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This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply. Create Account Toast Message Close Welcome to Start exploring the best personal finance content! * Credit Main Menu * Credit * * Credit Repair * Building Credit * Credit Report * Credit Score * * Identity Theft Protection * Credit Monitoring * Collections * Bankruptcy * Insurance Main Menu * Insurance * * Pet Insurance * Life Insurance * Long-Term Care Insurance * Travel Insurance * RV Insurance * * Motorcycle Insurance * Car Insurance * Homeowners Insurance * Health Insurance * Dental Insurance * Loans Main Menu * Loans * * Student Loans * Student Loan Refinance * Small Business Loans * Auto Refinance * Auto Loans * Personal Loans * Mortgages Main Menu * Mortgages * * Home Equity Loans * VA Loans * Mortgage Refinance * Reverse Mortgage * Mortgage Lenders * Mortgage Rates * Credit Cards Main Menu * Credit Cards * * Best Credit Cards * Travel Credit Cards * Cash Back Credit Cards * Rewards Credit Cards * Credit Cards for Students * Banking & Investing Main Menu * Banking & Investing * Banking * Best Banks * High-Yield Savings Accounts * Investing * Gold * Cryptocurrency * Online Stock Trading Apps * Retirement * IRAs * Retirement Planning * Featured Main Menu * Featured * * Best Colleges * Best Places to Live * Best Places to Travel * Best Banks * Best Hospitals * Changemakers * * Jobs by ZipRecruiter * More Main Menu * More * * Business * Career Advice * Economy & Politics * Education * Health & Wellness * Housing * Lifestyle * * Personal Finance * Pets * Professional Services * Shopping * Taxes * Technology Subscribe to our Newsletter est. 1972 featured Early Retirement Savers Are Burning Out. ‘Coast FIRE’ Might Be the Answer Retirement Planning 10 min read The FIRE (financial independence, retire early) movement gets a lot of hype, but it's not realistic for a lot of people. Top Stories Student Loan Borrowers Are Cutting Expenses to Afford Their Monthly Payments Student Loan Debt 4 min read It’s the Best Time of the Year for Bitcoin — and Prices Are Soaring Bitcoin 9 min read Trending 10 States Most Likely to Become 'Blue Zones,' With Healthy Lifestyles and Long Lifespans Retirement 3 min read Here's Where Mortgage Rates and Home Prices Are Heading, According to Zillow and Redfin Home Buying 6 min read Investing in CDs Is Not Exciting — but It’s a Great Move Right Now Certificates of Deposit 6 min read 2024 Tax Brackets: IRS Increases Income Thresholds, Standard Deduction Due to Inflation Income Tax 4 min read Our Rankings 6 Best Credit Repair Companies of December 2023 9 Best Home Equity Loans of December 2023 Best Long-Term Care Insurance Companies of December 2023 7 Best Identity Theft Protection Services of December 2023 10 Best Pet Insurance Companies of December 2023 MONEY'S BEST BEST BANKS OF 2023 - 2024 Best Colleges 2023 Best Places to Travel Presented by Changemakers Presented by Best Hospitals Explore Our Categories Categories * Credit * Insurance * Loans * Identity Theft * Mortgages * Credit Cards * Investing * Banking Featured Categories * Credit Repair 6 BEST CREDIT REPAIR COMPANIES OF DECEMBER 2023 | MONEY 6 Best Credit Repair Companies of December 2023 | Money * Student Loans BEST STUDENT LOANS AND PRIVATE STUDENT LOANS OF SEPTEMBER 2023 | MONEY Best Student Loans and Private Student Loans of September 2023 | Money * Home Equity Loans HOW MUCH EQUITY CAN I BORROW FROM MY HOME? How Much Equity Can I Borrow From My Home? * Long-Term Care Insurance BEST LONG-TERM CARE INSURANCE COMPANIES OF DECEMBER 2023 Best Long-Term Care Insurance Companies of December 2023 * Identity Theft Protection 7 BEST IDENTITY THEFT PROTECTION SERVICES OF DECEMBER 2023 7 Best Identity Theft Protection Services of December 2023 STUDENT LOAN PAYMENTS ARE BACK FOR THE FIRST TIME SINCE 2020 Prev Next * WHAT ACTUALLY HAPPENS IF YOU DON'T PAY YOUR STUDENT LOAN