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WM 2.0 - MAIN NAVIGATION

 * Individuals
   * Personal investors
   * Workplace plan savers
 * Plan sponsors
 * Financial professionals
 * The Currency

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MAIN NAVIGATION V2 MOBILE

 * Individual Personal investors
 * Individual Workplace plan savers
 * Plan sponsors
 * Financial professionals
 * The Currency
 * Press center

GET ANSWERS TO YOUR MONEY QUESTIONS

We help over 18M Americans1 by providing:

 * Smart planning and investment advice for customers
 * A complete financial view in the Empower Personal Dashboard™
 * Meaningful conversations with Empower financial professionals





HOW CAN WE HELP YOU?


INDIVIDUAL INVESTORS



Redefine your strategy with free tools, tailored advice, and investment options.

Grow your wealth


WORKPLACE PLAN SAVERS



Maximize the tools and guidance available through your retirement plan.

Save smarter


PLAN SPONSORS



Simplify plan management and engage with your employees and their goals.

Help your employees


FINANCIAL PROFESSIONALS



Grow your retirement business and expand your client offerings.

Exceed expectations

EASILY OPEN A CASH ACCOUNT USING YOUR EMPOWER LOGIN AND EARN 9X THE NATIONAL
AVERAGE.

Earn more
$1.6T

IN CUSTOMER ASSETS1

#1

RETIREMENT PLAN PROVIDER RECOMMENDED BY FINANCIAL PROFESSIONALS2

9/10

WOULD RECOMMEND SOMEONE THEY KNOW TO EMPOWER3


EMPOWERING WHAT'S NEXT


OUR GOAL IS SIMPLE: HELP YOU ACHIEVE FINANCIAL FREEDOM.

THINGS WE OBSESS OVER:

 * Doing what's right for you
 * Helping you reach your goals
 * Simplifying your money concerns
 * Collaborating on your future

ANSWERS TO REAL-LIFE MONEY QUESTIONS

Our newest commercial takes aim at real money concerns. Take a look and let’s
help find solutions for yours.



NEW FROM THE PRESS CENTER


INTRODUCING EMPOWER STOCK PLAN SERVICES

Our latest acquisition broadens Empower’s offering and will be fully integrated
into the company’s digital experience.

Read more



COMING TOGETHER WITH PURPOSE

We have an unwavering commitment to our people and communities. From our
Diversity, Equity, Inclusion, and Belonging initiatives to our volunteer impact,
we're proud to empower our employees day in and day out. Come work with us.

Kickstart your career



Want to stay in the know?

Power up with the latest money news sent every week to your inbox.

Subscribe


Life

TIME IS MONEY

New Empower research unveils how Americans value their time in pursuit of
financial goals and retirement – and what it’s worth to achieve the good life.

Read more


Money

WHO'S THE BOSS?

Top drivers of job satisfaction, money goals, and the "workplace wishlist" of
benefits people value most, according to Empower research.

Read more


1 As of June 30, 2024. Information refers to all retirement business of Empower
Annuity Insurance Company of America (EAICA) and its subsidiaries, including
Empower Retirement, LLC; Empower Life & Annuity Insurance Company of New York
(ELAINY); and Empower Annuity Insurance Company (EAIC), marketed under the
Empower brand. EAICA’s consolidated total assets under administration (AUA) were
$1,647.9B. AUA is a non-GAAP measure and does not reflect the financial
stability or strength of a company. EAICA’s statutory assets total $71.3B and
liabilities total $66.1B. ELAINY’s statutory assets total $7.1B and liabilities
total $6.7B. EAIC’s statutory assets total $97.2B and liabilities total $96.3B.

On August 1, 2022, Empower announced that it is changing the names of various
companies within its corporate group to align the names with the Empower brand.
For more information regarding the name changes, please visit
empower.com/name-change.

2 2022 PLANADVISER Retirement Plan Adviser Survey as of November 2022.


