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WE VALUE YOUR PRIVACY

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and process personal data, such as unique identifiers and standard information
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any time by returning to this site or visit our privacy policy.
AgreeMore options
 * Business Loans
   
   Business Loans
    * Business Loans Borrow £10,000 to £500,000 with an affordable small
      business loan.
    * Recovery Loan Scheme Information about the Government’s Recovery Loan
      Scheme
    * How To Get a Business Loan Find out how to get a business loan with our
      step-by-step guide
    * Business Loan Calculator Find out how much you can borrow with our small
      business loan calculator
    * Self Employed Loans Finance options for sole traders and self-employed
      business owners
    * Unsecured Business Loans Borrow without having to use your business assets
      as collateral
   
   LOANS DESIGNED TO SUIT YOUR BUSINESS
   
   Simple, affordable business loans to help you grow, adapt and achieve your
   goals. Apply in 10 minutes and get a quick decision.
   
   Explore business loans
   Back to top
 * FlexiPay
   
   FlexiPay
    * FlexiPay Get a flexible, interest-free line of credit of £1,000 to
      £250,000
    * FlexiPay business card Pay your everyday business costs in monthly
      instalments
   
   FLEXIPAY – AN INTEREST-FREE LINE OF CREDIT
   
   Manage your cash flow and spread the cost of purchases, supplier invoices and
   business bills over 3 months
   
   Explore FlexiPay
   Back to top
 * About us
   
   About Us
    * Why Funding Circle? We’ve been 100% focused on SME lending since 2010,
      helping thousands of businesses reach their goals
    * Contact Us Get in touch with our team with any questions
    * Careers Find our latest vacancies and discover why Funding Circle is a
      great place to work
    * Diversity & Inclusion Discover how diversity and inclusion drive
      innovation at Funding Circle, and sit at the heart of our culture
   
   ABOUT US
   
   Founded in 2010 to give small and medium-sized businesses better access to
   finance, we’ve helped more than 120,000 businesses access over £13 billion in
   finance
   
   Learn more
   Back to top
 * Tips & Guides
 * 
 * Sign in
 * Apply now
   × Get started with finance that's right for you
   
    * BUSINESS LOANS
      
      Fast, fixed-rate loans with repayment terms from 6 months to 6 years.
      
       * Borrow £10,000 – £500,000
       * No fees to settle early
       * Rates from 7.9% per year
      
      Apply for a business loan
      Learn more
   
    * INTEREST-FREE LINE OF CREDIT
      
      Use FlexiPay to spread business costs over 3 months.
      
       * £1,000 to £250,000 credit limit
       * Free to set up
       * 0% interest, flat 4.5% fee
      
      Apply for FlexiPay
      Learn more
   
   Already a customer? Please sign in to your account to see which products
   you’re eligible for.
   
 *  * Business Loans
      Business Loans
       * Business Loans Borrow £10,000 to £500,000 with an affordable small
         business loan.
       * Recovery Loan Scheme Information about the Government’s Recovery Loan
         Scheme
       * How To Get a Business Loan Find out how to get a business loan with our
         step-by-step guide
       * Business Loan Calculator Find out how much you can borrow with our
         small business loan calculator
       * Self Employed Loans Finance options for sole traders and self-employed
         business owners
       * Unsecured Business Loans Borrow without having to use your business
         assets as collateral
      
      LOANS DESIGNED TO SUIT YOUR BUSINESS
      
      Simple, affordable business loans to help you grow, adapt and achieve your
      goals. Apply in 10 minutes and get a quick decision.
      
