www.annuity.org
Open in
urlscan Pro
2606:4700:20::6819:ea1a
Public Scan
URL:
https://www.annuity.org/
Submission: On November 04 via manual from US — Scanned from DE
Submission: On November 04 via manual from US — Scanned from DE
Form analysis 2 forms found in the DOM
/search/
<form class="c-site-search-bar__form" action="/search/">
<label class="c-form__label u-sr-only">Search</label>
<input type="hidden" name="an_campaign">
<input class="c-form__control c-site-search-bar__input" id="header_search" type="text" placeholder="Type here to search..." name="query" aria-label="Search">
<button class="c-button c-button--accent c-site-search-bar__button c-form__submit" aria-label="Search" aria-controls="header_search" data-tracking="Nav_Search_A|Search" type="submit"> <i class="o-icon o-icon--search"></i>
<span class="u-sr-only">click to open search box</span>
</button>
</form>POST /FormParser.php
<form action="/FormParser.php" method="POST" class="c-form c-ccpa__form js-validateForm">
<div class="c-form__submit-error" aria-live="assertive" style="display:none">Sorry there was an error. Please wait a moment and try again.</div>
<div class="c-form__network-error" aria-live="assertive" style="display:none;">Sorry. Please call <span class="js-phoneSwap">855-995-1277</span>. There is an issue with our system. Our team has been notified. </div>
<div class="c-form__lightbox"></div>
<div class="c-form__submit-animation"></div>
<div class="c-form__group js-formGroup">
<label class="c-form__label" for="ccpa_ccpa_type">Request Type</label>
<select class="c-form__control" name="ccpa_type" id="ccpa_ccpa_type" aria-label="Request Type" required="required">
<option value="">Please select a type:</option>
<option value="view">Information Request</option>
<option value="delete">Data Deletion</option>
</select>
</div>
<div class="c-form__group js-formGroup">
<label class="c-form__label" for="full_name_12">Full Name</label>
<input class="c-form__control" autocomplete="name" pattern="^[^\s\d]+ [^\d]+" title="Please enter a first and last name. Example: Jane Doe. Numbers are not accepted." name="full_name" id="full_name_12" type="text" aria-label="Full Name"
required="required" placeholder="John Smith" maxlength="100">
</div>
<div class="c-form__group c-form__group--archer-s1e5 js-formGroup">
<label class="c-form__label" for="ccpa_f_name">Full Name</label>
<input class="c-form__control" autocomplete="off" tabindex="-1" name="f_name" id="ccpa_f_name" type="text" aria-label="Full Name">
</div>
<div class="c-form__group js-formGroup">
<label class="c-form__label" for="phone_91">Phone Number</label>
<input class="c-form__control" pattern="^\(?([2-9]{1})([0-9]{2})\)?[-. ]?([0-9]{3})[-. ]?([0-9]{4})$" autocomplete="tel-national" title="Please enter a North America phone number in XXX-XXX-XXXX or XXXXXXXXXX format (no country code please)"
name="phone" id="phone_91" type="tel" aria-label="Phone Number" required="required" placeholder="555-333-4455" maxlength="100">
</div>
<div class="c-form__group js-formGroup">
<label class="c-form__label" for="email_32">Email</label>
<input class="c-form__control" autocomplete="email" pattern="[^@\s]+@[^@\s\.]+\.[^@\s]{2,}" title="Please entere a valid email. Example: user@gmail.com or user@outlook.com" name="email" id="email_32" type="text" aria-label="Email"
placeholder="e.g. john.smith@yourmail.com" maxlength="100">
</div>
<div class="c-form__group js-formGroup">
<label class="c-form__label" for="address_54">Street Address</label>
<input class="c-form__control" autocomplete="street-address" pattern="^[^\s]+ .+" title="Please enter a valid street address. Example: 123 Main ST" name="address" id="address_54" type="text" aria-label="Street Address" required="required"
placeholder="123 Main Street" maxlength="100">
</div>
<div class="c-form__group js-formGroup">
<label class="c-form__label" for="zip_code_74">Zip Code</label>
<input class="c-form__control" autocomplete="postal-code" pattern="[0-9]{5}" title="Please enter a 5 digit zip code. Example: 12345" name="zip_code" id="zip_code_74" type="text" aria-label="Zip Code" required="required" placeholder="44455"
maxlength="100">
</div>
<input type="hidden" name="requested_service" value="ccpa">
<input type="hidden" name="ty_page" value="/thank-you-ccpa/">
<input type="hidden" name="c_id" value="66">
<button class="c-button c-form__submit" type="submit">Submit</button>
</form>Text Content
Skip to main content
* Annuities
* What Is an Annuity?
