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WINNER : ‘Most Innovative Financial Advisory Firm In New Zealand‘ Award


AM I IN THE RIGHT KIWISAVER FUND?

Our professional financial advice will give you the answer.



WHO IS NATIONAL CAPITAL?

We are Financial Advisers specialising in KiwiSaver Investment research
National Capital was founded in 2018 and now advises Kiwis on over $100 million
of their KiwiSaver savings. We are based in Auckland, but serve clients all over
New Zealand. We provide free personalised advice, with the goal of empowering
one million Kiwis to become financially secure.

Our team consists of experienced financial professionals. Click here to see who
we are.

4.9 Stars




National Capital is not a KiwiSaver provider. We are Financial Advisers who help
our clients select the appropriate provider and fund which suits their
requirements and financial situation. Our research covers 23 different
Schemes. Click here for the scope and limitations of our service.

PROVIDERS WE WORK WITH



HOW IT WORKS IN 3 SIMPLE STEPS

Take the KiwiSaver HealthCheck. Receive personalised recommendations. Make your
decision.

We are professional financial advisers using the latest technology to give you
personalised recommendations, at no cost to you. We do all the work in the
backend so you don’t have to! – Follow our 3 simple steps to your KiwiSaver
HealthCheck.
Step
1

KIWISAVER HEALTHCHECK

You complete the KiwiSaver HealthCheck. This gives us information that we need
to ensure you are in the appropriate fund. This should take you about 10 to 15
mins.

Step
2

OUR KIWISAVER RECOMMENDATIONS

This information is analysed by us to determine what type of fund you should be
in. Based on our research on various KiwiSaver providers we then recommend the
appropriate KiwiSaver fund for you.

Step
3

YOU MAKE THE DECISION

You then go through our recommendations and decide for yourself if it makes
sense for you. You can then go ahead with the recommendation, ask questions if
you have any, or decide that you do not want to proceed.

If you decide to go ahead, National Capital will then implement the KiwiSaver
recommendations along with your chosen provider.
FREE KIWISAVER RECOMMENDATIONS
Join the more than 10,000 Kiwis who have started their journey to financial
security.
Begin your personalised KiwiSaver HealthCheck by choosing from the options
below.
I want to use KiwiSaver for my Retirement.

I want to use KiwiSaver to buy my First Home.

I’m already retired


Your information is 100% safe and secure. We will never sell your information
and only use it to provide you with our services as per our Privacy Policy.


