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Bernina Re is a specialist reinsurance and retrocession provider. We offer our
clients risk transfer products and solutions underpinned by disciplined and
prudent underwriting, superior analytical capabilities, and a culture of
professional excellence. Our capital is provided by funds managed by Credit
Suisse Insurance Linked Strategies Ltd . (Credit Suisse ILS).
Bernina Re is registered in Bermuda and is licensed as a Class 3A reinsurer.


OUR PRODUCTS

Significant capacity for
Cat XL, Risk XL and
proportional treaty


PROPERTY

Marine, Engineering,
Energy, Space, Aviation,
Agriculture


SPECIALITY

Capacity for man
made risk


MAN MADE RISK

Other classes
such as Lottery


OTHER


KEY CONTACTS


MICHAEL DENNIS

Chief Executive Officer
Hamilton, Bermuda
Find out more >
Michael Dennis

Michael joined Bernina Re in 2019 and assumed the role of Chief Executive
Officer in 2022. He was previously Chief Executive Officer for Humboldt Re
Limited in Guernsey. Michael started his career at EY in London and subsequently
held technical accounting and audit roles with Amlin plc in London and EY in
Bermuda.

Michael holds a Bachelor’s degree in Economics and Finance from the University
of York and is a member of the Institute of Chartered Accounts of Scotland.

Hamilton, Bermuda
Mail
michael.dennis@berninare.com




WILL HADDRELL

Chief Underwriting Officer and Head of US & Retro
Hamilton, Bermuda
Find out more >
Will Haddrell

Will joined Bernina Re as Chief Underwriting Officer and Head of US & Retro in
2022. He has over 15 years’ experience in the reinsurance industry. Before
joining Bernina Re he was Chief Underwriting Officer for Kettle Limited and
Kettle Re. Prior to this he held underwriting and modeling roles at Sompo
International, Blue Capital and RenaissanceRe.

Will holds a Bachelor’s degree in Finance and an MBA from Texas Tech University.

Hamilton, Bermuda
Mail
will.haddrell@berninare.com




FILIPE DA CRUZ

Head of Swiss Branch and Head of International Underwriting
Zurich, Switzerland
Find out more >
Filipe da Cruz

Filipe serves as the Head of Swiss Branch and Head of International
Underwriting. He joined Bernina Re in 2019 from Credit Suisse ILS, where he was
a Senior Underwriter. He has 20 years' experience in the insurance industry, of
which more than 13 years have been in reinsurance underwriting roles. Prior to
joining Credit Suisse ILS, he held underwriting positions at Exin Re AG, Sompo
Japan Canopius Reinsurance AG and Arch Re Europe Ltd. in Zurich, and Hannover
Reinsurance AG in Germany.

Filipe holds a Master of Science degree in Business Development from the
University of Applied Sciences in Hannover, Germany and is qualified as
Chartered Financial Analyst (CFA) and Chartered Property Casualty Underwriter
(CPCU).

Zurich, Switzerland
Mail
filipe.dacruz@berninare.com




ABOUT US

Bernina Re was launched in 2017 as a Solvency II equivalent Class 3A reinsurer.
It was established as a transformer to underwrite traditional reinsurance
business for the exclusive benefit of funds managed by Credit Suisse Insurance
Linked Strategies Ltd. (Credit Suisse ILS) on a fully collateralized basis.

In 2019 Bernina Re achieved its development into a fully staffed reinsurer,
sourcing and underwriting reinsurance business via its head office in Bermuda as
well as its branch office in Switzerland.

You can find out more about us in our most recent Financial Condition Report


ESTABLISHED IN
A LEADING REINSURANCE HUB

Bernina Re is headquartered in Bermuda, which has long been a well-known and
highly respected global hub for insurance capacity. In particular, reinsurance
has been one of the fastest growing sectors in recent years. As one of the top
three reinsurance centers in the world, Bermuda is best known for its
market-leading position in the property-catastrophe reinsurance sector. Bermuda
has made a lot of effort over the last decade to achieve and maintain Solvency
II equivalence. It is one of only two jurisdictions worldwide, along with
Switzerland, to have this distinction.

