forums.hardwarezone.com.sg Open in urlscan Pro
152.199.17.117  Public Scan

URL: https://forums.hardwarezone.com.sg/threads/my-citibanks-credit-card-fraud-experience.6711132/
Submission: On March 09 via api from SG — Scanned from DE

Form analysis 3 forms found in the DOM

POST https://www.hardwarezone.com.sg/search

<form id="PageSearchForm" method="post" action="https://www.hardwarezone.com.sg/search">
  <fieldset style="display:none;"><input type="hidden" name="_method" value="POST"></fieldset>
  <fieldset>
    <input type="hidden" name="data[Page][context]" value="forum" id="PageContext">
    <div class="search-bar-wrapper">
      <input name="data[Page][q]" type="text" title="Type and hit return" class="text" value="" placeholder="Type and hit return" id="PageQ" autocomplete="off"> <a href="javascript:void(0)" id="search-opt-id" class="search-menu-link">Forum</a>
    </div>
    <div class="main-menu-dropdown-content" id="search-tiny-dropdown">
      <label for="search-opt-item-all">All Content</label><input type="radio" id="search-opt-item-all" name="data[Page][context]" value="all">
      <label for="search-opt-item-forum">Forum</label><input type="radio" id="search-opt-item-forum" name="data[Page][context]" value="forum" checked="">
    </div>
  </fieldset>
</form>

POST https://www.hardwarezone.com.sg/search

<form id="PageSearchForm" method="post" action="https://www.hardwarezone.com.sg/search">
  <fieldset style="display:none;"><input type="hidden" name="_method" value="POST"></fieldset>
  <fieldset>
    <input type="hidden" name="data[Page][context]" value="all" id="PageContext">
    <div class="search-bar-wrapper">
      <input name="data[Page][q]" type="text" title="Type and hit return" class="text" value="" placeholder="Search..." id="PageQ">
      <div class="mb-search-actions">
        <a href="javascript:void(0)" id="mb-search-opt-id" class="search-menu-link">All Content</a> <input type="image" src="https://www.hardwarezone.com.sg/img/icons/icon-search.png" title="Search" class="submit">
      </div>
    </div>
    <div class="main-menu-dropdown-content" id="mb-search-tiny-dropdown">
      <label for="mb-search-opt-item-all">All Content</label><input type="radio" id="mb-search-opt-item-all" name="data[Page][context]" value="all" checked="">
      <label for="mb-search-opt-item-tag">By Tag</label><input type="radio" value="tag" id="mb-search-opt-item-tag" name="data[Page][context]">
    </div>
  </fieldset>
</form>

<form style="display:none" hidden="hidden">
  <input type="text" name="_xfClientLoadTime" value="" id="_xfClientLoadTime" title="_xfClientLoadTime" tabindex="-1">
</form>

Text Content

 * 
 * Follow Us
 * Tech Shows
 * Market Place
 * Price Lists
 * Forums

 * * News
   * Reviews
   * Videos
   * Topics
     Smartphones & Tablets
     Networking & Telco
     NetworkingTelco
     NotebooksHeadphonesWearablesPhotographyApps & SoftwareInternet, Cloud,
     eCommerce
     Computing
     Desktop SystemsNotebooksInput DevicesMonitorsPrintersStorage
     PC Components
     CasingsCoolersCPUGraphics CardsMemoryMotherboardPower Supply Units
     Audio & Visual
     AV SystemsHeadphonesMedia Streamers and HubsProjectorsSpeakersTelevisions
     Gaming & Entertainment Culture
     Games & GearEsportsToys & CollectiblesMovies & Shows
     Smart Living & Lifestyle
     Smart LivingAutomotive TechScience & TechTravel & Aviation
   * Deals
   * Gaming
   * Lifestyle
   * Biz & SME Tech
   * HWZ Coupons
     AmazonTrip.comGrabFoodShopee
 * * Forum
     All Content Forum
     SEARCH

×
Topics
Smartphones & TabletsNetworking & Telco
NetworkingTelco
NotebooksHeadphonesWearablesPhotographyApps & SoftwareInternet, Cloud,
eCommerceComputing
Desktop SystemsNotebooksInput DevicesMonitorsPrintersStorage
PC Components
CasingsCoolersCPUGraphics CardsMemoryMotherboardPower Supply Units
Audio & Visual
AV SystemsHeadphonesMedia Streamers and HubsProjectorsSpeakersTelevisions
Gaming & Entertainment Culture
Games & GearEsportsToys & CollectiblesMovies & Shows
Smart Living & Lifestyle
Smart LivingAutomotive TechScience & TechTravel & Aviation
Videos

Reviews & Articles
ReviewsShootoutsTech GuidesFeature ArticlesEvent CoverageGalleryDealsBlogs
Shopping
Price List DownloadsDealsHWZ Coupons
Forums
Special EventsInfotech ClinicDigital Entertainment Lifestyle HubSpecial Interest
GroupsMarketplaceLifestyleAcademic ConcernsFeedback ChannelsOthers
Lifestyle


The authoritative voice on technology trends, gadget shootouts, and geeky life
hacks you never knew you could live without.

