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https://www.fnbo.com/mortgage/ahuerta
Submission: On May 15 via manual from US — Scanned from DE
Submission: On May 15 via manual from US — Scanned from DE
Form analysis
6 forms found in the DOM<form class="fnbo-form fnbo-form--not-submitted cmp-loginlink__form" novalidate="">
<label class="cmp-loginlink__select-label " data-internal-login="true">
<span class="cmp-loginlink__select-label-txt"> Select Account </span>
<select class="cmp-loginlink__select-input js-login-link-select" name="provider">
<option data-url="https://auth.securebanklogin.com/?brand=fnbo" data-mobile-url="https://auth.securebanklogin.com/?brand=fnbo" data-test-url="https://authq.securebanklogin.com/?brand=fnbo" data-action="Log In" data-shows-enroll-links=""
data-internal-login="" value="Online Banking"> Online Banking </option>
<option data-url="https://clientpoint.fisglobal.com/tdcb/main/UserLogon?bankNumber=ng&subProduct=fnbtrust" data-mobile-url="https://clientpoint.fisglobal.com/tdcb/main/UserLogon?bankNumber=ng&subProduct=fnbtrust"
data-test-url="https://clientpoint.fisglobal.com/tdcb/main/UserLogon?bankNumber=ng&subProduct=fnbtrust" data-action="Launch" value="Client Point"> Client Point </option>
<option data-url="https://clientpoint.fisglobal.com/tdcb/main/UserLogon?bankNumber=NG&subProduct=SDAKOTA" data-mobile-url="https://clientpoint.fisglobal.com/tdcb/main/UserLogon?bankNumber=ng&subProduct=fnbtrust"
data-test-url="https://clientpoint.fisglobal.com/tdcb/main/UserLogon?bankNumber=ng&subProduct=fnbtrust" data-action="Launch" value="Client Point - FNN Trust Company"> Client Point - FNN Trust Company </option>
<option data-url="https://www.1sttools.com/loginout/login.asp" data-mobile-url="https://www.1sttools.com/loginout/login.asp" data-test-url="https://www.1sttools.com/loginout/login.asp" data-action="Launch" value="First Tools"> First Tools
</option>
<option data-url="https://firstpayx.com/" data-mobile-url="https://firstpayx.com/" data-test-url="https://firstpayx.com/" data-action="Launch" value="Healthcare Banking"> Healthcare Banking </option>
<option data-url="https://portal.fisglobal.com/052" data-mobile-url="https://portal.fisglobal.com/052" data-test-url="https://portal.fisglobal.com/052" data-action="Launch" data-requires-speedbump="" value="InTrader"> InTrader </option>
<option data-url="https://investoraccess.rjf.com/?branchid=12204" data-mobile-url="https://investoraccess.rjf.com/?branchid=12204" data-test-url="https://investoraccess.rjf.com/?branchid=12204" data-action="Launch" data-requires-speedbump=""
value="Raymond James"> Raymond James </option>
<option data-url="https://www.firstnationalretirement.com/fnbo/account/login" data-mobile-url="https://www.firstnationalretirement.com/fnbo/account/login" data-test-url="https://www.firstnationalretirement.com/fnbo/account/login"
data-action="Launch" value="FNBO Retirement"> FNBO Retirement </option>
<option data-url="https://www3.financialtrans.com/tf/FANWeb?tx=Disclaim&cz=a05081718190514022018" data-mobile-url="https://www3.financialtrans.com/tf/FANWeb?tx=Disclaim&cz=a05081718190514022018"
data-test-url="https://www3.financialtrans.com/tf/FANWeb?tx=Disclaim&cz=a05081718190514022018" data-action="Launch" data-requires-speedbump="" value="Tributary Funds"> Tributary Funds </option>
<option data-url="https://wealth.emaplan.com/ema/fncm/fnni" data-mobile-url="https://wealth.emaplan.com/ema/fncm/fnni" data-test-url="https://wealth.emaplan.com/ema/fncm/fnni" data-action="Launch" value="eMoney"> eMoney </option>
<option data-url="https://www.myclientline.net/" data-mobile-url="https://www.myclientline.net/" data-test-url="https://www.myclientline.net/" data-action="Launch" value="Merchant ClientLine Reporting"> Merchant ClientLine Reporting </option>