Solvency II-equivalent
Top 3
reinsurance
center
Headquartered in Bermuda


NEWS


BERNINA RE ANNOUNCES FULL YEAR 2022 RESULTS

Bernina Re Ltd. today announced its results for the year ended 31 December 2022

May 10, 2023


BERNINA RE ANNOUNCES Q3 YEAR-TO-DATE UNDERWRITING PROFIT

Bernina Re Ltd. today announced an underwriting profit for the nine-months ended
30 September 2022.

November 10, 2022


BERNINA RE ANNOUNCES APPOINTMENT OF WILL HADDRELL AS CHIEF UNDERWRITING OFFICER
AND HEAD OF US & RETRO

Bernina Re Ltd. today announced the appointment of Will Haddrell as Chief
Underwriting Officer and Head of US & Retro

August 20, 2022



CONTACT US


HAMILTON

Park Place
55 Par-la-Ville Road
Hamilton HM11
Bermuda

+1 441 542 8600


ZURICH BRANCH

Schützengasse 14
8001 Zurich
Switzerland

+41 44 244 32 32
Email us
Privacy & Terms
Privacy Policy
Website Terms of Use


1. BACKGROUND

Bernina Re Ltd. ("Bernina Re"), acompany headquartered in Hamilton, Bermuda with
a branch office in Switzerland,understands that your privacy is important to you
and that you care about how your personal data is used and shared online. We
respect and value the privacy of everyone who visits this website,
www.berninare.com (“Website”) and (subject to the limited exceptions in section
5, below) we do not collect personal data about you unless you contact us (see
section 6, below). Any personal data we do collect will only be used as
permitted by law.

Please read this Privacy Policy("Policy") carefully and ensure that you
understand it. Your acceptance of the Policy is deemed to occur upon your first
use of the Website.If you do not accept and agree with this Policy, you must
stop using the Website immediately.


2. DEFINITIONS AND INTERPRETATION

In this Policy, the following terms shall have the following meanings:

 * “personal data” means any and all data that relates to an identifiable person
   who can be directly or indirectly identified from that data. In this case, it
   means personal data that you give to us via the Website. This definition
   shall, where applicable, incorporate the definitions provided in the Bermuda
   Personal Information Protection Act (“PIPA”), Swiss Data Protection Act (as
   revised from time to time) ("DPA"), and/or the General Data Protection
   Regulation (“GDPR”);

 * "sensitive personal data" means any personal information relating to an
   individual's place of origin, race, colour, national or ethnic origin, sex,
   sexual orientation, sexual life, marital status, physical or mental
   disability, physical or mental health, family status, religious beliefs,
   political opinions, trade union membership, biometric information or genetic
   information; and

 * “we/us/our” means Bernina Re Ltd., including Bernina Re Ltd. Swiss Branch, a
   limited company registered in Bermuda.


3. WHAT DOES THIS POLICY COVER?

This Policy applies only to your use of the Website. The Website may contain
links to other websites. Please note that we have no control over how your data
is collected, stored, or used by other websites and we advise you to check the
privacy policies of any such websites before providing any data to them.


4. YOUR RIGHTS

 * 4.1
   
   As a data subject, you have the following rights under PIPA, DPA and/or GDPR:

    * 4.1.1
      
      The right to be informed about our collection and use of personal data;
   
    * 4.1.2
      
      The right of access to the personal data we hold about you (see section
      5);
   
    * 4.1.3
      
      The right to rectification if any personal data we hold about you is
      inaccurate or incomplete (please contact us using the details in section
      9);
   
    * 4.1.4
      
      The right to be forgotten – i.e., the right to ask us to delete any
      personal data we hold about you;
   
    * 4.1.5
      
      The right to restrict (i.e., prevent) the processing of your personal
      data;
   
    * 4.1.6
      
      The right to data portability (obtaining a copy of your personal data to
      re-use with another service or organization);
   
    * 4.1.7
      
      The right to object to us using your personal data for particular
      purposes; and
   
    * 4.1.8
      
      Rights with respect to automated decision making and profiling.

