diamondtieruniversity.com Open in urlscan Pro
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URL: https://diamondtieruniversity.com/
Submission: On August 30 via api from US — Scanned from US

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              <div class="bb-course-excerpt"> Congratulations on investing in your business and yourself!&nbsp;?&nbsp; &nbsp; &nbsp;Follow each and every step. Don’t skip ahead!​?&nbsp; &nbsp; &nbsp;Fully watch each video and read all… </div>
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              <div class="bb-course-excerpt"> WELCOMEYour Personal Consumer Journey Starts Here!&nbsp;Thank you for making this decision to change not just your credit but your life. This is a simple, but… </div>
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              <div class="bb-course-excerpt"> Congratulations on investing in your business and yourself!&nbsp;?&nbsp; &nbsp; &nbsp;Follow each and every step. Don’t skip ahead!​?&nbsp; &nbsp; &nbsp;Fully watch each video and read all… </div>
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                  <a href="https://diamondtieruniversity.com/members/infodiamondtier-solutions/">Andy</a>
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              <div class="bb-course-excerpt"> WELCOMEYour Personal Consumer Journey Starts Here!&nbsp;Thank you for making this decision to change not just your credit but your life. This is a simple, but… </div>
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ATTAIN FINANCIAL FREEDOM WITH OUR DEBT GUIDE.

Diamond Tier Solutions improves credit for larger bank loans and offers
interest-free loans for faster business growth.

Join Now
Log in


DO IT YOURSELF, KNOW THE PROCESSES WE TEACH YOU ALL.

Our Courses will take you step by step and educate you on what you need in order
for you to succeed, browse our library we have over 8 hours of course content
explaining and teaching you every step you need to take so you take your future
into your own hands.

AlphabeticalNewly Created

All InstructorsAndy

 * Start Course
   4 Lessons
   
   
   BUSINESS MASTERY
   
   Andy
   Congratulations on investing in your business and yourself! ?     Follow each
   and every step. Don’t skip ahead! ?     Fully watch each video and read all…
 * Start Course
   5 Lessons
   
   
   PERSONAL CONSUMER COURSE
   
   Andy
   WELCOMEYour Personal Consumer Journey Starts Here! Thank you for making this
   decision to change not just your credit but your life. This is a simple, but…

 * Start Course
   4 Lessons
   
   
   BUSINESS MASTERY
   
   Andy
   Congratulations on investing in your business and yourself! ?     Follow each
   and every step. Don’t skip ahead! ?     Fully watch each video and read all…
 * Start Course
   5 Lessons
   
   
   PERSONAL CONSUMER COURSE
   
   Andy
   WELCOMEYour Personal Consumer Journey Starts Here! Thank you for making this
   decision to change not just your credit but your life. This is a simple, but…

Browse all our courses


FLEXIBLE PLANS


PERSONAL CREDIT BUILDER

$ 12
99
Per month
 * Credit Repair Kit: Credit Score vs. Credit Report Inquiry Removal Dispute
   Letters Creditors & Collection Agencies
 * Do it yourself kit with all the necessary components

Buy Now


BUSINESS CREDIT COURSE

$ 499 One-time payment
 * Credit Repair Kit: Credit Score vs. Credit Report Inquiry Removal Dispute
   Letters Creditors & Collection Agencies
 * Business Foundation Business Structuring Business Funding Investing Business
   Credit

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ADVANCED MENTORSHIP PROGRAMS

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 * This quick application builds a personalized strategy unique to where you are
   at right now, and submits your info to our team to review and see where you
   standing so we can come up with the best strategy fitting to your needs.

Get in touch


FREQUENTLY ASKED QUESTIONS

What is a credit report?

A credit report is a snapshot of how you have paid back the companies from whom
you have borrowed money, or how you have met other financial obligations. Each
time you borrow, payment patterns are tracked and reported to a credit bureau.
Creditors use this and other information to determine your creditworthiness.

What is a credit score?