      Explore business loans
      Back to top
    * FlexiPay
      FlexiPay
       * FlexiPay Get a flexible, interest-free line of credit of £1,000 to
         £250,000
       * FlexiPay business card Pay your everyday business costs in monthly
         instalments
      
      FLEXIPAY – AN INTEREST-FREE LINE OF CREDIT
      
      Manage your cash flow and spread the cost of purchases, supplier invoices
      and business bills over 3 months
      
      Explore FlexiPay
      Back to top
    * About Us
      About Us
       * Why Funding Circle? We’ve been 100% focused on SME lending since 2010,
         helping thousands of businesses reach their goals
       * Contact Us Get in touch with our team with any questions
       * Careers Find our latest vacancies and discover why Funding Circle is a
         great place to work
       * Diversity & Inclusion Discover how diversity and inclusion drive
         innovation at Funding Circle, and sit at the heart of our culture
      
      ABOUT US
      
      Founded in 2010 to give small and medium-sized businesses better access to
      finance, we’ve helped more than 120,000 businesses access over £13 billion
      in finance
      
      Learn more
      Back to top
    * Tips & Guides
   
   Apply now
   × Get started with finance that's right for you
   
    * BUSINESS LOANS
      
      Fast, fixed-rate loans with repayment terms from 6 months to 6 years.
      
       * Borrow £10,000 – £500,000
       * No fees to settle early
       * Rates from 7.9% per year
      
      Apply for a business loan
      Learn more
   
    * INTEREST-FREE LINE OF CREDIT
      
      Use FlexiPay to spread business costs over 3 months.
      
       * £1,000 to £250,000 credit limit
       * Free to set up
       * 0% interest, flat 4.5% fee
      
      Apply for FlexiPay
      Learn more
   
   Already a customer? Please sign in to your account to see which products
   you’re eligible for.


SIMPLE, HASSLE-FREE BUSINESS FINANCE

--------------------------------------------------------------------------------

Whether you're funding exciting opportunities, buying stock or managing cash
flow, our specialist finance can take you further

Get started
× Get started with finance that's right for you

 * BUSINESS LOANS
   
   Fast, fixed-rate loans with repayment terms from 6 months to 6 years.
   
    * Borrow £10,000 – £500,000
    * No fees to settle early
    * Rates from 7.9% per year
   
   Apply for a business loan
   Learn more

 * INTEREST-FREE LINE OF CREDIT
   
   Use FlexiPay to spread business costs over 3 months.
   
    * £1,000 to £250,000 credit limit
    * Free to set up
    * 0% interest, flat 4.5% fee
   
   Apply for FlexiPay
   Learn more

Already a customer? Please sign in to your account to see which products you’re
eligible for.
Apply now
× Get started with finance that's right for you

 * BUSINESS LOANS
   
   Fast, fixed-rate loans with repayment terms from 6 months to 6 years.
   
    * Borrow £10,000 – £500,000
    * No fees to settle early
    * Rates from 7.9% per year
   
   Apply for a business loan
   Learn more

 * INTEREST-FREE LINE OF CREDIT
   
   Use FlexiPay to spread business costs over 3 months.
   
    * £1,000 to £250,000 credit limit
    * Free to set up
    * 0% interest, flat 4.5% fee
   
   Apply for FlexiPay
   Learn more

Already a customer? Please sign in to your account to see which products you’re
eligible for.

Apply as a limited company without affecting your credit score

Excellent

14,021 reviews



SIMPLE, HASSLE-FREE BUSINESS FINANCE

--------------------------------------------------------------------------------

Whether you're funding exciting opportunities, buying stock or managing cash
flow, our specialist finance can take you further

Get started
× Get started with finance that's right for you

 * BUSINESS LOANS
   
   Fast, fixed-rate loans with repayment terms from 6 months to 6 years.
   
    * Borrow £10,000 – £500,000
    * No fees to settle early
    * Rates from 7.9% per year
   
   Apply for a business loan
   Learn more

 * INTEREST-FREE LINE OF CREDIT
   
   Use FlexiPay to spread business costs over 3 months.
   
    * £1,000 to £250,000 credit limit
    * Free to set up
    * 0% interest, flat 4.5% fee
   
   Apply for FlexiPay
   Learn more

Already a customer? Please sign in to your account to see which products you’re
eligible for.
Apply now
× Get started with finance that's right for you

 * BUSINESS LOANS
   
   Fast, fixed-rate loans with repayment terms from 6 months to 6 years.
   
