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Submitted URL: http://gsco-personal.com/
Effective URL: https://gsco-personal.com/
Submission: On March 11 via manual from US — Scanned from DE
Effective URL: https://gsco-personal.com/
Submission: On March 11 via manual from US — Scanned from DE
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About * How It Works * Success Stories * Making a Strong Claim * About Arbitration * FAQ's * In The News * Our Team * Contact Us FairShake Dashboard Login Consumer Complaints What you should know about: * Common Consumer Complaints * Look Up CFPB Complaints * Read More Complaints * Reporting Spam Calls * Worst Banks in America * Worst Internet Providers * Writing a Complaint Letter * American Express Complaints * American Home Shield Complaints * AT&T Complaints * CenturyLink Complaints * Chase Complaints * Coinbase Complaints * Comcast Xfinity Complaints * HughesNet Complaints * Optimum Complaints * PayPal Complaints * Priceline Complaints * Suddenlink Complaints * T-Mobile Complaints * Uber Complaints * Verizon Complaints * Wells Fargo Complaints More Complaint Info Customer Service Help Get help with: * Cancelling a Service * DIsputing a Charge * Early Termination Fees * Getting a Refund * Late Fees * Negotiating Your Bill * Airbnb Customer Service * American Express Customer Service * American Home Shield Customer Service * AT&T Customer Service * Chase Customer Service * Comcast Xfinity Customer Service * Cox Customer Service * DirecTV Customer Service * DISH Network Customer Service * Optimum Customer Service * PayPal Customer Service * Suddenlink Customer Service * T-Mobile Customer Service * U-Haul Customer Service * Verizon Customer Service * Wells Fargo Customer Service More Customer Service Info Legal Options Learn about your rights: * Consumer Rights Violations * Getting Money Back from a Scam * Guide to Class Action Lawsuits * Improving Your Credit Score * Stopping Debt Collector Harassment * Sue in Small Claims Court * Bait and Switch Scams * False Advertising * MLMs and Pyramid Schemes * SIM Swap Fraud * Unfair Banking Practices * More Consumer Laws Explained * How to Sue Airbnb * How to Sue American Express * How to Sue American Home Shield * How to Sue AT&T * How to Sue PayPal * How to Sue T-Mobile * How to Sue Uber * How to Sue Verizon More Lawsuit Info Login Start a Claim About * How It Works * Success Stories * Making a Strong Claim * About Arbitration * FAQ's -------------------------------------------------------------------------------- * In The News * Our Team * Contact Us -------------------------------------------------------------------------------- * FairShake Dashboard Login Consumer Complaints * Common Consumer Complaints * Look Up CFPB Complaints * Read More Complaints * Reporting Spam Calls * Worst Banks in America * Worst Internet Providers * Writing a Complaint Letter -------------------------------------------------------------------------------- * American Express Complaints * American Home Shield Complaints * AT&T Complaints * CenturyLink Complaints * Chase Complaints * Coinbase Complaints * Comcast Xfinity Complaints * HughesNet Complaints -------------------------------------------------------------------------------- * Optimum Complaints * PayPal Complaints * Priceline Complaints * Suddenlink Complaints * T-Mobile Complaints * Uber Complaints * Verizon Complaints * Wells Fargo Complaints -------------------------------------------------------------------------------- * More Complaint Info Customer Service Help * Cancelling a Service * DIsputing a Charge * Early Termination Fees * Getting a Refund * Late Fees * Negotiating Your Bill -------------------------------------------------------------------------------- * Airbnb Customer Service * American Express Customer Service * American Home Shield Customer Service * AT&T Customer Service * Chase Customer Service * Comcast Xfinity Customer Service * Cox Customer Service * DirecTV Customer Service -------------------------------------------------------------------------------- * DISH Network Customer Service * Optimum Customer Service * PayPal Customer Service * Suddenlink Customer Service * T-Mobile Customer Service * U-Haul Customer Service * Verizon Customer Service * Wells Fargo Customer Service -------------------------------------------------------------------------------- * More Customer Service Info Legal Options * Consumer Rights Violations * Getting Money Back from a Scam * Guide to Class Action Lawsuits * Improving Your Credit Score * Stopping Debt Collector Harassment * Sue in Small Claims Court -------------------------------------------------------------------------------- * Bait and Switch Scams * False Advertising * MLMs and Pyramid Schemes * SIM Swap Fraud * Unfair Banking Practices * More Consumer Laws Explained -------------------------------------------------------------------------------- * How to Sue Airbnb * How to Sue American Express * How to Sue American Home Shield * How to Sue AT&T * How to Sue PayPal * How to Sue T-Mobile * How to Sue Uber * How to Sue Verizon -------------------------------------------------------------------------------- * More Lawsuit Info Login Start a Claim * FairShake * Granite State Credit Union * Is Granite State Credit Union a Good Bank? Reviews and Ratings for Granite State Credit Union REVIEWS AND RATINGS FOR GRANITE STATE CREDIT UNION IS GRANITE STATE CREDIT UNION A GOOD BANK? Having issues with Granite State Credit Union? You may have legal options. Share Your Complaint Do you want to know whether Granite State Credit Union is a good bank? Before you decide to open an account or open a second account, it’s important that you do your homework and evaluate whether the institution fits your needs. To help you with this we’ve gathered some reviews and ratings for Granite State Credit Union so that you can evaluate things like the services they offer, what potential fees you might face, and more. GRANITE STATE CREDIT UNION Granite State Credit Union is a simple, Cleveland-based bank with 1,200 branches across 15 states. This makes them a mid-sized bank that offers convenient and simple checking accounts, savings accounts, and CDs. But don’t expect much. All three of these are very bare-bones services. What