 * 
 * * SEARCH
 * 

 * Forums
 * Price Lists
 * Tech Shows
 * Market Place
 * Follow Us

News

Topics
Smartphones & TabletsNetworking & Telco
NetworkingTelco
NotebooksHeadphonesWearablesPhotographyApps & SoftwareInternet, Cloud,
eCommerceComputing
Desktop SystemsNotebooksInput DevicesMonitorsPrintersStorage
PC Components
CasingsCoolersCPUGraphics CardsMemoryMotherboardPower Supply Units
Audio & Visual
AV SystemsHeadphonesMedia Streamers and HubsProjectorsSpeakersTelevisions
Gaming & Entertainment Culture
Games & GearEsportsToys & CollectiblesMovies & Shows
Smart Living & Lifestyle
Smart LivingAutomotive TechScience & TechTravel & Aviation
Videos

Reviews & Articles
ReviewsShootoutsTech GuidesFeature ArticlesEvent CoverageGalleryDealsBlogs
Lifestyle

Deals

Gaming

Biz & SME Tech

HWZ Coupons
AmazonTrip.comGrabFoodShopee
All Content
All Content By Tag
 * Home
 * Forums
   New posts
 * What's new
   New posts Latest activity

Log in Register

Log in Register

 * New posts

 * Forums
 * Lifestyle
 * Eat-Drink-Man-Woman

JavaScript is disabled. For a better experience, please enable JavaScript in
your browser before proceeding.


MY CITIBANK'S CREDIT CARD FRAUD EXPERIENCE

 * Thread starter keenklee
 * Start date Yesterday at 9:03 AM

 * 1
 * 2
 * 3
 * 4

Next
1 of 4

GO TO PAGE


Go
Next Last
•••

MORE OPTIONS

Who Replied?

K

KEENKLEE

MASTER MEMBER

Joined Sep 9, 2000 Messages 3,337 Reaction score 485
 * Yesterday at 9:03 AM

 * 
 * #1

IMHO.
Just to share my credit card fraud experience this morning to my Citibank Credit
Card.

1. Fraudulent transaction from a legit gaming website.
2. Citibank SMS - Reply 1-Authorised or 2-Unauthorised
3. 30mins later - Re-SMS again
4. Reply 2
5, Citibank SMS - confirmation and a Fraud Analyst will contact
6. 10mins - Transaction reversed
7. Citibank's Zac ( I hope i get his name correct ) contacted me vis phone. Card
cancelled and will post new card. Advise to follow up with merchants with
recurring payment.

I sincerely hope all the banks are like that. Thank you Citibank !

P.S.
Please check your SMSes regularly.
I would say many may miss because of the many notifications.
Reconfirm that it makes sense to use 2 mobile phones ?
 
 * 

Reactions: Dokwon, Habrosus, jim8484 and 15 others



PAPERRAY

ARCH-SUPREMACY MEMBER

Joined Jul 9, 2013 Messages 14,991 Reaction score 632
 * Yesterday at 9:05 AM

 * 
 * #2

heng ah i cancelled mine
 



ADDICT951

HIGH HONORARY MEMBER

Joined Feb 12, 2002 Messages 166,672 Reaction score 3,785
 * Yesterday at 9:11 AM

 * 
 * #3

> keenklee said:
> IMHO.
> Just to share my credit card fraud experience this morning to my Citibank
> Credit Card.
> 
> 1. Fraudulent transaction from a legit gaming website.
> 2. Citibank SMS - Reply 1-Authorised or 2-Unauthorised
> 3. 30mins later - Re-SMS again
> 4. Reply 2
> 5, Citibank SMS - confirmation and a Fraud Analyst will contact
> 6. 10mins - Transaction reversed
> 7. Citibank's Zac ( I hope i get his name correct ) contacted me vis phone.
> Card cancelled and will post new card. Advise to follow up with merchants with
> recurring payment.
> 
> I sincerely hope all the banks are like that. Thank you Citibank !
> 
> P.S.
> Please check your SMSes regularly.
> I would say many may miss because of the many notifications.
> Reconfirm that it makes sense to use 2 mobile phones ?
> Click to expand...