</select>
</label>
<a id="login-button-2" class="cmp-loginlink__form-submit-action btn btn-primary js-form-submit-action" data-toggle="modal" data-href="https://auth.securebanklogin.com/?brand=fnbo" data-di-id="#login-button-2">Log In</a>
</form>
GET /content/fnbo-dot-com/en/search.html
<form class="cmp-header-search__form js-header-search-form js-header-search-form--closed" method="get" action="/content/fnbo-dot-com/en/search.html">
<button type="button" aria-label="search" class="cmp-header-search__btn js-header-search-btn">
<i class="fas fa-search" aria-hidden="true"></i>
</button>
<label class="cmp-header-search__label">
<span class="cmp-header-search__txt">Search</span>
<input type="search" name="searchQuery" placeholder="Search" autocomplete="off" class="cmp-header-search__input ">
</label>
</form>
<form class="fnbo-form fnbo-form--not-submitted cmp-loginlink__form" novalidate="">
<label class="cmp-loginlink__select-label " data-internal-login="true">
<span class="cmp-loginlink__select-label-txt"> Select Account </span>
<select class="cmp-loginlink__select-input js-login-link-select" name="provider">
<option data-url="https://auth.securebanklogin.com/?brand=fnbo" data-mobile-url="https://auth.securebanklogin.com/?brand=fnbo" data-test-url="https://authq.securebanklogin.com/?brand=fnbo" data-action="Log In" data-shows-enroll-links=""
data-internal-login="" value="Online Banking"> Online Banking </option>
<option data-url="https://clientpoint.fisglobal.com/tdcb/main/UserLogon?bankNumber=ng&subProduct=fnbtrust" data-mobile-url="https://clientpoint.fisglobal.com/tdcb/main/UserLogon?bankNumber=ng&subProduct=fnbtrust"
data-test-url="https://clientpoint.fisglobal.com/tdcb/main/UserLogon?bankNumber=ng&subProduct=fnbtrust" data-action="Launch" value="Client Point"> Client Point </option>
<option data-url="https://clientpoint.fisglobal.com/tdcb/main/UserLogon?bankNumber=NG&subProduct=SDAKOTA" data-mobile-url="https://clientpoint.fisglobal.com/tdcb/main/UserLogon?bankNumber=ng&subProduct=fnbtrust"
data-test-url="https://clientpoint.fisglobal.com/tdcb/main/UserLogon?bankNumber=ng&subProduct=fnbtrust" data-action="Launch" value="Client Point - FNN Trust Company"> Client Point - FNN Trust Company </option>
<option data-url="https://www.1sttools.com/loginout/login.asp" data-mobile-url="https://www.1sttools.com/loginout/login.asp" data-test-url="https://www.1sttools.com/loginout/login.asp" data-action="Launch" value="First Tools"> First Tools
</option>
<option data-url="https://firstpayx.com/" data-mobile-url="https://firstpayx.com/" data-test-url="https://firstpayx.com/" data-action="Launch" value="Healthcare Banking"> Healthcare Banking </option>
<option data-url="https://portal.fisglobal.com/052" data-mobile-url="https://portal.fisglobal.com/052" data-test-url="https://portal.fisglobal.com/052" data-action="Launch" data-requires-speedbump="" value="InTrader"> InTrader </option>
<option data-url="https://investoraccess.rjf.com/?branchid=12204" data-mobile-url="https://investoraccess.rjf.com/?branchid=12204" data-test-url="https://investoraccess.rjf.com/?branchid=12204" data-action="Launch" data-requires-speedbump=""
value="Raymond James"> Raymond James </option>
<option data-url="https://www.firstnationalretirement.com/fnbo/account/login" data-mobile-url="https://www.firstnationalretirement.com/fnbo/account/login" data-test-url="https://www.firstnationalretirement.com/fnbo/account/login"
data-action="Launch" value="FNBO Retirement"> FNBO Retirement </option>
<option data-url="https://www3.financialtrans.com/tf/FANWeb?tx=Disclaim&cz=a05081718190514022018" data-mobile-url="https://www3.financialtrans.com/tf/FANWeb?tx=Disclaim&cz=a05081718190514022018"
