey
   * New York
   * North Carolina
   * Oklahoma
   * Pennsylvania
   * South Carolina
   * Tennessee
   * Texas
   * Virginia
   * View All

1-844-472-0967
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POLICYHOLDERS

 * Get a Certificate
 * Workers' Comp Audit
 * SMS/Text Messages
 * Report a Claim keyboard_arrow_down keyboard_arrow_up
   * Workers’ Compensation
   * Professional Liability
   * General Liability
   * Business Owners (BOP)
   * Commercial Auto
   * Umbrella
 * Make a Payment keyboard_arrow_down keyboard_arrow_up
   * Autopay Enrollment
 * Resources keyboard_arrow_down keyboard_arrow_up
   * Articles
   * FAQs
   * Educational Flyers
   * Safety Videos
   * Employer Posting Notices
   * California MPN
   * Connecticut MCP
   * Texas MPN
   * Storm Safety
   * Loss Control

1-844-472-0967
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SUPPORT

 * FAQs
 * Reviews
 * Careers
 * Partners

1-844-472-0967
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SMALL BUSINESS INSURANCE MADE SIMPLE

Instant Coverage. Big Savings. Insurance Experts.
Get a Quote chevron_right
 * Workers' Compensation
 * Professional Liability
 * General Liability
 * Business Owners (BOP)
 * Commercial Auto
 * Umbrella

out of 5 customer review rating and 200,000+ policies sold.


3 SIMPLE STEPS TO INSTANT COVERAGE

biBERK is proud to be part of Warren Buffett's Berkshire Hathaway Insurance
Group. Save up to 20% on your business insurance. Get a quote and get covered
online in minutes.

1


ANSWER A FEW QUESTIONS

2


CHOOSE COVERAGE AND PAY ONLINE

3


GET INSTANT COVERAGE


EXPLORE OUR SMALL BUSINESS INSURANCE PRODUCTS

 * Workers' Compensation
 * Professional Liability (E&O)
 * General Liability
 * Business Owners (BOP)
 * Commercial Auto
 * Umbrella
   


WORKERS' COMPENSATION

Mandatory in most U.S. states, this policy pays for medical care and lost wages
resulting from a work-related injury.

Best for:

 * check Employee medical expenses
 * check Help with missed wages
 * check Lawsuits over injuries that aren't covered

Get a Quote chevron_right


PROFESSIONAL LIABILITY INSURANCE (E&O)

Also called errors & omissions, this insurance covers alleged or actual mistakes
and failures to perform a service.

Best for:

 * check Professional advice or services errors
 * check Unfulfilled duties
 * check Scope of work (SOW) disagreements

Get a Quote chevron_right


GENERAL LIABILITY INSURANCE

This policy provides protection in instances of non-employee physical injury or
damage to third-party property.

Best for:

 * check Visitor slip-and-fall injuries
 * check Employee damage to customer property
 * check Libel, slander, copyright infringement

Get a Quote chevron_right


BUSINESS OWNERS POLICY (BOP)

Also called property & liability insurance, this policy provides combined
coverage for property damage and lawsuits. 

Best for:

 * check Customer property damage
 * check Customer injuries
 * check Business property damage

Get a Quote chevron_right


COMMERCIAL AUTO INSURANCE

This policy covers damage to and lawsuits from the operation of company-owned or
leased vehicles.

Best for:

 * check Third-party injury or death where an employee is at fault
 * check Damage to company vehicles from theft, fire, flood, etc.
 * check Collision damage

Get a Quote chevron_right


UMBRELLA

Protect your business and assets with coverage for claims that exceed the limits
of your current biBERK liability policy.

Best for:

 * check Added coverage for an underlying policy
 * check Scenarios where the existing policy limit has been reached
 * check Additional protection without increasing policy limits

Get a Quote chevron_right


A TOP-RATED & FINANCIALLY SECURE BUSINESS INSURANCE COMPANY

biBERK is a small business insurance company that’s part of the Berkshire
Hathaway Insurance Group. All of the company’s major insurance subsidiaries are
rated A++ by A.M. Best Company. We have millions of customers and over 75 years
of insurance experience. Berkshire Hathaway paid $38 billion in claims in 2020.

The Berkshire Hathaway Insurance Family




WHAT IS SMALL BUSINESS INSURANCE?