Samurai 一下
1 is the fake, 2 to 7 are legit?
 
 * 

Reactions: nakata97



ORBVIUS

GREATER SUPREMACY MEMBER

Joined May 7, 2004 Messages 78,243 Reaction score 1,196
 * Yesterday at 9:13 AM

 * 
 * #4

gxgx ts on getting reversal
 



BUTTBERRY

EMERITUS HONORARY MEMBER

Joined Nov 23, 2011 Messages 229,395 Reaction score 8,107
 * Yesterday at 9:14 AM

 * 
 * #5

...
 


K

KEENKLEE

MASTER MEMBER

Joined Sep 9, 2000 Messages 3,337 Reaction score 485
 * Yesterday at 9:14 AM

 * 
 * #6

> addict951 said:
> Samurai 一下
> 1 is the fake, 2 to 7 are legit?
> Click to expand...

All legit.

Many years back, I think only OCBC do likewise ... detect fraud and contact
user.
Another bank, the user has to contact the bank and keep contacting the bank.
 


K

KEENKLEE

MASTER MEMBER

Joined Sep 9, 2000 Messages 3,337 Reaction score 485
 * Yesterday at 9:19 AM

 * 
 * #7

> PaperRay said:
> heng ah i cancelled mine
> Click to expand...

IMHO.
Depends on how you look at it.
 



PAPERRAY

ARCH-SUPREMACY MEMBER

Joined Jul 9, 2013 Messages 14,991 Reaction score 632
 * Yesterday at 9:21 AM

 * 
 * #8

> keenklee said:
> IMHO.
> Depends on how you look at it.
> Click to expand...

it my spare card and seem not much use then cancel..
 
 * 

Reactions: keenklee


O

OVERTURE1928

MASTER MEMBER

Joined May 3, 2004 Messages 2,902 Reaction score 863
 * Yesterday at 9:22 AM

 * 
 * #9

I have friends who were working in OCBC and moved on from there.

Not many have good things to say about it. Dodgy parachuting of personnel from
other countries too, if you know what mean.
 
 * 

Reactions: Orange123*, cherryboom and keenklee



ADDICT951

HIGH HONORARY MEMBER

Joined Feb 12, 2002 Messages 166,672 Reaction score 3,785
 * Yesterday at 9:27 AM

 * 
 * #10

ts, which e-commerce websites have you used this card with? Got Amazon?
 
 * 

Reactions: keenklee



TANKGUNNER

HIGH HONORARY MEMBER

Joined Jul 17, 2015 Messages 166,118 Reaction score 15,342
 * Yesterday at 9:28 AM

 * 
 * #11

Citi is my fav card
 



DEODORANT

ARCH-SUPREMACY MEMBER

Joined Jun 4, 2011 Messages 11,127 Reaction score 623
 * Yesterday at 9:28 AM

 * 
 * #12

And that’s why credit cards > debit cards.
 



RAISTLIN MAJERE

MASTER MEMBER

Joined Apr 27, 2007 Messages 4,229 Reaction score 244
 * Yesterday at 9:38 AM

 * 
 * #13

Sorry I have to disagree.

Citibank is one of the worst credit card to have.
My past experience with them shown me their customer service operators does not
have to authority to help consumers resolve issues but they are there to explain
why the problem happened and tolerate your scolding.

The best customer service is still American Express. Their no nonsense approach
to fraudulent transactions has been there since day 1. There is no question
asked when you raise concerns about a fraudulent charge and they will reverse
the charge and investigate later.

And my Amex card is the only card that waive annual fees even though I had not
use it for the entire year.

What you mentioned is what all banks should be doing and had not been doing
until the OCBC phishing scam occurred. No credits should be given
 
 * 
 * 

Reactions: EdenHazard, chocobelle and caipngzuibang


K

KEENKLEE

MASTER MEMBER

Joined Sep 9, 2000 Messages 3,337 Reaction score 485
 * Yesterday at 9:52 AM

 * 
 * #14

> Raistlin Majere said:
> Sorry I have to disagree.
> 
> Citibank is one of the worst credit card to have.
> My past experience with them shown me their customer service operators does
> not have to authority to help consumers resolve issues but they are there to
> explain why the problem happened and tolerate your scolding.
> 
> The best customer service is still American Express. Their no nonsense
> approach to fraudulent transactions has been there since day 1. There is no
> question asked when you raise concerns about a fraudulent charge and they will
> reverse the charge and investigate later.
> 
> And my Amex card is the only card that waive annual fees even though I had not
> use it for the entire year.
> 
> What you mentioned is what all banks should be doing and had not been doing
> until the OCBC phishing scam occurred. No credits should be given
> Click to expand...