data-test-url="https://www3.financialtrans.com/tf/FANWeb?tx=Disclaim&cz=a05081718190514022018" data-action="Launch" data-requires-speedbump="" value="Tributary Funds"> Tributary Funds </option>
<option data-url="https://wealth.emaplan.com/ema/fncm/fnni" data-mobile-url="https://wealth.emaplan.com/ema/fncm/fnni" data-test-url="https://wealth.emaplan.com/ema/fncm/fnni" data-action="Launch" value="eMoney"> eMoney </option>
<option data-url="https://www.myclientline.net/" data-mobile-url="https://www.myclientline.net/" data-test-url="https://www.myclientline.net/" data-action="Launch" value="Merchant ClientLine Reporting"> Merchant ClientLine Reporting </option>
</select>
</label>
<a id="login-button-2" class="cmp-loginlink__form-submit-action btn btn-primary js-form-submit-action" data-toggle="modal" data-href="https://auth.securebanklogin.com/?brand=fnbo" data-di-id="#login-button-2">Log In</a>
</form>
<form class="fnbo-form cmp-mortage-calculator__form fnbo-form--live-check">
<div class="fnbo-form__input-field fnbo-form__input-field-amount "><label for="homeValue">Estimated home value:</label><span class="fnbo-form__input-start"></span><input name="homeValue" id="homeValue" type="text" class="fnbo-form__input"
pattern="^\d+(,\d{0,4})*(\.\d{0,2})?$" placeholder="0.00" value="125,000" data-di-id="#homeValue"><span class="fnbo-form__input-end"></span> </div>
<div class="fnbo-form__input-field fnbo-form__input-field-amount "><label for="downPayment">Down payment:</label><span class="fnbo-form__input-start"></span><input name="downPayment" id="downPayment" type="text" class="fnbo-form__input"
pattern="^\d+(,\d{0,4})*(\.\d{0,2})?$" placeholder="0.00" value="25,000" data-di-id="#downPayment"><span class="fnbo-form__input-end"></span> </div>
<div class="fnbo-form__input-field fnbo-form__input-field-amount "><label for="loanAmount">Loan amount:* </label><span class="fnbo-form__input-start"></span><input name="loanAmount" id="loanAmount" type="text" class="fnbo-form__input"
pattern="^\d+(,\d{0,4})*(\.\d{0,2})?$" placeholder="0.00" value="100,000" data-di-id="#loanAmount"><span class="fnbo-form__input-end"></span> </div>
<div class="fnbo-form__input-field fnbo-form__input-field-percentage "><label for="interestRate">Interest Rate* </label><span class="fnbo-form__input-start"></span><input name="interestRate" id="interestRate" type="text" class="fnbo-form__input"
pattern="^\d*\.{0,1}\d*$" placeholder="0.00" value="4.24" data-di-id="#interestRate"><span class="fnbo-form__input-end"></span> </div>
<div class="fnbo-form__input-field fnbo-form__input-field-number "><label for="terms">Term (years):* </label><span class="fnbo-form__input-start"></span><input name="terms" id="terms" type="text" class="fnbo-form__input" pattern="^\d*\.{0,1}\d*$"
placeholder="0.00" value="30" data-di-id="#terms"><span class="fnbo-form__input-end"></span> </div>
<div class="fnbo-form__input-field fnbo-form__input-field-amount "><label for="annualPropertyTax">Annual Property Tax:* </label><span class="fnbo-form__input-start"></span><input name="annualPropertyTax" id="annualPropertyTax" type="text"
class="fnbo-form__input" pattern="^\d+(,\d{0,4})*(\.\d{0,2})?$" placeholder="0.00" value="3,500" data-di-id="#annualPropertyTax"><span class="fnbo-form__input-end"></span> </div>
<div class="fnbo-form__input-field fnbo-form__input-field-amount "><label for="annualPropertyInsurance">Annual Property insurance:* </label><span class="fnbo-form__input-start"></span><input name="annualPropertyInsurance"
id="annualPropertyInsurance" type="text" class="fnbo-form__input" pattern="^\d*\.{0,1}\d*$" placeholder="0.00" value="800" data-di-id="#annualPropertyInsurance"><span class="fnbo-form__input-end"></span> </div>
<p class="cmp-mortage-calculator__caption">* indicates required field</p>