2000+ HAPPY CLIENTS

 * 1 month ago
   Excellent, clear advice and followup. Also allowed me to do my own research.
   Erin Upjohn Beatson
 * 4 months ago
   I would rate six stars if it was an option! This service is so valuable. I
   first received (free!) advice from the al Capital team about my KiwiSaver
   just as Covid hit. I was all set to use my KS for a first home purchase and
   almost overnight I lost tens of thousands. It turns out, I didn't have the
   right advice or investment strategy in place (the problem with DIY). Since
   then, I've managed to bolster my funds, purchase a first home and get back on
   track for retirement savings - and I've switched funds/providers a couple of
   times. I'll now always trust the experts when it comes to my investments.
   Thank you team!
   ...more
   ...less
   Eleisha Balmer
 * 7 months ago
   I wanted to extend my sincere thanks for the exceptional service I received
   from National Capital, particularly from Wells. Tim's expertise and
   dedication made sorting out my KiwiSaver, and now assisting with my wife's, a
   breeze. The professionalism and efficiency demonstrated were impressive, and
   the commitment to transparency and client prosperity is truly commendable.
   Thank you for making financial advice free, accessible, and understandable.
   ...more
   ...less
   Humair Ahmed Siddiqui
 * 8 months ago
   Easy change over to new Kiwi Saver provider by National Capital. My only
   complaint is that I should have made the years ago.
   ...more
   ...less
   John Nicholls
 * 10 months ago
   It was breeze sorting out my KiwiSaver and I'm happy with the recommendations
   as to which Fund and type would best suit my goals. Highly recommended!
   ...more
   ...less
   Mark Jo Vincent Hidalgo
 * 10 months ago
   Highly recommend to whoever who is looking for wise guidance about your
   KiwiSaver plan. I just moved to nz and was very confused with the whole
   concept of KiwiSaver but National Capital assigned me a great consultant
   "Tim" and he helped me with every step. Trust them, because they know what
   they are doing.
   ...more
   ...less
   hasti piltan
 * 11 months ago
   Our investments just weren't doing as well as we would have liked them to be
   going, and I was concerned that we would t be able to reach our retirement
   goal. I sent an inquiry through to National Capital and they made a time to
   call me back - to my surprise they called me exactly on the time that I had
   requested, and they took the time to talk me through the investment process -
   which fund would be the best for myself and my husband. I felt much more
   confident once I had finished my phone call that I had made the right choice
   about my KiwiSaver Adviser and was finally on the right track to reach my
   retirement goals.
   ...more
   ...less
   Donnalee Parnell
 * 1 year ago
   Friendly service and great advice. Very easy to deal with - thank you very
   much!
   Eti’s Tours
 * 1 year ago
   Great place! Great team to work with!! Always implementing new technologies
   to provide 100% satisfaction to the clients!!
   ...more
   ...less
   dwarkesh joshi
 * 1 year ago
   Reliable Service (In-Person & Digital), Professional Qualified Expertees,
   Friendly Staff & Financial Advisers, ealistic Expectations Fulfillment to
   Financial Care Needs, Kiwisaver-Focused Decisions, Specialized Outcomes,
   Positive Experience Great Loyalty & Wisdom
   ...more
   ...less
   Alba Kamberi
 * 1 year ago
   Excellent information on comparative KiwiSaver performance, with a clearly
   outlined transparent operating model aimed enhancing financial
   literacy.Together with a super helpful ready willingness to assist, Ilma has
   enabled us to refocus on our financial pathway with a robust and
   comprehensive plan. Thank you.
   ...more
   ...less
   Andrew Nieuwelaar
 * 1 year ago
   I needed to make a change from one KiwiSaver provider to another, so did some
   research and got in touch with National pital. From the start the process has
   been professional, easy to understand and the staff at National Capital have
   been a pleasure to work with. They put me in touch with a new KiwiSaver
   provider and I couldn't be happier
   ...more
   ...less
   Jackie Aldred
 * 1 year ago
   Crisp and clear advise. Milford were primitive in their process to verify new
   customer in old paper way; however team national kept following up and never
   gave up. Finally Milford did the online verifications and I was onboarded.
   Good experience.
   ...more
   ...less
   Taru Sawhney
 * 1 year ago
   I really rate the advisors. They took time to get to know our situation and
   goals. All the change over just happens nd the scenes so it was a stress free
   switch
   ...more
   ...less
   Hartley Family
 * 1 year ago
   Everything sorted, they made it very nice and easy throughout the whole
   process of changing kiwisaver providers. Their ystem is very good at
   providing various funds that best suit your wants and they’re good at
   explaining their reasoning. Thanks for the help Tim
   ...more
   ...less
   Jacob Greenfield
 * 1 year ago
   I fully recommend National Capital. Tim was such a great Kiwisaver advisor
   and put my and my partner in the right and rrect track!
   ...more
   ...less
   Cinthya Ibarcena
 * 1 year ago
   The team at National were extremely helpful, with advice and statistics to
   help better my investment and goals. This l ensure i’m on the right path to a
   healthy retirement. Thanks team.
   ...more
   ...less
   kurt goddard
 * 1 year ago
   Informed, friendly advisor that looked into our personal requirements before
   recommending a product which suits us best
   Bryce & Erin McLoughlin
 * 1 year ago
   Great communication and financial advice, I would definitely recommend them.
   I have received sound advice as a professional myself, they've been a very
   good sounding board, thanks Clive and team for the great work!
   ...more
   ...less
   Xhe Nekk
 * 1 year ago
   Awesome move to National Capital. Pretty much got my financial goals sorted.
