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Forbes: This Business Banking Fintech Crossed $1 Billion in Assets on the
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New ProductMaximum Checking through our bank partners


BUSINESS BANKING, WITH INTEREST

Access up to 5.02% APY with Maximum Checking through our partner banks and their
sweep networks.**
Apply Now
Meow Technologies is a financial technology company, not a bank or
FDIC-depository insured institution. Banking services are provided by FirstBank,
a Tennessee corporation, and by Grasshopper Bank, N.A. and Third Coast Bank SSB;
Members FDIC. Sweep programs allocate deposits across a network of FDIC-insured
banks and are offered through Meow’s partner banks, FirstBank, a Tennessee
corporation, for up to $125 million, Grasshopper Bank, N.A. for up to $125
million, and Third Coast Bank SSB for up to $50 million.* The FDIC’s deposit
insurance coverage only protects against the failure of an FDIC-insured bank.***



MEOW TECHNOLOGIES CUSTOMERS




1 BILLION+

in assets**



U.S. Treasury Bills*

Any maturity. Auto-roll toggles.

No sneaky fees

No withdrawal fees. No wire fees. No ACH fees.

0-1 business day withdrawals

Liquidity with a few clicks.




EXTEND YOUR RUNWAY

Earn up to


5.02% ANNUAL PERCENTAGE YIELD

with Maximum Checking through our partner banks (subject to rate sheets)**




MEOW'S BACKERS

 * TIGER GLOBAL

 * QED INVESTORS

 * LUX CAPITAL

 * ACREW CAPITAL

 * TQ VENTURES

 * SLOW VENTURES

 * PACKY MCCORMICK

 * SAHIL BLOOM

 * CHARLIE SONGHURST

 * AUSTIN RIEF

 * CHARLEY MA


APPLY NOW

No paperwork. No commitment. Designed to get you back to building.

Apply Now




EXPLORE THE BLOG

Read our blog
January 30, 2024
Company Announcements


🚨 ANNOUNCEMENT: ANGELLIST X MEOW

AngelList and Meow have partnered to build the future of banking** and cap table
management for startups

Read now
January 29, 2024
Company Announcements


PUZZLE X MEOW

Puzzle x Meow is live! What Google Maps did for travel, we're trying to do for
your finances

Read now
July 17, 2022
Company Announcements


🐱 MEOW ANNOUNCES $22M SERIES A LED BY TIGER GLOBAL WITH PARTICIPATION FROM QED

🐱 Meow announces $22m Series A led by Tiger Global with participation from QED

Read now


FOOTER

Put your company's idle cash to work

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PRODUCTS

 * Maximum Checking
 * U.S. Government Treasury Bills
 * German Bunds
 * Runway
 * Venture Debt


RESOURCES

 * Treasury Comparison
 * Security
 * The Beginner's Guide to Venture Debt
 * FAQ


COMPANY

 * About
 * Blog
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 * Help Center


LEGAL

 * Privacy Policy
 * Terms of Service
 * Data Processing Agreement
 * Cookie Policy
 * Form CRS
 * Form AVD Part 2A

*Disclaimer: Meow Advisory LLC is a registered investment adviser. Registration
as an investment adviser does not imply any level of skill or training.
For accounts opened through Atomic Brokerage LLC: Meow Advisory LLC has an
engagement with Atomic Brokerage LLC (“Atomic Brokerage”), a registered
broker-dealer and member of FINRA and SIPC , to bring you the opportunity to
open a brokerage account. Brokerage services for customers of Meow Advisory LLC
are provided by Atomic Brokerage. For more details about Atomic Brokerage,
please see the Form CRS, General Disclosures, and the Privacy Policy. Check the
background of Atomic Brokerage on FINRA’s BrokerCheck.
For subadvisory services for accounts opened through Atomic Invest LLC: Meow
Advisory LLC has an engagement with Atomic Invest, LLC (“Atomic Invest”), an
SEC-registered investment adviser, to bring you the opportunity to open an
investment advisory account. Investment advisory services are provided by Atomic
Invest. Companies which are engaged by Atomic Invest receive compensation of 0%
to 0.85% annualized, payable monthly, based upon assets under management for
each referred client who establishes an account with Atomic Invest (i.e., exact
payment will differ). Atomic Invest also shares a percentage of compensation
received from margin interest and free cash interest earned by customers with
Meow Advisory LLC. Meow Advisory LLC is not a client of Atomic Invest, but our
engagement with Atomic invest gives us an incentive to refer you to Atomic
Invest instead of another investment adviser. This conflict of interest affects
our ability to provide you with unbiased, objective information about the
services of Atomic Invest. This could mean that the services of another
investment adviser with whom we are not engaged could be more appropriate for
you than Atomic invest. Advisory services through Atomic Invest are designed to
assist clients in achieving a favorable outcome in their investment portfolio.
They are not intended to provide tax advice or financial planning with respect
to every aspect of a client’s financial situation and do not include investments
that clients may hold outside of Atomic Invest. For more details about Atomic
Invest, please see the Form CRS, Form ADV Part 2A, the Privacy Policy, and other
disclosures. Brokerage services for Atomic Invest are provided by Pershing
Advisor Solutions LLC (“PAS”), a registered broker-dealer and member of FINRA
and SIPC.
Neither Atomic Invest nor Atomic Brokerage, nor any of their affiliates, is a
bank. Investments in securities are Not FDIC insured, Not Bank Guaranteed, and
May Lose Value. Investing involves risk, including the possible loss of
principal. Before investing, consider your investment objectives and the fees
and expenses charged by Atomic Brokerage and/or Atomic Invest.
See the Legal Section within the Meow website for additional agreements.