* Annuities Explained
* Types
* Indexed Annuity
* SPIA
* Taxation
* Buying an Annuity
* Reasons to Buy an Annuity
* Current Rates
* Immediate Annuity Calculator
* Companies & Providers
* Beneficiaries
Annuities
ANNUITIES EXPLAINED
Use knowledge and skills to manage financial resources effectively for a
lifetime of financial well-being.
Read More
Purchase an Annuity Today
Learn how an investment today can provide guaranteed income for life.
Get My Free Quote
* Structured Settlements
* What Is a Structured Settlement?
* How They Work?
* Payout Options
* Pre-Settlement Funding
* Settlements for Minors
* Sell My Structured Settlements
* Getting Court Approval
* Settlement Loans
* Structured Settlement Calculator
Structured Settlements
A GUIDE TO SELLING YOUR STRUCTURED SETTLEMENT PAYMENTS
Read More
Interested In Selling Structured Settlement Payments?
Turn your future payments into cash you can use right now.
Get A Free Quote
* Sell Your Payments
* Selling My Payments
* The Selling Process
* Reasons to Sell
* Selling for Retirement
* Companies & Buyers
* FAQs
* Cash Out
* Partial vs. Lump-Sum Sales
* Withdrawing vs. Selling
* Surrender Charges
* Selling Lottery Payments
* Selling Mortgage Notes
Selling My Structured Settlement Payments
STRUCTURED SETTLEMENT CALCULATOR
Read More
Turn Future Payments into Cash Now
Get started with a free estimate and see what your payments are worth
today!
Get A Free Quote
* Personal Finance
* Banking
* Bonds
* Certificate of Deposit (CD)
* Types of CDs
* High-Yield Savings Accounts
* Investing
* Dividend
* Stocks
* Exchange-Traded Funds (ETFs)
* Mutual Funds
* Taxes
* Capital Gains Tax
* Income Tax
* Tax Brackets
* Tax Deductions
Your Roadmap to Financial Wellness
A few simple steps used to be enough to control financial stress, but COVID
and student loan debt are forcing people to take new routes to financial
wellness.
Read More
* Retirement
* Retirement
* Required Minimum Distribution
* IRA or 401(k) Rollover
* The Four Percent Rule
* Social Security Retirement Benefits
* Planning For Retirement
* Life Expectancy Calculator
* Health Care Costs
* Retirement Lifestyle
* Retirement Risks
* Estate Planning
RUNNING OUT OF MONEY IN RETIREMENT: WHAT’S THE RISK?
Running out of money in retirement is a concern for many Americans. But
does that fear match reality?
Read More
Join thousands of personal finance subscribers
Because missing important news and updates could cost you.
FREE Newsletter
* About Us
* About Us
* Editorial Guidelines
* Our Partners
* Press Room
* Contact Us
* What Our Readers Say
* Resources
* Glossary of Financial Terms
* Personal Finance
* Financial Advisors
* Financial Literacy
* News
* 6 TIPS TO BUILD A CONSERVATIVE INVESTMENT PORTFOLIO
October 24, 2022
* NEW 2023 IRS BRACKETS CAN SAVE TAX FILERS MONEY
October 24, 2022
Join thousands of personal finance subscribers
Because missing important news and updates could cost you.
FREE Newsletter
855-995-1277Call Now
Who Am I Calling?
click to toggle search box
Menu
Search click to open search box
Navigation
* Annuities View Subpages
* What Is an Annuity?
* Annuities Explained
* Types
* Indexed Annuity
* SPIA
* Taxation
* Buying an Annuity
* Reasons to Buy an Annuity
* Current Rates
* Immediate Annuity Calculator
* Companies & Providers
* Beneficiaries
Purchase an Annuity Today
Learn how an investment today can provide guaranteed income for life.
Get My Free Quote
* Structured Settlements View Subpages
* What Is a Structured Settlement?
* How They Work?
* Payout Options
* Pre-Settlement Funding
* Settlements for Minors
* Sell My Structured Settlements
* Getting Court Approval
* Settlement Loans
* Structured Settlement Calculator
Interested In Selling Structured Settlement Payments?
Turn your future payments into cash you can use right now.