   Great advice. Happy to know they will s be in the background monitoring my
   developments. Thank you National Capital.
   ...more
   ...less
   Ngatau Marino
 * 1 year ago
   Made setting up my new Kiwisaver a breeze. Quick responses and good sensible
   advice. Highly recommended.
   Richard Kite
 * 1 year ago
   Great group of people, they took care of everything, gave balanced and
   unbiased advice and made the whole process free! The leap of faith I took in
   this company has definitely paid off
   ...more
   ...less
   Hannah Cocks
 * 1 year ago
   I'm very very happy with my kiwisaver being with Booster. Yes we have
   experienced hardship this last year. However when downturn happens, the units
   are cheaper therefore keep putting $'s this way. When upturn happens, the
   increase is even greater. Markets everywhere really do swing in rounder
   bouts. :)
   ...more
   ...less
   Dianne Coyle
 * 1 year ago
   Really easy to deal with, what a great platform. The health check was
   straightforward, didn’t take to long and the e given based on the health
   check was brilliant and allowed me to make an informed decision which
   KiwiSaver provider would best suit my current needs. Highly recommend
   ...more
   ...less
   Viran Ranchhod
 * 2 years ago
   Awesome experience. Great advisors and excellent client service. Would
   definitely recommend and have referred friends d family. Sort out your
   Kiwisaver the easy and smart way with National Capital today.
   ...more
   ...less
   Lucille Erwee
 * 2 years ago
   I first joined National Capital prior to the pandemic and have felt my
   savings are safe and secure during an upsetting ime. I have recently assessed
   my savings and made changes after careful consideration and discussion with
   my Advisor. I have always felt heard and my thoughts, opinions and questions
   valued. I feel the advice received is right for me and highly recommend a
   discussion with them.
   ...more
   ...less
   Pam Smith
 * 2 years ago
   Clive listened to my wants and needs, then asked relevant questions and came
   up with a recommendation that he suggested I go with. I followed his advice
   and my fund has been performing quite well considering the current state of
   global markets. I'm happy to recommend Clive and National Capital to anyone
   wanting a well thought out approach to their Kiwisaver investment.
   ...more
   ...less
   Jilliene Beale
 * 2 years ago
   Before speaking to National Capital, I was apprehensive as I have always been
   in control, monitoring my own Kiwisaver counts. After the NC Financial
   Advisor, Ilma Mani, discussed my situation with me, I felt confident that she
   knew what she was talking about and was so relieved. I'm looking forward to
   her expert advice in the future.
   ...more
   ...less
   Victor Fester
 * 2 years ago
   Professional service given by the National Capital Team (Tim, Andrew and
   Ilma), very satisfied with the quality of ce as the team answered my
   questions with patience and a good level of details have been given. I find
   the personalised recommendations given on suitable Kiwi Saver Schemes super
   helpful.
   ...more
   ...less
   Edwin Teoh
 * 2 years ago
   Lovely people to deal with. Explained everying in terms that anyone could
   understand and I’m looking forward to a long nd hopefully profitable
   association with them
   ...more
   ...less
   Carol Pirie
 * 2 years ago
   Helpful and spot on with the right amount of follow up and information
   offered. Kiwi's looking after Kiwi's!
   jane morris
 * 2 years ago
   Easy. Useful. Great staff.
   Catherine Elliott
 * 2 years ago
   This is a great service no cost to the client, annual reviews, with National
   Capital advising on my KiwiSaver it is one less thing I need to worry about!
   ...more
   ...less
   John McConnell
 * 2 years ago
   Excellent service. Very fast replies & answered all my questions
   P S
 * 2 years ago
   Very knowledgeable about finance with supportive and excellent service.
   Karen Louise Lundie
 * 2 years ago
   Very helpful & straight forward advice. Made the transition very easy.
   Shane de Malmanche
 * 2 years ago
   Extremely swift and hassle free assistance when taking over my kiwisaver.
   Highly recommended.......i will hopefully see my kiwisaver grow in their
   hands, as opposed to its recent decline with my previous investor.
   ...more
   ...less
   nzer48
 * 2 years ago
   Soooo incredibly easy to find a KiwiSaver product to match my circumstances
   and preferences. Thank you
   Ian Leader
 * 2 years ago
   Good communication by email - just the right amount of info not spammed or
   TLR. Looking forward to the sharing insights with options and Kiwisaver
   progress
   ...more
   ...less
   Joe Joseph
 * 2 years ago
   Very professional and efficient.. made the complete process and support 2nd
   to none.
   Bill Johns
 * 2 years ago
   Clive has always been very generous with his advice, always quick to respond.
   Highly recommend.
   Marnes Mum
 * 2 years ago
   I found their customer journey relatively simple. Answer a few questions, it
   gets analyzed and they send you an . You have plenty of time to consider
   their recommendations, which I found valuable. There are some points that
   aren't exactly apples for apples comparitively speaking, but all in all, a
   good approach. I would recommend their no commitment up front
   recommendations.
   ...more
   ...less
   VF Home
 * 2 years ago
   Always great ongoing information provided - on a regular basis. The
   performance of my Kiwisaver fund, based on National Capital's advice, is
   exceptional. National Capital is highly recommended.
   ...more
   ...less
   Andrew Nichols
 * 2 years ago
   So happy with the response, the information and looking forward to seeing my
   KiwiSaver grow. They communicated with me learly so I could understand
   everything involved and the transition was smooth. Thank you.
   ...more
   ...less
   Deborah Douglas
 * 2 years ago
   Recommended! Gave me sound advice and on my KiwiSaver, with plenty of easy to