</form>
POST https://webto.salesforce.com/servlet/servlet.WebToLead?encoding=UTF-8
<form class="generic-contact-form contact-form" method="POST" action="https://webto.salesforce.com/servlet/servlet.WebToLead?encoding=UTF-8">
<input value="https://www.fnbo.com/personal-banking/mortgage-loans/contact-exit-form" name="retURL" type="hidden">
<input type="hidden" id="bestTimeToCall" name="bestTimeToCall" value="AM" data-di-id="#bestTimeToCall"><input value="00D30000001GIIJ" name="oid" type="hidden"><input type="hidden" name="00N0c00000Au497" id="loName" value="Amanda Barnes"
data-di-id="#loName"><input type="hidden" name="comment" value="Wish to speak with Loan Officer">
<div class="input-holder profileDetailInputHolder">
<label for="first_name">First Name*</label><input id="first_name" name="first_name" required="true" type="text" data-di-id="#first_name">
</div>
<div class="input-holder profileDetailInputHolder">
<label for="last_name">Last Name*</label><input id="last_name" name="last_name" required="true" type="text" data-di-id="#last_name">
</div>
<div class="input-holder profileDetailInputHolder profileDetailPhoneInputHolder">
<label for="phone">Phone Number*</label><input maxlength="10" minlength="10" required="true" type="tel" name="phone" id="phone" data-di-id="#phone">
</div>
<div class="input-holder profileDetailInputHolder">
<label for="email">Email Address*</label><input required="true" type="email" name="email" id="email" data-di-id="#email">
</div>
<div class="input-holder profileDetailInputHolder">
<label for="00N0c00000Au498">Mortgage Type</label><select name="00N0c00000Au498" id="00N0c00000Au498">
<option selected="" value="">Select a Mortgage Type</option>
<option value="Purchase">Purchase</option>
<option value="Refinance">Refinance</option>
</select>
</div>
<div class="input-holder profileDetailInputHolder">
<label for="state">State</label><select id="state" name="state">
<option selected="" value="">Select a State</option>
<option value="AL">Alabama</option>
<option value="AK">Alaska</option>
<option value="AZ">Arizona</option>
<option value="AR">Arkansas</option>
<option value="CA">California</option>
<option value="CO">Colorado</option>
<option value="CT">Connecticut</option>
<option value="DE">Delaware</option>
<option value="DC">District Of Columbia</option>
<option value="FL">Florida</option>
<option value="GA">Georgia</option>
<option value="HI">Hawaii</option>
<option value="ID">Idaho</option>
<option value="IL">Illinois</option>
<option value="IN">Indiana</option>
<option value="IA">Iowa</option>
<option value="KS">Kansas</option>
<option value="KY">Kentucky</option>
<option value="LA">Louisiana</option>
<option value="ME">Maine</option>
<option value="MD">Maryland</option>
<option value="MA">Massachusetts</option>
<option value="MI">Michigan</option>
<option value="MN">Minnesota</option>
<option value="MS">Mississippi</option>
<option value="MO">Missouri</option>
<option value="MT">Montana</option>
<option value="NE">Nebraska</option>
<option value="NV">Nevada</option>
<option value="NH">New Hampshire</option>
<option value="NJ">New Jersey</option>
<option value="NM">New Mexico</option>
<option value="NY">New York</option>
<option value="NC">North Carolina</option>
<option value="ND">North Dakota</option>
<option value="OH">Ohio</option>
<option value="OK">Oklahoma</option>
<option value="OR">Oregon</option>
<option value="PA">Pennsylvania</option>
<option value="RI">Rhode Island</option>
<option value="SC">South Carolina</option>
<option value="SD">South Dakota</option>
<option value="TN">Tennessee</option>
<option value="TX">Texas</option>
<option value="UT">Utah</option>
<option value="VT">Vermont</option>
<option value="VA">Virginia</option>
<option value="WA">Washington</option>