Get A Free Quote
* Sell Your Payments View Subpages
* Selling My Payments
* The Selling Process
* Reasons to Sell
* Selling for Retirement
* Companies & Buyers
* FAQs
* Cash Out
* Partial vs. Lump-Sum Sales
* Withdrawing vs. Selling
* Surrender Charges
* Selling Lottery Payments
* Selling Mortgage Notes
Turn Future Payments into Cash Now
Get started with a free estimate and see what your payments are worth
today!
Get A Free Quote
* Personal Finance View Subpages
* Banking
* Bonds
* Certificate of Deposit (CD)
* Types of CDs
* High-Yield Savings Accounts
* Investing
* Dividend
* Stocks
* Exchange-Traded Funds (ETFs)
* Mutual Funds
* Taxes
* Capital Gains Tax
* Income Tax
* Tax Brackets
* Tax Deductions
Your Roadmap to Financial Wellness
A few simple steps used to be enough to control financial stress, but COVID
and student loan debt are forcing people to take new routes to financial
wellness.
Read More
* Retirement View Subpages
* Retirement
* Required Minimum Distribution
* IRA or 401(k) Rollover
* The Four Percent Rule
* Social Security Retirement Benefits
* Planning For Retirement
* Life Expectancy Calculator
* Health Care Costs
* Retirement Lifestyle
* Retirement Risks
* Estate Planning
Join thousands of personal finance subscribers
Because missing important news and updates could cost you.
FREE Newsletter
* About Us View Subpages
* About Us
* Editorial Guidelines
* Our Partners
* Press Room
* Contact Us
* What Our Readers Say
* Resources
* Glossary of Financial Terms
* Personal Finance
* Financial Advisors
* Financial Literacy
* News
* 6 TIPS TO BUILD A CONSERVATIVE INVESTMENT PORTFOLIO
October 24, 2022
* NEW 2023 IRS BRACKETS CAN SAVE TAX FILERS MONEY
October 24, 2022
Join thousands of personal finance subscribers
Because missing important news and updates could cost you.
FREE Newsletter
Learn More About Buying or Selling Annuities Call 855-995-1277
Get My Free Quote
Close
FIND YOUR PATH TO FINANCIAL FREEDOM
Everyone deserves to feel financially secure. Whether you’re interested in
buying an annuity to guarantee income for the rest of your life, selling your
structured settlement payments, taking control of your personal finances or
planning for a secure retirement, Annuity.org helps you make the right decisions
for your financial future.
Learn More About Us
* Nearly 10 Years as a Financial Resource
We’ve been answering consumers’ questions about financial topics since 2013.
* 3.8 Million Annual Readers
We educate millions of people each year about annuities and personal finance.
* Thousands of Customers Helped
We've helped more than 5,000 individuals and families find their path to
financial freedom.
* 15+ Certified Financial Reviewers
Financial experts review our growing library of 500+ financial articles for
accuracy.
* A+ Rating with the BBB
Our commitment to our customers has earned us the Better Business Bureau's
top rating.
Today's Best Annuity Rates
4.10%
2-Year
4.60%
3-Year
5.25%
5-Year
5.40%
7-Year
5.20%
10-Year
Buy an Annuity
FEATURED IN
*
*
*
*
*
*
HEAR DIRECTLY FROM OUR FINANCIAL EXPERTS
Annuity.org’s curated panel of financial experts provides impartial, accurate
information that educates and empowers readers and answers their most pressing
financial questions. We hand-pick experts who combine a depth of professional
knowledge and first-hand industry experience to help you make important
financial decisions with confidence.
* Marguerita M. Cheng, CFP®, CRPC®, RICP® Chief Executive Officer of Blue Ocean
Global Wealth
* Rubina K. Hossain, CFP® Certified Financial Planner™ Professional
* Thomas J. Brock, CFA®, CPA Investment Management and Finance Professional
* Wendy Swanson, RICP®, CLTC®, NSSA® Retirement Income Certified Professional™
* Peggy James, CPA Certified Public Accountant
* Brett E. Halperin, Esq. Estate Planning Attorney and Managing Partner of
Halperin Law Group
* Joe Liekweg, MBA Licensed Insurance Agent
* Timothy Li, MBA Business Finance Manager
Our Panel of Financial Experts
PROFESSIONAL DESIGNATIONS & MEMBERSHIPS
Annuity.org writers and expert contributors hold FINRA licenses, professional
designations from The American College of Financial Services and memberships to
trade associations, including the National Association for Fixed Annuities.