   reed details which I found very e. Super friendly people that were easy to
   talk with. Their advice helped my KiwiSaver grow faster than I’ve ever seen
   before.
   ...more
   ...less
   Kyla Rayneau
 * 2 years ago
   Awesome service, very professional and explained everything in detail. I'm
   glad I came across this company and receive reat feedback in regards to my
   kiwisaver. Highly recommend
   ...more
   ...less
   Refi Refi
 * 3 years ago
   Would definitely recommend. Very informative and great communication. Clive
   has been a great help and I appreciate nal Capitol's mission which is to help
   kiwis become financially secure.
   ...more
   ...less
   Jacinta
 * 3 years ago
   A new comer to National Capital, I have been really impressed with their
   helpful, informative and prompt communications. I feel confident they will
   keep me well and realistically informed of my Kiwisaver providers
   performance, and the market in general. I would definitely recommend their
   services. Julie
   ...more
   ...less
   Julie Waldron
 * 3 years ago
   Best thing I have done regarding my KiwiSaver was seeking advice from
   National Capital. By taking their advice I'm now eeing my savings grow way
   better than before. Very friendly, easy to talk to, terminology was
   understandable. Would highly recommend to anyone who is thinking about
   switching providers or just to know more about how to get better results from
   your investment.
   ...more
   ...less
   Mel Tilley
 * 3 years ago
   I've been given really good advice on my Kiwisaver options and the
   recommendation Clive from National Capital gave me st year has earned me
   excellent returns this year. I highly recommend them.
   ...more
   ...less
   PhilNJilliene Beale
 * 3 years ago
   A very positive approach with lots of advice and answers to my questions The
   follow up emails are very helpful
   Cheryl Ritani
 * 3 years ago
   from what ive seen so far I love this a lot better than to default provider
   we were using.
   Aaron Wilson
 * 3 years ago
   Fabulous to deal with, would highly recommend as so helpful with excellent
   advice. They are really worth dealing with.
   Kym Tobin
 * 3 years ago
   Awesome service. Great to have a company giving me advice on my KiwiSaver and
   continuing to do so in the future so I w Im always in the right fund.
   ...more
   ...less
   Lisa Dudson
 * 3 years ago
   Absolutely great service so far. So glad I came across this business.
   Friendly and thorough advice.
   Ceyda Soral
 * 3 years ago
   Clive and the team were so easy to communicate with and went the extra mile
   in answering all of my questions.
   Chelsey Johnston
 * 3 years ago
   Clive and the team at National Capital have had my back since day one -
   coaching me on the best options for where and w I use/invest my KiwiSaver.
   They are super responsive, their tech is easy to use, and their
   recommendations are clear and understandable - taking account of my stage of
   life, knowledge of/interest in investment, and appetite for risk. Highly
   recommend their service.
   ...more
   ...less
   Rachel Murdoch
 * 3 years ago
   I would highly recommend National Capitals services to anyone looking to make
   the most of their KiwiSaver investment. e process was painless, the National
   Capital team are super friendly and professional. Best decision I made in
   2020 was to complete the online questionnaire, since switching my KiwiSaver
   to the recommended fund it has really taken off!
   ...more
   ...less
   Jo Osborne
 * 3 years ago
   Had a great experience with National Capital. Were very helpful and
   informative and got back to me very quickly. Would ecommend.
   ...more
   ...less
   Lisa Fergus
 * 3 years ago
   I would highly recommend National Capital’s services to anyone looking to
   make the most of their KiwiSaver investment. he process was painless, the
   National Capital team are super friendly and professional. Best decision I
   made in 2020 was to complete the online questionnaire, since switching my
   KiwiSaver to the recommended fund it has really taken off!
   ...more
   ...less
   Jo Osborne
 * 5 years ago
   Positive: Professionalism , Responsiveness
   Azusa Barraclough
 * 5 years ago
   Had a great experience with National Capital. Were very helpful and
   informative and got back to me very quickly. Would ecommend.
   ...more
   ...less
   Lisa Fergus
 * 5 years ago
   Super helpful and easy to deal with. I highly recommend these guys!
   Tim Gittins
 * 5 years ago
   Easy. National Capital is a really good sounding board for KiwiSaver advice.
   Clive provided clear and simple s. Relevant info still coming through so I
   know whats going on with my provider
   ...more
   ...less
   Anna Johns
 * 5 years ago
   Simple, genuine Kiwisaver advice!! Clive's advice was super genuine and
   really relevant. He took the time to understand where I'm at with my
   financial and life goals, and then suggest a plan based on them. Highly
   recommend everyone to try National Capital - even if it's just to confirm
   your own assumptions are right!!
   ...more
   ...less
   Andy Crone
 * 5 years ago
   I found Clive incredibly easy to deal with and left nothing to chance. He
   made everything a breeze and made sure I was ully aware of what I needed to
   do, couldn't recommend him more!!
   ...more
   ...less
   Mark Pedersen
 * 5 years ago
   Great KiwiSaver advice! National Capital helped me immensely with managing my
   finances to achieve my goals. Discussing inances has always been very
   difficult until I consulted with Clive, who was patient, understanding,
   friendly and yet extremely professional. He taught me a great deal about
   KiwiSaver and explained every detail I needed to know in order to make an
   informed decision about my KiwiSaver account to meet my goals I didn't think
   were achievable. I highly recommend National Capital to anyone looking for a
   great financial advisor they can trust!
   ...more
   ...less
   Vinita Pinto