<option value="WV">West Virginia</option>
<option value="WI">Wisconsin</option>
<option value="WY">Wyoming</option>
</select>
</div>
<div class="input-holder profileDetailInputHolder">
<label for="00Na000000Axzaq">Zip Code of Property</label><input max="99999" maxlength="5" minlength="5" pattern="[0-9]*" type="tel" name="00Na000000Axzaq" id="00Na000000Axzaq">
</div>
<div class="input-holder profileDetailInputHolder">
<label for="description">Additional Comments</label><textarea id="description" cols="50" rows="2" type="text" name="description"></textarea>
</div>
<input type="hidden" id="referrerCategory" name="referrerCategory" value="" data-di-id="#referrerCategory"><input type="hidden" id="referrerSource" name="referrerSource" value="" data-di-id="#referrerSource"><input type="hidden" id="referringURL"
name="url" value="" data-di-id="#referringURL"><input value="0120c000001NfVn" id="recordType" name="recordType" type="hidden" data-di-id="#recordType">
<div class="submit-holder">
<button class="btn btn-primary-gradient btn-expand profileDetailSubmitContactForm" type="submit" id="ahuerta-submit" data-di-id="#ahuerta-submit">Submit</button>
</div>
</form>
<form class="modal-dialog-centered modal-dialog">
<div class="modal-content">
<div class="modal-header">
<h2 class="modal-title">Modify Privacy Options (cookie preferences)</h2>
<i class="far fa-times modal-xIcon close" data-dismiss="modal" aria-label="Close" aria-hidden="true"></i>
</div>
<div class="modal-body">
<div class="cmp-cookieconsent__modal__notificationtext">
<p>FNBO uses cookies to: (i) provide the service requested by you, (ii) analyze your usage data, (iii) adapt our advertising to your interests, and (iv) personalize your experience. For more information about the collection and use of your
personal information by FNBO, including cookies on FNBO websites, please reference FNBO’s Privacy Notice at https://www.fnbo.com/privacy/.</p>
</div>
<div class="cmp-cookieconsent__modal__option">
<input type="checkbox" name="fnbo.cookieconsent.necessary" class="cmp-cookieconsent__modal__option__input">
<label>
<span class="cmp-cookieconsent__modal__option__title">Necessary Cookies</span>
<div class="cmp-cookieconsent__modal__option__description">
<p>These cookies enable basic website functions like page navigation and access to secure areas, and are required for the delivery of the service you requested.</p>
</div>
</label>
</div>
<div class="cmp-cookieconsent__modal__option">
<input type="checkbox" name="fnbo.cookieconsent.analysis" class="cmp-cookieconsent__modal__option__input">
<label>
<span class="cmp-cookieconsent__modal__option__title">Analysis Cookies</span>
<div class="cmp-cookieconsent__modal__option__description">
<p>These cookies collect usage data in order to better understand and optimize your website experience.</p>
</div>
</label>
</div>
<div class="cmp-cookieconsent__modal__option">
<input type="checkbox" name="fnbo.cookieconsent.advertising" class="cmp-cookieconsent__modal__option__input">
<label>
<span class="cmp-cookieconsent__modal__option__title">Advertising Cookies</span>
<div class="cmp-cookieconsent__modal__option__description">
<p>These cookies allow FNBO and third-party partners of FNBO selling products and services to our customers to offer advertisements tailored to your interests.</p>
</div>
</label>
</div>
<div class="cmp-cookieconsent__modal__option">
<input type="checkbox" name="fnbo.cookieconsent.personalization" class="cmp-cookieconsent__modal__option__input">
<label>
<span class="cmp-cookieconsent__modal__option__title">Personalization Cookies</span>
<div class="cmp-cookieconsent__modal__option__description">
<p>These cookies enable a website to remember information that changes the way the website behaves or looks based on your preferences or actions.</p>