Your credit score is another tool used by creditors. When you apply for credit,
a three-digit score predicts how likely you are to repay the debt. Past
performance, current debt load, how long you have had credit, what type of
credit you have, and how many recent accounts you have opened also factor into
the score.

How do I obtain a credit report and/or score?

It is very easy to get a copy of your credit score. There are three major credit
reporting agencies: Equifax, Experian, and TransUnion.

How long does information remain on my credit report?

Credit reports include information from credit grantors and public records,
including bankruptcies, judgments, and liens. Active positive information may
remain on your report indefinitely, while missed payments and most public
records will remain for seven years. The exception is bankruptcies which remain
for 10 years, unpaid tax liens, which remain on your credit report for 15 years,
and student loans which can remain as long as 25 years.

How does divorce affect my credit report and credit score?

In states with community property laws, any debt incurred during marriage is
automatically considered joint. Your divorce decree doesn’t relieve you from
joint debt. Even when a divorce judge orders your ex-spouse to pay a certain
bill, you are still legally responsible for the payments. You may be reported to
a credit reporting agency and contacted by the creditor for payment.

How does bankruptcy affect my credit report and credit score?

Filing for bankruptcy is not necessarily the easy way out. There is no guarantee
that it will be granted; a court judgment must be made. Even if you only file
the papers and don’t go through with it, the bankruptcy shows up on your credit
report. Also, not all debts can be included in a bankruptcy. Alimony, child
support, student loans, and tax liens all must still be paid. The bankruptcy
will remove some unsecured debts, but the filing, dismissal, or discharge
remains on your credit report for 10 years. Obtaining new credit during this
time may be difficult.

Is it good to keep opening new credit cards and transferring balances for lower
rates?

Although a low rate is always better than a high rate, there are some basics to
remember if you decide to do the “credit card shuffle.” First, discipline
yourself to close the initial card once the transfer of balance is complete.
Many consumers fail to do this and find themselves a few months later with two
large balances because they started using the “paid off” card again. Next, there
is often a balance transfer fee imposed for each transfer so you must consider
it in relation to the savings gained by the lower rate. These fees can sometimes
be very large. Also, each time you request a new account, your credit profile is
reviewed. Having too many inquiries for new credit in a relatively short time
span can affect your credit score.

I'm refinancing my home. Is it good to include credit card debt in the mortgage
note?

There are pros and cons to including credit card debt in a mortgage refinance.
The big pro is that the interest that accrues will be a part of the mortgage
interest, therefore tax deductible, while interest on credit cards is not.
Another pro is that interest rates on mortgages are typically lower than credit
card rates. You need to compare the savings before you decide to include them.
The biggest con is when you do not close credit cards that were included in the
loan and then run them back up. Now you are facing double payments and you will
be using more of your home’s equity to include credit cards.


REVIEWS FROM OUR CUSTOMERS

This Course gave me the exact information I was looking for and it also had
additional information to consider for my financial future. I recommend this
course if you are looking to learn about some great credit “secrets” to fund
your next idea or business.
Kim Chuo

This Course does exactly what it says it will do - help learn about the complex
world of credit and position yourself to take full advantage of the many
opportunities it can offer. Very actionably, helpful steps written in plain
English anyone can follow. Beneficial Course all around, and I recommend it to
anyone looking to learn more about this space.
Terry Phelps

6 weeks into the course we applied for our first business credit card and got a
50k approval for chase bank and couple of days latter I was able to get a 15k
limit with us bank and so far I have been able to build over 130k of business
credit. This guys are the real deal.
Lucy Higgins

Big shout out and thank you to this guys. They do what they say and they back it
up. They helped me get my business off the ground in no time. Great Great
people.
Andrea Clayton
© Diamond Tier Solutions LLC

Here at DTS we are helping the community get a better understanding on how
credit works and trying to provide opportunities for everyone to grow. Our goal
is to enhance individual potential to the max and we stand behind out product as
we know is a proven strategy.