Small business insurance protects companies from the many risks associated with
business operations. From accidents and injuries to natural disasters and
professional "errors and omissions," crucial coverage provided by business
insurance policies helps ensure that incidents don’t create an overwhelming
financial burden on business owners.


WHAT DOES SMALL BUSINESS INSURANCE COST?

What will you pay for small business insurance? The best way to find out is to
get a convenient online small business insurance cost quote. It takes just a few
minutes and you can even purchase a policy right from our website. If needed,
you can file claims online, as well.

Our goal is to make the insurance process simple so business owners can focus on
operations, not administrative tasks!




SMALL BUSINESS INSURANCE EXPERTS

biBERK has over 200,000 satisfied customers and focuses exclusively on small
businesses. Why is biBERK the business insurance company so many organizations
rely on? There are many reasons.


SAVE TIME

Get a quote entirely online or speak with one of our insurance experts right
away for help getting a quote, buying a policy, or answering any questions you
may have.


SAVE MONEY

We insure your small business directly, without a middleman or insurance broker,
so we pass that savings on to you - up to 20% less than policies with other
insurance companies.


EXPERIENCED

We're part of Warren Buffett's Berkshire Hathaway Insurance Group and have
decades of insurance experience.


SMALL BUSINESS INSURANCE FOR NEARLY EVERYONE

biBERK is trusted by over 200,000 small businesses nationwide. Whatever your
company does, it's likely we can help meet your business insurance needs. Some
of the many industries we serve include:

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Accounting & Finance
business
Apartments & Other Buildings
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Auto Services & Dealers
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Cleaning & Janitorial
build
Construction & Contracting
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Health Care
laptop
Information Technology
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Lawn Care & Landscaping
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Professionals & Consultants
restaurant
Restaurants & Bars
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Retail & Wholesalers
local_shipping
Transportation
VIEW ALL INDUSTRIES


REAL PEOPLE. REAL COVERAGE.

Check out some of biBERK's customer reviews.








Read More Reviews chevron_right


SMALL BUSINESS INSURANCE FREQUENTLY ASKED QUESTIONS

We’re always happy to talk with you about your insurance needs, but below are
answers to some of the questions business owners frequently ask us.


 * AM I REQUIRED TO HAVE SMALL BUSINESS INSURANCE?
   
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   Certain types of coverage may be required in your state and for your type of
   business. Plus, some companies require that the businesses they work with
   have insurance and some landlords require that you have insurance coverage.
   Our business insurance experts can help you understand what kinds of policies
   you need.


 * DOES BIBERK PROVIDE BUSINESS INSURANCE IN MY STATE?
   
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   Most likely, yes. However, it depends on the state you’re in and the type of
   insurance you’re looking for. Check out our coverage maps for details.


 * WHAT KIND OF SMALL BUSINESS INSURANCE DO I NEED?
   
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   Each business has unique insurance needs. Going through our online quote
   process or talking with one of our insurance experts are two great ways to
   better understand your needs. However, there are some “rules of thumb” to use
   as guidance. General liability insurance is needed if customers visit your
   premises, and errors and omissions insurance is important for individuals or
   businesses that provide a professional service or advice. If you have assets
   like equipment and furniture, or if you own buildings, a business owners
   policy (also called property & liability insurance) is important. And if you
   have employees, you’ll need a workers’ compensation policy.


GET A SMALL BUSINESS INSURANCE QUOTE TODAY

Trust biBERK to provide the right insurance for your small business.

Get a Quote chevron_right
 * Insurance Coverage
   * Workers’ Compensation
   * Professional Liability
   * Errors and Omissions
   * General Liability
   * Business Owners (BOP)
   * Commercial Auto
   * Umbrella
   * Cyber

 * Policyholders
   * Get a Certificate
   * Make a Claim
   * Make a Payment
 * Small Business

 * About
   * Careers
   * Partners
 * Resources
   * Articles
   * FAQs
   * Balance Sheets
   * Loss Control

 * Contact
   * 1-844-472-0967
   * Get a Quote
     
   * 
 * Reviews
   / 5
 * A+ Rating from BBB

Most policies issued through biBERK.com will be underwritten by Wellfleet
Insurance Company ("WIC"), Berkshire Hathaway Direct Insurance Company
("BHDIC"), National Liability & Fire Insurance Company ("NL&F"), or Wellfleet
New York Insurance Company ("WNYIC"), which are AM Best rated A++ insurers.

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