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Check Out These Government Benefits American Seniors Don't Know They Are Missing
Out On

Thousands of American Seniors are taking advantage of these benefits right now
but many still don't know about them!

by Catherine Lyne

Assistant Editor

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It is no secret the cost of living in America is rising rapidly due to
inflation. The skyrocketing costs are felt all around us and many American
seniors on fixed incomes are struggling to afford basic needs such as: food
shopping, rent, healthcare, household bills, gas and other everyday expenses.

THANKFULLY: Various government programs can offer relief from some of these
expenses and can help support American seniors during these stressful times.

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If you're a senior citizen in the United States looking to get extra help then
search no further the following benefits are widely available and you could
start receiving some of them from as early as today!

Unlocking Housing Assistance Programs: A Lifeline for Seniors

There's a wealth of government-backed housing assistance programs specifically
designed to support older adults in the United States.

From rental subsidies to home improvement grants, these programs can make a
significant difference in the quality of life for seniors. Here are some of the
key housing assistance programs available for seniors:

- Housing Choice Vouchers (Section 8): offers rental assistance that allows
seniors to choose their own housing.

- Section 202 Supportive Housing for the Elderly: For very low-income seniors,
providing them with options for affordable housing with supportive services.

- Low-Income Home Energy Assistance Program: LIHEAP plays a crucial role in
helping seniors manage the costs associated with heating and cooling their
homes.



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Essential Food Programs to Keep You Healthy

There are several food programs and benefits available to seniors in the U.S.
designed to ensure they have access to nutritious and affordable food. Check
these popular programs below:

- Supplemental Nutrition Assistance Program: SNAP, formerly known as food
stamps, provides eligible low-income individuals, including seniors, with funds
to purchase food.

How to Apply: Applications can be submitted online, by mail, or in person at
local SNAP offices. Each state manages its own SNAP program, so check your
state’s specific requirements.


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- Meals on Wheels: Meals on Wheels delivers nutritious meals to the homes of
seniors who are unable to prepare their own meals.

How to Apply: Contact your local Meals on Wheels provider to apply.

- Congregate Meal Programs: These programs offer free or low-cost meals to
seniors in community settings such as senior centers, churches, or community
centers.

How to Apply: Check with local senior centers or Area Agencies on Aging for
information on nearby congregate meal sites.



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SSI and SSDI: Benefits That Could Help You

Understanding the differences and benefits of Supplemental Security Income (SSI)
and Social Security Disability Insurance (SSDI) can help seniors navigate their
options for financial support.

Supplemental Security Income (SSI)

SSI is a federal income supplement program designed to help aged, blind, and
disabled individuals who have little or no income. It provides cash to meet
basic needs for food, clothing, and shelter.

Benefits:

- Monthly cash payments to eligible individuals.

- Payments are intended to help with basic living expenses.

- The amount received depends on income, living arrangements, and other
financial resources.

Eligibility:

- Must be at least 65 years old, blind, or disabled.

- Must have limited income and resources

- U.S Citizen



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Social Security Disability Insurance (SSDI)

SSDI provides financial assistance to individuals who have worked and paid
Social Security taxes but are now unable to work due to a disability.

Benefits:

- Monthly cash benefits to disabled individuals and certain family members.

- The benefit amount is based on the disabled person’s earnings record

- Medicare coverage after 24 months of SSDI benefit eligibility

Eligibility:

- Must be under 65 years old and meet the Social Security Administration’s
definition of disability.

- Must have sufficient work credits, typically earned by working and paying
Social Security taxes for a certain number of years.

- U.S. citizen or lawful permanent resident.

Looking For More? Additional Benefits May Be Available...

If you're still looking for more then don't fear, additional benefits for many
are still available. This article only covered a small portion of what seniors
across America can take advantage of. We hope you can find the benefits you
deserve that will make life easier!



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Related Articles ⤵

On SSDI? Find Out Who Will Get Their Payment Next Month

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