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Text Content

   
 * Home loans
    * Apply for a Home Loan
    * Apply for a Home Loan
   
    * Low deposit loans
    * Our home loans
    * Graduate Loan
    * Low Deposit Loan
    * HomeStart Home Loan
    * Compare our home loans
   
    * Borrowing boost loans
    * Boost your borrowing power
    * Shared Equity Option
    * Advantage Loan
    * Starter Loan
    * Wyatt Loan
   
    * Unlock your home's equity
    * Seniors Equity Loan
    * Home Equity Loan

   
 * Calculators
    * Calculators
    * How much can I borrow?
    * How much deposit do I need?
    * What are my repayments?
    * Key Facts Sheet
    * Rates & fees

   
 * Learn more
    * I'm
    * Buying a home
    * Buying my first home
    * Building a home
    * Refinancing
    * Unlocking equity
   
    * Home buying process
    * Home Buyer Ready Program
    * Home Buyers Guide
    * Costs to get started
    * Useful tools
    * New to South Australia
    * Getting pre-approval
    * How to apply
   
    * More from us
    * MyStart blog
    * Seminars
    * Partnerships
    * In the community
    * FAQ
   
    * Manage my loan
    * HomeStart online
    * Repayments
    * Hardship

   
 * About us
    * About us
    * The HomeStart Difference
    * Careers
    * Annual Report
    * Media

   
 * Apply Now

Customer Login

Broker Login

Corporate Login

Online Application Login

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Languages
 * Languages
 * Accessibility
 * Login
   * Customer
   * Broker
   * Corporate
   * Online Application
 * Contact us
 * Search

   
 * Home loans
    * Apply for a Home Loan
    * Apply for a Home Loan
   
    * Low deposit loans
    * Our home loans
    * Graduate Loan
    * Low Deposit Loan
    * HomeStart Home Loan
    * Compare our home loans
   
    * Borrowing boost loans
    * Boost your borrowing power
    * Shared Equity Option
    * Advantage Loan
    * Starter Loan
    * Wyatt Loan
   
    * Unlock your home's equity
    * Seniors Equity Loan
    * Home Equity Loan

   
 * Calculators
    * Calculators
    * How much can I borrow?
    * How much deposit do I need?
    * What are my repayments?
    * Key Facts Sheet
    * Rates & fees

   
 * Learn more
    * I'm
    * Buying a home
    * Buying my first home
    * Building a home
    * Refinancing
    * Unlocking equity
   
    * Home buying process
    * Home Buyer Ready Program
    * Home Buyers Guide
    * Costs to get started
    * Useful tools
    * New to South Australia
    * Getting pre-approval
    * How to apply
   
    * More from us
    * MyStart blog
    * Seminars
    * Partnerships
    * In the community
    * FAQ
   
    * Manage my loan
    * HomeStart online
    * Repayments
    * Hardship

   
 * About us
    * About us
    * The HomeStart Difference
    * Careers
    * Annual Report
    * Media

   
 * Apply Now

 * 


 * 

HOME





BOOST YOUR BUYING POWER
BY UP TO 25% WITH OUR SHARED EQUITY OPTION

Borrow up to 25% of the purchase price as an interest-free and repayment-free
loan, whether you’re buying a home or building.

*Eligibility criteria, terms and conditions apply.

Learn more


LOOKING TO BUY A HOME BUT NOT SURE WHERE TO START?

Our free online Home Buyer Ready program has all the info you need.

Find out more


CERTIFICATE III OR HIGHER?
GET STARTED WITH 2%
DEPOSIT + NO LMI

Our Graduate Loan could help you buy or build your own home sooner.

2% deposit with our Graduate Loan only. Eligibility criteria, terms and
conditions apply. Fees and charges are payable.

Find out more


SAFEGUARDING YOUR REPAYMENTS

At HomeStart your repayments will only change once a year in line with inflation
- not when interest rates change.

*Home loans are subject to eligibility criteria, terms and conditions apply.
Fees and charges apply.

Learn more


BOOST YOUR BUYING POWER
BY UP TO 25% WITH OUR SHARED EQUITY OPTION

Borrow up to 25% of the purchase price as an interest-free and repayment-free
loan, whether you’re buying a home or building.

*Eligibility criteria, terms and conditions apply.

Learn more


LOOKING TO BUY A HOME BUT NOT SURE WHERE TO START?

Our free online Home Buyer Ready program has all the info you need.

Find out more


CERTIFICATE III OR HIGHER?
GET STARTED WITH 2%
DEPOSIT + NO LMI

Our Graduate Loan could help you buy or build your own home sooner.

2% deposit with our Graduate Loan only. Eligibility criteria, terms and
conditions apply. Fees and charges are payable.

Find out more


SAFEGUARDING YOUR REPAYMENTS

At HomeStart your repayments will only change once a year in line with inflation
- not when interest rates change.

*Home loans are subject to eligibility criteria, terms and conditions apply.
Fees and charges apply.

Learn more


BOOST YOUR BUYING POWER
BY UP TO 25% WITH OUR SHARED EQUITY OPTION

Borrow up to 25% of the purchase price as an interest-free and repayment-free
loan, whether you’re buying a home or building.

*Eligibility criteria, terms and conditions apply.

Learn more
 * 1
 * 2
 * 3
 * 4

Our calculators
 * How much can I borrow?
 * How much deposit do I need?
 * What will my repayments be?

Rates & fees
Our home loans
 * Graduate Loan
 * Starter Loan
 * Advantage Loan

Compare home loans
Buying a home
 * I'm a first home buyer
 * I'm building my home
 * Free home buyers seminar

Home buyers guide


THE HOMESTART
DIFFERENCE

Whether you’re a first home buyer or an existing home owner looking for a fresh
start, HomeStart could help you get into your own home, sooner.


Learn more





BUYING MY FIRST HOME

Learn about the typical steps involved in buying a home, from your first contact
with HomeStart up to when you get the keys to move in.

Continue reading


LOWER UPFRONT COSTS

With HomeStart, you could build your own home with no loan repayments for the
first 9 months, or until construction is complete - whichever comes first.

Learn more


LOW DEPOSIT LOANS

HomeStart's Graduate Loan is a low deposit loan available to eligible graduates
with a Certificate III or higher qualification.

Learn more

 * The HomeStart Difference
 * Media
 * Careers
 * Feedback

TALK TO US

1300 636 878

Mon-Fri: 8:30 am to 5:30 pm
 

or request a callback

Postal address:
GPO Box 1266
Adelaide SA 5001

OUR OFFICES

Level 5, 169 Pirie St
Adelaide SA 5000

Unit 3/378 Main South Rd
Morphett Vale SA 5162

Unit 1/40-42 Commercial Rd
Salisbury SA 5108

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