the company is more well known for is the customer service that offers. In spite of being a smaller bank, when there are issues you can rest assured that you will get a hold of someone through Live phone support, chat support, or Twitter support. RATINGS NerdWallet has given Granite State Credit Union 3.0 out of 5.0 rating. This middle-of-the-road rating is due to the fact that they have slightly cheaper monthly fees to maintain a checking account or savings account especially compared to larger banks, and they offer a variety of contact methods for customer service. However, they have very low interest rates on savings accounts or CDs and you can be hit with extended overdraft fees that add up very quickly. CUSTOMER SERVICE REVIEWS Customer service reviews from Consumer Affairs highlight issues with the customer service contact number, long periods of being on hold, and the inability to ever speak with someone directly. Even after people finally get a hold of a person, they end up transferred to different departments where they are on hold for even longer with no solution in sight but an endless loop. One customer expressed frustration that they had, “been on the phone for three days trying to get a new debit card for my benefits. I wait three hours then they hang up on me.” Getting their voice heard, having the issue even acknowledged is so problematic that many customers feel they will never get a solution because of how difficult it is just to get the issue acknowledged in the first place. CUSTOMER COMPLAINTS GRANITE STATE CREDIT UNION Consumer affairs has given them a 1 star rating, one out of five because of the number of complaints that have to do with things like failing to disclose hidden fees or misleading tactics for those who are signing up for different accounts. One consumer, for example, stated that they were never told by the banker who set up their account that they would be charged for things as simple as checking and account balance using a non-Granite State Credit Union ATM. Simple things like not being informed verbally that there could be specific holds on deposits especially deposits of a few hundred dollars or more have been lodged against the company by consumers. These issues don’t just have to do with not being informed of hidden charges that can accumulate rather quickly but more importantly have to deal with the consequences of not having that information on hand such as making a deposit for upcoming bills but being unaware that there would be an extended hold on that money and, as a direct result, having bills come through the account which end up accumulating overdraft fees. OVERLY EXPENSIVE OVERDRAFT The overdraft fees are one of the least attractive features that heavily influence the low rating this Bank receives. Granite State Credit Union’s overdraft fees are some of the highest you will find, $38.50. They can charge you this fee each time there is an overdraft which means you can be charged more than once per day and if you go more than 5 days without realizing there was an overdraft fee, they will tack on an additional $28.50. SERVICES OFFERED BY GRANITE STATE CREDIT UNION Granite State Credit Union offers the same key services that you would expect in most banks, including checking accounts, savings accounts, and CDs. For a mid-sized Bank based out of Cleveland, the checking accounts are very basic with no frills and limited extra fees. This makes them slightly more affordable compared to a bank that might charge $12 or $15 per month just for the luxury of having a bank account. The same benefit can be said of the savings accounts with limited fees and very simple solutions for saving your money. You won’t learn a lot of interest off of this account however common or will you earn a lot of interest with the CDs. The CDs however have very low rates. WHAT TO DO IF YOU HAVE A COMPLAINT If you have a complaint against Granite State Credit Union, and you aren’t getting a solution to your problem, we can help. WHAT'S YOUR COMPLAINT? Take your complaint beyond customer service and get a real resolution. Start Your Claim POPULAR ARTICLES Top tags Content by Company Telco Get Help with Your Financ... Cable Get Help with Your Teleco... ISP tag/telco-general Customer Service Wireless Consumer Arbitration Billing Banks Complaints Finance Small Claims Court -------------------------------------------------------------------------------- Granite State Credit Union Corporate Office Read More How to File a Complaint Against Granite State Credit Union - Your Options - Start Today Read More Your Guide to Getting a Refund from Granite State Credit Union Read More Best of the Best. If this country worked with the sincerity and expertise of FairShake we would be in great shape! Allie, real FairShake customer They got more done in a few weeks than I did in over two years. John, real FairShake customer I can’t say enough good about this company! They are really a light for us in a very hard time. Mark, real FairShake customer Thank you FairShake for representing the little people screwed over by corporations. Amanda, real FairShake customer I was having problems with the company for months. That you could make it resolved in a few days is wonderful. Marisol, real FairShake customer It's not right what Big Business can get away with if we let them. People need to know someone is out there to help! Virgil, real FairShake customer FAIRSHAKE HELPS PUT THE POWER AND MONEY BACK IN YOUR HANDS Take Action Oakland, CA: Land of the Lisjan Ohlone Complaints Library CFPB Complaints Archive Consumer News Content Index Get a Hotels.com Refund Get a Hotwire Refund Get an Uber Refund Learn Dish Network Options Chase Fraud Help Coinbase Fraud Help Wells Fargo Fraud Help Chase Class Action Lawsuits T-Mobile Class Action Lawsuits Suing PayPal Choice Home Warranty Lawsuit Wells Fargo Lawsuits Understand AT&T Insurance Claims Understand Verizon Insurance Claims AT&T Corporate Office Info T-Mobile Data Throttling T-Mobile Hidden Fees T-Mobile Returns & Refunds How to Cancel Verizon Wireless Verizon Wireless Hidden Fees Contact Us Privacy Policy Terms & Conditions Facebook Twitter © 2022 FairShake. All right reserved. FairShake Inc. 2323 Broadway Oakland, CA, 94612 Tel: (510) 937-3247 Complaint Help X