    * Borrow £10,000 – £500,000
    * No fees to settle early
    * Rates from 7.9% per year
   
   Apply for a business loan
   Learn more

 * INTEREST-FREE LINE OF CREDIT
   
   Use FlexiPay to spread business costs over 3 months.
   
    * £1,000 to £250,000 credit limit
    * Free to set up
    * 0% interest, flat 4.5% fee
   
   Apply for FlexiPay
   Learn more

Already a customer? Please sign in to your account to see which products you’re
eligible for.

Apply as a limited company without affecting your credit score

Excellent

14,021 reviews
Excellent

14,021 reviews

 * Short & long term finance
 * Apply online in 10 minutes
 * Get a quick decision
 * UK-based Support Team
 * Fixed interest rates

Funding Circle is sponsoring Premiership Rugby to help small businesses behind
the clubs and in the local communities get a competitive edge. Find out more and
check out exclusive content with some of rugby’s biggest stars.
Find out more

 * FAST, AFFORDABLE BUSINESS LOANS
   
   --------------------------------------------------------------------------------
   
   Expand, buy new equipment, hire staff or manage cash flow – whatever your
   business goals, our loans can lend a hand.
   
   Learn more about business loans
 * flexible, INTEREST-FREE LINE OF CREDIT
   
   --------------------------------------------------------------------------------
   
   Manage your cash flow and spread the cost of purchases, supplier invoices and
   business bills over 3 months with FlexiPay.
   
   Learn more about FlexiPay


Get a personalised quote without affecting your credit score

--------------------------------------------------------------------------------

If you’re a limited company or LLP, you can get a loan decision without
affecting your credit score. So you can assess your options with complete peace
of mind.

1

Check if you’re eligible in 30 seconds
See if you qualify with no fuss
2

Apply online in 10 minutes
Tell us about you and your business in our online form
3

Get your decision in as little as 1 hour
If approved, you’ll get a personalised, no-obligation quote
4

Get your funds within 48 hours
Once you accept your offer, we’ll deposit the funds into your account
Apply now
Here to help if you need us
Contact our UK-based team if you have any questions
Contact us

Supporting businesses across the UK

--------------------------------------------------------------------------------

For over 10 years, businesses from every corner of the UK have trusted us to
help them go further


 * Att Pynta
   FURNITURE BRAND
   based in LONDON
   "They were really responsive, it was great to have someone I could just call
   with questions."
   Read more
 * Computers For Flooring
   SOFTWARE COMPANY
   based in CARDIFF
   "The whole process was so easy – I’d never go back to a bank."
   Read more
 * The Great Yorkshire Shop
   RETAIL BUSINESS
   based in YORKSHIRE
   "With the extra cash flow, we’ve doubled our turnover."
   Read more




THE FUNDING CIRCLE STORY

Founded in the UK to give small and medium sized businesses better access to
finance, we’ve helped more than 135,000 businesses access over £15.2 billion
since 2010.

Learn more

Excellent

14,021 reviews

Excellent

14,021 reviews
0800 048 2467

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FUNDING CIRCLE
About us
Statistics
Media
Shareholder Information
Careers
Diversity & Inclusion
PARTNER WITH FUNDING CIRCLE
Institutional investors
Introducers
Partner API
Partner API for Developers
Open Banking for Developers
SUPPORT
Tips & Guides
Help
Contact us
LEGAL DOCUMENTS
Legal
Security
Modern Slavery Statement
OTHER
Sitemap

Copyright © Funding Circle 2023. All rights reserved
Funding Circle Limited is authorised and regulated by the Financial Conduct
Authority under firm registration number 722513.
Funding Circle is not covered by the Financial Services Compensation Scheme.
Registered in England (Co. No. 06968588) with registered office at 71 Queen
Victoria Street, London, EC4V 4AY.

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