*
*
*
*
*
DISCOVER FINANCIAL FREEDOM ON YOUR TERMS
For nearly 10 years, Annuity.org has helped thousands of people find the cash
they need today and prepare for secure futures tomorrow. Armed with takeaways
from our financial experts’ decades of knowledge and first-hand experience, you
can improve your personal finances and build a secure financial future now — and
throughout retirement.
Buying Annuities
GUARANTEED INCOME FOR AS LONG AS YOU NEED IT
Annuities can generate a lifelong income stream, which means you can retire with
confidence and security. Other benefits to owning an annuity include
tax-deferred growth and protection against losing your initial investment.
Annuity contracts are customizable. You can optimize your annuity to help with
long-term care costs and you have the option to leave money to your
beneficiaries.
* How Do Annuities Work?
* Reasons to Buy an Annuity
* Current Rates
* Types of Annuities
Buy An Annuity
Selling Payments
TURN YOUR PAYMENT STREAM INTO CASH
Life happens. Financial priorities change. You can sell the rights to future
payments for cash right now. We connect you with our network of partners who can
convert annuities, structured settlements, mortgage notes, business notes and
life insurance into a lump sum of cash that enables you to take care of your
immediate needs.
* How To Sell Your Payments
* How To Sell a Mortgage Note
* How To Sell a Business Note
* How To Convert Life Insurance to a Viatical Settlement
Sell Your Payments
PERSONAL FINANCE
TAKE CHARGE OF YOUR FINANCIAL HEALTH
Create a better tomorrow by managing your finances today. Annuity.org empowers
you to conquer your long-term financial goals through expert insights and
thoroughly researched articles that help you understand the basics of personal
finance.
* Banking
* Investing
* Taxes
* Financial Wellness
Explore Personal Finance
TOOLS FOR YOUR FINANCIAL FUTURE
Our suite of financial tools combines industry-standard formulas with expert
knowledge and the latest trends in the economy. Whether you’re considering an
annuity, saving in an investment account or planning for a secure and fulfilling
retirement, our library of resources provides the information you need to help
make informed decisions about your financial future.
* CALCULATOR
Immediate Annuity Calculator
See the estimated monthly income you could be guaranteed to receive with an
annuity.
Learn More
* CALCULATOR
Life Expectancy Calculator
Estimating your life expectancy is one of the most important yet challenging
calculations in retirement planning. Learn more here.
Learn More
* CALCULATOR
Structured Settlement Calculator
Find out how much your annuity or structured settlement payments are worth
today.
Learn More
* CALCULATOR
Retirement Age Calculator
If you’re aiming to retire early, or just want a better understanding of your
retirement, start here.
Learn More
* CALCULATOR
Roth IRA Calculator
Enter your data into our calculator to get an estimation for what your IRA
will be worth at retirement.
Learn More
Lauren Terfehr | 0:44 How is Annuity.org different from other sites?
Annuity.org outreach coordinator Lauren Terfehr explains how Annuity.org is
different.
ANNUITY.ORG: A NAME YOU CAN TRUST
Annuity.org has been providing guidance and resources to improve our readers’
financial literacy and understanding of annuities and structured settlements for
nearly a decade. Our mission is to educate people about their financial options
and empower them to make informed decisions based on their unique needs.
Learn About Us
AWARDS & RECOGNITION
The Gramercy Institute, the Association of Marketing and Communication
Professionals, and Communications Concepts have recognized Annuity.org for
excellence in financial services marketing and digital media writing. The
professional organizations named Annuity.org as a winner of their esteemed
awards competitions in the categories of insurance, web creativity and COVID-19
media – education & training.
* The Annuity Puzzle
MarCom Platinum Winner
Find out why economists believe annuities are the key to financial security
in retirement.
Read More
* Annuities Explained
Gramercy Institute FCMA Winner
Let the experts guide you through basic annuity concepts in simple, everyday
language.
Read More
* COVID-19 and Your Finances
APEX Award Winner
Learn about financial options and how to manage your money during the
COVID-19 crisis.
Read More
HOW WE MAKE MONEY
Annuity.org is supported through partnerships with a carefully selected network
of financial services companies. We are proud to partner with companies that
share our mission of helping people find the right solutions for their needs.
While we may be compensated when you visit links for financial services or view
other transparent advertisements on this website, all articles are written and
fact-checked by an editorial team working independently of advertisers’ and
partners’ specific interests or input.