3 Empower satisfaction survey and IVR data as of June 2022.

Empower Personal Cash™ Program is offered through Empower Personal Wealth, LLC
(“Empower”). Empower is not an FDIC-insured bank and deposit insurance covers
the failure of an insured bank. Bank deposit products provided by UMB Bank n.a.,
Member FDIC (“UMB”). Certain conditions must be satisfied for pass-through
deposit insurance coverage to apply. To participate in the program, you must
open an account at UMB, through which your funds will be placed in accounts at
participating program banks (which may include UMB). The advertised interest
rates are paid by participating program banks, including by UMB in its capacity
as a participating program bank. Your funds will be FDIC insured up to
applicable limits while in transit through UMB. UMB receives a fee from each
program bank (except UMB) in connection with the program that is based on the
aggregate daily closing balance of deposits held in program accounts by such
program bank. The fee may vary from program bank to program bank and will
generally increase as the aggregate amount of funds held in program accounts
with the program bank increases. The Empower Personal Cash™ Annual Percentage
Yield (APY) as of 9/19/24 is 4.20% APY (4.121% interest rate). The calculation
for APY is rounded to the nearest basis point. Both the interest rate and APY
are variable and subject to change at UMB’s discretion at any time without
notice.


Advisory services are provided for a fee by Empower Advisory Group, LLC (EAG).
EAG is a registered investment adviser with the Securities and Exchange
Commission (SEC) and subsidiary of Empower Annuity Insurance Company of America.
Registration does not imply a certain level of skill or training. Investing
involves risk. Past performance is not indicative of future returns. You may
lose money. All visuals are illustrative only. Actors are not EAG clients. EAG
Form CRS

Unless otherwise noted: Not a Deposit | Not FDIC Insured | Not Bank Guaranteed |
Funds May Lose Value | Not Insured by Any Federal Government Agency

Securities, when presented, are offered and/or distributed by Empower Financial
Services, Inc., Member FINRA/SIPC. EFSI is an affiliate of Empower Retirement,
LLC.

 
EFSI Form CRS | Reg BI Disclosure | SEC Rule 605-606


FOOTER MENU

 * Why Empower
   * Security
   * Community impact
   * Diversity, Equity, Inclusion & Belonging
 * News and views
   * The Currency
   * Press center
 * About Empower
   * About us
   * Executive leadership
   * Our history
   * Careers
 * Help
   * Contact
 * Who are you?
   * Personal investor
   * Workplace plan saver
   * Financial professional
   * Plan sponsor

EmpowerOfficial logo of Empower.
 * Facebook
 * X (fka Twitter)
 * Snapchat
 * LinkedIn
 * Instagram
 * YouTube
 * TikTok
 * Empower App - EPW - App Store
 * Empower App - App Store
 * Empower App - EPW - Play Store
 * Empower App - Play Store

  ("Site") has entered into an advertising campaign with Empower Personal
Wealth, LLC ('EPW"), through which Site is paid up to $250 for each individual
lead. The Site, due to such compensation, has an incentive to recommend EPW,
resulting in a material conflict of interest. Individuals who are referred to
EPW are not obligated to subscribe for investment advisory services provided by
Empower Advisory Group, LLC ("EAG"). Those individuals who do subscribe for
EAG's investment advisory services will not pay increased management fees or any
other fees to Site, EPW, or EAG as a result of this campaign. Site financially
benefits from referring individuals to EPW. Site is not affiliated with EPW or
EAG.

Advisory services are provided for a fee by Empower Advisory Group, LLC (“EAG”).
EAG is a registered investment adviser with the Securities and Exchange
Commission (“SEC”) and subsidiary of Empower Annuity Insurance Company of
America. Registration does not imply a certain level of skill or training.
Investing involves risk. Past performance is not indicative of future returns.
You may lose money. All visuals are illustrative only. Actors are not EAG
clients.

“EMPOWER” and all associated logos, and product names are trademarks of Empower
Annuity Insurance Company of America. This material is for informational
purposes only and is not intended to provide investment, legal or tax
recommendations or advice. ©2024 Empower Annuity Insurance Company of America.
All rights reserved.


LEGAL

 * Security center
 * Accessibility
 * System requirements
 * Privacy
 * Terms and conditions
 * Business continuity plan
 * Market timing and excessive trading policies
 * Investor education and protection
 * Form CRS & Reg BI Disclosure
 * Empower representative compensation
 * Do not sell or share my personal information
 * SEC Rule 605-606



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