BILLS? min read What Actually Happens if You Don't Pay Your Student Loan Bills? * HOW TO REFINANCE STUDENT LOANS IN 9 STEPS min read How to Refinance Student Loans in 9 Steps * THE PROMISE OF STUDENT LOAN FORGIVENESS ENCOURAGED BORROWERS TO SPEND MORE: POLL min read The Promise of Student Loan Forgiveness Encouraged Borrowers to Spend More: Poll * GUIDE TO COLLEGE GRANTS AND SCHOLARSHIPS min read Guide to College Grants and Scholarships * 7 BEST STUDENT LOAN REFINANCE COMPANIES OF OCTOBER 2023 min read 7 Best Student Loan Refinance Companies of October 2023 * HOW TO PAY FOR COLLEGE min read How to Pay for College * BEST COLLEGES 2023 min read Best Colleges 2023 * ARE YOU SAVING ENOUGH FOR RETIREMENT? MAKE A PLAN NOW Prev Next * MILLENNIALS VS. BOOMERS: WHO’S DOING A BETTER JOB SAVING FOR RETIREMENT? min read Millennials vs. Boomers: Who’s Doing a Better Job Saving for Retirement? * RETIREES ARE NOT CONFIDENT THEY'LL BE ABLE TO AFFORD LONG-TERM CARE: POLL min read Retirees Are Not Confident They'll Be Able to Afford Long-Term Care: Poll * THIS INVESTING STRATEGY COULD BE THE KEY TO A BETTER LIFESTYLE IN RETIREMENT min read This Investing Strategy Could Be the Key to a Better Lifestyle in Retirement * MANY SAVERS ARE CALCULATING RETIREMENT GOALS 'OFF THE TOP OF THEIR HEAD' min read Many Savers Are Calculating Retirement Goals 'Off the Top of Their Head' * EVEN MILLIONAIRES ARE AFRAID THEY'LL OUTLIVE THEIR RETIREMENT SAVINGS min read Even Millionaires Are Afraid They'll Outlive Their Retirement Savings * MORE CASH-STRAPPED AMERICANS ARE RAIDING THEIR 401(K)S: REPORT min read More Cash-Strapped Americans Are Raiding Their 401(k)s: Report * * * JUNE 2023 * MARCH 2023 * DECEMBER 2022 * SEPTEMBER 2022 * JULY 2022 * MAY 2022 * APRIL 2022 * FEBRUARY 2022 * DECEMBER 2021 * OCTOBER 2021 * JULY 2021 * SEPTEMBER 2021 Prev Next * Cover stories THE BEST COLLEGES IN AMERICA 2023 Read Story * Cover stories THE BEST PLACES TO TRAVEL IN 2023 Read Story * Cover stories MEET THE CHANGEMAKERS: 50 INNOVATORS SHAPING AMERICANS' FINANCES Read Story * Cover stories ATLANTA IS THE BEST PLACE TO LIVE IN THE U.S. Read Story * Cover stories AN OPAQUE WEB OF CREDIT REPORTS IS TRACKING EVERYTHING YOU DO Read Story * Cover stories THE BEST COLLEGES IN AMERICA Read Story * Cover stories WHAT’S A REAL ESTATE AGENT WORTH? Read Story * Cover stories THE FACES OF PERSONAL FINANCE ARE CHANGING Read Story * Cover stories 22 WAYS TO HAVE THE BEST MONEY YEAR OF YOUR LIFE Read Story * Cover stories TO HAVE AND TO HODL: WELCOME TO LOVE IN THE AGE OF CRYPTOCURRENCY Read Story * Cover stories GEN Z IS REWRITING THE RULES FOR PERSONAL FINANCE IN REAL TIME. THAT'S GOOD, RIGHT? Read Story * Cover stories THE BEST PLACES TO LIVE IN AMERICA Read Story Full Archive MOST RECENT Prev Next * MORE AMERICANS ARE OPTIMISTIC THEY’LL GET SOCIAL SECURITY BENEFITS WHEN THEY RETIRE Social Security 4 min read Pessimism about Social Security appears to have peaked a decade ago. More Americans Are Optimistic They’ll Get Social Security Benefits When They Retire * 10 STATES MOST LIKELY TO BECOME 'BLUE ZONES,' WITH HEALTHY LIFESTYLES AND LONG LIFESPANS Retirement 3 min read People in so-called "Blue Zones" have low rates of chronic disease and long life expectancy. 10 States Most Likely to Become 'Blue Zones,' With Healthy Lifestyles and Long Lifespans * EARLY RETIREMENT SAVERS ARE BURNING OUT. ‘COAST FIRE’ MIGHT BE THE ANSWER Retirement Planning 10 min read The FIRE (financial independence, retire early) movement gets a lot of hype, but it's not realistic for a lot of people. Early Retirement Savers Are Burning Out. ‘Coast FIRE’ Might Be the Answer * INVESTING IN CDS IS NOT EXCITING — BUT IT’S A GREAT MOVE RIGHT NOW Certificates of Deposit 6 min read The historically high APYs available on CDs now probably won't be around much longer. Investing in CDs Is Not Exciting — but It’s a Great Move Right Now * CURRENT MORTGAGE RATES