IMHO.
What are you disagreeing to ?
 
 * 

Reactions: EdenHazard, xxbananax and iCubes



SCHNITZEL

MASTER MEMBER

Joined Dec 31, 2018 Messages 3,287 Reaction score 495
 * Yesterday at 9:54 AM

 * 
 * #15

Heng I keep my 100k cash in my danish cookie gong . No scared scammers
 
 * 

Reactions: EdenHazard



IDOLCRITIC

HIGH SUPREMACY MEMBER

Joined Sep 11, 2005 Messages 48,201 Reaction score 3,089
 * Yesterday at 9:55 AM

 * 
 * #16

one way is say they good for helping to detect and cancel
one way is say why their cards suspectible is it got data leak that's why
fraudster have your card number
 
 * 

Reactions: keenklee


K

KEENKLEE

MASTER MEMBER

Joined Sep 9, 2000 Messages 3,337 Reaction score 485
 * Yesterday at 9:57 AM

 * 
 * #17

> addict951 said:
> ts, which e-commerce websites have you used this card with? Got Amazon?
> Click to expand...

IMHO.
Many including Amazon.
The concern is I do not know who leaked it out and keep quiet.
So now since the card cancel, I am relooking how I use the card.
I already set the credit limit to be almost reach before I make payment for the
previous month so that my "loss" will be lesser.
Mine is the Premier Miles, so now I am looking if I can get my miles if I use
Singtel Dash or Grab - so far I found out Grab cannot.
 



ECYCLONE

MEMBER

Joined Mar 11, 2006 Messages 407 Reaction score 53
 * Yesterday at 10:01 AM

 * 
 * #18

> keenklee said:
> IMHO.
> Just to share my credit card fraud experience this morning to my Citibank
> Credit Card.
> 
> 1. Fraudulent transaction from a legit gaming website.
> 2. Citibank SMS - Reply 1-Authorised or 2-Unauthorised
> 3. 30mins later - Re-SMS again
> 4. Reply 2
> 5, Citibank SMS - confirmation and a Fraud Analyst will contact
> 6. 10mins - Transaction reversed
> 7. Citibank's Zac ( I hope i get his name correct ) contacted me vis phone.
> Card cancelled and will post new card. Advise to follow up with merchants with
> recurring payment.
> 
> I sincerely hope all the banks are like that. Thank you Citibank !
> 
> P.S.
> Please check your SMSes regularly.
> I would say many may miss because of the many notifications.
> Reconfirm that it makes sense to use 2 mobile phones ?
> Click to expand...

Ponder for a while about this legit gaming website.
 


K

KEENKLEE

MASTER MEMBER

Joined Sep 9, 2000 Messages 3,337 Reaction score 485
 * Yesterday at 10:06 AM

 * 
 * #19

> idolcritic said:
> one way is say they good for helping to detect and cancel
> one way is say why their cards suspectible is it got data leak that's why
> fraudster have your card number
> Click to expand...

IMHO.
Likely the latter is not them. I encounter on other cards as well but that was a
long time back.
 


K

KEENKLEE

MASTER MEMBER

Joined Sep 9, 2000 Messages 3,337 Reaction score 485
 * Yesterday at 10:10 AM

 * 
 * #20

> ECyClone said:
> Ponder for a while about this legit gaming website.
> Click to expand...

IMHO.
I realized that my choice of words is misleading. Anyway, it is computer games.
 