Visit Our Partners Page
FEATURED CONTENT FOR YOU
Our free educational resources explore financial topics ranging from guaranteed
retirement income to financial strategies for every stage of life.
* YOUR ROADMAP TO FINANCIAL WELLNESS
COVID, a changing workforce and student loan debt have changed the way
Americans approach financial wellbeing, but you can still steer your future
toward financial wellness.
Read More
* RUNNING OUT OF MONEY IN RETIREMENT: WHAT’S THE RISK?
Running out of money in retirement is a concern for many Americans. But does
that fear match reality?
Read More
* More For You
Financial Literacy Guides
Learn how to budget and spend money responsibly and invest and plan for
retirement.
Financial Literacy Seniors & Annuities Students & Financial Literacy Women &
Financial Literacy
WHAT OUR READERS ARE SAYING
Our editorial team uses your reviews, opinions and questions to shape our
content. Our mission is to help you grow your financial literacy, and we use
your feedback to constantly improve what you see on Annuity.org. When you leave
a comment or ask a question, we value your opinion because it helps us make
better decisions about what content is most useful for readers like you.
* “I called them with only the most guarded hopes. Because every conversation
that I had had with my annuity company and other funding companies always
concluded with ‘sorry I can’t do anything for you.’ ” I was thrilled to
discover that there was (an) organization that retained a sense of human
caring and human involvement.”
David Gaynes
* “Some companies couldn’t work with me because it wasn’t as profitable. So
they wouldn’t touch it. But everything changed once I got CBC Specialist
Vince Porcellini on the phone. He went out of his way to help me with any
questions that I had.”
Lisa Faulkner
NEWS & BLOG
* From the Experts
6 TIPS TO BUILD A CONSERVATIVE INVESTMENT PORTFOLIO
October 24, 2022
* Annuity.org Blog
NEW 2023 IRS BRACKETS CAN SAVE TAX FILERS MONEY
October 24, 2022
* From the Experts
5 COMMONLY MISSED DEDUCTIONS FOR INDIVIDUAL TAX RETURNS
October 24, 2022
* Annuity.org Blog
ANNUITY.ORG EXPERT TO LEAD BLOOMBERG TAX LUNCH AND LEARN PRESENTATION
October 21, 2022
More News
HIGHLIGHTS FROM OUR GLOSSARY
Qualified Annuity
An annuity contract purchased with pre-tax dollars, such as funds from an IRA or
a 401(k) plan. The money you use to purchase a qualified annuity is subtracted
from your annual income in the year you make the purchase. It is taxed only when
you begin to receive the funds from the annuity, usually in retirement.
Learn More
More Terms
* Immediate Annuity
* Present Value
* Required Minimum Distribution (RMD)
* Single Premium Annuity
* Variable Annuity
Subscribe to Our Newsletter
Click here to sign up for our newsletter to learn more about financial literacy,
investing and important consumer financial news.
Sign Up Now
© 2022 Annuity.org
1 S. Orange Avenue, Suite 500B
Orlando, FL 32801
All Rights Reserved
Do Not Sell My Info
California Consumer Privacy Act (CCPA) Inquiries
As required by the new California Consumer Privacy Act (CCPA), you may record
your preference to view or remove your personal information by completing the
form below.
Sorry there was an error. Please wait a moment and try again.
Sorry. Please call 855-995-1277. There is an issue with our system. Our team has
been notified.
Request Type Please select a type:Information RequestData Deletion
Full Name
Full Name
Phone Number
Email
Street Address
Zip Code
Submit
* Connect with us on Facebook
* Connect with us on Twitter
* Find us on YouTube
* Annuities
* Buy an Annuity
* Annuity Companies
* Annuity Calculator
* Español
* Structured Settlements
* Sell My Payments
* Cashing Out
* Structured Settlement Calculator
* Pre-Settlement Loans
* Personal Finance
* Retirement
* Taxes
* Investing
* Banking
* About Us
* Editorial Guidelines
* Privacy Policy
* Disclaimer
* Contact Us
Who Am I Calling?
Calling this number connects you with an Annuity.org representative.
If you're interested in buying an annuity or selling your annuity or structured
settlement payments, we will connect you with one of our trusted financial
partners for a free quote.
855-995-1277
Your web browser is no longer supported by Microsoft. Update your browser for
more security, speed and compatibility.
If you are interested in learning more about buying or selling annuities, call
us at 855-995-1277