Mortgage Rates 15 min read The 30-year fixed rate loan averaged 7.03% this week, the lowest rate since August, according to Freddie Mac. Current Mortgage Rates * HERE'S WHERE MORTGAGE RATES AND HOME PRICES ARE HEADING, ACCORDING TO ZILLOW AND REDFIN Home Buying 6 min read Forecasts call for several (slight) improvements for homebuyers in 2024. Here's Where Mortgage Rates and Home Prices Are Heading, According to Zillow and Redfin * STUDENT LOAN BORROWERS ARE CUTTING EXPENSES TO AFFORD THEIR MONTHLY PAYMENTS Student Loan Debt 4 min read "Challenging times require more thoughtful financial planning." Student Loan Borrowers Are Cutting Expenses to Afford Their Monthly Payments * IT’S THE BEST TIME OF THE YEAR FOR BITCOIN — AND PRICES ARE SOARING Bitcoin 9 min read Bitcoin prices have more than doubled in 2023, with the biggest spike coming at the end of the year. 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Discover Student Loans | Review FEATURED FIND THE BEST LIFE INSURANCE POLICY TO PROTECT YOUR LOVED ONES Launch Tool POPULAR CATEGORIES * Investing * Employment * Mortgage & Refinance * Family Finance * Retirement * Credit Cards * Insurance * Shopping * Banking CALCULATORS MAXIMIZE YOUR SAVINGS WITH OUR CALCULATORS * Home Affordability * Mortgage * Refinance * Debt-to-Income * HOW MUCH HOME CAN I AFFORD? GET STARTED * HOW MUCH WILL MY MORTGAGE PAYMENT BE? GET STARTED * HOW MUCH CAN I SAVE BY REFINANCING? GET STARTED * WHAT IS MY DTI RATIO? GET STARTED NEWSLETTERS YOUR TRUSTED SOURCE OF MONEY NEWS & RESOURCES NOW IN YOUR INBOX! Stay ahead of your finances. Subscribe to our Newsletters. Subscribe READ THE LATEST FROM THE MONEY TEAM Prev Next * Gabriel O. Rodriguez Cruz BIO GABRIEL O. RODRIGUEZ CRUZ LATEST FROM GABRIEL 6 BEST CRYPTO EXCHANGES OF 2023 | MONEY 30 min read * Adam Hardy BIO ADAM HARDY LATEST FROM ADAM EARLY RETIREMENT SAVERS ARE BURNING OUT. ‘COAST FIRE’ MIGHT BE THE ANSWER 10 min read * Amarilis Yera BIO AMARILIS YERA LATEST FROM AMARILIS 10 BEST BUSINESS CREDIT CARDS OF DECEMBER 2023 | MONEY 41 min read * Leslie Cook BIO LESLIE COOK LATEST FROM LESLIE CURRENT MORTGAGE RATES 15 min read * Andrea Agostini Ferrer BIO ANDREA AGOSTINI FERRER LATEST FROM ANDREA 10 BEST PET INSURANCE COMPANIES OF DECEMBER 2023 | MONEY 36 min read * Julia Glum BIO JULIA GLUM LATEST FROM JULIA WHAT IS THE EARNED INCOME TAX CREDIT, AND HOW DOES IT WORK? 11 min read * Brad Tuttle BIO BRAD TUTTLE LATEST FROM BRAD 4 BEST EXTENDED CAR WARRANTY COMPANIES OF 2023 | MONEY 43 min read * Kat Tretina BIO KAT TRETINA LATEST FROM KAT DISCOVER STUDENT LOANS | REVIEW 12 min read * Carlos Silva BIO CARLOS SILVA LATEST FROM CARLOS 13 BEST CREDIT CARDS OF DECEMBER 2023 | MONEY 53 min read * Kaitlin Mulhere BIO KAITLIN MULHERE LATEST FROM KAITLIN NEW FAFSA WILL HELP MILLIONS OF STUDENTS GET MORE PELL GRANT MONEY FOR COLLEGE 8 min read * Paul Reynolds BIO PAUL REYNOLDS LATEST FROM PAUL BEST BANKS FOR SMALL BUSINESSES 12 min read * Taína Cuevas BIO TAÍNA CUEVAS LATEST FROM TAÍNA 7 BEST CREDIT CARDS TO BUILD CREDIT IN 2023 | MONEY 22 min read * Fernando García Delgado BIO FERNANDO GARCÍA DELGADO LATEST FROM FERNANDO 5 BEST TAX RELIEF COMPANIES OF 2023 | MONEY 29 min read * Joan Pabón BIO JOAN PABÓN LATEST FROM JOAN 5 BEST SMALL BUSINESS LOANS OF 2023 | MONEY 36 min read * Gabriel Sánchez Vissepó BIO GABRIEL SÁNCHEZ VISSEPÓ LATEST FROM GABRIEL LENDINGTREE HELOC REVIEW | MONEY 11 min read * Kristen Bahler BIO KRISTEN BAHLER LATEST FROM KRISTEN HOW TO GET A SMALL BUSINESS LOAN | MONEY 10 min read * Mike Ayers BIO MIKE AYERS LATEST FROM MIKE PUBLIC'S FIRST-EVER RETAIL INVESTOR CONFERENCE FEATURES CATHIE WOOD, CHRIS EVANS AND OTHERS ON WEDNESDAY 2 min read * José Omar Rodríguez BIO JOSÉ OMAR RODRÍGUEZ LATEST FROM JOSÉ 5 BEST HOMEOWNERS INSURANCE COMPANIES OF AUGUST 10 min read * * TRY OUT THESE COOL PRODUCTS * HAS YOUR DATA BEEN BREACHED? 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