 * 1
 * 2
 * 3
 * 4

Next
1 of 4

GO TO PAGE


Go
Next Last
You must log in or register to reply here.
Special Events     Tech Show Central InfoTech Clinics     Hardware Clinic      
    Hardware Clinic Knowledge Base           Personal Projects and Reviews Den  
  Notebook Clinic           The Tablet Den           Notebook Clinic Knowledge
Base     Internet Bandwidth & Networking Clinic     Apple Clinic           The
iPhone Chat Room           The iPad Sanctum           Apple Watch     Software
Clinic           Windows OS           The Programmers Den           The
Anti-Virus & Internet Security Centre           OpenSource Community Digital
Entertainment Lifestyle Hub     Gaming Arena           PC Gaming          
Console Gaming           Handheld and Mobile Gaming           Gaming Bazaar    
The House of Displays           The House of Display Knowledge Base     Home
Theatre & Audiophiles     Headphones, Earphones and Portable Media Devices    
The Tablet Den           The iPad Sanctum     Digital Cameras & Photography    
Mobile Communication Technology           Android User Group           Huawei
User Group           OPPO User Group           SAMSUNG User Group           SONY
User Group           Xiaomi User Group           The iPhone Chat Room    
Wearable Gadgets and IoT Special Interest Groups     Hobby Lovers          
Hobbyists' Bazaar     The Book Nook     Music SiG           Instrument/Concert
Bazaar           Headphones, Earphones and Portable Media Devices     Design &
Visual Art Gallery SiG Marketplace     IT Garage Sales           CPU, RAM &
Mainboard Bazaar           Graphics & Display Bazaar           Notebooks Bazaar
    Electronics Bazaar           Mobile Phones Bazaar           Gaming Bazaar  
  General Merchandise Bazaar           Textbook Garage           Fashion Bazaar
          Health & Grooming Bazaar           Travel Bazaar     Mass Order Corner
Lifestyle     Parenting, Kids & Early Learning     Eat-Drink-Man-Woman          
Chill-out / Hangout Den           TV-Mania & AnimeMania           Events,
Entertainment & Celebrity Buzz     Fashion & Grooming     Pets Inner Circle    
      Pets' Barter Corner     The "Makan" Zone     Travel and Accommodation    
      Malaysia           Thailand           Korea           Taiwan          
China           Australia           Hong Kong           Japan           Europe  
        Travel Bazaar     Cars & Cars     HomeSeekers and HomeMakers          
Home Decor & Furnishings           Wedding Bells     Money Mind           Credit
Cards & Line of Credit facilities           Stocks, Shares and Indices    
Current Affairs Lounge     National Service Knowledge-Base     Health & Fitness
Corner     Football and Sports Arena           English Premier League    
Employment Office     MovieMania           TV-Mania & AnimeMania Academic
Concerns     Post-Degree Programs & Courses     Degree Programs and Courses    
Diploma Programs and Courses     Certified Systems, IT Security and Network
Trainin     Other Academic Concerns     Campus Zone           NTU           NUS
          SMU           Textbook Garage Feedback Channels     HardwareZone.com
Reviews Lab (online publication)     Online Services & Membership
Support/Feedback Others     Ratings Board Go
Share:
Facebook Twitter Reddit Pinterest Tumblr WhatsApp Email Share Link
 * Forums
 * Lifestyle
 * Eat-Drink-Man-Woman

Important Forum Advisory Note
This forum is moderated by volunteer moderators who will react only to members'
feedback on posts. Moderators are not employees or representatives of HWZ. Forum
members and moderators are responsible for their own posts.

Please refer to our Terms of Service for more information.



Menu
Log in

--------------------------------------------------------------------------------

Register

--------------------------------------------------------------------------------


Install the app
Install
Sponsored Links
 * Dreaming up unique systems
   
   See how local builder Dreamcore expanded beyond appealing to gamers

 * Hunting for a new notebook?
   
   Here are 9 reasons why picking one up from COURTS is your best bet!

 * Think Netflix for Notebooks
   
   Get the latest tech for a fraction of the price with ITEZ.SG!

 * There’s a Dyson for every home
   
   Need help picking the right vacuum? Our buying guide has you covered!

 * HWZ Coupons
 * Connect with us
   * 
   * 
   * 
   * 

Trending Topics

 * Mobile Phones
 * AV Peripherals and Systems
 * Digital Cameras
 * Notebooks
 * Graphic Cards

Our Sections

 * News
 * Product Guide
 * HWZ TV
 * Articles
 * Site Map

 

 * Forums
 * Price Lists
 * Market Place
 * Tech Show Portal
 * HWZ Coupons



AWARDS & ACCOLADES

We thank all our supporters who have helped us garner these prestigious media
awards in the industry!

Website/App of the Year for Consumer Tech Enthusiasts
Best Engagement Strategy by a Media Owner: Loyalty & Engagement Awards 2018
Consumer Review Media of the Year
Photography of the Year (Online)
Advertise on HWZ Contact Us & Feedback Terms of Service Privacy Policy PDPA
Member Terms & Conditions
Copyright © 2022 SPH Media Limited. Co. Regn. No. 202120748H. All rights
reserved.
 * illuminate (Light)
 * 
 * 

 * Help
 * Home
 * RSS

Community platform by XenForo® © 2010-2021 XenForo Ltd.
 * 
 * 
 * 
 * 

 * Forums
 * What's new
 * Log in
 * Register



Top