U.K. Gilt pricing quoted net of fees. ~5% U.K. Gilt yield is sourced from
Investing.com December 2023 6-month United Kingdom 6-Month Bond Yield. ~5%
Treasury Bill yield is sourced from treasurydirect.gov December 2023 12-week
U.S. Treasury Bill auction.

**Disclaimer: Meow Technologies is a financial technology company, not a
depository, bank or credit union, and your account at Meow is not, itself, an
FDIC-insured product.

Meow currently partners with three banking providers. Banking services are
provided by Third Coast Bank SSB; Member FDIC, Grasshopper Bank, N.A; Member
FDIC, and FirstBank, a Tennessee corporation; Member FDIC.

By opening a Maximum Checking account through Meow and if you choose to receive
banking services provided by Grasshopper Bank, N.A, you deposit your funds into
a deposit account at Grasshopper Bank, N.A. which sweeps those funds into
deposit accounts across a network of Federal Deposit Insurance Corporation
(“FDIC”)-insured banks, for up to the current standard maximum deposit insurance
amount (“SMDIA”) of $250,000 per eligible depositor, per destination
institution, for each ownership capacity or category, subject to applicable
terms and conditions, including Grasshopper's ICS Deposit Placement Agreement.
Grasshopper Bank, N.A. uses a third-party vendor and agent to help administer
this sweep process. Visit https://www.intrafi.com/network-banks/ for a list of
the banks and savings associations with which we/Grasshopper, N.A. have a
business relationship for the placement of deposits at destination institutions,
and into which your deposits may be placed (subject to applicable terms with
you, and any opt-outs by Grasshopper, N.A. or you). The current maximum deposit
insurance amount for your funds is up to $125 million in FDIC insurance through
the sweep network of Grasshopper Bank, N.A, subject to change at any time with
notice from Meow and/or pursuant to applicable law. Terms and restrictions
apply. Subject to applicable rate sheet. Interest rate on checking products
quoted in Annual Percentage Yield (APY). Interest rates and yields are effective
as per the date on the applicable rate sheet. See applicable terms and
restrictions and refer to the applicable rate sheets for additional information.

By opening a Maximum Checking account through Meow and if you choose to receive
banking services provided by Third Coast Bank SSB, you deposit your funds into a
deposit account at Third Coast Bank SSB. If you also hold funds in a sweep
program with Third Coast Bank SSB, Third Coast Bank SSB sweeps those funds into
deposit accounts across a network of FDIC-insured banks, for up to the current
SMDIA of $250,000 per eligible depositor, per receiving bank, for each ownership
capacity or category, including any other balances you may hold at that
receiving bank directly or indirectly through other intermediaries, including
broker-dealers. Third Coast Bank SSB uses a third-party vendor and agent to help
administer this sweep process. Visit Third Coast Bank SSB for a list of the
banks and savings associations with which we/Third Coast Bank SSB have a
business relationship for the placement of deposits at receiving banks, and into
which your deposits may be placed (subject to applicable terms with you, and any
opt-outs by Third Coast Bank or you). The current maximum deposit insurance
amount for your funds is up to $50 Million in FDIC insurance through the sweep
network of Third Coast Bank, subject to change at any time with notice from Meow
and/or pursuant to applicable law. Terms and restrictions apply. Subject to
applicable rate sheet. Interest rate on checking products quoted in Annual
Percentage Yield (APY). Interest rates and yields are effective as per the date
on the applicable rate sheet. See applicable terms and conditions and refer to
the applicable rate sheet for additional information.

By opening a Maximum Checking account through Meow and if you choose to receive
banking services provided by FirstBank, a Tennessee corporation, you deposit
your funds into a deposit account at FirstBank, which sweeps those funds into
deposit accounts across a network of FDIC-insured banks, for up to the current
SMDIA of $250,000 per eligible depositor, per destination institution, for each
ownership capacity or category, subject to applicable terms and conditions,
including FirstBank's ICS Deposit Placement Agreement. FirstBank uses a
third-party vendor and agent to help administer this sweep process. Visit
IntraFi for a list of the banks and savings associations with which FirstBank
has a business relationship for the placement of deposits at destination
institutions, and into which your deposits may be placed (subject to applicable
terms with you, and any opt-outs by FirstBank or you). The current maximum
deposit insurance amount for your funds is up to $125 million in FDIC insurance
through the sweep network of FirstBank, subject to change at any time with
notice from Meow and/or pursuant to applicable law. Terms and restrictions
apply. Subject to applicable rate sheet. Interest rate on checking products
quoted in Annual Percentage Yield (APY). Interest rates and yields are effective
as per the date on the applicable rate sheet. See applicable terms and
restrictions and refer to the applicable rate sheet for additional information.

***FDIC insurance coverage is only available to protect you against the failure
of an FDIC-insured bank that holds your deposits (and does not protect you
against the failure of Meow or other third party). Your account with Meow and
all services provided to you are subject to the Meow Terms of Service (“Account
Agreements”) and other applicable terms and no other representations or
warranties, express or implied, are provided to you except as expressly set
forth in those written Account Agreements. If you have any questions regarding
your account, please contact team@meow.com.

FirstBank Funds Availability Notice

FirstBank’s general policy is to allow you to withdraw funds deposited in your
account on the first business day after the day we receive your deposit. Funds
from electronic deposits will be available on the day we receive the deposit. In
some cases, we may delay your ability to withdraw funds beyond the first
business day. Then, the funds will generally be available by the SECOND business
day after the day of deposit.