 * 4.2
   
   If you have any cause for complaint about our use of your personal data,
   please contact us using the details provided in section 9 and we will do our
   best to solve the problem for you. If we are unable to help, you also have
   the right to lodge a complaint with the Bermuda Privacy Commissioner, Swiss
   Federal Data Protection and Information Officer ("FDPIC"), and/or any
   competent EU supervisory authority (as the case may be).


5. WHAT DATA DO WE COLLECT?

 * 5.1
   
   Subject to section 6.2, we do not collect any personal data from you.

 * 5.2
   
   If you send us an email, we may collect your name, your email address, and
   any other information which you choose to give us.


6. HOW DO WE USE YOUR DATA?

 * 6.1
   
   If we do collect any personal data, it will be processed and stored securely,
   for no longer than is necessary in light of the reason(s) for which it was
   first collected. We will comply with our obligations and safeguard your
   rights under PIPA, the DPA and/or GDPR at all times. For more details on
   security see section 7.2, below.

 * 6.2
   
   As noted above, we do not generally collect any personal data. If you contact
   us and we obtain your personal details from your email, we may use them as
   follows:

    * 6.2.1
      
      To reply to your email;
   
    * 6.2.2
      
      To reply to any other request submitted by you.

 * 6.3
   
   Personal data is only shared with employees of Bernina Re on a need to know
   basis.

 * 6.4
   
   Personal data will not be transferred to overseas third parties for use by
   the overseas third parties.

 * 6.5
   
   You have the right to withdraw your consent to us using your personal data at
   any time, and to request that we delete it.

 * 6.6
   
   Personal data used by Bernina Re will be adequate, relevant and not excessive
   to the purpose for which it is used.


7. HOW AND WHERE DO WE STORE YOUR PERSONAL DATA?

 * 7.1
   
   We only keep your personal data for as long as we need to in order to use it
   as described above in section 6, and/or for as long as we have your
   permission to keep it.

 * 7.2
   
   Data security is very important to us, and to protect your data we have taken
   suitable measures to safeguard and secure any data we hold about you (even if
   it is only your email address).

 * 7.3
   
   We make sure your personal data is kept up to date once you send us new
   information.


8. BREACH OF SECURITY

Incase of a breach of security, the company will proceed according to its
defined Incident Management Plan and where necessary the Privacy Officer will
notify any affected individuals and the Privacy Commissioner.


9. HOW CAN YOU ACCESS YOUR PERSONAL DATA?

 * 9.1
   
   You have the right to ask for a copy of any of your personal data held by us
   (where such data is held). Please contact us for more details at
   info@berninare.com.

 * 9.2
   
   Bernina Re will respond to a request for a copy of personal data held by use
   within 45 days of receipt of the request. Where we are not permitted by law
   to provide you with the personal data requested, Bernina Re will notify you
   in writing.


10. CONTACTING US

If you have any questions about the Website or this Policy, please contact our
Privacy Officer, Michael Dennis,by email at info@berninare.com. Please ensure
that your query is clear,particularly if it is a request for information about
the data we hold about you.


11. CHANGES TO OUR POLICY

We may change this Policy fromtime to time (for example, if the law changes).
Any changes will be immediately posted on the Website and you will be deemed to
have accepted the terms of the Policy on your first use of the Website following
the alterations. We recommend that you check this page regularly to keep
up-to-date.


Copyright ©
2023
Bernina Re Ltd. - All Rights Reserved

Bernina Re is a specialist reinsurance and retrocession provider. We offer our
clients risk transfer products and solutions underpinned by disciplined and
prudent underwriting, superior analytical capabilities, and a culture of
professional excellence. Our capital is provided by funds managed by Credit
Suisse Insurance Linked Strategies Ltd . (Credit Suisse ILS)Bernina Re is
registered in Bermuda and is licensed as a Class 3A reinsurer.”