Rated
4.9
of 5 based on
176 reviews
Google Reviews


MAKING A DIFFERENCE IN KIWI'S LIVES

We’ve had the pleasure of helping some great New Zealanders. Come listen to
their stories.

Want to be part of the growing community of Kiwis who are financially secure?
FREE KIWISAVER RECOMMENDATIONS


WHAT PEOPLE ARE SAYING ABOUT US

National Capital Uses AI To Advise Kiwis On $15 Million Of Their KiwiSaver Money
– Scoop NZ
New fin-tech to give KiwiSaver advice.
– NZ Herald
Financial Advisers want KiwiSaver to get SMART.
– Good Returns
National Capital Uses AI To Advise Kiwis On $15 Million Of Their KiwiSaver Money
– Scoop NZ
New fin-tech to give KiwiSaver advice.
– NZ Herald



CAN I TRUST NATIONAL CAPITAL?

And why should I listen to them?
National Capital is formed on the principles of pūataata (transparency), tikanga
(ethics) and taurikura (prosperity). Our mission is to help 1 million Kiwis
become financially secure and not have to worry about money. Everything we do
will be in an ethical manner and we will allow you to be the judge of that by
being 100% transparent.
National Capital is a Registered Financial Service Provider. We are a NZ owned
and operated company based in Auckland and supervised by the Financial Markets
Authority (FMA). Our team has helped Kiwis invest more than $100 million of
their KiwiSaver money and we would love to help you too.
OUR SERVICE PARTNERS



Are you ready for National Capital’s advice to help you on the first step to
being financially secure?
FREE KIWISAVER RECOMMENDATIONS
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 * support@nationalcapital.co.nz





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A copy of our advisers’ disclosure statement is available on request and free of
charge. The views and opinions expressed in this newsletter are not intended to
be a personalised service for an individual retail client. The views and
opinions are general in nature and may not be relevant to an individual’s
circumstances. Before making any investment, insurance or other financial
decisions, you should consult a professional financial adviser.
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