</div>
</label>
</div>
</div>
<div class="modal-footer cmp-cookieconsent__modal__controls">
<button class="btn btn-primary" data-dismiss="modal" area-label="Cancel" id="footer-cancel" data-di-id="#footer-cancel">Cancel</button>
<button type="submit" class="btn btn-primary" id="footer-confirm" data-di-id="#footer-confirm">Confirm</button>
</div>
</div>
</form>
Text Content
* Personal Back Bank * Checking * Savings * Credit Cards * CDs * IRAs Borrow * Mortgage * Home Equity * Personal * Auto * Debt Consolidation Wealth * Meet Our Advisors * Financial Planning * Retirement Planning * Wealth Management Solutions * Resources & Insights Tools & Resources * Digital Banking * Circle * Welcome to FNBO * Events & Promotions * Mortgage Calculator * Insurance * SCRA * Personal Help Center * Business Back Small Business Banking * Checking * Savings * Credit Cards * CDs Lending * Loans * Lines of Credit * SBA Loans Commercial Banking Solutions * Commercial Lending * Commercial Payments * International Banking * Commercial Credit Cards * Virtual Commercial Cards * Find a Banker Industry Solutions * Agribusiness * Business Owner Advisory Svcs. * Commercial Real Estate * Healthcare Banking * Transportation Banking * Correspondent Banking Services Business Services * Business Online Banking * Merchant Services * PayMaker by FNBO * Centime Cash Management * Payroll Services * Technology Solutions * Employee Benefits * Insurance * SCRA * Business Help Center Investment Services * Capital Markets * Institutional Asset Management * Financial Tips & Topics * About Back About * History * Leadership * Support Local * Newsroom * Events Community * Request Support * Impact Report * Commitment to Community Impact * CRA * Community News Careers * Explore Career Opportunities * Why FNBO * Emerging Professionals * Inclusion and Diversity * Benefits * Youth Programs * Meet Our Team * Resources & Events States * Colorado * Illinois * Iowa * Kansas * Nebraska * South Dakota * Texas * Wyoming * Find ATM/Branch FIND ATM/BRANCH * Contact Us Log In Select Account Online Banking Client Point Client Point - FNN Trust Company First Tools Healthcare Banking InTrader Raymond James FNBO Retirement Tributary Funds eMoney Merchant ClientLine Reporting Log In Need Help? New to Online Banking? Enroll Now New to Business Banking? Enroll Now Search Log In Select Account Online Banking Client Point Client Point - FNN Trust Company First Tools Healthcare Banking InTrader Raymond James FNBO Retirement Tributary Funds eMoney Merchant ClientLine Reporting Log In Need Help? New to Online Banking? Enroll Now New to Business Banking? Enroll Now ABE HUERTA Mortgage Loan Officer Plano NMLS#: 2065453 1300 Preston Road Plano, TX 75093 (469) 578-4550 ahuerta@fnni.com Download vCard * Start the Process * Contact Me ABE HUERTA Why am I a Mortgage Lender? My approach to working with my clients consists of three essential pillars: honesty, communication, and a clear understanding of expectations. First and foremost, I want to know my client’s goals and timeline. Knowing this, I believe I can better serve them and meet their expectations throughout the loan process. My Experience: For most of my adult life, I’ve devoted myself to the service of our country and the State of Texas. Serving in the Texas Army National Guard as a non-commissioned officer in the infantry has been my most tremendous honor. During my time of service, I was mobilized for search and rescue operations during Hurricane Harvey, deployed to the Horn of Africa in support of Operation Enduring Freedom, and most recently participated in rapid Covid response operations in the central part of the State. Interesting to Know: One of my goals is to participate in my first half ironman by the end of 2023. I am finishing my second Masters in Dispute Resolution and Conflict Management at Southern Methodist University, from which I will graduate in the spring of 2023. In addition, I’m a dog dad and currently training my Dutch shepherd for service dog certification. My goal is to train future service dogs to help combat veterans with their transition to civilian life. WE'LL GUIDE YOU HOME LOCK & SHOP RATE SECURITY Stay safe from higher rates and lock your rate in for 60 or 90 days.1 MORTGAGE OPTIONS Down Payment Options as Low as 3-5%. COMPETITIVE RATES Competitive mortgage rates help save you money over the life of your loan. DEDICATED LOAN OFFICER Let your dedicated mortgage loan officer answer all of your questions and provide peace of mind - start to finish. CALCULATE YOUR MONTHLY PAYMENT Estimated home value: Down payment: Loan amount:* Interest Rate* Term (years):* Annual Property Tax:* Annual Property insurance:* * indicates required field RESULTS TOTAL MONTHLY PAYMENT:850 MONTHLY PAYMENT BREAKDOWN: * Principal and interest:491 * Property taxes:292 * Property insurance:67 CONTACT US First Name* Last Name* Phone Number* Email Address* Mortgage TypeSelect a Mortgage TypePurchaseRefinance StateSelect a StateAlabamaAlaskaArizonaArkansasCaliforniaColoradoConnecticutDelawareDistrict Of ColumbiaFloridaGeorgiaHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew HampshireNew JerseyNew MexicoNew YorkNorth CarolinaNorth DakotaOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVermontVirginiaWashingtonWest VirginiaWisconsinWyoming Zip Code of Property Additional Comments Submit *Required Important Information 1 First National Bank's Lock & Shop program locks the initial interest rate for 60 or 90 days on 15 and 30-year conventional, 30-year FHA and VA fixed-rate purchase loan products. Your exact interest rate will depend on the date you lock your rate. In order to obtain this rate, a fully executed purchase agreement must be received by First National Bank within 30 calendar days of a 60 day lock or 60 calendar days of a 90 day lock. You will have the option to extend the due date for the purchase agreement and the rate lock expiration one time by 15 days. In addition, you may exercise a float down in the rate to the current market rate within 7 calendar days of executing a purchase contract. Please contact your loan officer to exercise this float down option. Additional fees, conditions or exclusions may apply. This is neither a commitment to lend nor an approval of the loan inquiry. Any change in rate or fees may affect approval of the loan. The calculator is provided for your convenience. Calculators are designed to be an approximation using information you provide. Such information is not part of any credit application with us. The accuracy of this calculator and its applicability to your circumstances is not guaranteed and actual results may vary. This calculator is not intended as an advertisement, a disclosure under any consumer law, an offer to make a loan, or an offer of any advice. You should obtain personal advice from qualified professionals. This calculator does not guarantee the availability of any particular product or interest rate and some of the products described in the calculator are not available through us. MORE THAN 165 YEARS OF PUTTING CUSTOMERS FIRST. COMPANY * About Us * Careers * Branch Locations * Sitemap LEGAL * Privacy Notice * Modify Privacy Options MODIFY PRIVACY OPTIONS (COOKIE PREFERENCES) FNBO uses cookies to: (i) provide the service requested by you, (ii) analyze your usage data, (iii) adapt our advertising to your interests, and (iv) personalize your experience. 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